Express News | CITIC SEC merger Business head Liu Linlin: The A-share market is active in mergers and acquisitions, with key focuses on equipment manufacturing, TMT, energy, and chemicals.
Provoking public outrage! Twelve Banks in Shenzhen collectively draw the line with a lending assistance Institutions to continue fighting against financial "black and gray industries."
① Local financial regulatory officials indicated that "the chaos of illegal loan intermediaries has always been a key focus of industry regulation, and this loan intermediary claims to have partnerships with several Banks in the region, which has not had a good impact." ② A related individual from a certain joint-stock bank confirmed with the bank's Shenzhen branch that it was notified by the compliance and legal department of the head office to issue a related statement; ③ Regulatory officials stated that the organization in Shenzhen has "been conducting investigations" related to financial "black and gray industry" issues.
Beijing Electronic Zone High-tech Issues 500 Million Yuan in Short-Term Bonds
The market has risen and fallen! What happened?
The entire market is looking for reasons!
China CITIC Bank Corporation Zhoushan Branch was fined 1.25 million for multiple violations.
Blue Whale News, July 15: Recently, the Zhoushan branch of the China Banking and Insurance Regulatory Commission (CBIRC) issued a penalty notice to the Zhoushan branch of China CITIC Bank Corporation and its relevant responsible persons. The notice states that the Zhoushan branch of China CITIC Bank Corporation was found to have committed the following major violations: inadequate management of second-hand property mortgage loans; imprudent management of fixed asset loans; insufficient pre-loan investigations; and failure to strictly enforce the requirement for real loan payments. In response to these issues, the Zhoushan branch of the CBIRC imposed a fine of RMB 1.25 million on the bank and issued warnings to the responsible individuals, Ye Rubo and Yuan Zihan.
"Anti-involution" creates a "directional" bullish environment for the Banking Industry in China. JPMorgan: In 2016, supply-side reform nearly doubled bank stocks, but this time it will be more moderate.
JPMorgan stated that during the supply-side reform period from 2016 to 2018, the MSCI Bank Of China Index rose by 97%, and the net interest margin rebounded by 18 basis points without policy interest rate adjustments. The current round of "anti-involution" is also expected to drive a rebound in the bank's net interest margin and enhance profits, particularly benefiting joint-stock banks, with the banking industry's profitability expected to have an upside potential of 8%.
According to "The Big Bank", Bank of China International: Northern funds are favoring bank stocks, with a net Inflow of over 150 billion yuan this year.
Bank of China International published a research report, indicating that net inflow of domestic funds into the local financial market has continued throughout the year, and liquidity in the market is expected to remain abundant in the coming months. According to the bank's statistics, since the beginning of the year, the net inflow of Southbound funds has reached 714.6 billion yuan, a year-on-year growth of 100.5%, accounting for 22.42% of the average daily trading volume of Hong Kong stocks. Among them, bank stocks have become the main target of Northbound capital this year, with a net inflow of 150.4 billion yuan, accounting for about 20% of the total inflow of Southbound funds. Additionally, under the low-interest environment, insurance funds are accelerating the purchase of Hong Kong bank stocks, with net purchases reaching 128.18 billion HKD from the beginning of the year to date. Bank of China International expects the second half...
Express News | Bank stocks are strong again, BANK OF GUIZHOU rose by more than 4%.
Express News | Defu Technology: The Alliance Funds and its concerted actions, along with employee strategic placement asset management plans, intend to collectively reduce their shareholding by no more than 4.04% of the company's shares.
Hong Kong stocks are moving | China Mainland Banking stocks rise again as insurance funds continue to increase their holdings in H-shares banks. Institutions state that the disintermediation of deposits is accelerating the reevaluation of bank stocks.
China Mainland Banking stocks rose again. As of the time of writing, Bank Of Zhengzhou (06196) increased by 6.06%, trading at 1.4 Hong Kong dollars; MINSHENG BANK (01988) rose by 4.97%, trading at 5.28 Hong Kong dollars; China CITIC Bank Corporation (00998) went up by 3.24%, trading at 7.97 Hong Kong dollars; Industrial And Commercial Bank Of China (01398) increased by 1.8%, trading at 6.21 Hong Kong dollars.
It's not just China; global Bank stocks are all reaching new highs.
In the context of global low growth and increasing uncertainty, Banks are regarded as "certainty Assets" due to their stable profits and sustainable dividends, leading to a reassessment of their value. Additionally, since 2022, major countries have raised interest rates, combined with the unique business models and shareholder return mechanisms of overseas banks, which allow them to have both high returns and growth potential.
