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Mortgage interest rates have gone down? Don't worry, look at this first!
Today, the quoted rate of the new loan market (LPR) is released. Of this total, the LPR for more than five years was 4.45 per cent, compared with 4.6 per cent previously. So, what is LPR?
Institutional interpretation: why does LPR show two major characteristics of "asynchronous" and "asymmetric" downregulation?
The 1-year and 5-year LPR fell asymmetrically, and the downward bank deposit rate became an important driving force.
Viewpoint | possible release path and influence of "four limits" of real estate
At present, the growth of the real estate market is not as sustained as in 2014, but the policy momentum is similar to that in the second half of 2014, the adjustment of the competitive landscape is more than that in 2014, and the duration of land market opportunities is likely to exceed that in 2014.
Institutional interpretation: the lower limit of interest rates on the first home loan, how will the real estate market be interpreted?
Guojun Securities believes that the benign result of this year's real estate policy is to "hold the bottom", there will be no further risks after a smooth bottom, and the real fundamental rebound still needs the policy to continue to make efforts.
Big weekend! The first home loan interest rate cut, the central bank and other officials announced that 500000 loans can save 20 million interest! The second home loan policy is also mentioned.
Industry insiders believe that the reduction of housing loan interest rates reflects the intention to stimulate demand in the real estate market, which is conducive to reducing housing purchase costs and stimulating marginal improvement in demand.
The central bank and the Bancassurance Regulatory Commission adjusted the differential housing credit policy, and the interest rate floor of the first housing commercial individual housing loan was adjusted.
For households who buy ordinary self-housing with loans, the lower limit of the interest rate of commercial individual housing loans for the first set of housing shall be adjusted to no less than the quoted interest rate of the loan market for the corresponding term by 20 basis points, and the lower limit of the interest rate policy for commercial individual housing loans for second houses shall be implemented in accordance with the current regulations.
Middle Index Research Institute: the overall turnover of new homes during the May Day holiday is still down a lot from the same period last year.
Kaisa (01638) Shenzhen, Wuhan and Guangzhou continued to resume work on a number of projects.
With the business fundamentals stabilizing and improving, Kaisa Group accelerates the work of ensuring people's livelihood, delivery and quality. Recently, Shenzhen Kaisa Yidu Hui, Wuhan Kaisa Ye Huanxi Pu Garden, Guangzhou Kaisa Ye Yuefeng and other projects held resumption ceremonies to overcome difficulties, consolidate responsibility, sprint to protect the delivery goal, and create a better home for the owners. Shenzhen Kaisa Yidu Hui project resumption ceremony site to meet difficulties to ensure delivery on April 29, Shenzhen Kaisa Yidu Hui held a pledge to ensure delivery mobilization meeting at the project construction site. The management of Kaisa Group Shenzhen Real Estate Company and representatives of construction cooperation units of Yiduhui project attended the meeting.
Kaisa Industry (01638) Jin Heng Wealth products have completed six installments of payment
On April 20, Zhitong Financial APP learned from a number of investors that it had received the principal and interest payment of wealth products issued by Jinheng Wealth and guaranteed by Kaisa Industry (01638). So far, Jinheng Wealth products have successfully completed six tranches of payment, and the overall payment work is stable and orderly. It is understood that Kaisa is actively raising total funds for various issues of wealth products in 2022 through a number of channels, and the overall payment prospects for the whole year are optimistic. Recently, Kaisa Group has been well-received. On March 29, Kaisa Group and China Railway Fifth Bureau Group signed a strategic cooperation agreement in Changsha to promote in-depth cooperation in urban renewal in the Greater Bay area; April 2
"broken tail" or "Nirvana" Kaisa Industry (01638) how to create a "model house" for the long-term self-rescue of housing enterprises?
Recently, there has been an uproar that Kaisa (01638) once again ushered in the "Knight in White". Zhitong Financial APP learned that on the evening of April 5, Kaisa Group announced that it had signed strategic cooperation agreements with China Merchants Shekou and Great Wall assets to promote the transformation of Kaisa's urban renewal projects and revitalize commercial and residential project assets. to ease short-term liquidity difficulties. Since Kaisa's storm in November last year, the repayment progress of its wealth management products up to 17.7 billion principal and interest, supply chain financial products, domestic bank trust loans, open market bonds, etc., has always been the most relevant stakeholders and the public.