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Better Home & Finance (BETR)

Watchlist
  • 33.920
  • -2.760-7.52%
Close Jan 16 15:59 ET
  • 33.760
  • -0.160-0.47%
Post 16:26 ET
532.43MMarket Cap-2.78P/E (TTM)

Better Home & Finance (BETR) Balance Sheet

Quarterly+Annual
YOY yoy
Hide blank lines yoy
(Q3)Sep 30, 2025
(Q2)Jun 30, 2025
(Q1)Mar 31, 2025
(FY)Dec 31, 2024
(Q4)Dec 31, 2024
(Q3)Sep 30, 2024
(Q2)Jun 30, 2024
(Q1)Mar 31, 2024
(FY)Dec 31, 2023
(Q4)Dec 31, 2023
Assets
Current assets
Cash, cash equivalents and short term investments
-21.48%205.8M
-41.52%221.52M
-52.76%227.98M
-49.95%264.88M
-49.95%264.88M
-52.91%262.09M
165.24%378.78M
114.15%482.62M
66.43%529.19M
66.43%529.19M
-Cash and cash equivalents
-64.42%73.89M
-72.85%87.13M
-73.96%110.57M
-58.08%211.1M
-58.08%211.1M
-60.58%207.67M
191.97%320.94M
88.38%424.53M
58.38%503.59M
58.38%503.59M
-Short-term investments
142.40%131.9M
132.33%134.39M
102.12%117.41M
110.08%53.77M
110.08%53.77M
82.41%54.41M
75.90%57.84M
--58.09M
--25.6M
--25.6M
Receivables
141.97%1.08B
114.75%903.01M
238.44%656.82M
166.64%533.75M
166.64%533.75M
141.56%445.33M
24.61%420.5M
-51.65%194.07M
-33.41%200.18M
-33.41%200.18M
-Loans receivable
147.15%1.04B
123.19%871.87M
258.06%623.43M
191.93%510.72M
191.93%510.72M
156.34%420.89M
25.17%390.65M
-53.01%174.11M
-33.97%174.94M
-33.97%174.94M
-Taxes receivable
-36.94%4.48M
-97.91%198K
-44.67%4.69M
-34.31%5.48M
-34.31%5.48M
-26.84%7.11M
-6.37%9.49M
-19.30%8.47M
-53.98%8.35M
-53.98%8.35M
-Other receivables
89.64%32.88M
51.95%30.94M
149.84%28.7M
3.91%17.55M
3.91%17.55M
65.92%17.34M
33.61%20.36M
-43.54%11.49M
-3.64%16.89M
-3.64%16.89M
Prepaid assets
-23.20%22.66M
-16.13%29.59M
-28.83%27.96M
-33.99%28.41M
-33.99%28.41M
-30.28%29.51M
-14.18%35.28M
-25.28%39.29M
-7.15%43.04M
-7.15%43.04M
Restricted cash
-57.32%12.55M
-59.78%10.65M
-3.37%25.2M
-0.24%24.42M
-0.24%24.42M
5.75%29.41M
5.81%26.46M
2.96%26.08M
-12.92%24.48M
-12.92%24.48M
Total current assets
73.07%1.33B
36.33%1.17B
27.84%948.66M
8.15%861.86M
8.15%861.86M
-5.52%766.33M
57.59%861.02M
5.31%742.05M
14.80%796.88M
14.80%796.88M
Non current assets
Net PPE
-60.04%6.52M
-80.14%6.74M
-77.28%7.89M
-88.74%4.1M
-88.74%4.1M
-60.55%16.32M
-22.57%33.95M
-33.35%34.74M
-48.05%36.44M
-48.05%36.44M
-Gross PPE
-60.04%6.52M
-80.14%6.74M
-77.28%7.89M
-79.94%10.9M
-79.94%10.9M
-60.55%16.32M
-22.57%33.95M
-33.35%34.74M
-39.55%54.34M
-39.55%54.34M
-Accumulated depreciation
----
----
----
62.03%-6.8M
62.03%-6.8M
----
----
----
9.35%-17.9M
9.35%-17.9M
Goodwill and other intangible assets
-20.75%46.03M
-20.88%46.04M
-29.46%44.48M
-36.82%44.55M
-36.82%44.55M
-28.20%58.09M
-32.48%58.19M
-19.64%63.06M
-11.17%70.52M
-11.17%70.52M
-Goodwill
-26.61%24.51M
-23.20%24.77M
-25.51%23.99M
-27.09%23.62M
-27.09%23.62M
2.80%33.4M
-3.17%32.25M
57.06%32.21M
86.28%32.39M
86.28%32.39M
