US Stock MarketDetailed Quotes

Community Financial System (CBU)

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62.320
-0.800-1.27%

Close Apr 24 16:00 ET

62.320
0.0000.00%

Post 17:17 ET

3.27BMarket Cap15.70P/E (TTM)

Earnings

Revenue Breakdown

Financial Indicators

Income Statement

Balance Sheet

Cash Flow

Community Financial System (CBU) Income Statement

Quarterly+Annual

YOY

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(FY)Dec 31, 2025

(Q4)Dec 31, 2025

(Q3)Sep 30, 2025

(Q2)Jun 30, 2025

(Q1)Mar 31, 2025

(FY)Dec 31, 2024

(Q4)Dec 31, 2024

(Q3)Sep 30, 2024

(Q2)Jun 30, 2024

(Q1)Mar 31, 2024

Total revenue

9.65%818.29M

9.91%215.74M

9.58%207.05M

8.41%199.26M

10.70%196.25M

14.49%746.3M

10.92%196.29M

7.74%188.94M

4.87%183.8M

42.64%177.28M

Net interest income

12.79%506.55M

11.21%133.43M

13.68%128.17M

14.02%124.75M

12.36%120.21M

2.71%449.12M

9.88%119.97M

4.60%112.75M

0.12%109.41M

-3.64%106.99M

-Net interest income

8.66%699.28M

6.79%181.47M

8.17%177.28M

10.09%172.88M

9.82%167.65M

18.87%643.53M

16.13%169.93M

19.15%163.9M

19.31%157.04M

21.27%152.66M

-Interest income from loans and lease

9.34%596.72M

7.00%154.77M

8.57%152.51M

10.04%146.53M

12.08%142.9M

22.60%545.77M

18.18%144.64M

22.00%140.47M

24.13%133.16M

27.04%127.5M

-Interest income from securities

4.91%102.56M

5.56%26.7M

5.75%24.77M

10.32%26.34M

-1.66%24.74M

1.60%97.76M

5.68%25.29M

4.51%23.43M

-1.93%23.88M

-1.41%25.16M

-Total interest expense

-0.87%192.73M

-3.84%48.04M

-3.98%49.12M

1.05%48.13M

3.87%47.44M

86.75%194.41M

34.53%49.96M

71.83%51.16M

113.15%47.63M

207.49%45.67M

-Interest expense for deposit

1.68%162.2M

-0.47%41.56M

0.32%40.72M

0.61%40.64M

6.80%39.29M

86.93%159.52M

30.87%41.75M

65.31%40.59M

113.16%40.39M

270.52%36.79M

-Interest expense for short termdebt

-60.14%2.99M

----

-19.84%7.49M

----

-Interest expense for long term debt and capital securities

7.29%24.48M

111.28%437K

-20.50%8.4M

3.49%7.49M

-8.27%8.15M

260.79%22.81M

46.29%-3.87M

102.55%10.56M

113.13%7.24M

80.42%8.88M

Non interest income

4.90%311.74M

7.86%82.31M

3.53%78.89M

0.16%74.51M

8.18%76.04M

38.49%297.19M

12.61%76.31M

12.74%76.2M

12.74%74.39M

430.33%70.29M

-Fees and commissions

5.03%311.37M

8.35%82.42M

3.01%78.65M

1.02%74.51M

7.86%75.79M

11.04%296.44M

12.33%76.07M

12.89%76.35M

11.69%73.76M

7.15%70.27M

-Gain loss on sale of assets

-49.60%375K

-142.51%-105K

253.25%236K

-100.16%-1K

1,431.25%245K

101.42%744K

375.00%247K

-214.29%-154K

1,370.00%635K

100.03%16K

Credit losses provision

6.25%-21.35M

19.80%-4.98M

27.82%-5.56M

-52.03%-4.12M

-8.82%-6.69M

-103.28%-22.77M

-52.42%-6.21M

-167.86%-7.71M

-260.11%-2.71M

-75.66%-6.15M

Non interest expense

6.15%516.15M

8.40%135.73M

2.72%127.57M

7.25%127.51M

6.10%125.29M

5.16%486.23M

4.41%125.21M

6.67%124.19M

6.12%118.9M

3.59%118.08M

Occupancy and equipment

10.52%48.25M

15.02%12.65M

7.87%11.42M

7.20%11.49M

11.76%12.7M

2.60%43.66M

2.61%11M

2.20%10.59M

2.51%10.72M

3.07%11.36M

Professional expense and contract services expense

16.80%17.9M

10.84%4.21M

20.04%4.47M

26.28%4.37M

11.70%4.85M

-3.76%15.32M

0.21%3.8M

-2.69%3.72M

11.51%3.46M

-16.54%4.34M

Selling and administrative expenses

3.85%329.05M

5.67%85.34M

-1.54%81.12M

7.01%83.02M

4.55%79.57M

6.49%316.84M

7.35%80.76M

9.39%82.39M

6.87%77.59M

2.31%76.11M

-General and administrative expense

4.37%313.92M

7.44%81.92M

-1.91%76.53M

7.59%79.02M

4.62%76.44M

6.73%300.78M

6.50%76.25M

10.38%78.02M

7.96%73.45M

2.20%73.06M

-Selling and marketing expense

-5.75%15.14M

-24.19%3.42M

5.04%4.59M

-3.33%4M

2.79%3.13M

2.09%16.06M

24.07%4.51M

-5.68%4.37M

-9.37%4.14M

4.96%3.05M

Depreciation amortization depletion

-2.90%13.85M

8.73%3.74M

-3.29%3.26M

-13.10%3.37M

-2.63%3.48M

-1.74%14.26M

-3.54%3.44M

-5.79%3.37M

4.64%3.88M

-2.48%3.58M

-Depreciation and amortization

-2.90%13.85M

8.73%3.74M

-3.29%3.26M

-13.10%3.37M

-2.63%3.48M

-1.74%14.26M

-3.54%3.44M

-5.79%3.37M

4.64%3.88M

-2.48%3.58M

Other non-interest expense

11.39%107.11M

13.62%29.8M

13.19%27.31M

8.63%25.27M

8.78%24.69M

4.67%96.15M

-1.49%26.23M

3.33%24.13M

4.87%23.26M

15.13%22.7M

Income from associates and other participating interests

-285K

Special income (charges)

-759.16%-5.11M

-768.31%-2.82M

-6,125.00%-747K

-1,430.77%-1.59M

94.09%-595K

96.46%-325K

85.00%-12K

89.59%-104K

-183.24%-154K

Less:Restructuring and mergern&acquisition

1,029.54%5.16M

591.67%2.82M

930.00%747K

1,430.77%1.59M

----

-89.86%457K

-87.89%408K

-212.50%-90K

-89.59%104K

-38.60%35K

Less:Other special charges

-136.23%-50K

--0

----

-97.62%138K

---83K

--102K

----

--119K

Gain on extinguishment of debt

--0

----

--0

Other non-operating income (expenses)

