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Better Home & Finance (BETR)

Watchlist
  • 42.540
  • +1.430+3.48%
Close Apr 24 16:00 ET
  • 42.450
  • -0.090-0.21%
Post 20:01 ET
789.98MMarket Cap-3.94P/E (TTM)

Better Home & Finance (BETR) Balance Sheet

Quarterly+Annual
YOY yoy
Hide blank lines yoy
(FY)Dec 31, 2025
(Q4)Dec 31, 2025
(Q3)Sep 30, 2025
(Q2)Jun 30, 2025
(Q1)Mar 31, 2025
(FY)Dec 31, 2024
(Q4)Dec 31, 2024
(Q3)Sep 30, 2024
(Q2)Jun 30, 2024
(Q1)Mar 31, 2024
Assets
Current assets
Cash, cash equivalents and short term investments
-23.20%203.43M
-23.20%203.43M
-21.48%205.8M
-41.52%221.52M
-52.76%227.98M
-49.95%264.88M
-49.95%264.88M
-52.91%262.09M
165.24%378.78M
114.15%482.62M
-Cash and cash equivalents
-52.71%99.83M
-52.71%99.83M
-64.42%73.89M
-72.85%87.13M
-73.96%110.57M
-58.08%211.1M
-58.08%211.1M
-60.58%207.67M
191.97%320.94M
88.38%424.53M
-Short-term investments
92.67%103.61M
92.67%103.61M
142.40%131.9M
132.33%134.39M
102.12%117.41M
110.08%53.77M
110.08%53.77M
82.41%54.41M
75.90%57.84M
--58.09M
Receivables
126.90%1.21B
126.90%1.21B
141.97%1.08B
114.75%903.01M
238.44%656.82M
166.64%533.75M
166.64%533.75M
141.56%445.33M
24.61%420.5M
-51.65%194.07M
-Loans receivable
133.01%1.19B
133.01%1.19B
147.15%1.04B
123.19%871.87M
258.06%623.43M
191.93%510.72M
191.93%510.72M
156.34%420.89M
25.17%390.65M
-53.01%174.11M
-Taxes receivable
13.82%6.24M
13.82%6.24M
-36.94%4.48M
-97.91%198K
-44.67%4.69M
-34.31%5.48M
-34.31%5.48M
-26.84%7.11M
-6.37%9.49M
-19.30%8.47M
-Other receivables
-15.62%14.81M
-15.62%14.81M
89.64%32.88M
51.95%30.94M
149.84%28.7M
3.91%17.55M
3.91%17.55M
65.92%17.34M
33.61%20.36M
-43.54%11.49M
Prepaid assets
-25.03%21.3M
-25.03%21.3M
-23.20%22.66M
-16.13%29.59M
-28.83%27.96M
-33.99%28.41M
-33.99%28.41M
-30.28%29.51M
-14.18%35.28M
-25.28%39.29M
Restricted cash
-29.80%17.14M
-29.80%17.14M
-57.32%12.55M
-59.78%10.65M
-3.37%25.2M
-0.24%24.42M
-0.24%24.42M
5.75%29.41M
5.81%26.46M
2.96%26.08M
Total current assets
69.59%1.46B
69.59%1.46B
73.07%1.33B
36.33%1.17B
27.84%948.66M
8.15%861.86M
8.15%861.86M
-5.52%766.33M
57.59%861.02M
5.31%742.05M
Non current assets
Net PPE
61.33%6.62M
61.33%6.62M
-60.04%6.52M
-80.14%6.74M
-77.28%7.89M
-88.74%4.1M
-88.74%4.1M
-60.55%16.32M
-22.57%33.95M
-33.35%34.74M
-Gross PPE
10.42%12.04M
10.42%12.04M
-60.04%6.52M
-80.14%6.74M
-77.28%7.89M
-79.94%10.9M
-79.94%10.9M
-60.55%16.32M
-22.57%33.95M
-33.35%34.74M
-Accumulated depreciation
20.32%-5.41M
20.32%-5.41M
----
----
----
62.03%-6.8M
62.03%-6.8M
----
----
----
Goodwill and other intangible assets
-25.97%32.98M
-25.97%32.98M
-20.75%46.03M
-20.88%46.04M
-29.46%44.48M
-36.82%44.55M
-36.82%44.55M
-28.20%58.09M
-32.48%58.19M
-19.64%63.06M
-Goodwill
-53.44%11M
-53.44%11M
-26.61%24.51M
-23.20%24.77M
-25.51%23.99M
-27.09%23.62M
-27.09%23.62M
2.80%33.4M
-3.17%32.25M