-Other intangible assets
-12.82%21.52M
-18.00%21.27M
-33.59%20.49M
-45.09%20.94M
-45.09%20.94M
-49.01%24.69M
-50.94%25.94M
-46.78%30.85M
-38.50%38.13M
-38.50%38.13M
Financial assets
19.55%5.29M
10.95%5.25M
128.04%3.96M
47.96%2.54M
47.96%2.54M
19.05%4.43M
-98.03%4.73M
-99.27%1.74M
-99.28%1.72M
-99.28%1.72M
Total non current assets
-26.62%57.84M
-40.09%58.03M
-43.40%56.34M
-52.89%51.19M
-52.89%51.19M
-37.42%78.83M
-74.55%96.86M
-73.56%99.53M
-72.08%108.67M
-72.08%108.67M
Total assets
63.77%1.38B
28.60%1.23B
19.42%1B
0.83%913.06M
0.83%913.06M
-9.81%845.16M
3.33%957.88M
-22.15%841.59M
-16.41%905.55M
-16.41%905.55M
Liabilities
Current liabilities
Payables
1.89%74.68M
-3.32%64.16M
0.14%59.56M
-31.07%48.21M
-31.07%48.21M
-31.53%73.29M
-41.43%66.36M
-49.96%59.48M
-22.67%69.93M
-22.67%69.93M
-accounts payable
8.33%74.27M
2.43%63.78M
5.66%58.87M
-27.68%48.13M
-27.68%48.13M
-33.72%68.56M
-42.44%62.27M
-49.86%55.72M
-19.26%66.56M
-19.26%66.56M
-Other payable
-91.34%410K
-90.82%376K
-81.68%689K
-97.81%74K
-97.81%74K
50.21%4.74M
-20.14%4.1M
-51.35%3.76M
-57.81%3.38M
-57.81%3.38M
Current debt and capital lease obligation
307.92%548.57M
131.09%571.6M
87.03%235.96M
93.37%244.07M
93.37%244.07M
82.88%134.48M
68.86%247.35M
-47.03%126.16M
-12.38%126.22M
-12.38%126.22M
-Current debt
307.92%548.57M
131.09%571.6M
87.03%235.96M
93.37%244.07M
93.37%244.07M
82.88%134.48M
68.86%247.35M
-47.03%126.16M
-12.38%126.22M
-12.38%126.22M
Current deferred liabilities
610.58%694.82M
1,218.14%482.36M
2,106.60%261.06M
1,032.59%137.17M
1,032.59%137.17M
886.90%97.78M
229.88%36.59M
--11.83M
-59.90%12.11M
-59.90%12.11M
Other current liabilities
--5.17M
--6.93M
--5.84M
--6.12M
--6.12M
----
----
----
----
----
Current liabilities
333.06%1.32B
221.16%1.13B
184.81%562.42M
109.14%435.56M
109.14%435.56M
60.40%305.56M
29.32%350.31M
-44.69%197.47M
-21.32%208.26M
-21.32%208.26M
Non current liabilities
Long term provisions
----
----
----
-61.37%7.52M
-61.37%7.52M
----
----
----
-27.19%19.47M
-27.19%19.47M
Long term debt and capital lease obligation
-99.02%5.13M
-98.89%6.03M
-2.77%528.92M
-4.03%523.83M
-4.03%523.83M
-4.30%522.84M
-39.90%543.6M
-40.54%543.96M
-42.66%545.85M
-42.66%545.85M
-Long term debt
----
----
1.30%521.45M
0.99%519.75M
0.99%519.75M
0.98%518.01M
-40.55%516.39M
-40.95%514.76M
-42.46%514.64M
-42.46%514.64M
-Long term capital lease obligation
6.24%5.13M
-77.82%6.03M
-74.43%7.47M
-86.92%4.08M
-86.92%4.08M
-85.52%4.82M
-24.19%27.2M
-32.28%29.2M
-45.74%31.2M
-45.74%31.2M
Derivative product liabilities
419.79%7.33M
137.04%4.15M
-43.02%1.18M
-57.10%1.41M
-57.10%1.41M
-56.01%1.41M
-51.54%1.75M
-76.51%2.07M
-33.39%3.28M
-33.39%3.28M
Other non current liabilities
-56.37%6.53M
15.91%20.07M
-32.93%14.62M
-52.32%2.91M
-52.32%2.91M
-62.40%14.97M
-60.63%17.32M
-61.90%21.8M
104.26%6.09M
104.26%6.09M