Income before tax

16.34%275.39M

11.43%71.92M

28.30%73.17M

6.35%66.04M

21.16%64.27M

40.70%236.71M

47.37%64.54M

1.86%57.03M

1.01%62.09M

660.69%53.04M

Income tax

19.76%64.94M

18.65%17.5M

37.72%18.08M

3.73%14.71M

20.40%14.65M

49.35%54.22M

46.17%14.75M

10.69%13.13M

7.55%14.18M

935.83%12.17M

Earnings from equity interest net of tax

Net income

15.33%210.46M

9.30%54.42M

25.48%55.09M

7.13%51.33M

21.39%49.61M

38.32%182.48M

47.73%49.79M

-0.52%43.9M

-0.78%47.92M

604.93%40.87M

Net Income continuous operations

15.33%210.46M

9.30%54.42M

25.48%55.09M

7.13%51.33M

21.39%49.61M

38.32%182.48M

47.73%49.79M

-0.52%43.9M

-0.78%47.92M

604.93%40.87M

Minority interest income

Net income attributable to the parent company

15.33%210.46M

9.30%54.42M

25.48%55.09M

7.13%51.33M

21.39%49.61M

38.32%182.48M

47.73%49.79M

-0.52%43.9M

-0.78%47.92M

604.93%40.87M

Preferred stock dividends

Other preferred stock dividend

17.97%873K

0.00%216K

26.04%242K

42.01%240K

78.38%198K

65.55%740K

80.00%216K

21.52%192K

-11.98%169K

552.94%111K

Net income attributable to common stockholders

15.32%209.58M

9.34%54.21M

25.48%54.85M

7.01%51.09M

21.23%49.42M

38.23%181.74M

47.61%49.58M

-0.60%43.71M

-0.73%47.75M

605.09%40.76M

Basic earnings per share

15.70%3.98

9.57%1.03

25.30%1.04

6.59%0.97

22.08%0.94

40.41%3.44

32.39%0.94

1.22%0.83

1.11%0.91

600.00%0.77

Diluted earnings per share

15.41%3.97

9.57%1.03

25.30%1.04

6.59%0.97

22.37%0.93

40.41%3.44

32.39%0.94

1.22%0.83

2.25%0.91

590.91%0.76

Dividend per share

2.20%1.86

2.17%0.47

2.22%0.46

2.25%1.82

2.22%0.46

2.27%0.45

Currency Unit

USD

Accounting Standards

US-GAAP

Audit Opinions

Unqualified Opinion

	(FY)Dec 31, 2025	(Q4)Dec 31, 2025	(Q3)Sep 30, 2025	(Q2)Jun 30, 2025	(Q1)Mar 31, 2025	(FY)Dec 31, 2024	(Q4)Dec 31, 2024	(Q3)Sep 30, 2024	(Q2)Jun 30, 2024	(Q1)Mar 31, 2024
Total revenue	9.65%818.29M	9.91%215.74M	9.58%207.05M	8.41%199.26M	10.70%196.25M	14.49%746.3M	10.92%196.29M	7.74%188.94M	4.87%183.8M	42.64%177.28M
Net interest income	12.79%506.55M	11.21%133.43M	13.68%128.17M	14.02%124.75M	12.36%120.21M	2.71%449.12M	9.88%119.97M	4.60%112.75M	0.12%109.41M	-3.64%106.99M
-Net interest income	8.66%699.28M	6.79%181.47M	8.17%177.28M	10.09%172.88M	9.82%167.65M	18.87%643.53M	16.13%169.93M	19.15%163.9M	19.31%157.04M	21.27%152.66M
-Interest income from loans and lease	9.34%596.72M	7.00%154.77M	8.57%152.51M	10.04%146.53M	12.08%142.9M	22.60%545.77M	18.18%144.64M	22.00%140.47M	24.13%133.16M	27.04%127.5M