The marketing war of Bank wealth management.
① Currently, more and more Banks and wealth management subsidiaries are increasing their investment in areas such as graphic cooperation, Community Operation, and video account production. ② Activities like financial festivals rely on various marketing methods mainly through launching new products or holding lotteries. ③ Banks are not allowed to livestream to sell financial products, but wealth management subsidiary regulations permit this.
Chengdu Xuguang Electronics (600353.SH): Mortgaged real estate provides guarantees for project loans.
GeLonghui reported on July 7th that Chengdu Xuguang Electronics (600353.SH) stated on the interactive platform that the company has mortgaged its property (land and buildings) located at No. 1088 Puhe Road, Xindu District, Chengdu, to guarantee a project loan of 279 million yuan applied to China CITIC Bank Corporation.
Express News | Chongqing Sanfeng Environment Group Corp.: The controlling shareholder has obtained a loan support for shareholding of no more than 50 million yuan.
Accelerating withdrawal of offline outlets? In the first half of the year, the number of "disappeared outlets" of commercial Banks reached 2,677, exceeding the total of last year.
In the first half of 2025 (from January 1, 2025 to June 30, 2025), approximately 2,677 commercial banks' offline branches closed. Industry insiders believe that due to the high operating costs of offline branches, coupled with the impact of CNI Xiangmi Lake Fintech Index and the need to save costs, it is inevitable for some banks to appropriately reduce their offline branches.
According to CCB International and Haitong Securities, the inflow of southbound funds this year is expected to exceed 1 trillion yuan. There are significant differences in the preferred sectors among different institutions.
CITIC HAITONG SEC released a report stating that analyzing the structure of southbound investments from various investment entities shows that historically, retail investors have been the main force in southbound investment. However, in the first quarter of this year, capital from institutions such as insurance and public funds drove record net inflows into Hong Kong stocks through the Stock Connect. There are significant differences in sector preferences for Hong Kong stocks among different types of investors; mainland public funds prefer Technology and Pharmaceuticals, while insurance funds prefer Dividend stocks. Throughout the year, in the context of asset scarcity, institutional funds still have room to increase their allocation to scarce Hong Kong stock assets, and it is quantitatively estimated that net inflows of southbound funds this year are expected to exceed 1 trillion yuan.
CITIC SEC: It is expected that the Bank Sector will continue to maintain a steady upward trend in the third quarter, focusing on two main lines.
The upgrade of the CIPS regulatory framework is expected to enhance global competitiveness.
China CITIC Bank Corporation Nam Cheong branch was fined 1.9 million, and the responsible person was fined a total of 0.79 million.
On July 5, Blue Whale News reported that recently, the Jiangxi Regulatory Branch of the National Financial Supervisory Administration issued administrative penalty information targeting China CITIC Bank Corporation's Nanchang Branch and its responsible personnel. The penalty notice shows that the main violations committed by China CITIC Bank Corporation's Nanchang Branch include inadequate loan management, improper loan disbursement, and non-compliance in handling domestic letter of credit business. In response to these issues, the Jiangxi Regulatory Branch of the National Financial Supervisory Administration imposed a fine of 1.9 million yuan on the bank. Meanwhile, the relevant responsible personnel of the bank also received corresponding penalties. Wang Pin, Peng Ying, Zhang Cheng, Wang Xu, Pan Jie, Guo Shuwen, Jiang Chen,
Express News | CMB AIC has been approved, with the new team likely to come from CMB International and head office departments.
BOCOM INTL reports that in recent months, southbound capital has primarily focused on the Medical and Financial Sectors, indicating an emphasis on the value of high-yield defensive investments.
BOCOM INTL published a report indicating that the Hong Kong stock market performed remarkably in the first half of this year, with the Hang Seng Index and Hang Seng TECH Index recording semi-annual returns of 20% and 18.7% respectively, ranking among the top global major stock indices. Although April's "reciprocal tariffs" temporarily triggered a global stock index pullback, as tariff risks gradually eased, the risk premium falling drove a comprehensive rebound in Hong Kong stocks. By the end of June, the Hang Seng Index was close to its peak for the year, primarily driven by the decline in risk premium, while contributions from risk-free rates and fundamental earnings improvement were relatively limited. Currently, the Hong Kong stocks are in a favorable window period benefiting from multiple bullish factors: the marginal convergence of external disturbances for the market.