Total non current liabilities
-96.48%18.99M
-94.62%30.26M
-4.07%544.71M
-6.79%535.67M
-6.79%535.67M
-8.50%539.22M
-40.90%562.66M
-42.11%567.82M
-41.75%574.69M
-41.75%574.69M
Total liabilities
58.89%1.34B
26.54%1.16B
44.67%1.11B
24.05%971.23M
24.05%971.23M
8.33%844.78M
-25.35%912.98M
-42.80%765.3M
-37.43%782.95M
-37.43%782.95M
Shareholders'equity
Share capital
0.00%2K
-97.33%2K
-97.33%2K
0.00%2K
0.00%2K
-97.30%2K
-99.98%75K
-99.98%75K
-100.00%2K
-100.00%2K
-common stock
0.00%2K
-97.33%2K
-97.33%2K
0.00%2K
0.00%2K
-97.30%2K
650.00%75K
650.00%75K
-80.00%2K
-80.00%2K
Retained earnings
-10.00%-2.04B
-11.14%-2B
-11.70%-1.96B
-12.11%-1.91B
-12.11%-1.91B
-11.73%-1.85B
-36.46%-1.8B
-38.09%-1.76B
-45.94%-1.7B
-45.94%-1.7B
Paid-in capital
12.13%2.08B
12.14%2.08B
1.24%1.87B
1.35%1.86B
1.35%1.86B
1.71%1.86B
188.28%1.85B
190.44%1.84B
197.44%1.84B
197.44%1.84B
Gains losses not affecting retained earnings
48.27%3.87M
487.09%5.61M
114.16%287K
-12.95%-1.94M
-12.95%-1.94M
207.33%2.61M
16.40%-1.45M
-25.51%-2.03M
-20.45%-1.71M
-20.45%-1.71M
Other equity interest
-0.12%-9.16M
-0.33%-9.16M
16.55%-9.16M
9.43%-9.16M
9.43%-9.16M
12.06%-9.15M
83.77%-9.13M
80.17%-10.98M
81.00%-10.11M
81.00%-10.11M
Total stockholders'equity
10,702.06%41.91M
70.48%76.56M
-233.89%-102.15M
-147.45%-58.17M
-147.45%-58.17M
-99.75%388K
115.17%44.91M
129.71%76.29M
173.02%122.6M
173.02%122.6M
Total equity
10,702.06%41.91M
70.48%76.56M
-233.89%-102.15M
-147.45%-58.17M
-147.45%-58.17M
-99.75%388K
115.17%44.91M
129.71%76.29M
173.02%122.6M
173.02%122.6M
Currency Unit
USD
USD
USD
USD
USD
USD
USD
USD
USD
USD
Accounting Standards
US-GAAP
US-GAAP
US-GAAP
US-GAAP
US-GAAP
US-GAAP
US-GAAP
US-GAAP
US-GAAP
US-GAAP
Audit Opinions
--
--
--
Unqualified Opinion
--
--
--
--
Unqualified Opinion
--
(Q3)Sep 30, 2025(Q2)Jun 30, 2025(Q1)Mar 31, 2025(FY)Dec 31, 2024(Q4)Dec 31, 2024(Q3)Sep 30, 2024(Q2)Jun 30, 2024(Q1)Mar 31, 2024(FY)Dec 31, 2023(Q4)Dec 31, 2023
Assets
Current assets
Cash, cash equivalents and short term investments -21.48%205.8M-41.52%221.52M-52.76%227.98M-49.95%264.88M-49.95%264.88M-52.91%262.09M165.24%378.78M114.15%482.62M66.43%529.19M66.43%529.19M
-Cash and cash equivalents -64.42%73.89M-72.85%87.13M-73.96%110.57M-58.08%211.1M-58.08%211.1M-60.58%207.67M191.97%320.94M88.38%424.53M58.38%503.59M58.38%503.59M
-Short-term investments 142.40%131.9M132.33%134.39M102.12%117.41M110.08%53.77M110.08%53.77M82.41%54.41M75.90%57.84M--58.09M--25.6M--25.6M
Receivables 141.97%1.08B114.75%903.01M238.44%656.82M166.64%533.75M166.64%533.75M141.56%445.33M24.61%420.5M-51.65%194.07M-33.41%200.18M-33.41%200.18M
-Loans receivable 147.15%1.04B123.19%871.87M258.06%623.43M191.93%510.72M191.93%510.72M156.34%420.89M25.17%390.65M-53.01%174.11M-33.97%174.94M-33.97%174.94M
-Taxes receivable -36.94%4.48M-97.91%198K-44.67%4.69M-34.31%5.48M-34.31%5.48M-26.84%7.11M-6.37%9.49M-19.30%8.47M-53.98%8.35M-53.98%8.35M