-Interest income from securities	4.91%102.56M	5.56%26.7M	5.75%24.77M	10.32%26.34M	-1.66%24.74M	1.60%97.76M	5.68%25.29M	4.51%23.43M	-1.93%23.88M	-1.41%25.16M
-Total interest expense	-0.87%192.73M	-3.84%48.04M	-3.98%49.12M	1.05%48.13M	3.87%47.44M	86.75%194.41M	34.53%49.96M	71.83%51.16M	113.15%47.63M	207.49%45.67M
-Interest expense for deposit	1.68%162.2M	-0.47%41.56M	0.32%40.72M	0.61%40.64M	6.80%39.29M	86.93%159.52M	30.87%41.75M	65.31%40.59M	113.16%40.39M	270.52%36.79M
-Interest expense for short termdebt	-60.14%2.99M	----	----	----	----	-19.84%7.49M	----	----	----	----
-Interest expense for long term debt and capital securities	7.29%24.48M	111.28%437K	-20.50%8.4M	3.49%7.49M	-8.27%8.15M	260.79%22.81M	46.29%-3.87M	102.55%10.56M	113.13%7.24M	80.42%8.88M
Non interest income	4.90%311.74M	7.86%82.31M	3.53%78.89M	0.16%74.51M	8.18%76.04M	38.49%297.19M	12.61%76.31M	12.74%76.2M	12.74%74.39M	430.33%70.29M
-Fees and commissions	5.03%311.37M	8.35%82.42M	3.01%78.65M	1.02%74.51M	7.86%75.79M	11.04%296.44M	12.33%76.07M	12.89%76.35M	11.69%73.76M	7.15%70.27M
-Gain loss on sale of assets	-49.60%375K	-142.51%-105K	253.25%236K	-100.16%-1K	1,431.25%245K	101.42%744K	375.00%247K	-214.29%-154K	1,370.00%635K	100.03%16K
Credit losses provision	6.25%-21.35M	19.80%-4.98M	27.82%-5.56M	-52.03%-4.12M	-8.82%-6.69M	-103.28%-22.77M	-52.42%-6.21M	-167.86%-7.71M	-260.11%-2.71M	-75.66%-6.15M
Non interest expense	6.15%516.15M	8.40%135.73M	2.72%127.57M	7.25%127.51M	6.10%125.29M	5.16%486.23M	4.41%125.21M	6.67%124.19M	6.12%118.9M	3.59%118.08M
Occupancy and equipment	10.52%48.25M	15.02%12.65M	7.87%11.42M	7.20%11.49M	11.76%12.7M	2.60%43.66M	2.61%11M	2.20%10.59M	2.51%10.72M	3.07%11.36M
Professional expense and contract services expense	16.80%17.9M	10.84%4.21M	20.04%4.47M	26.28%4.37M	11.70%4.85M	-3.76%15.32M	0.21%3.8M	-2.69%3.72M	11.51%3.46M	-16.54%4.34M
Selling and administrative expenses	3.85%329.05M	5.67%85.34M	-1.54%81.12M	7.01%83.02M	4.55%79.57M	6.49%316.84M	7.35%80.76M	9.39%82.39M	6.87%77.59M	2.31%76.11M
-General and administrative expense	4.37%313.92M	7.44%81.92M	-1.91%76.53M	7.59%79.02M	4.62%76.44M	6.73%300.78M	6.50%76.25M	10.38%78.02M	7.96%73.45M	2.20%73.06M
-Selling and marketing expense	-5.75%15.14M	-24.19%3.42M	5.04%4.59M	-3.33%4M	2.79%3.13M	2.09%16.06M	24.07%4.51M	-5.68%4.37M	-9.37%4.14M	4.96%3.05M
Depreciation amortization depletion	-2.90%13.85M	8.73%3.74M	-3.29%3.26M	-13.10%3.37M	-2.63%3.48M	-1.74%14.26M	-3.54%3.44M	-5.79%3.37M	4.64%3.88M	-2.48%3.58M
-Depreciation and amortization	-2.90%13.85M	8.73%3.74M	-3.29%3.26M	-13.10%3.37M	-2.63%3.48M	-1.74%14.26M	-3.54%3.44M	-5.79%3.37M	4.64%3.88M	-2.48%3.58M
