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The Ministry of Finance and three other departments: Central government provides a 1.5 percentage point interest subsidy on the principal of fixed-asset loans related to equipment renewal projects for business entities.
On January 20, the Ministry of Finance and three other departments issued the Notice on Optimizing the Implementation of Fiscal Subsidy Policies for Equipment Renewal Loans.
Banks kick off the year with an 'asset acquisition battle,' while opportunistic customers accelerate their 'actions.'
New Year’s retail AUM acquisition and upgrades at banks offer rewards of over 3,000 yuan at the maximum.
Nanjing Bank (601009.SH): Zijin Group and its controlled subsidiary Zijin Trust increased their shareholding in the company by 123 million shares.
Gelonghui, January 12th – Nanjing Bank (601009.SH) announced that Zijin Group and its controlled subsidiary, Zijin Trust, have collectively increased their shareholding in the company by 123 million shares through the Shanghai Stock Exchange trading system via centralized bidding during the period from September 11, 2025, to January 12, 2026, representing 1.00% of the company’s total share capital. The combined shareholding ratio of Zijin Group and its controlled subsidiary, Zijin Trust, has increased from 13.02% to 14.02%, reaching an integer multiple of 1%.
At the beginning of the year, banks launched an 'asset enhancement campaign,' with several large banks and city commercial banks successively joining in. The approach of the Spring Festival has intensified customer acquisition efforts.
①In addition to Bank of Jiangsu, several banks, including Agricultural Bank of China, China Construction Bank, and Bank of Nanjing, have recently launched the latest round of initiatives aimed at enhancing financial assets. ②The core reason for banks introducing such campaigns lies in their ambitious goals for retail AUM. ③The period before and after the Spring Festival each year is traditionally a peak season for consumption, which inevitably generates corresponding credit demand and capital flows.
A wave of organizational restructuring is underway: small and medium-sized banks are streamlining operations, while large banks are shifting focus to wealth management. What is the underlying logic?
① Against the backdrop of peaking revenue and profit growth rates and intense industry competition, reducing organizational structures and staffing through departmental mergers has become one of the mainstream choices for banks currently. ② At the level of large banks, from the perspective of business growth, many banks are placing greater emphasis on wealth management than before. ③ Centered around the 'five major themes,' some banks are actively adjusting their organizational structures at the head office level to strengthen guidance for related operations across the entire bank.
Nanjing Bank Fully Supports the Development of Zero-Carbon Industrial Parks to Invest in a Green Future
As the 'dual carbon' goals advance, zero-carbon industrial parks, as key carriers for industrial agglomeration and emission reduction, are becoming an important engine driving high-quality economic development. Nanjing Bank has deeply recognized this trend, continuously empowering the construction of zero-carbon industrial parks through innovative green financial products and strengthened government-bank-enterprise cooperation, supporting the green and low-carbon transformation of regional economies. In recent years, from pioneering linked loans to issuing green bonds, Nanjing Bank has achieved several breakthroughs in supporting zero-carbon industrial parks, injecting strong momentum into the development of zero-carbon industrial parks in the Yangtze River Delta region with diversified green financial instruments. Building a Model: Precise Support for Regional Zero-Carbon Industries.