US Stock MarketDetailed Quotes

CZFS Citizens Financial Services

Watchlist
  • 40.000
  • -2.170-5.15%
Close Apr 26 16:00 ET
  • 41.040
  • +1.040+2.60%
Post 19:30 ET
188.28MMarket Cap10.42P/E (TTM)

Citizens Financial Services Key Stats

Earnings

Revenue Breakdown

Financial Indicators

Income Statement

Balance Sheet

Cash Flow

Quarterly+Annual
YOY yoy
Hide blank lines yoy
(Q1)Mar 31, 2024
(FY)Dec 31, 2023
(Q4)Dec 31, 2023
(Q3)Sep 30, 2023
(Q2)Jun 30, 2023
(Q1)Mar 31, 2023
(FY)Dec 31, 2022
(Q4)Dec 31, 2022
(Q3)Sep 30, 2022
(Q2)Jun 30, 2022
Total revenue
22.58%24.83M
12.21%91.87M
17.29%25.34M
21.02%26.07M
0.84%20.2M
8.35%20.25M
4.41%81.87M
11.49%21.61M
10.78%21.54M
5.89%20.03M
Net interest income
15.71%20.56M
10.27%78.85M
12.73%21.45M
18.01%22.03M
-0.16%17.61M
9.82%17.77M
8.79%71.51M
13.40%19.03M
13.07%18.66M
9.52%17.64M
-Net interest income
51.38%37.53M
51.95%125.71M
58.23%38.11M
68.09%36.31M
37.18%26.5M
39.83%24.79M
13.58%82.73M
30.77%24.09M
18.31%21.6M
7.50%19.32M
-Interest income from loans and lease
55.81%35.13M
56.30%116.08M
63.26%35.64M
74.12%33.77M
40.87%24.12M
41.64%22.55M
11.89%74.27M
29.92%21.83M
17.52%19.4M
4.58%17.12M
-Interest income from deposits
242.25%243K
84.00%736K
308.96%274K
332.79%264K
-18.59%127K
-38.79%71K
-10.51%400K
-40.18%67K
-48.31%61K
40.54%156K
-Interest income from securities
-0.78%2.16M
10.30%8.9M
0.41%2.2M
6.06%2.27M
10.49%2.26M
28.20%2.17M
34.01%8.07M
45.55%2.19M
31.13%2.14M
37.16%2.04M
-Total interest expense
141.57%16.98M
317.52%46.86M
229.52%16.66M
386.38%14.29M
429.74%8.89M
352.48%7.03M
57.96%11.22M
208.99%5.06M
67.64%2.94M
-9.93%1.68M
-Interest expense for deposit
212.80%12.32M
333.28%31.7M
327.82%12.18M
449.51%10.1M
304.13%5.48M
208.94%3.94M
25.34%7.32M
120.36%2.85M
29.25%1.84M
-11.08%1.36M
-Interest expense for long term debt and capital securities
50.71%4.65M
288.00%15.16M
102.76%4.48M
280.80%4.19M
958.70%3.41M
1,010.79%3.09M
208.12%3.91M
541.86%2.21M
233.03%1.1M
-4.73%322K
Non interest income
71.62%4.27M
25.59%13.01M
50.97%3.89M
40.61%4.04M
8.23%2.59M
-1.07%2.49M
-18.31%10.36M
-0.81%2.58M
-2.11%2.87M
-14.86%2.39M
-Total premiums earned
206.42%668K
47.18%1.25M
44.24%313K
126.39%489K
10.38%234K
5.31%218K
-53.39%852K
17.30%217K
30.91%216K
30.06%212K
-Fees and commissions
16.68%2.28M
3.52%8.33M
10.65%2.12M
9.10%2.34M
-4.63%1.92M
-1.16%1.96M
11.03%8.04M
0.68%1.92M
19.00%2.14M
14.54%2.01M
-Other non interest income
157.47%448K
-9.23%767K
-8.68%200K
16.29%307K
-51.14%86K
-6.45%174K
-39.56%845K
9.50%219K
-26.26%264K
-60.80%176K
-Gain loss on sale of assets
372.83%472K
42,000.00%1.26M
2,242.50%857K
655.71%529K
147.31%44K
-388.33%-173K
-100.16%-3K
-117.78%-40K
-86.77%70K
-127.35%-93K
-Dividend income
27.71%401K
125.84%1.41M
50.94%403K
108.24%379K
245.56%311K
273.81%314K
64.81%623K
206.90%267K
116.67%182K
-15.09%90K
Credit losses provision
-785K
-228.46%-5.53M
22.48%-200K
34.48%-475K
-978.44%-4.85M
0
-8.58%-1.68M
-258K
-81.25%-725K