57.06%32.21M
-Other intangible assets
5.01%21.99M
5.01%21.99M
-12.82%21.52M
-18.00%21.27M
-33.59%20.49M
-45.09%20.94M
-45.09%20.94M
-49.01%24.69M
-50.94%25.94M
-46.78%30.85M
Financial assets
65.81%4.21M
65.81%4.21M
19.55%5.29M
10.95%5.25M
128.04%3.96M
47.96%2.54M
47.96%2.54M
19.05%4.43M
-98.03%4.73M
-99.27%1.74M
Total non current assets
-14.42%43.81M
-14.42%43.81M
-26.62%57.84M
-40.09%58.03M
-43.40%56.34M
-52.89%51.19M
-52.89%51.19M
-37.42%78.83M
-74.55%96.86M
-73.56%99.53M
Total assets
64.88%1.51B
64.88%1.51B
63.77%1.38B
28.60%1.23B
19.42%1B
0.83%913.06M
0.83%913.06M
-9.81%845.16M
3.33%957.88M
-22.15%841.59M
Liabilities
Current liabilities
Payables
55.02%74.73M
55.02%74.73M
1.89%74.68M
-3.32%64.16M
0.14%59.56M
-31.07%48.21M
-31.07%48.21M
-31.53%73.29M
-41.43%66.36M
-49.96%59.48M
-accounts payable
54.90%74.56M
54.90%74.56M
8.33%74.27M
2.43%63.78M
5.66%58.87M
-27.68%48.13M
-27.68%48.13M
-33.72%68.56M
-42.44%62.27M
-49.86%55.72M
-Other payable
132.43%172K
132.43%172K
-91.34%410K
-90.82%376K
-81.68%689K
-97.81%74K
-97.81%74K
50.21%4.74M
-20.14%4.1M
-51.35%3.76M
Current debt and capital lease obligation
68.75%411.86M
68.75%411.86M
160.09%349.77M
50.06%371.19M
87.03%235.96M
93.37%244.07M
93.37%244.07M
82.88%134.48M
68.86%247.35M
-47.03%126.16M
-Current debt
68.75%411.86M
68.75%411.86M
160.09%349.77M
50.06%371.19M
87.03%235.96M
93.37%244.07M
93.37%244.07M
82.88%134.48M
68.86%247.35M
-47.03%126.16M
Current deferred liabilities
456.24%762.98M
456.24%762.98M
610.58%694.82M
1,218.14%482.36M
2,106.60%261.06M
1,032.59%137.17M
1,032.59%137.17M
886.90%97.78M
229.88%36.59M
--11.83M
Other current liabilities
-21.48%4.8M
-21.48%4.8M
--5.17M
--6.93M
--5.84M
--6.12M
--6.12M
----
----
----
Current liabilities
187.99%1.25B
187.99%1.25B
268.00%1.12B
163.95%924.64M
184.81%562.42M
109.14%435.56M
109.14%435.56M
60.40%305.56M
29.32%350.31M
-44.69%197.47M
Non current liabilities
Long term provisions
-43.27%4.27M
-43.27%4.27M
----
----
----
-61.37%7.52M
-61.37%7.52M
----
----
----
Long term debt and capital lease obligation
-61.16%203.43M
-61.16%203.43M
-61.00%203.93M
-62.02%206.44M
-2.77%528.92M
-4.03%523.83M
-4.03%523.83M
-4.30%522.84M
-39.90%543.6M
-40.54%543.96M
-Long term debt
-61.75%198.8M
-61.75%198.8M
-61.62%198.8M
-61.19%200.41M
1.30%521.45M
0.99%519.75M
0.99%519.75M
0.98%518.01M
-40.55%516.39M
-40.95%514.76M
-Long term capital lease obligation
13.43%4.63M
13.43%4.63M
6.24%5.13M
-77.82%6.03M
-74.43%7.47M
-86.92%4.08M
-86.92%4.08M
-85.52%4.82M
-24.19%27.2M
-32.28%29.2M
Derivative product liabilities
177.68%3.91M
177.68%3.91M
419.79%7.33M
137.04%4.15M
-43.02%1.18M
-57.10%1.41M
-57.10%1.41M
-56.01%1.41M
-51.54%1.75M
-76.51%2.07M
Other non current liabilities
-22.03%2.27M
-22.03%2.27M
-56.37%6.53M
15.91%20.07M
-32.93%14.62M
-52.32%2.91M
-52.32%2.91M
-62.40%14.97M
-60.63%17.32M
