US Stock MarketDetailed Quotes

COFS ChoiceOne Financial

Watchlist

26.750
-0.420-1.55%

Trading May 23 10:27 ET

202.53MMarket Cap9.52P/E (TTM)

ChoiceOne Financial Key Stats

Earnings

Revenue Breakdown

Financial Indicators

Income Statement

Balance Sheet

Cash Flow

Quarterly+Annual

YOY

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(Q1)Mar 31, 2024

(FY)Dec 31, 2023

(Q4)Dec 31, 2023

(Q3)Sep 30, 2023

(Q2)Jun 30, 2023

(Q1)Mar 31, 2023

(FY)Dec 31, 2022

(Q4)Dec 31, 2022

(Q3)Sep 30, 2022

(Q2)Jun 30, 2022

Total revenue

-0.76%20.53M

-0.73%80.79M

-2.43%20.6M

-2.23%19.93M

-0.73%19.58M

2.56%20.68M

1.94%81.39M

6.16%21.12M

-0.16%20.39M

2.49%19.72M

Net interest income

-3.16%16.47M

-2.12%65.89M

-4.66%16.56M

-6.41%16.23M

-1.22%16.09M

4.23%17.01M

11.00%67.31M

10.30%17.37M

10.43%17.34M

12.28%16.29M

-Net interest income

32.87%28.43M

31.87%98.98M

35.51%27.96M

36.40%26.3M

31.98%23.32M

22.46%21.4M

16.16%75.06M

22.70%20.64M

15.30%19.29M

14.57%17.67M

-Interest income from loans and lease

39.76%20.79M

29.46%68.38M

37.30%19.76M

30.59%17.77M

27.59%15.98M

20.94%14.87M

8.56%52.82M

19.91%14.39M

9.70%13.61M

8.28%12.52M

-Interest income from securities

17.18%7.65M

37.59%30.6M

31.37%8.2M

50.33%8.53M

42.68%7.34M

26.06%6.53M

39.32%22.24M

29.65%6.24M

31.40%5.67M

33.45%5.14M

-Total interest expense

172.64%11.96M

327.25%33.1M

248.91%11.41M

417.62%10.08M

424.69%7.23M

280.40%4.39M

94.77%7.75M

204.66%3.27M

89.77%1.95M

51.15%1.38M

-Interest expense for deposit

167.92%8.78M

310.44%23.99M

236.44%8.42M

363.02%7.24M

407.63%5.06M

318.39%3.28M

76.85%5.85M

234.18%2.5M

86.74%1.56M

18.71%996K

-Interest expense for long term debt and capital securities

-27.11%441K

1,413.68%1.77M

150.46%273K

5,340.00%272K

30,950.00%621K

60,400.00%605K

431.82%117K

10,800.00%109K

-72.22%5K

0.00%2K

-Other interest expense

442.57%2.74M

311.10%7.33M

312.79%2.71M

577.84%2.57M

308.44%1.55M

36.86%505K

174.46%1.78M

103.41%657K

121.64%379K

441.43%379K

Non interest income

10.35%4.05M

5.93%14.91M

7.92%4.05M

21.56%3.7M

1.60%3.49M

-4.53%3.67M

-26.69%14.07M

-9.53%3.75M

-35.42%3.05M

-27.51%3.43M

-Total premiums earned

88.21%495K

-16.46%1.1M

-44.89%286K

7.34%278K

5.91%269K

-6.07%263K

62.18%1.31M

117.15%519K

33.51%259K

32.98%254K

-Fees and commissions

6.38%2.82M

-1.97%11.64M

-3.95%3.6M

-1.36%2.75M

-4.45%2.64M

2.92%2.65M

-5.18%11.87M

-24.67%3.75M

7.51%2.79M

6.85%2.76M

-Other non interest income

-14.38%250K

-0.74%1.21M

0.67%299K

23.60%330K

3.21%289K

-21.93%292K

24.26%1.22M

32.00%297K

67.92%267K

-8.50%280K

-Gain loss on sale of assets

4.48%490K

393.01%964K

83.15%-137K

227.88%344K

114.93%288K

-24.23%469K

-106.73%-329K

37.12%-813K

-115.20%-269K

-91.88%134K

Credit losses provision

40.00%-150K

-150.00%-375K

250K

-25K

39.90%-250K

-150K

-100K

Non interest expense

-2.22%13.68M

2.98%55.07M

4.26%13.78M

2.33%13.73M

3.16%13.57M

2.23%14M

1.05%53.48M

-3.95%13.22M

-0.67%13.42M

0.21%13.16M

Occupancy and equipment

-11.02%1.46M

-2.28%6.05M

-2.00%1.47M

-7.64%1.43M

-0.72%1.51M

1.11%1.64M

0.34%6.19M

-4.82%1.5M

0.46%1.55M

1.34%1.52M

Professional expense and contract services expense

-0.97%615K

1.06%2.2M

-4.39%523K

-22.18%435K

10.73%619K

21.76%621K

-27.72%2.18M

-6.17%547K

-25.86%559K

-40.72%559K

Selling and administrative expenses

-2.06%8.36M

6.25%33.87M

7.60%8.55M

6.39%8.58M

3.83%8.21M

7.15%8.53M

2.99%31.88M

-2.72%7.94M

1.28%8.06M

7.43%7.91M

-General and administrative expense

-2.11%8.21M

6.54%33.15M

9.69%8.4M

5.66%8.31M

3.80%8.06M

7.05%8.38M

3.35%31.11M

-2.48%7.66M

1.11%7.86M

8.48%7.76M

-Selling and marketing expense

0.67%150K

-5.63%721K

-48.25%148K

35.18%269K

5.44%155K

12.88%149K

-9.91%764K

-8.63%286K

8.74%199K

-28.99%147K

Depreciation amortization depletion

-19.44%203K

-17.17%955K

-19.44%203K

-16.84%247K

-21.43%253K

-10.64%252K

-11.78%1.15M

-16.56%252K

-14.16%297K

-8.52%322K

-Depreciation and amortization

-19.44%203K

-17.17%955K

-19.44%203K

-16.84%247K

-21.43%253K

-10.64%252K

-11.78%1.15M

-16.56%252K

-14.16%297K

-8.52%322K

Other non-interest expense

3.43%3.05M

-0.65%12.01M

2.09%3.03M

3.01%3.04M

4.67%2.98M

-10.97%2.95M

5.22%12.08M

-5.08%2.97M

1.55%2.95M

-4.20%2.85M

Income from associates and other participating interests

Special income (charges)

Other non-operating income (expenses)

