Spring Festival Insurance Guide: Multi-dimensional Scenarios such as Travel, Home Stay, and Social Gatherings – How to Mitigate Risks

When purchasing insurance products, consumers are advised to focus on the exemption clauses in the terms and conditions to avoid claim disputes caused by misunderstandings.

lanjinger.com15:13

The Hang Seng Index closed down 465 points, with AIA and Standard Chartered falling 4%. Commodity stocks also declined.

Investors sold off technology stocks, causing the Dow Jones Industrial Average to fall 1.3% overnight. The Hang Seng Index (HSI) followed the global decline. The HSI opened 392 points lower and initially narrowed its losses to 258 points at 26,774 points. However, it subsequently dropped again and fell as much as 588 points in the afternoon to reach 26,444 points. For the day, the HSI closed at 26,567 points, down 465 points or 1.7%. The Hang Seng China Enterprises Index (HSCEI) fell 142 points, or 1.6%, to close at 9,032 points. The Hang Seng Tech Index declined 48 points, or 0.9%, closing at 5,360 points. Total turnover for the day amounted to HKD 257.578 billion. Financial stocks fell, with HSBC (00005.HK) and Hong Kong Exchanges and Clearing Limited (00388.

AASTOCKSFeb 13 16:39

Hong Kong Stock Market Movement | Domestic insurance stocks collectively declined, with China Life (02628) dropping over 4%. Volatility in the capital market during the fourth quarter has temporarily affected investment performance.

Domestic insurance stocks collectively declined. As of press time, China Life Insurance (02628) fell by 4.14%, trading at HKD 32.92; PICC Property (01339) dropped by 3.52%, trading at HKD 6.56; China Pacific Insurance (02601) decreased by 2.41%, trading at HKD 37.26; and New China Life Insurance (01336) slipped by 2.1%, trading at HKD 58.15.

Zhitong FinanceFeb 13 14:34

Last year, the original insurance premium income of domestic insurance companies increased by 7.4% year-on-year, with sufficient solvency.

The National Financial Regulatory Authority released the key regulatory indicators for the banking and insurance industries for the fourth quarter of 2025. The data showed that, for the whole year of 2025, the original insurance premium income of insurance companies reached 6.1 trillion yuan (RMB, hereinafter the same), representing a year-on-year growth of 7.4%; claims and benefit payments amounted to 2.4 trillion yuan, increasing by 6.2% year-on-year; the number of new insurance policies issued was 1,168 billion, marking a year-on-year increase of 12.6%. By the end of the fourth quarter of 2025, the average comprehensive solvency adequacy ratio of insurance companies stood at 181.1%, while the core solvency adequacy ratio was 130.4%, both exceeding the regulatory standards of 100% and 50%, respectively. Insurance companies and insurance...

AASTOCKSFeb 13 07:08

Shenwan Hongyuan: Insurers' NBV growth is expected to be impressive, with market volatility having a temporary impact on 4Q25 performance.

The outstanding performance in the first three quarters has laid a solid foundation for achieving the full-year target, and the strong growth momentum of NBV for insurance companies is expected to continue into 2025.

Zhitong FinanceFeb 11 14:09

CMB Securities: The insurance industry is expected to conclude 2025 on a stable note, with promising prospects for a strong start in 2026.

Recently, the National Financial Regulatory Authority announced the insurance industry's operating performance from January to December 2025. Life insurance companies achieved nearly double-digit premium growth for the full year, with a strong performance expected for the 2026 opening season.

Zhitong FinanceFeb 10 11:35