-61.90%21.8M
Total non current liabilities
-60.07%213.87M
-60.07%213.87M
-59.61%217.79M
-59.00%230.67M
-4.07%544.71M
-6.79%535.67M
-6.79%535.67M
-8.50%539.22M
-40.90%562.66M
-42.11%567.82M
Total liabilities
51.17%1.47B
51.17%1.47B
58.89%1.34B
26.54%1.16B
44.67%1.11B
24.05%971.23M
24.05%971.23M
8.33%844.78M
-25.35%912.98M
-42.80%765.3M
Shareholders'equity
Share capital
0.00%2K
0.00%2K
0.00%2K
-97.33%2K
-97.33%2K
0.00%2K
0.00%2K
-97.30%2K
-99.98%75K
-99.98%75K
-common stock
0.00%2K
0.00%2K
0.00%2K
-97.33%2K
-97.33%2K
0.00%2K
0.00%2K
-97.30%2K
650.00%75K
650.00%75K
Retained earnings
-8.68%-2.08B
-8.68%-2.08B
-10.00%-2.04B
-11.14%-2B
-11.70%-1.96B
-12.11%-1.91B
-12.11%-1.91B
-11.73%-1.85B
-36.46%-1.8B
-38.09%-1.76B
Paid-in capital
13.23%2.11B
13.23%2.11B
12.13%2.08B
12.14%2.08B
1.24%1.87B
1.35%1.86B
1.35%1.86B
1.71%1.86B
188.28%1.85B
190.44%1.84B
Gains losses not affecting retained earnings
288.89%3.66M
288.89%3.66M
48.27%3.87M
487.09%5.61M
114.16%287K
-12.95%-1.94M
-12.95%-1.94M
207.33%2.61M
16.40%-1.45M
-25.51%-2.03M
Other equity interest
----
----
-0.12%-9.16M
-0.33%-9.16M
16.55%-9.16M
9.43%-9.16M
9.43%-9.16M
12.06%-9.15M
83.77%-9.13M
80.17%-10.98M
Total stockholders'equity
163.92%37.18M
163.92%37.18M
10,702.06%41.91M
70.48%76.56M
-233.89%-102.15M
-147.45%-58.17M
-147.45%-58.17M
-99.75%388K
115.17%44.91M
129.71%76.29M
Total equity
163.92%37.18M
163.92%37.18M
10,702.06%41.91M
70.48%76.56M
-233.89%-102.15M
-147.45%-58.17M
-147.45%-58.17M
-99.75%388K
115.17%44.91M
129.71%76.29M
Currency Unit
USD
USD
USD
USD
USD
USD
USD
USD
USD
USD
Accounting Standards
US-GAAP
US-GAAP
US-GAAP
US-GAAP
US-GAAP
US-GAAP
US-GAAP
US-GAAP
US-GAAP
US-GAAP
Audit Opinions
Unqualified Opinion
--
--
--
--
Unqualified Opinion
--
--
--
--
(FY)Dec 31, 2025(Q4)Dec 31, 2025(Q3)Sep 30, 2025(Q2)Jun 30, 2025(Q1)Mar 31, 2025(FY)Dec 31, 2024(Q4)Dec 31, 2024(Q3)Sep 30, 2024(Q2)Jun 30, 2024(Q1)Mar 31, 2024
Assets
Current assets
Cash, cash equivalents and short term investments -23.20%203.43M-23.20%203.43M-21.48%205.8M-41.52%221.52M-52.76%227.98M-49.95%264.88M-49.95%264.88M-52.91%262.09M165.24%378.78M114.15%482.62M
-Cash and cash equivalents -52.71%99.83M-52.71%99.83M-64.42%73.89M-72.85%87.13M-73.96%110.57M-58.08%211.1M-58.08%211.1M-60.58%207.67M191.97%320.94M88.38%424.53M
-Short-term investments 92.67%103.61M92.67%103.61M142.40%131.9M132.33%134.39M102.12%117.41M110.08%53.77M110.08%53.77M82.41%54.41M75.90%57.84M--58.09M
Receivables 126.90%1.21B126.90%1.21B141.97%1.08B114.75%903.01M238.44%656.82M166.64%533.75M166.64%533.75M141.56%445.33M24.61%420.5M-51.65%194.07M
-Loans receivable 133.01%1.19B133.01%1.19B147.15%1.04B123.19%871.87M258.06%623.43M191.93%510.72M191.93%510.72M156.34%420.89M25.17%390.65M-53.01%174.11M
-Taxes receivable 13.82%6.24M13.82%6.24M-36.94%4.48M-97.91%198K-44.67%4.69M-34.31%5.48M-34.31%5.48M-26.84%7.11M-6.37%9.49M-19.30%8.47M