Income before tax

2.67%6.84M

-7.56%25.57M

-16.79%6.45M

-9.71%6.2M

-4.71%6.25M

2.89%6.66M

4.38%27.66M

26.41%7.75M

-0.62%6.87M

10.38%6.56M

Income tax

17.18%1.21M

7.17%4.31M

8.44%1.16M

2.27%1.08M

9.82%1.04M

8.65%1.03M

-9.83%4.02M

-4.74%1.07M

-9.20%1.06M

4.99%947K

Earnings from equity interest net of tax

Net income

0.02%5.63M

-10.06%21.26M

-20.81%5.29M

-11.89%5.12M

-7.16%5.21M

1.90%5.63M

7.25%23.64M

33.36%6.68M

1.11%5.81M

11.34%5.62M

Net Income continuous operations

0.02%5.63M

-10.06%21.26M

-20.81%5.29M

-11.89%5.12M

-7.16%5.21M

1.90%5.63M

7.25%23.64M

33.36%6.68M

1.11%5.81M

11.34%5.62M

Minority interest income

Net income attributable to the parent company

0.02%5.63M

-10.06%21.26M

-20.81%5.29M

-11.89%5.12M

-7.16%5.21M

1.90%5.63M

7.25%23.64M

33.33%6.68M

1.11%5.81M

11.34%5.62M

Preferred stock dividends

Other preferred stock dividend

Net income attributable to common stockholders

0.02%5.63M

-10.06%21.26M

-20.81%5.29M

-11.89%5.12M

-7.16%5.21M

1.90%5.63M

7.25%23.64M

33.33%6.68M

1.11%5.81M

11.34%5.62M

Basic earnings per share

0.00%0.75

-10.48%2.82

-21.35%0.7

-11.69%0.68

-8.00%0.69

1.35%0.75

9.76%3.15

32.84%0.89

2.67%0.77

15.38%0.75

Diluted earnings per share

-1.33%0.74

-10.48%2.82

-21.35%0.7

-11.69%0.68

-8.00%0.69

1.35%0.75

10.14%3.15

34.85%0.89

2.67%0.77

15.38%0.75

Dividend per share

3.85%0.27

3.96%1.05

3.85%0.27

4.00%0.26

7.45%1.01

4.00%0.26

0.00%0.25

13.64%0.25

Currency Unit

USD

Accounting Standards

US-GAAP

Audit Opinions

Unqualified Opinion with Explanatory Notes

Unqualified Opinion

	(Q1)Mar 31, 2024	(FY)Dec 31, 2023	(Q4)Dec 31, 2023	(Q3)Sep 30, 2023	(Q2)Jun 30, 2023	(Q1)Mar 31, 2023	(FY)Dec 31, 2022	(Q4)Dec 31, 2022	(Q3)Sep 30, 2022	(Q2)Jun 30, 2022
Total revenue	-0.76%20.53M	-0.73%80.79M	-2.43%20.6M	-2.23%19.93M	-0.73%19.58M	2.56%20.68M	1.94%81.39M	6.16%21.12M	-0.16%20.39M	2.49%19.72M
Net interest income	-3.16%16.47M	-2.12%65.89M	-4.66%16.56M	-6.41%16.23M	-1.22%16.09M	4.23%17.01M	11.00%67.31M	10.30%17.37M	10.43%17.34M	12.28%16.29M
-Net interest income	32.87%28.43M	31.87%98.98M	35.51%27.96M	36.40%26.3M	31.98%23.32M	22.46%21.4M	16.16%75.06M	22.70%20.64M	15.30%19.29M	14.57%17.67M
-Interest income from loans and lease	39.76%20.79M	29.46%68.38M	37.30%19.76M	30.59%17.77M	27.59%15.98M	20.94%14.87M	8.56%52.82M	19.91%14.39M	9.70%13.61M	8.28%12.52M
