Absorb public deposits; issue short-term, medium- and long-term loans; handle domestic and foreign exchange settlements; handle bill acceptance and discounting; issue financial bonds; issue financial bonds; act as agents to issue, pay, and underwrite government bonds; trade government bonds and financial bonds; issue marketable securities other than stocks; trade and act as agents for trading marketable securities other than stocks; asset custody business; engaging in interbank lending; trading and brokering foreign exchange; settlement and brokering of foreign exchange; engaging in bank card business; providing letter of credit services and guarantees; agent payment and insurance services; provision of payment agents and insurance services; Safe deposit box services; financial advising, credit investigation, consulting , witness business; other business approved by the banking supervisory authority under the State Council; insurance agency business; import and export of gold and its products; public securities investment fund sales; securities investment fund custody.