No Data
No Data
Express News | MINSHENG BANK has issued a market risk warning for personal accumulation gold Business.
It has been reported online that MINSHENG BANK sends group chat content to users as text messages.
On April 17, GELONGHUI reported that a text notification from MINSHENG BANK recently sparked widespread discussion and mockery on Social Media. According to screenshots provided by netizens, the content of the message was actually a segment from a group chat, where it was clear that a bank staff member mistakenly pasted group chat content while sending the text, causing the information received by users to be chaotic and unrelated. MINSHENG BANK was established in 1996 and once enjoyed the title of "China's Financial Reforms Experimental Field," with total Assets exceeding 7 trillion. In 2024, MINSHENG BANK achieved revenue of 136.29 billion, a year-on-year decline of 3.21%, marking a continuous decline for four years since the peak of 18 in 2020.
Express News | Wen Bin: GDP in the first quarter exceeded expectations, and it is necessary to introduce incremental policies at the right time.
The CSI Consumer 360 index is rebounding after hitting the bottom, banks stocks are performing strongly against the trend, and under the continuous shrinking environment, defense may become the main melody for short-term trading.
Track the entire lifecycle of the main Sector.
Several listed Banks responded to the impact of the tariff war: it may affect loan demand and interest margins, and risk control thresholds will shift forward.
① Fully recognize the pressure that USA tariff policies may bring on loan demand and net interest margins. ② If the tariff disputes escalate further, it is believed that corresponding industrial or financial policies will be implemented to provide support.
Since April, nearly 30 Banks have intensively lowered their fixed deposit interest rates, mainly for medium to long-term periods, with the end of the "New Year good start" being the main reason.
① Statistics by the financial media found that since April, 30 Banks in the country have lowered the interest rates on fixed deposit products, mostly for medium to long-term durations; ② The reasoning for raising interest rates around New Year's Day and lowering them in April is basically the same, "both are to serve the needs of 'good start'"; ③ After the 'good start' ends, the continued reduction of interest rates by Banks throughout the year is a major trend.