-Other receivables 89.64%32.88M51.95%30.94M149.84%28.7M3.91%17.55M3.91%17.55M65.92%17.34M33.61%20.36M-43.54%11.49M-3.64%16.89M-3.64%16.89M
Prepaid assets -23.20%22.66M-16.13%29.59M-28.83%27.96M-33.99%28.41M-33.99%28.41M-30.28%29.51M-14.18%35.28M-25.28%39.29M-7.15%43.04M-7.15%43.04M
Restricted cash -57.32%12.55M-59.78%10.65M-3.37%25.2M-0.24%24.42M-0.24%24.42M5.75%29.41M5.81%26.46M2.96%26.08M-12.92%24.48M-12.92%24.48M
Total current assets 73.07%1.33B36.33%1.17B27.84%948.66M8.15%861.86M8.15%861.86M-5.52%766.33M57.59%861.02M5.31%742.05M14.80%796.88M14.80%796.88M
Non current assets
Net PPE -60.04%6.52M-80.14%6.74M-77.28%7.89M-88.74%4.1M-88.74%4.1M-60.55%16.32M-22.57%33.95M-33.35%34.74M-48.05%36.44M-48.05%36.44M
-Gross PPE -60.04%6.52M-80.14%6.74M-77.28%7.89M-79.94%10.9M-79.94%10.9M-60.55%16.32M-22.57%33.95M-33.35%34.74M-39.55%54.34M-39.55%54.34M
-Accumulated depreciation ------------62.03%-6.8M62.03%-6.8M------------9.35%-17.9M9.35%-17.9M
Goodwill and other intangible assets -20.75%46.03M-20.88%46.04M-29.46%44.48M-36.82%44.55M-36.82%44.55M-28.20%58.09M-32.48%58.19M-19.64%63.06M-11.17%70.52M-11.17%70.52M
-Goodwill -26.61%24.51M-23.20%24.77M-25.51%23.99M-27.09%23.62M-27.09%23.62M2.80%33.4M-3.17%32.25M57.06%32.21M86.28%32.39M86.28%32.39M
-Other intangible assets -12.82%21.52M-18.00%21.27M-33.59%20.49M-45.09%20.94M-45.09%20.94M-49.01%24.69M-50.94%25.94M-46.78%30.85M-38.50%38.13M-38.50%38.13M
Financial assets 19.55%5.29M10.95%5.25M128.04%3.96M47.96%2.54M47.96%2.54M19.05%4.43M-98.03%4.73M-99.27%1.74M-99.28%1.72M-99.28%1.72M
Total non current assets -26.62%57.84M-40.09%58.03M-43.40%56.34M-52.89%51.19M-52.89%51.19M-37.42%78.83M-74.55%96.86M-73.56%99.53M-72.08%108.67M-72.08%108.67M
Total assets 63.77%1.38B28.60%1.23B19.42%1B0.83%913.06M0.83%913.06M-9.81%845.16M3.33%957.88M-22.15%841.59M-16.41%905.55M-16.41%905.55M
Liabilities
Current liabilities
Payables 1.89%74.68M-3.32%64.16M0.14%59.56M-31.07%48.21M-31.07%48.21M-31.53%73.29M-41.43%66.36M-49.96%59.48M-22.67%69.93M-22.67%69.93M
-accounts payable 8.33%74.27M2.43%63.78M5.66%58.87M-27.68%48.13M-27.68%48.13M-33.72%68.56M-42.44%62.27M-49.86%55.72M-19.26%66.56M-19.26%66.56M
-Other payable -91.34%410K-90.82%376K-81.68%689K-97.81%74K-97.81%74K50.21%4.74M-20.14%4.1M-51.35%3.76M-57.81%3.38M-57.81%3.38M
Current debt and capital lease obligation 307.92%548.57M131.09%571.6M87.03%235.96M93.37%244.07M93.37%244.07M82.88%134.48M68.86%247.35M-47.03%126.16M-12.38%126.22M-12.38%126.22M
-Current debt 307.92%548.57M131.09%571.6M87.03%235.96M93.37%244.07M93.37%244.07M82.88%134.48M68.86%247.35M-47.03%126.16M-12.38%126.22M-12.38%126.22M
Current deferred liabilities 610.58%694.82M1,218.14%482.36M2,106.60%261.06M1,032.59%137.17M1,032.59%137.17M886.90%97.78M229.88%36.59M--11.83M-59.90%12.11M-59.90%12.11M
