From cognition to actual combat, reconstruct investment logic.
How did I get involved in the stock market scam?
"it is the strong desire to make money in your mind that controls you, controlled by the desire to improve your life, and they seize this human weakness. "Hao Yun expressed the reason why he was cheated.
Hao Yun has hardly had a good night's sleep recently, half asleep and drowsy, even making her confused between reality and dreams.
More than a month ago, on April 8, she was cheated of $570000, of which more than $100,000 was her entire savings and $400000 in loans.
Before she found out the scam, she thought she was one of the lucky few, imagining that her future husband and daughter would lead a better life, but she did not expect that this was an elaborate trap designed by a professional stock market fraud gang. not only did she ruin her hard-earned savings, but she was also saddled with debt.
Hao Yun lives in a small town with a daughter less than 3 years old. She is not rich, but she is not so tight. Insipid is the main tone of life. The sudden epidemic pressed the pause button for all this, people hid in their homes, and their incomes were affected.
She said it was not clear how the epidemic was directly related to the scam, but many people thought similar to her, looking for a new source of income when the epidemic affected income.
Among the victims, there was also an eldest brother who was deceived 500000, and his wife was hospitalized as a result. He had thought of jumping off a building to commit suicide. This 500000 was the purchase money temporarily placed on him by others, and his savings had been spent on buying a house. He was still carrying a mortgage that had not been paid off, and now selling a house to pay off debts has become the only choice.
Time goes back to the beginning of the scam. In early March, Hao Yun searched for stock-related content on Weibo Corp and followed several big Vs that recommended stocks. Through the active private message of Big V, she joined the QQ group, and the person who pulled her into the group was named "Ke Xudong." in this group, Ke Xudong introduced the "whaling operation" to them and made a profit by cooperating with listed companies and raising a stock with a large amount of hot money.
The process of fraud is not complicated, but in order to cover up the flaws, the criminal gang spent a month fighting "psychological warfare". There are even professional financial professionals who "have normal classes" to create an atmosphere of a stock learning group, break through the possible suspicious points one by one, and then transfer from a large group of QQ to a small group of rice chat platform. the terrible thing is that the other 29 people in the group of 30 may all be "trusts". These "trusts" will become friends with the deceived and talk to each other.
In this atmosphere, many people chose to join, they transferred the money to a strange account, and the moment the money was transferred out, it never came back.
For those in the game, this is a fatal blow. Among the dozens of people interviewed by Insight, they are college students majoring in finance and some employees who have worked in banks for more than ten years. One college student, whose living expenses was only 1200 yuan, never dared to spend money indiscriminately. He invested 80, 000 yuan saved through various part-time jobs, and another took out all his savings and made hundreds of thousands of extra loans.
All fantasies about the future are crushed by reality. "it feels like I have no soul, no tears, and my head is buzzing," Hao Yun told Wired Insight.
Like everyone else, they fall into remorse and remorse. "it is the strong desire to make money in your mind that controls you, controlled by the desire to improve your life, and they seize this human weakness." "Hao Yun expressed the reason why he was cheated.
This is not a small-scale fraud, most of the victims mentioned that behind this is a large gang, organized, disciplined and clear division of labor, all set traps on Weibo Corp on the grounds of teaching people to speculate in the stock market. Hao Yun recalled to the connected Insight that in the broadcast room opened by the swindler gang, there were more than 8000 people watching online at the highest time. This "whale hunt" is the third issue, and now it has developed to the sixth phase.
Hao Yun "undercover" entered a similar QQ group recently and found that the name was packaged as "Li Dawei's good school", "Lao Guo training camp" and so on. "the content and even the voice are the same." she hopes to get some people out, but with little success. The amount of money cheated is huge, with tens of millions of dollars counted in just one of the victims.
It seems to be different groups, but in fact, the pictures "teaching plans" are all the same, and the source is a group of people who have been deceived.
The scam continues, and the police response to the victims is still under investigation, but in just one month, more and more people are falling to rock bottom.
"someone who loves money so much can be cheated."
Su Yong, the amount cheated: 103600
I am a junior in medicine. I went to university in Hubei. I have been saving money since high school.
I began to work in the summer vacation of the third year of high school. I did all kinds of part-time jobs when I was in college, even as a lifeguard in the swimming pool. I got a very tanned tan that summer. I have been a tutor, swept the building, put up flyers, sold electrical appliances, sold milk. The family gives me 1200 yuan a month for living expenses and makes a regular taxi call every month, but I have never asked my parents for a penny more.
