(Q2)Apr 30, 2024 | (Q1)Jan 31, 2024 | (FY)Oct 31, 2023 | (Q4)Oct 31, 2023 | (Q3)Jul 31, 2023 | (Q2)Apr 30, 2023 | (Q1)Jan 31, 2023 | (FY)Oct 31, 2022 | (Q4)Oct 31, 2022 | (Q3)Jul 31, 2022 | |
---|---|---|---|---|---|---|---|---|---|---|
Total revenue | 5.62%8.29B | 5.55%8.39B | 0.88%31.79B | 4.57%7.92B | 3.61%8.04B | -0.11%7.85B | -0.15%7.95B | 1.93%31.51B | -0.18%7.58B | 0.92%7.76B |
Net interest income | 5.25%4.69B | 4.60%4.77B | 0.95%18.29B | 1.08%4.67B | -2.05%4.58B | -0.29%4.46B | 5.04%4.56B | 6.80%18.12B | 9.60%4.62B | 10.88%4.68B |
-Net interest income | 9.68%15.21B | 17.35%15.44B | 69.33%56.82B | 35.90%15.11B | 65.32%14.69B | 95.57%13.87B | 103.56%13.16B | 34.31%33.56B | 79.73%11.12B | 45.63%8.89B |
-Including:Interest income from loans and lease | 6.46%11.79B | 12.18%11.91B | 53.26%45.04B | 27.53%11.82B | 49.54%11.53B | 72.58%11.08B | 77.16%10.62B | 26.91%29.39B | 61.21%9.27B | 36.46%7.71B |
-Including:Interest income from deposits | -1.28%771M | 18.17%878M | 317.07%3.47B | 139.90%1.01B | 283.61%936M | 658.25%781M | 1,060.94%743M | 357.14%832M | 795.74%421M | 388.00%244M |
-Including:Interest income from securities | 38.42%2.28B | 57.96%2.3B | 137.50%6.83B | 56.04%1.9B | 128.30%1.83B | 229.00%1.65B | 307.26%1.46B | 96.11%2.88B | 254.81%1.22B | 126.55%802M |
-Total interest expense | 11.77%10.52B | 24.12%10.67B | 149.54%38.54B | 60.67%10.44B | 140.18%10.11B | 259.30%9.41B | 305.52%8.59B | 92.44%15.44B | 229.91%6.5B | 123.41%4.21B |
-Including:Interest expense for deposit | 12.82%9.76B | 26.54%9.91B | 178.65%35.65B | 69.98%9.73B | 171.60%9.44B | 327.47%8.65B | 398.03%7.83B | 97.90%12.79B | 278.19%5.72B | 125.65%3.48B |
-Including:Interest expense for long term debt and capital securities | 10.00%121M | 28.57%135M | 74.44%471M | 43.01%133M | 59.74%123M | 100.00%110M | 133.33%105M | 50.00%270M | 102.17%93M | 79.07%77M |
-Including:Other interest expense | -1.85%636M | -5.50%618M | 1.56%2.42B | -15.12%578M | -16.59%548M | 20.00%648M | 30.54%654M | 72.39%2.38B | 66.10%681M | 118.27%657M |
Non interest income | 6.11%3.6B | 6.83%3.61B | 0.79%13.5B | 10.02%3.25B | 12.21%3.46B | 0.12%3.39B | -6.39%3.38B | -4.00%13.39B | -12.42%2.96B | -11.19%3.08B |
-Total premiums earned | -3.57%108M | 14.00%114M | 11.32%482M | 17.54%134M | 0.00%113M | 6.67%112M | -0.99%100M | 8.79%433M | 11.76%114M | 36.14%113M |
-Fees and commissions | 5.26%2.8B | 7.68%2.82B | 6.49%10.77B | 8.25%2.78B | 11.00%2.71B | 5.93%2.66B | 1.04%2.62B | 4.05%10.12B | 6.11%2.57B | 1.07%2.45B |
-Investment banking Profit | 27.27%196M | 33.33%136M | 2.03%554M | 11.76%152M | 48.98%146M | 12.41%154M | -40.70%102M | -25.00%543M | -5.56%136M | -50.51%98M |