-Interest income from securities	17.18%7.65M	37.59%30.6M	31.37%8.2M	50.33%8.53M	42.68%7.34M	26.06%6.53M	39.32%22.24M	29.65%6.24M	31.40%5.67M	33.45%5.14M
-Total interest expense	172.64%11.96M	327.25%33.1M	248.91%11.41M	417.62%10.08M	424.69%7.23M	280.40%4.39M	94.77%7.75M	204.66%3.27M	89.77%1.95M	51.15%1.38M
-Interest expense for deposit	167.92%8.78M	310.44%23.99M	236.44%8.42M	363.02%7.24M	407.63%5.06M	318.39%3.28M	76.85%5.85M	234.18%2.5M	86.74%1.56M	18.71%996K
-Interest expense for long term debt and capital securities	-27.11%441K	1,413.68%1.77M	150.46%273K	5,340.00%272K	30,950.00%621K	60,400.00%605K	431.82%117K	10,800.00%109K	-72.22%5K	0.00%2K
-Other interest expense	442.57%2.74M	311.10%7.33M	312.79%2.71M	577.84%2.57M	308.44%1.55M	36.86%505K	174.46%1.78M	103.41%657K	121.64%379K	441.43%379K
Non interest income	10.35%4.05M	5.93%14.91M	7.92%4.05M	21.56%3.7M	1.60%3.49M	-4.53%3.67M	-26.69%14.07M	-9.53%3.75M	-35.42%3.05M	-27.51%3.43M
-Total premiums earned	88.21%495K	-16.46%1.1M	-44.89%286K	7.34%278K	5.91%269K	-6.07%263K	62.18%1.31M	117.15%519K	33.51%259K	32.98%254K
-Fees and commissions	6.38%2.82M	-1.97%11.64M	-3.95%3.6M	-1.36%2.75M	-4.45%2.64M	2.92%2.65M	-5.18%11.87M	-24.67%3.75M	7.51%2.79M	6.85%2.76M
-Other non interest income	-14.38%250K	-0.74%1.21M	0.67%299K	23.60%330K	3.21%289K	-21.93%292K	24.26%1.22M	32.00%297K	67.92%267K	-8.50%280K
-Gain loss on sale of assets	4.48%490K	393.01%964K	83.15%-137K	227.88%344K	114.93%288K	-24.23%469K	-106.73%-329K	37.12%-813K	-115.20%-269K	-91.88%134K
Credit losses provision	0	40.00%-150K	-150.00%-375K	0	250K	-25K	39.90%-250K	-150K	-100K	0
Non interest expense	-2.22%13.68M	2.98%55.07M	4.26%13.78M	2.33%13.73M	3.16%13.57M	2.23%14M	1.05%53.48M	-3.95%13.22M	-0.67%13.42M	0.21%13.16M
Occupancy and equipment	-11.02%1.46M	-2.28%6.05M	-2.00%1.47M	-7.64%1.43M	-0.72%1.51M	1.11%1.64M	0.34%6.19M	-4.82%1.5M	0.46%1.55M	1.34%1.52M
Professional expense and contract services expense	-0.97%615K	1.06%2.2M	-4.39%523K	-22.18%435K	10.73%619K	21.76%621K	-27.72%2.18M	-6.17%547K	-25.86%559K	-40.72%559K
Selling and administrative expenses	-2.06%8.36M	6.25%33.87M	7.60%8.55M	6.39%8.58M	3.83%8.21M	7.15%8.53M	2.99%31.88M	-2.72%7.94M	1.28%8.06M	7.43%7.91M
-General and administrative expense	-2.11%8.21M	6.54%33.15M	9.69%8.4M	5.66%8.31M	3.80%8.06M	7.05%8.38M	3.35%31.11M	-2.48%7.66M	1.11%7.86M	8.48%7.76M
-Selling and marketing expense	0.67%150K	-5.63%721K	-48.25%148K	35.18%269K	5.44%155K	12.88%149K	-9.91%764K	-8.63%286K	8.74%199K	-28.99%147K
