Handling RMB deposits and loans; interbank loan services; domestic and foreign settlement; handling bill acceptance, discounting; various types of exchange services; agent fund clearing; providing letter of credit services and guarantees; agent sales business; agency issuance, agency underwriting, and agent payment of government bonds, financial bonds, and corporate short-term financing notes; agency payment services; agency securities clearing services (bank securities transfers); agent bond settlement; agency insurance services; agent insurance services; loan services for policy banks, foreign government and international financial institutions; issuing government financial bonds; depository services; issuing government financial bonds; bonds, financial bonds, Corporate short-term financing notes; corporate annuity custodian services; registration, subscription, subscription and redemption services for open-ended funds; credit investigation, consulting, and witness services; loan commitments; corporate and personal financial advisory services; financial management services; organizing or participating in syndicated loans; foreign exchange deposits; foreign exchange loans; foreign currency exchange; export collection and import collection; foreign exchange bill acceptance and discounting; foreign exchange loans; foreign exchange guarantees; trading or brokering of foreign currency securities other than stocks; proprietary, valet foreign exchange transactions; financial derivatives; bank card business; telephone banking;, online banking, mobile banking services; processing Foreign exchange settlement and foreign exchange sales business; overseas financial management business on behalf of clients; other business approved by the banking supervisory authority under the State Council.