Many people can't save a penny in college, not to mention saving money, there are still loans. But I usually don't spend much money. I play games to recharge money to buy equipment, and I never buy them.
In this way, during the six years from high school to college, I saved a total of 80,000 yuan. Unexpectedly, because of this stock market fraud, not only the savings of these six years were cheated, but also the 20,000 yuan given by my parents for the postgraduate entrance examination was gone.
In early July last year, I opened an account and began to try to invest in stocks, but bought very little. During the epidemic, I began to pay attention to stocks again, because stocks rose sharply in March.
But as soon as I entered the market, I found that I was not sure. I saw that there were some big V Weibo Corp on Weibo Corp, the kind that specially recommended stocks, and one called "Brother long said Cai". Many people commented below, to the effect that the stocks he recommended were all good. I tried to buy one, and sure enough I made a few hundred yuan. I left a message under Weibo Corp, "Brother long is awesome." unexpectedly, I started with this message. Step by step, I walked towards an elaborate trap designed by a fraud gang.
He privately wrote to me that he would discuss on QQ every day and recommend stocks to be bought as soon as possible, and then I added his QQ,QQ name "Ke Xudong". In the first few days, I normally recommended stocks, and then he pulled me into the group and said that now the teacher began to give you a lecture and tell you how to choose stocks.
In the studio, Brother long is sharing, and the source is cheated by a group of people.
Then I began to listen to the live class. At that time, it was about March 7. At the beginning, my stock account was 10,000 yuan. Within a week, I increased it to 70,000 yuan to 80,000 yuan. At the peak, it was 98,000 yuan.
There were 380 people in that group, and there was Toga me after joining the group, but at that time I didn't know who it was. They talked to me about how much money they made last time, and their words revealed that they had a lot of money, and they wanted to make a lot of money this time.
At the same time, text teaching began in the group, and words were banned in the QQ group. They will analyze some technical indicators and tell us very basic content. Although I have speculated in the stock market, I have never understood these, so at first I felt that I had learned something. I think it's a very normal learning group.
Around March 10, he said that typing was not convenient and that classes would be broadcast live. Three or four people would give lectures every day. The speaker was Ke Xudong, and the other two were his assistants.
During the live lecture, they began to talk about the "whale hunting program" to raise 3.5 billion yuan and boost the rise of a stock. I also thought it would be impossible to rely on more people to raise so much money, but they will think of what you suspect. Each of them breaks through your weakness and spends a lot of time brainwashing until you believe it.
He said that he had made a deal with the listed company, and his assistant would send pictures of him by plane, where to meet the boss of the listed company, and those "group friends" also came to me and said to me, "I made a lot of money with Brother Dong last year, and I believe him. I now have more than 2.6 million, ready to allocate five times the capital, hoping to earn more money. "
The "trust" in the group is guiding him to invest more money, and the interviewees provide pictures.
After their step-by-step propaganda, I feel that I have begun to waver and believe slowly.
Later, the QQ group disbanded, saying that it was to prevent the news from being known by too many people, so they went to the Mi chatting small group. The group assistant often "booed me and asked me to be the monitor," saying that if I was asked to be the monitor, I could build a warehouse in advance and earn more money. It doesn't matter if you don't have time. I can send you a message in advance.
Later, I learned from the cheated WeChat group that most of the deceived were the monitor. They targeted the monitor as a target. There were 30 people in the Mi Liao group, and about 29 others were liars, brainwashing against you alone.
The date of capital allocation is April 8, and he said that he must start building positions on that day, otherwise the listed company will cancel and cooperate with other hot money. Let me transfer the money to an App and buy it ourselves on this platform. I already believed it at that time.
But because my money could not be withdrawn from the stock market at that time, I did not withdraw it until April 9. At more than 9 o'clock in the morning, he said that I had already made an appointment for you to complete the transfer within 15 minutes.
There was no way to transfer money through my mobile phone at that time, so I went to the bank to transfer money. At the moment when the money was transferred out, I still believed in them and believed in the 300% return in their mouth. I imagined in my mind that if I made money, I would go to a small Southeast Asian country to buy an apartment to collect rent, so that I would have a fixed income every month, which is very naive.