-Other non interest income | 400.00%90M | 160.00%69M | -104.36%-19M | 96.33%-13M | -17.86%92M | -89.89%18M | -182.73%-115M | -33.44%436M | -265.42%-354M | -46.41%112M |
-Gain loss on sale of assets | -66.07%19M | -93.18%3M | 74.32%129M | -101.41%-1M | --30M | 5,500.00%56M | 2,100.00%44M | -82.34%74M | -14.46%71M | --0 |
-Trading gain (loss) | -1.54%383M | -25.39%473M | -11.78%1.58B | -52.87%197M | 15.76%360M | -14.13%389M | 4.11%634M | -11.90%1.79B | 2.20%418M | -34.94%311M |
Credit losses provision | -42.03%-1.01B | -50.78%-962M | -147.61%-3.42B | -137.43%-1.26B | -98.79%-819M | -223.74%-709M | -187.39%-638M | 23.56%-1.38B | -214.88%-529M | -8.42%-412M |
Non interest expense | 3.00%4.71B | 6.23%4.74B | 8.65%18.34B | 20.05%4.74B | 8.85%4.56B | 9.98%4.57B | 5.64%4.46B | 2.76%16.88B | -3.26%3.95B | 2.29%4.19B |
Occupancy and equipment | 6.23%699M | 10.80%708M | 9.69%2.66B | 10.22%701M | 8.01%661M | 11.53%658M | 9.04%639M | 3.11%2.42B | 6.35%636M | 2.51%612M |
Professional expense and contract services expense | 2.14%191M | -7.43%162M | -5.57%780M | -8.37%219M | -0.50%199M | -4.10%187M | -8.85%175M | 4.69%826M | -1.24%239M | -5.21%200M |
Selling and administrative expenses | 1.56%2.6B | 5.01%2.6B | 9.19%10.17B | 12.20%2.61B | 8.80%2.52B | 12.26%2.56B | 3.56%2.47B | 4.15%9.32B | 6.74%2.33B | 4.18%2.32B |
-General and administrative expense | 1.28%2.46B | 4.62%2.45B | 8.60%9.6B | 12.12%2.45B | 8.43%2.38B | 11.45%2.42B | 2.54%2.34B | 3.45%8.84B | 6.48%2.19B | 2.96%2.19B |
-Selling and marketing expense | 6.47%148M | 11.76%152M | 20.00%576M | 13.57%159M | 15.45%142M | 28.70%139M | 24.77%136M | 18.81%480M | 11.11%140M | 32.26%123M |
Depreciation amortization depletion | -0.49%410M | 3.69%421M | 18.88%1.82B | 49.75%590M | 8.14%412M | 8.14%412M | 8.27%406M | 1.32%1.53B | 2.87%394M | 2.14%381M |
-Depreciation and amortization | -0.49%410M | 3.69%421M | 18.88%1.82B | 49.75%590M | 8.14%412M | 8.14%412M | 8.27%406M | 1.32%1.53B | 2.87%394M | 2.14%381M |
Other non-interest expense | 7.16%808M | 10.82%850M | 4.52%2.91B | 75.42%621M | 12.92%769M | 6.20%754M | 12.63%767M | -1.66%2.79B | -47.94%354M | -1.59%681M |
Income from associates and other participating interests | -10.94%57M | 187.50%46M | -42.91%153M | -63.27%18M | 25.00%55M | -23.81%64M | -82.42%16M | -20.94%268M | -48.96%49M | -39.73%44M |
Special income (charges) | 0 | 27.46%-420M | 0 | -207.98%-579M | -207.98%-579M | |||||
Gain on sale of business | ---- | --0 | 201.66%367M | ---- | ---- | ---- | --0 | ---361M | ---361M | ---- |
Less:Restructuring and mergern&acquisition | ---- | --0 | 418.82%441M | ---- | ---- | ---- | --0 | -54.79%85M | -54.79%85M | ---- |
Less:Impairment of capital assets | ---- | --0 | --161M | ---- | ---- | ---- | --0 | --0 | ---- | ---- |