-Other receivables -15.62%14.81M-15.62%14.81M89.64%32.88M51.95%30.94M149.84%28.7M3.91%17.55M3.91%17.55M65.92%17.34M33.61%20.36M-43.54%11.49M
Prepaid assets -25.03%21.3M-25.03%21.3M-23.20%22.66M-16.13%29.59M-28.83%27.96M-33.99%28.41M-33.99%28.41M-30.28%29.51M-14.18%35.28M-25.28%39.29M
Restricted cash -29.80%17.14M-29.80%17.14M-57.32%12.55M-59.78%10.65M-3.37%25.2M-0.24%24.42M-0.24%24.42M5.75%29.41M5.81%26.46M2.96%26.08M
Total current assets 69.59%1.46B69.59%1.46B73.07%1.33B36.33%1.17B27.84%948.66M8.15%861.86M8.15%861.86M-5.52%766.33M57.59%861.02M5.31%742.05M
Non current assets
Net PPE 61.33%6.62M61.33%6.62M-60.04%6.52M-80.14%6.74M-77.28%7.89M-88.74%4.1M-88.74%4.1M-60.55%16.32M-22.57%33.95M-33.35%34.74M
-Gross PPE 10.42%12.04M10.42%12.04M-60.04%6.52M-80.14%6.74M-77.28%7.89M-79.94%10.9M-79.94%10.9M-60.55%16.32M-22.57%33.95M-33.35%34.74M
-Accumulated depreciation 20.32%-5.41M20.32%-5.41M------------62.03%-6.8M62.03%-6.8M------------
Goodwill and other intangible assets -25.97%32.98M-25.97%32.98M-20.75%46.03M-20.88%46.04M-29.46%44.48M-36.82%44.55M-36.82%44.55M-28.20%58.09M-32.48%58.19M-19.64%63.06M
-Goodwill -53.44%11M-53.44%11M-26.61%24.51M-23.20%24.77M-25.51%23.99M-27.09%23.62M-27.09%23.62M2.80%33.4M-3.17%32.25M57.06%32.21M
-Other intangible assets 5.01%21.99M5.01%21.99M-12.82%21.52M-18.00%21.27M-33.59%20.49M-45.09%20.94M-45.09%20.94M-49.01%24.69M-50.94%25.94M-46.78%30.85M
Financial assets 65.81%4.21M65.81%4.21M19.55%5.29M10.95%5.25M128.04%3.96M47.96%2.54M47.96%2.54M19.05%4.43M-98.03%4.73M-99.27%1.74M
Total non current assets -14.42%43.81M-14.42%43.81M-26.62%57.84M-40.09%58.03M-43.40%56.34M-52.89%51.19M-52.89%51.19M-37.42%78.83M-74.55%96.86M-73.56%99.53M
Total assets 64.88%1.51B64.88%1.51B63.77%1.38B28.60%1.23B19.42%1B0.83%913.06M0.83%913.06M-9.81%845.16M3.33%957.88M-22.15%841.59M
Liabilities
Current liabilities
Payables 55.02%74.73M55.02%74.73M1.89%74.68M-3.32%64.16M0.14%59.56M-31.07%48.21M-31.07%48.21M-31.53%73.29M-41.43%66.36M-49.96%59.48M
-accounts payable 54.90%74.56M54.90%74.56M8.33%74.27M2.43%63.78M5.66%58.87M-27.68%48.13M-27.68%48.13M-33.72%68.56M-42.44%62.27M-49.86%55.72M
-Other payable 132.43%172K132.43%172K-91.34%410K-90.82%376K-81.68%689K-97.81%74K-97.81%74K50.21%4.74M-20.14%4.1M-51.35%3.76M
Current debt and capital lease obligation 68.75%411.86M68.75%411.86M160.09%349.77M50.06%371.19M87.03%235.96M93.37%244.07M93.37%244.07M82.88%134.48M68.86%247.35M-47.03%126.16M
-Current debt 68.75%411.86M68.75%411.86M160.09%349.77M50.06%371.19M87.03%235.96M93.37%244.07M93.37%244.07M82.88%134.48M68.86%247.35M-47.03%126.16M
Current deferred liabilities 456.24%762.98M456.24%762.98M610.58%694.82M1,218.14%482.36M2,106.60%261.06M1,032.59%137.17M1,032.59%137.17M886.90%97.78M229.88%36.59M--11.83M