What found it to be a scam? It was once that another friend who bought stocks reminded me that all this might be fake, so I'd better check your account, and then I went to Weibo Corp and found many victims, so I immediately went to the Public Security Bureau to call the police.
On Weibo Corp, the number of related report posts is also decreasing, Picture Source Weibo Corp
I was so devastated that I ran out in my pajamas for more than ten minutes on the way to the police station. I wanted to cry, but I didn't dare to cry and I couldn't cry.
When I got out of the car, I rushed directly to the police station and forgot to pay. The driver called me and said you didn't pay, so I ran to pay again.
It was very cold and raining. I went to the police station in the rain. I didn't know if it was cold, or I was really shaking. I stayed inside for more than two hours, and it was raining when I got home. I couldn't sleep at night. I hardly ate anything for several days. I drank a few mouthfuls of water and dared not tell anyone.
Two days ago, when I talked to a victim brother in the group, he was also cheated into more than 200,000 yuan. When I called him, I began to cry, probably because he was older than me, comforted me, and suddenly touched my emotional point. it was then that I really released my emotions for the first time.
I called one of my best friends and told him about it. He was shocked and said that someone who loved money so much could still be cheated. He had already started working. Every month, Yueguang could not save a penny.
If it hadn't happened, I would have taken part of the money to study, take the postgraduate entrance examination, or learn a small language. But all of a sudden there's nothing left. At first I thought I was ahead of others, but now I find that I am the last one.
"I didn't have enough money, so I went to the Internet to borrow 150000 yuan."
Zhang Jia, the amount of money cheated: more than 200,000
I am an ordinary office worker with a monthly salary of six or seven thousand yuan and sometimes a quarterly bonus of seven or eight thousand yuan. Because there was nothing to do during the epidemic, everyone was locked up in the house and began to get in touch with stocks.
At that time, I was completely carried away by the so-called project in the mouth of the liar. I didn't calm down and think about its flaws. In retrospect, it actually had a lot of flaws, but at that time it was completely obsessed with money and profit. I not only put in my only 40 or 50 thousand savings, but also borrowed 150000 yuan from the lending platform and transferred it to the swindler.
I was very happy on the afternoon of the transfer. I thought there was such an opportunity to make a fortune this year. I thought that after making money, I could improve the life of my family, but I didn't think it was a well-choreographed scam.
At the beginning, I also saw the account of recommending stocks on Weibo Corp, followed by buying a few, and really saw it go up, and then moved to the QQ group and rice chat studio under his guidance.
When teaching via live broadcast, he will consciously or unconsciously reveal that he has rich assets, a wide range of contacts, as well as the contacts of some listed companies.
Soon, in the live broadcast class, he began to recommend "whale hunting", saying that you can make a profit by jointly raising a stock through hot money and a listed company, and the profit can reach 300%, but not everyone can participate. To pass his assessment, this is also the beginning of the nightmare.
In fact, his assessment is to follow him to operate a stock, buy a screenshot and send him a screenshot, and then there are some examination questions, after passing the examination questions can participate in this project. The routine is very deep, and there will be assistants to inform the class, and there is an element of brainwashing and control in each class, which makes us believe that their project can really bring benefits.
April 8 is the time to transfer money, before the transfer, I am not sure how much money I want to invest. There are many tutors in the group. One Tuotuo told me that he had already transferred 800000 yuan, and he had already made a loan. After doing this, he planned to change to another car, saying that he would invest a little first, and the return would be greater later. He will be back soon. Don't worry.
Someone else said that he made money with this person in the last issue, and this time he also wanted a loan. I asked him how much he had earned, and he said more than 300,000.
At that time, I had completely believed it. I thought that if I could really get such a high return, I could really struggle, so I decided to take a loan.
The transfer is done on the mobile phone, and if you have to go to the bank, it may not be transferred. I was being urged to transfer money all the time on April 8th, and those trusts said that they had already transferred 800000, so let me hurry up to transfer. I transferred it out.
I remember very clearly that the time to transfer the money was 1: 58 noon on April 8. I thought I would start to build a position after I transferred the money, but I realized that it was a scam that night, but it was too late.
In these live rooms, the operation after the construction of the warehouse was explained in great detail, and the interviewees provided pictures.
That night, the live broadcast class was still held on time, but when I was listening to the class, I saw that someone in the group sent a message saying that it was a hoax, and then as soon as the message was sent, the person was kicked out, and the message was withdrawn. I felt something was wrong. I went to search Weibo Corp, and only to find that many people had been cheated.