Other non-interest expense	11.39%107.11M	13.62%29.8M	13.19%27.31M	8.63%25.27M	8.78%24.69M	4.67%96.15M	-1.49%26.23M	3.33%24.13M	4.87%23.26M	15.13%22.7M
Income from associates and other participating interests	-285K					0
Special income (charges)	-759.16%-5.11M	-768.31%-2.82M	-6,125.00%-747K	-1,430.77%-1.59M		94.09%-595K	96.46%-325K	85.00%-12K	89.59%-104K	-183.24%-154K
Less:Restructuring and mergern&acquisition	1,029.54%5.16M	591.67%2.82M	930.00%747K	1,430.77%1.59M	----	-89.86%457K	-87.89%408K	-212.50%-90K	-89.59%104K	-38.60%35K
Less:Other special charges	-136.23%-50K	--0	----	----	----	-97.62%138K	---83K	--102K	----	--119K
Gain on extinguishment of debt	--0	----	----	----	----	--0	--0	--0	--0	--0
Other non-operating income (expenses)
Income before tax	16.34%275.39M	11.43%71.92M	28.30%73.17M	6.35%66.04M	21.16%64.27M	40.70%236.71M	47.37%64.54M	1.86%57.03M	1.01%62.09M	660.69%53.04M
Income tax	19.76%64.94M	18.65%17.5M	37.72%18.08M	3.73%14.71M	20.40%14.65M	49.35%54.22M	46.17%14.75M	10.69%13.13M	7.55%14.18M	935.83%12.17M
Earnings from equity interest net of tax
Net income	15.33%210.46M	9.30%54.42M	25.48%55.09M	7.13%51.33M	21.39%49.61M	38.32%182.48M	47.73%49.79M	-0.52%43.9M	-0.78%47.92M	604.93%40.87M
Net Income continuous operations	15.33%210.46M	9.30%54.42M	25.48%55.09M	7.13%51.33M	21.39%49.61M	38.32%182.48M	47.73%49.79M	-0.52%43.9M	-0.78%47.92M	604.93%40.87M
Minority interest income
Net income attributable to the parent company	15.33%210.46M	9.30%54.42M	25.48%55.09M	7.13%51.33M	21.39%49.61M	38.32%182.48M	47.73%49.79M	-0.52%43.9M	-0.78%47.92M	604.93%40.87M
Preferred stock dividends
Other preferred stock dividend	17.97%873K	0.00%216K	26.04%242K	42.01%240K	78.38%198K	65.55%740K	80.00%216K	21.52%192K	-11.98%169K	552.94%111K
Net income attributable to common stockholders	15.32%209.58M	9.34%54.21M	25.48%54.85M	7.01%51.09M	21.23%49.42M	38.23%181.74M	47.61%49.58M	-0.60%43.71M	-0.73%47.75M	605.09%40.76M
Basic earnings per share	15.70%3.98	9.57%1.03	25.30%1.04	6.59%0.97	22.08%0.94	40.41%3.44	32.39%0.94	1.22%0.83	1.11%0.91	600.00%0.77
Diluted earnings per share	15.41%3.97	9.57%1.03	25.30%1.04	6.59%0.97	22.37%0.93	40.41%3.44	32.39%0.94	1.22%0.83	2.25%0.91	590.91%0.76
Dividend per share	2.20%1.86	2.17%0.47	2.17%0.47	2.22%0.46	2.22%0.46	2.25%1.82	2.22%0.46	2.22%0.46	2.27%0.45	2.27%0.45
Currency Unit	USD	USD	USD	USD	USD	USD	USD	USD	USD	USD
Accounting Standards	US-GAAP	US-GAAP	US-GAAP	US-GAAP	US-GAAP	US-GAAP	US-GAAP	US-GAAP	US-GAAP	US-GAAP
Audit Opinions	Unqualified Opinion	--	--	--	--	Unqualified Opinion	--	--	--	--

No. Symbol 5D % Chg

United Microelectronics

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