10.00%-450K
Non interest expense
44.30%16.64M
25.11%55.55M
40.18%15.92M
36.22%15.82M
9.63%12.28M
12.74%11.53M
6.86%44.4M
4.36%11.36M
11.67%11.61M
8.53%11.2M
Occupancy and equipment
58.22%1.56M
33.54%4.95M
56.98%1.51M
63.82%1.48M
6.09%976K
6.83%986K
6.26%3.7M
12.15%960K
5.88%901K
7.98%920K
Professional expense and contract services expense
84.51%703K
19.56%1.96M
115.00%688K
-13.95%506K
-1.78%387K
12.39%381K
7.54%1.64M
-14.21%320K
89.68%588K
-0.25%394K
Selling and administrative expenses
35.58%10.82M
27.67%38.25M
36.19%11.65M
46.34%10.38M
13.03%8.61M
13.18%7.98M
7.98%29.96M
21.47%8.56M
0.85%7.09M
9.42%7.62M
-General and administrative expense
35.58%10.82M
27.67%38.25M
36.19%11.65M
46.34%10.38M
13.03%8.61M
13.18%7.98M
7.98%29.96M
21.47%8.56M
0.85%7.09M
9.42%7.62M
Depreciation amortization depletion
377.42%148K
139.10%373K
327.78%154K
292.50%157K
-22.50%31K
-22.50%31K
-18.75%156K
-21.74%36K
-16.67%40K
-18.37%40K
-Depreciation and amortization
377.42%148K
139.10%373K
327.78%154K
292.50%157K
-22.50%31K
-22.50%31K
-18.75%156K
-21.74%36K
-16.67%40K
-18.37%40K
Other non-interest expense
58.27%3.42M
12.09%10.02M
29.21%1.92M
10.36%3.3M
2.02%2.27M
14.78%2.16M
3.96%8.94M
-42.07%1.49M
38.65%2.99M
8.06%2.23M
Income from associates and other participating interests
Special income (charges)
551.64%1.1M
-3,074.32%-9.27M
0
-623K
-8.4M
-244K
-292K
-292K
0
0
Gain on sale of business
--1.1M
----
----
----
----
----
----
----
----
----
Less:Restructuring and mergern&acquisition
--0
3,074.32%9.27M
--0
--623K
--8.4M
--244K
--292K
--292K
--0
--0
Other non-operating income (expenses)
Income before tax
0.29%8.5M
-39.39%21.52M
-4.92%9.22M
-0.57%9.15M
-163.60%-5.33M
3.21%8.48M
0.50%35.5M
14.16%9.7M
6.45%9.2M
3.52%8.38M
Income tax
-8.20%1.48M
-42.44%3.7M
-7.78%1.68M
-3.38%1.6M
-180.16%-1.19M
9.31%1.61M
3.81%6.44M
17.50%1.83M
4.88%1.66M
2.14%1.48M
Earnings from equity interest net of tax
Net income
2.29%7.02M
-38.71%17.81M
-4.25%7.54M
0.05%7.55M
-160.05%-4.14M
1.88%6.87M
-0.20%29.06M
13.41%7.88M
6.80%7.54M
3.82%6.9M
Net Income continuous operations
2.29%7.02M
-38.71%17.81M
-4.25%7.54M
0.05%7.55M
-160.05%-4.14M
1.88%6.87M
-0.20%29.06M
13.41%7.88M
6.80%7.54M
3.82%6.9M
Minority interest income
Net income attributable to the parent company
2.29%7.02M
-38.71%17.81M
-4.25%7.54M
0.05%7.55M
-160.05%-4.14M
1.88%6.87M
-0.20%29.06M
13.41%7.88M
6.80%7.54M
3.82%6.9M
Preferred stock dividends
Other preferred stock dividend
Net income attributable to common stockholders
2.29%7.02M
-38.71%17.81M
-4.25%7.54M
0.05%7.55M
-160.05%-4.14M
1.88%6.87M
-0.20%29.06M
13.41%7.88M
6.80%7.54M
3.82%6.9M
Basic earnings per share
-13.01%1.49
-44.00%4.06
-18.79%1.6
-14.36%1.61
-158.72%-1.01
2.25%1.7129
0.18%7.25
14.20%1.9703
7.29%1.88
4.31%1.72
Diluted earnings per share
-13.01%1.49
-44.00%4.06
-18.79%1.6
-14.36%1.61
-158.72%-1.01
2.25%1.7129
0.18%7.25
14.20%1.9703
7.29%1.88
4.31%1.72
Dividend per share
2.04%0.49
3.12%1.9452
3.10%0.49