I was so anxious that I couldn't sleep at all, so I went to the police station immediately.
At one o'clock in the morning, I rode my shared bike to the police station. There was no one on the road. I rode so fast that I felt like a dream. I couldn't believe it was reality.
After taking a statement, it was already 3: 00 in the morning when I came out of the police station. I was already crying and helpless at that time. I feel that there may be only a little hope that I can get back the money I called.
Behind every sum of money, there are families. But the scam is still going on, and there are many such bloggers on Weibo Corp who have not yet been reported, and they have been standardized and pipelined. What I hope most now is that the police can trace it to the end.
"after my colleagues learned from me, they invested 1 million, and half of them were borrowed."
Chen Jing, herself and friends were cheated. Total amount: 1.15 million
I am a practitioner in the chemical industry, the company is a listed company, there are stocks, so everyone in the office will basically invest in stocks, but my experience is relatively short, I only began to pay attention to it in January.
Because of the epidemic, I am relatively idle, so I often visit Weibo Corp. In the same way that most people "enter the pit", I also see some bloggers recommend stocks on Weibo Corp. When they read the financial and economic contents on Weibo Corp, they always pop up.
After following for a period of time, Big V said that we could add QQ, and there were not many places for him to add QQ, so I added it. After that, I went to the rice chat room to listen to the lecture and introduced the whale hunting plan to us. Basically, the routine is the same. It is mentioned later that the profit is 300%. Probably we all come here to make a profit of 300%.
In addition to those tricks, the one thing that made me believe them at that time was that they said that if they had money, they would invest more, and if they had no money, they would invest less. They wanted to leave your living expenses behind and could not borrow money. I thought it was for our sake. The assistant has a sister, and her attitude is very warm.
At first, they will win trust on the grounds that they do not want a loan, and then induce loans and borrow money later. The interviewees will provide pictures.
Most of our offices are investing in stocks together. I said that there is a stock project here, and I intend to allocate 150000 of it.
For example, Haitong we are using, there is indeed a saying about capital allocation. We stock investors generally know about capital allocation, but unexpectedly, the capital allocation in their words actually allows us to transfer to an informal company account. The money did not enter the stock market at all.
A colleague of mine, who is also my friend, also speculates in the stock market. He invests a lot of money, almost a few million. Upon hearing that, he also thinks that it is OK to allocate capital, so he wants to invest 1 million in it and also put it in my account. That's why I transferred it in two batches. He didn't operate it in the middle, just transfer the money to me, and I'll transfer it out.
Although my friend and I have some stock trading experience, their deception and tricks are still too deep, one set after another.
At that time, they said that after the transfer, they could withdraw cash into their App, and after putting it out, they could allocate capital.
In the days after I transferred the money, my eyes kept jumping and I felt as if something was going to happen.
Then some people said that the App could not be logged in, and Haitong could not log in on Saturday, and he could log in on Sunday night. I thought it was the same with this App at that time. But when I couldn't get in on Monday morning, I realized there might be a problem.
After that, those who were once very enthusiastic disappeared and never replied, and I found that I had been cheated.
Knowing that on the day I was cheated, I was in the office, thinking about what to tell that friend. He just started to ask me, "Why are you so dizzy?" I said yes, you'll be in a daze after a while.
He borrowed half of the money from others. In fact, his financial situation is OK, but after all, it will be a heavy loss for any family you say that 1 million of them have gone out. He withdrew part of the money he invested in the stock market and borrowed another part, so he has been in a hurry recently.
I saw that there was another person in the group who was cheated by 1.3 million, and too many people were cheated.
In retrospect, we had a chance to avoid all this.
At that time, someone came to catch us, and he sent a picture in the group, that is, a screenshot of a person's chat record, but before I could see it clearly, the group was disbanded. I couldn't see what was inside. I vaguely saw a few words saying "deceiving people". I didn't see it. I wondered if it was a lie to ask some friends if it was a lie, but I didn't expect that they were all trusts.
They said that the reason why that person said this was because he had not passed the exam and was not allowed to participate in this activity. They complained that, according to their routine, we did pass the exam and made you believe that not everyone could take it.
After being cheated, my colleague told me that this matter is really very difficult, very embarrassing, he said that this can not blame you, you have also been deceived, your own money has been taken away.
In order to win trust, the swindler gang falsely claimed to be owned by "Qianhai New Finance" and suspected fake qualifications, and the interviewees provided pictures.
