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The CSI Consumer 360 index is rebounding after hitting the bottom, banks stocks are performing strongly against the trend, and under the continuous shrinking environment, defense may become the main melody for short-term trading.
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Several listed Banks responded to the impact of the tariff war: it may affect loan demand and interest margins, and risk control thresholds will shift forward.
① Fully recognize the pressure that USA tariff policies may bring on loan demand and net interest margins. ② If the tariff disputes escalate further, it is believed that corresponding industrial or financial policies will be implemented to provide support.
China Zheshang Bank (601916.SH): Currently, the DeepSeek large model has been integrated into the Information Resource Center "Zhe Xiao Zhi" in a trial form.
On April 16, Gelonghui reported that China Zheshang Bank (601916.SH) stated on the interaction platform that the bank has currently deployed DeepSeek and implemented it in multiple application scenarios. The DeepSeek large model is currently integrated into the information resource center 'Asia Vets' in a trial form, serving as a pilot at the total industry business level, providing three major capabilities: knowledge Q&A, text generation, and intelligent query. Its usability and effectiveness have been validated in knowledge retrieval, document reports, and operation panel empowerment. Due to the enormous potential demonstrated by DeepSeek's large model technology in enhancing efficiency and effectiveness, the bank will actively explore and implement new application scenarios in the future.
China Zheshang Bank (02016.HK) plans to hold a Board of Directors meeting on April 29 to approve the first-quarter performance.
Gelonghui reported on April 15 that China Zheshang Bank (02016.HK) announced that it will hold a Board of Directors meeting on April 29, 2025 (Tuesday), during which the agenda includes reviewing and approving the first quarter performance of the bank and its subsidiaries for the three months ending April 15, 2025, and its publication.
CZBANK: DATE OF BOARD MEETING
Since April, nearly 30 Banks have intensively lowered their fixed deposit interest rates, mainly for medium to long-term periods, with the end of the "New Year good start" being the main reason.
① Statistics by the financial media found that since April, 30 Banks in the country have lowered the interest rates on fixed deposit products, mostly for medium to long-term durations; ② The reasoning for raising interest rates around New Year's Day and lowering them in April is basically the same, "both are to serve the needs of 'good start'"; ③ After the 'good start' ends, the continued reduction of interest rates by Banks throughout the year is a major trend.