3.10%0.49
3.13%0.485
3.13%0.4802
3.16%1.8864
3.15%0.4752
3.15%0.4752
3.17%0.4703
Currency Unit
USD
USD
USD
USD
USD
USD
USD
USD
USD
USD
Accounting Standards
US-GAAP
US-GAAP
US-GAAP
US-GAAP
US-GAAP
US-GAAP
US-GAAP
US-GAAP
US-GAAP
US-GAAP
Audit Opinions
--
Unqualified Opinion
--
--
--
--
Unqualified Opinion
--
--
--
(Q1)Mar 31, 2024(FY)Dec 31, 2023(Q4)Dec 31, 2023(Q3)Sep 30, 2023(Q2)Jun 30, 2023(Q1)Mar 31, 2023(FY)Dec 31, 2022(Q4)Dec 31, 2022(Q3)Sep 30, 2022(Q2)Jun 30, 2022
Total revenue 22.58%24.83M12.21%91.87M17.29%25.34M21.02%26.07M0.84%20.2M8.35%20.25M4.41%81.87M11.49%21.61M10.78%21.54M5.89%20.03M
Net interest income 15.71%20.56M10.27%78.85M12.73%21.45M18.01%22.03M-0.16%17.61M9.82%17.77M8.79%71.51M13.40%19.03M13.07%18.66M9.52%17.64M
-Net interest income 51.38%37.53M51.95%125.71M58.23%38.11M68.09%36.31M37.18%26.5M39.83%24.79M13.58%82.73M30.77%24.09M18.31%21.6M7.50%19.32M
-Interest income from loans and lease 55.81%35.13M56.30%116.08M63.26%35.64M74.12%33.77M40.87%24.12M41.64%22.55M11.89%74.27M29.92%21.83M17.52%19.4M4.58%17.12M
-Interest income from deposits 242.25%243K84.00%736K308.96%274K332.79%264K-18.59%127K-38.79%71K-10.51%400K-40.18%67K-48.31%61K40.54%156K
-Interest income from securities -0.78%2.16M10.30%8.9M0.41%2.2M6.06%2.27M10.49%2.26M28.20%2.17M34.01%8.07M45.55%2.19M31.13%2.14M37.16%2.04M
-Total interest expense 141.57%16.98M317.52%46.86M229.52%16.66M386.38%14.29M429.74%8.89M352.48%7.03M57.96%11.22M208.99%5.06M67.64%2.94M-9.93%1.68M
-Interest expense for deposit 212.80%12.32M333.28%31.7M327.82%12.18M449.51%10.1M304.13%5.48M208.94%3.94M25.34%7.32M120.36%2.85M29.25%1.84M-11.08%1.36M
-Interest expense for long term debt and capital securities 50.71%4.65M288.00%15.16M102.76%4.48M280.80%4.19M958.70%3.41M1,010.79%3.09M208.12%3.91M541.86%2.21M233.03%1.1M-4.73%322K
Non interest income 71.62%4.27M25.59%13.01M50.97%3.89M40.61%4.04M8.23%2.59M-1.07%2.49M-18.31%10.36M-0.81%2.58M-2.11%2.87M-14.86%2.39M
-Total premiums earned 206.42%668K47.18%1.25M44.24%313K126.39%489K10.38%234K5.31%218K-53.39%852K17.30%217K30.91%216K30.06%212K
-Fees and commissions 16.68%2.28M3.52%8.33M10.65%2.12M9.10%2.34M-4.63%1.92M-1.16%1.96M11.03%8.04M0.68%1.92M19.00%2.14M14.54%2.01M
-Other non interest income 157.47%448K-9.23%767K-8.68%200K16.29%307K-51.14%86K-6.45%174K-39.56%845K9.50%219K-26.26%264K-60.80%176K
-Gain loss on sale of assets 372.83%472K42,000.00%1.26M2,242.50%857K655.71%529K147.31%44K-388.33%-173K-100.16%-3K-117.78%-40K-86.77%70K-127.35%-93K
-Dividend income 27.71%401K125.84%1.41M50.94%403K108.24%379K245.56%311K273.81%314K64.81%623K206.90%267K116.67%182K-15.09%90K
Credit losses provision -785K-228.46%-5.53M22.48%-200K34.48%-475K-978.44%-4.85M0-8.58%-1.68M-258K-81.25%-725K10.00%-450K
Non interest expense 44.30%16.64M25.11%55.55M40.18%15.92M36.22%15.82M9.63%12.28M12.74%11.53M6.86%44.4M4.36%11.36M11.67%11.61M8.53%11.2M
Occupancy and equipment 58.22%1.56M33.54%4.95M56.98%1.51M63.82%1.48M6.09%976K6.83%986K6.26%3.7M12.15%960K5.88%901K7.98%920K