Depreciation amortization depletion	-19.44%203K	-17.17%955K	-19.44%203K	-16.84%247K	-21.43%253K	-10.64%252K	-11.78%1.15M	-16.56%252K	-14.16%297K	-8.52%322K
-Depreciation and amortization	-19.44%203K	-17.17%955K	-19.44%203K	-16.84%247K	-21.43%253K	-10.64%252K	-11.78%1.15M	-16.56%252K	-14.16%297K	-8.52%322K
Other non-interest expense	3.43%3.05M	-0.65%12.01M	2.09%3.03M	3.01%3.04M	4.67%2.98M	-10.97%2.95M	5.22%12.08M	-5.08%2.97M	1.55%2.95M	-4.20%2.85M
Income from associates and other participating interests
Special income (charges)
Other non-operating income (expenses)
Income before tax	2.67%6.84M	-7.56%25.57M	-16.79%6.45M	-9.71%6.2M	-4.71%6.25M	2.89%6.66M	4.38%27.66M	26.41%7.75M	-0.62%6.87M	10.38%6.56M
Income tax	17.18%1.21M	7.17%4.31M	8.44%1.16M	2.27%1.08M	9.82%1.04M	8.65%1.03M	-9.83%4.02M	-4.74%1.07M	-9.20%1.06M	4.99%947K
Earnings from equity interest net of tax
Net income	0.02%5.63M	-10.06%21.26M	-20.81%5.29M	-11.89%5.12M	-7.16%5.21M	1.90%5.63M	7.25%23.64M	33.36%6.68M	1.11%5.81M	11.34%5.62M
Net Income continuous operations	0.02%5.63M	-10.06%21.26M	-20.81%5.29M	-11.89%5.12M	-7.16%5.21M	1.90%5.63M	7.25%23.64M	33.36%6.68M	1.11%5.81M	11.34%5.62M
Minority interest income
Net income attributable to the parent company	0.02%5.63M	-10.06%21.26M	-20.81%5.29M	-11.89%5.12M	-7.16%5.21M	1.90%5.63M	7.25%23.64M	33.33%6.68M	1.11%5.81M	11.34%5.62M
Preferred stock dividends
Other preferred stock dividend
Net income attributable to common stockholders	0.02%5.63M	-10.06%21.26M	-20.81%5.29M	-11.89%5.12M	-7.16%5.21M	1.90%5.63M	7.25%23.64M	33.33%6.68M	1.11%5.81M	11.34%5.62M
Basic earnings per share	0.00%0.75	-10.48%2.82	-21.35%0.7	-11.69%0.68	-8.00%0.69	1.35%0.75	9.76%3.15	32.84%0.89	2.67%0.77	15.38%0.75
Diluted earnings per share	-1.33%0.74	-10.48%2.82	-21.35%0.7	-11.69%0.68	-8.00%0.69	1.35%0.75	10.14%3.15	34.85%0.89	2.67%0.77	15.38%0.75
Dividend per share	3.85%0.27	3.96%1.05	3.85%0.27	4.00%0.26	4.00%0.26	4.00%0.26	7.45%1.01	4.00%0.26	0.00%0.25	13.64%0.25
Currency Unit	USD	USD	USD	USD	USD	USD	USD	USD	USD	USD
Accounting Standards	US-GAAP	US-GAAP	US-GAAP	US-GAAP	US-GAAP	US-GAAP	US-GAAP	US-GAAP	US-GAAP	US-GAAP
Audit Opinions	--	Unqualified Opinion with Explanatory Notes	--	--	--	--	Unqualified Opinion	--	--	--

Analysis

Analyst Rating

No Data

Price Target

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Heat List

Overall