Other current liabilities --5.17M--6.93M--5.84M--6.12M--6.12M--------------------
Current liabilities 333.06%1.32B221.16%1.13B184.81%562.42M109.14%435.56M109.14%435.56M60.40%305.56M29.32%350.31M-44.69%197.47M-21.32%208.26M-21.32%208.26M
Non current liabilities
Long term provisions -------------61.37%7.52M-61.37%7.52M-------------27.19%19.47M-27.19%19.47M
Long term debt and capital lease obligation -99.02%5.13M-98.89%6.03M-2.77%528.92M-4.03%523.83M-4.03%523.83M-4.30%522.84M-39.90%543.6M-40.54%543.96M-42.66%545.85M-42.66%545.85M
-Long term debt --------1.30%521.45M0.99%519.75M0.99%519.75M0.98%518.01M-40.55%516.39M-40.95%514.76M-42.46%514.64M-42.46%514.64M
-Long term capital lease obligation 6.24%5.13M-77.82%6.03M-74.43%7.47M-86.92%4.08M-86.92%4.08M-85.52%4.82M-24.19%27.2M-32.28%29.2M-45.74%31.2M-45.74%31.2M
Derivative product liabilities 419.79%7.33M137.04%4.15M-43.02%1.18M-57.10%1.41M-57.10%1.41M-56.01%1.41M-51.54%1.75M-76.51%2.07M-33.39%3.28M-33.39%3.28M
Other non current liabilities -56.37%6.53M15.91%20.07M-32.93%14.62M-52.32%2.91M-52.32%2.91M-62.40%14.97M-60.63%17.32M-61.90%21.8M104.26%6.09M104.26%6.09M
Total non current liabilities -96.48%18.99M-94.62%30.26M-4.07%544.71M-6.79%535.67M-6.79%535.67M-8.50%539.22M-40.90%562.66M-42.11%567.82M-41.75%574.69M-41.75%574.69M
Total liabilities 58.89%1.34B26.54%1.16B44.67%1.11B24.05%971.23M24.05%971.23M8.33%844.78M-25.35%912.98M-42.80%765.3M-37.43%782.95M-37.43%782.95M
Shareholders'equity
Share capital 0.00%2K-97.33%2K-97.33%2K0.00%2K0.00%2K-97.30%2K-99.98%75K-99.98%75K-100.00%2K-100.00%2K
-common stock 0.00%2K-97.33%2K-97.33%2K0.00%2K0.00%2K-97.30%2K650.00%75K650.00%75K-80.00%2K-80.00%2K
Retained earnings -10.00%-2.04B-11.14%-2B-11.70%-1.96B-12.11%-1.91B-12.11%-1.91B-11.73%-1.85B-36.46%-1.8B-38.09%-1.76B-45.94%-1.7B-45.94%-1.7B
Paid-in capital 12.13%2.08B12.14%2.08B1.24%1.87B1.35%1.86B1.35%1.86B1.71%1.86B188.28%1.85B190.44%1.84B197.44%1.84B197.44%1.84B
Gains losses not affecting retained earnings 48.27%3.87M487.09%5.61M114.16%287K-12.95%-1.94M-12.95%-1.94M207.33%2.61M16.40%-1.45M-25.51%-2.03M-20.45%-1.71M-20.45%-1.71M
Other equity interest -0.12%-9.16M-0.33%-9.16M16.55%-9.16M9.43%-9.16M9.43%-9.16M12.06%-9.15M83.77%-9.13M80.17%-10.98M81.00%-10.11M81.00%-10.11M
Total stockholders'equity 10,702.06%41.91M70.48%76.56M-233.89%-102.15M-147.45%-58.17M-147.45%-58.17M-99.75%388K115.17%44.91M129.71%76.29M173.02%122.6M173.02%122.6M
Total equity 10,702.06%41.91M70.48%76.56M-233.89%-102.15M-147.45%-58.17M-147.45%-58.17M-99.75%388K115.17%44.91M129.71%76.29M173.02%122.6M173.02%122.6M
Currency Unit USDUSDUSDUSDUSDUSDUSDUSDUSDUSD
Accounting Standards US-GAAPUS-GAAPUS-GAAPUS-GAAPUS-GAAPUS-GAAPUS-GAAPUS-GAAPUS-GAAPUS-GAAP
Audit Opinions ------Unqualified Opinion--------Unqualified Opinion--
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