Professional expense and contract services expense 84.51%703K19.56%1.96M115.00%688K-13.95%506K-1.78%387K12.39%381K7.54%1.64M-14.21%320K89.68%588K-0.25%394K
Selling and administrative expenses 35.58%10.82M27.67%38.25M36.19%11.65M46.34%10.38M13.03%8.61M13.18%7.98M7.98%29.96M21.47%8.56M0.85%7.09M9.42%7.62M
-General and administrative expense 35.58%10.82M27.67%38.25M36.19%11.65M46.34%10.38M13.03%8.61M13.18%7.98M7.98%29.96M21.47%8.56M0.85%7.09M9.42%7.62M
Depreciation amortization depletion 377.42%148K139.10%373K327.78%154K292.50%157K-22.50%31K-22.50%31K-18.75%156K-21.74%36K-16.67%40K-18.37%40K
-Depreciation and amortization 377.42%148K139.10%373K327.78%154K292.50%157K-22.50%31K-22.50%31K-18.75%156K-21.74%36K-16.67%40K-18.37%40K
Other non-interest expense 58.27%3.42M12.09%10.02M29.21%1.92M10.36%3.3M2.02%2.27M14.78%2.16M3.96%8.94M-42.07%1.49M38.65%2.99M8.06%2.23M
Income from associates and other participating interests
Special income (charges) 551.64%1.1M-3,074.32%-9.27M0-623K-8.4M-244K-292K-292K00
Gain on sale of business --1.1M------------------------------------
Less:Restructuring and mergern&acquisition --03,074.32%9.27M--0--623K--8.4M--244K--292K--292K--0--0
Other non-operating income (expenses)
Income before tax 0.29%8.5M-39.39%21.52M-4.92%9.22M-0.57%9.15M-163.60%-5.33M3.21%8.48M0.50%35.5M14.16%9.7M6.45%9.2M3.52%8.38M
Income tax -8.20%1.48M-42.44%3.7M-7.78%1.68M-3.38%1.6M-180.16%-1.19M9.31%1.61M3.81%6.44M17.50%1.83M4.88%1.66M2.14%1.48M
Earnings from equity interest net of tax
Net income 2.29%7.02M-38.71%17.81M-4.25%7.54M0.05%7.55M-160.05%-4.14M1.88%6.87M-0.20%29.06M13.41%7.88M6.80%7.54M3.82%6.9M
Net Income continuous operations 2.29%7.02M-38.71%17.81M-4.25%7.54M0.05%7.55M-160.05%-4.14M1.88%6.87M-0.20%29.06M13.41%7.88M6.80%7.54M3.82%6.9M
Minority interest income
Net income attributable to the parent company 2.29%7.02M-38.71%17.81M-4.25%7.54M0.05%7.55M-160.05%-4.14M1.88%6.87M-0.20%29.06M13.41%7.88M6.80%7.54M3.82%6.9M
Preferred stock dividends
Other preferred stock dividend
Net income attributable to common stockholders 2.29%7.02M-38.71%17.81M-4.25%7.54M0.05%7.55M-160.05%-4.14M1.88%6.87M-0.20%29.06M13.41%7.88M6.80%7.54M3.82%6.9M
Basic earnings per share -13.01%1.49-44.00%4.06-18.79%1.6-14.36%1.61-158.72%-1.012.25%1.71290.18%7.2514.20%1.97037.29%1.884.31%1.72
Diluted earnings per share -13.01%1.49-44.00%4.06-18.79%1.6-14.36%1.61-158.72%-1.012.25%1.71290.18%7.2514.20%1.97037.29%1.884.31%1.72
Dividend per share 2.04%0.493.12%1.94523.10%0.493.10%0.493.13%0.4853.13%0.48023.16%1.88643.15%0.47523.15%0.47523.17%0.4703
Currency Unit USDUSDUSDUSDUSDUSDUSDUSDUSDUSD
Accounting Standards US-GAAPUS-GAAPUS-GAAPUS-GAAPUS-GAAPUS-GAAPUS-GAAPUS-GAAPUS-GAAPUS-GAAP
Audit Opinions --Unqualified Opinion--------Unqualified Opinion------

Analysis

Analyst Rating

No Data

Price Target

No Data

Heat List
US
Overall
Symbol
Latest Price
%Chg