Industrial and Commercial Bank of China Co., Ltd. is a Chinese company mainly engaged in banking and related financial business. The bank is mainly engaged in three departments: corporate financial business, personal financial business and capital business. The company's financial business department provides financial products and services to corporate customers, government agencies and financial institutions, including loans, trade finance, deposits, public finance and trusteeship, etc. The personal financial business department provides financial products and services to individual customers, including personal loans, deposits, bank card business and personal finance. Capital business departments include money market business, securities investment business, proprietary and valet foreign exchange trading and derivative financial instruments business. The company operates in both domestic and overseas markets.