Because of this matter, I feel that this society is a little too scary. We seem to be living in a greenhouse all the time. As soon as we come into contact with the outside world, we encounter this kind of thing.
After I went to the police station to report to the police, the police said that if the incident happened in many places, one of the bank accounts of the other party would be regarded as the place where the crime occurred, and the police would file a case and other places would cooperate with the investigation.
Although on the surface I look cheerful and unaffected, how much money can I save in a year if I don't eat or drink? I can't save so much money at all. It hurts to think of this, but when this happens, we have no choice but to look forward.
"I worked in a bank for more than ten years, but I didn't escape their psychological tactics."
Li Lingling, cheated amount: 350000
I've been working in a bank for more than ten years, and it's a shame to talk about it.
The 350000 cheated is all my savings from more than ten years of work, and the economic situation in recent years is not very good. The epidemic is even worse, and now the older you are, the worse your ability to make money.
I've always thought of myself as a cautious person, but I didn't expect liars to be more meticulous than us.
The day the money was transferred out, it took me three hours. It just so happens that Industrial and Commercial Bank of China will return to work next to our house on April 8th. If I don't get back to work, I may not be able to transfer. I went downstairs to run an online bank, and then I went home and transferred the money out.
After the transfer, I immediately went to see their APP and said that I would receive the account within half an hour. Sure enough, I saw that the number above the App had changed. It showed that the investment was 350000.
On this App, there are stocks that can be operated, which you can buy and allow you to operate stocks on the same day. He has done them all, but they are all fake.
There should be a lot of people in this gang, with a clear division of labor, and they have hired people who understand procedures, and there are indeed people who know about finance, and there are professional "talents" for stock speculation. What they said to us in class is really professional, and when the market is not very good, the stocks they push to us are really OK, which is the first step to win our trust.
At the beginning, learning the knowledge of the stock market is the theme in the group, and the group of people who are cheated by the picture source.
I suspected it at first, but I thought there would be a charge for a general scam. They didn't say charge, so they took the class for a month for free.
At this time, I was still skeptical, and then there was a key step for them to gain trust.
I chatted with someone in the QQ group, added a few friends and asked them if the project was safe. I don't know if it's exactly what other people want.
This gang understands human nature very well, and these friends are also very cautious, pretending to be like us, and are skeptical about this matter, and then discuss with me, why is there no charge for this platform? If it is not profitable, why would they introduce such a good project to us?
He took the initiative to discuss this with me, and they were very kind, just like friends, asking each other where they were from, whether they were very close, and whether the epidemic on your side was serious, and it was difficult to prevent.
Another group friend said that he was a doctor and ran a clinic, and that some doctor friends told him some touching stories during the epidemic. So I feel more relaxed.
The gang is suspected to have harvested fans on Douyin in addition to Weibo Corp. Although it has been reported, the account is still active. Tuyuan Douyin
Their plans are very detailed, such as how to build positions and how to pull up a few days ago. The group will be built from March 3 to March 5. And then give you free classes, in the middle of a month, is actually the time to play psychological warfare.
They even have a good timing, just during the epidemic, because if it were not for the epidemic, they might not have been cheated on such a large scale.
I began to contact stocks last year, the main operation is also during the epidemic, idle at home, coupled with no income, I want to try to invest in stocks. Now the financial interest is not high, and the deposit time is relatively long, there is no liquidity, I feel that stock speculation can make more money.
At the beginning, I didn't intend to invest so much. at the beginning, they also said that they should never borrow money from others, or make a mortgage, but only use the flexible money on your own hands, but then it turned into a meeting with a listed company. I found that the amount was not enough and the funds were not enough, so we needed to invest more money.
That's why we added more money, and at first I was going to invest one or two hundred thousand.
They said that 300% of the income, I did not think of, at that time actually thought that to earn 100% is also very considerable. At least the down payment for a house is almost done.
The new issue is still going on, and the interviewees provide pictures.
After being cheated, I blamed myself very much. I blamed myself for not responding to it for a while, but I was still greedy. I can't sleep well every day recently, and I feel like I'm going to have a nervous breakdown.
Now, this swindler gang continues to cheat, which is too rampant. I hope the experience of this group of us can be paid attention to. We are the third issue, and their later issues are already in progress and are about to "close the net".
(the interviewees in this article are all pseudonyms. )
Edit / emily