Other current liabilities -21.48%4.8M-21.48%4.8M--5.17M--6.93M--5.84M--6.12M--6.12M------------
Current liabilities 187.99%1.25B187.99%1.25B268.00%1.12B163.95%924.64M184.81%562.42M109.14%435.56M109.14%435.56M60.40%305.56M29.32%350.31M-44.69%197.47M
Non current liabilities
Long term provisions -43.27%4.27M-43.27%4.27M-------------61.37%7.52M-61.37%7.52M------------
Long term debt and capital lease obligation -61.16%203.43M-61.16%203.43M-61.00%203.93M-62.02%206.44M-2.77%528.92M-4.03%523.83M-4.03%523.83M-4.30%522.84M-39.90%543.6M-40.54%543.96M
-Long term debt -61.75%198.8M-61.75%198.8M-61.62%198.8M-61.19%200.41M1.30%521.45M0.99%519.75M0.99%519.75M0.98%518.01M-40.55%516.39M-40.95%514.76M
-Long term capital lease obligation 13.43%4.63M13.43%4.63M6.24%5.13M-77.82%6.03M-74.43%7.47M-86.92%4.08M-86.92%4.08M-85.52%4.82M-24.19%27.2M-32.28%29.2M
Derivative product liabilities 177.68%3.91M177.68%3.91M419.79%7.33M137.04%4.15M-43.02%1.18M-57.10%1.41M-57.10%1.41M-56.01%1.41M-51.54%1.75M-76.51%2.07M
Other non current liabilities -22.03%2.27M-22.03%2.27M-56.37%6.53M15.91%20.07M-32.93%14.62M-52.32%2.91M-52.32%2.91M-62.40%14.97M-60.63%17.32M-61.90%21.8M
Total non current liabilities -60.07%213.87M-60.07%213.87M-59.61%217.79M-59.00%230.67M-4.07%544.71M-6.79%535.67M-6.79%535.67M-8.50%539.22M-40.90%562.66M-42.11%567.82M
Total liabilities 51.17%1.47B51.17%1.47B58.89%1.34B26.54%1.16B44.67%1.11B24.05%971.23M24.05%971.23M8.33%844.78M-25.35%912.98M-42.80%765.3M
Shareholders'equity
Share capital 0.00%2K0.00%2K0.00%2K-97.33%2K-97.33%2K0.00%2K0.00%2K-97.30%2K-99.98%75K-99.98%75K
-common stock 0.00%2K0.00%2K0.00%2K-97.33%2K-97.33%2K0.00%2K0.00%2K-97.30%2K650.00%75K650.00%75K
Retained earnings -8.68%-2.08B-8.68%-2.08B-10.00%-2.04B-11.14%-2B-11.70%-1.96B-12.11%-1.91B-12.11%-1.91B-11.73%-1.85B-36.46%-1.8B-38.09%-1.76B
Paid-in capital 13.23%2.11B13.23%2.11B12.13%2.08B12.14%2.08B1.24%1.87B1.35%1.86B1.35%1.86B1.71%1.86B188.28%1.85B190.44%1.84B
Gains losses not affecting retained earnings 288.89%3.66M288.89%3.66M48.27%3.87M487.09%5.61M114.16%287K-12.95%-1.94M-12.95%-1.94M207.33%2.61M16.40%-1.45M-25.51%-2.03M
Other equity interest ---------0.12%-9.16M-0.33%-9.16M16.55%-9.16M9.43%-9.16M9.43%-9.16M12.06%-9.15M83.77%-9.13M80.17%-10.98M
Total stockholders'equity 163.92%37.18M163.92%37.18M10,702.06%41.91M70.48%76.56M-233.89%-102.15M-147.45%-58.17M-147.45%-58.17M-99.75%388K115.17%44.91M129.71%76.29M
Total equity 163.92%37.18M163.92%37.18M10,702.06%41.91M70.48%76.56M-233.89%-102.15M-147.45%-58.17M-147.45%-58.17M-99.75%388K115.17%44.91M129.71%76.29M
Currency Unit USDUSDUSDUSDUSDUSDUSDUSDUSDUSD
Accounting Standards US-GAAPUS-GAAPUS-GAAPUS-GAAPUS-GAAPUS-GAAPUS-GAAPUS-GAAPUS-GAAPUS-GAAP
Audit Opinions Unqualified Opinion--------Unqualified Opinion--------
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