Less:Other special charges | ---- | ---- | ---- | ---- | ---- | ---- | ---- | --133M | --133M | ---- |
Less:Write off | ---- | ---- | --185M | ---- | ---- | ---- | ---- | --0 | ---- | ---- |
Other non-operating income (expenses) | ||||||||||
Income before tax | -0.04%2.63B | -4.58%2.73B | -24.57%9.75B | -40.69%1.52B | -15.24%2.71B | -26.21%2.63B | -20.56%2.86B | 0.83%12.93B | -20.94%2.57B | -2.56%3.2B |
Income tax | 10.95%537M | -51.76%533M | -19.29%2.23B | -70.95%138M | -17.44%497M | -40.76%484M | 27.89%1.11B | -3.94%2.76B | -31.06%475M | -18.43%602M |
Earnings from equity interest net of tax | ||||||||||
Net income | -2.52%2.09B | 25.09%2.2B | -26.01%7.53B | -33.83%1.39B | -14.73%2.21B | -21.88%2.15B | -35.84%1.76B | 2.20%10.17B | -18.21%2.09B | 2.05%2.59B |
Net Income continuous operations | -2.52%2.09B | 25.09%2.2B | -26.01%7.53B | -33.83%1.39B | -14.73%2.21B | -21.88%2.15B | -35.84%1.76B | 2.20%10.17B | -18.21%2.09B | 2.05%2.59B |
Noncontrolling interests | 8.33%26M | -32.43%25M | -54.26%118M | -18.42%31M | -61.11%21M | -69.23%24M | -57.95%37M | -22.05%258M | -45.71%38M | -33.33%54M |
Net income attributable to the company | -2.64%2.07B | 26.32%2.17B | -25.27%7.41B | -34.11%1.35B | -13.74%2.19B | -20.49%2.12B | -35.11%1.72B | 3.03%9.92B | -17.44%2.06B | 3.21%2.54B |
Preferred stock dividends | 18.27%123M | 6.93%108M | 61.15%419M | 2.83%109M | 191.67%105M | 40.54%104M | 129.55%101M | 11.59%260M | 35.90%106M | 2.86%36M |
Other under preferred stock dividend | ||||||||||
Net income attributable to common stockholders | -3.72%1.94B | 27.53%2.07B | -27.60%6.99B | -36.12%1.25B | -16.69%2.09B | -22.24%2.02B | -37.88%1.62B | 2.82%9.66B | -19.16%1.95B | 3.22%2.5B |
Diluted earnings per share | -5.92%1.59 | 25.00%1.7 | -27.45%5.84 | -37.20%1.03 | -17.14%1.74 | -21.76%1.69 | -36.74%1.36 | 4.01%8.05 | -17.17%1.64 | 5.00%2.1 |
Basic earnings per share | -6.55%1.57 | 24.44%1.68 | -27.93%5.78 | -37.42%1.02 | -17.70%1.72 | -22.22%1.68 | -36.92%1.35 | 4.16%8.02 | -17.26%1.63 | 5.03%2.09 |
Dividend per share | 2.91%1.06 | 2.91%1.06 | 2.96%4.18 | 2.91%1.06 | 2.91%1.06 | 3.00%1.03 | 3.00%1.03 | 12.78%4.06 | 14.44%1.03 | 14.44%1.03 |
Accounting Standards | US-GAAP | US-GAAP | US-GAAP | US-GAAP | US-GAAP | US-GAAP | US-GAAP | US-GAAP | US-GAAP | US-GAAP |
Audit Opinions | -- | -- | Unqualified Opinion | -- | -- | -- | -- | Unqualified Opinion | -- | -- |
FY: Financial Year. Refers to the 10-K file disclosed by the listed company to the SEC.
Q: Quarter. Refers to the 10-Q file disclosed by the listed company to the SEC. Q1, Q2, Q3, and Q4 are quarterly reports each with a span of 3 months; Q6 and Q9 are cumulative reports, with Q6 including 6 months and Q9 9 months.