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Old Second Bancorp (OSBC)

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  • 20.000
  • +0.150+0.76%
Close Apr 24 15:59 ET
  • 20.000
  • 0.0000.00%
Post 17:33 ET
1.04BMarket Cap11.98P/E (TTM)

Old Second Bancorp (OSBC) Cash Flow

Quarterly+Annual
YOY yoy
Hide blank lines yoy
(FY)Dec 31, 2025
(Q4)Dec 31, 2025
(Q3)Sep 30, 2025
(Q2)Jun 30, 2025
(Q1)Mar 31, 2025
(FY)Dec 31, 2024
(Q4)Dec 31, 2024
(Q3)Sep 30, 2024
(Q2)Jun 30, 2024
(Q1)Mar 31, 2024
Operating cash flow (Indirect Method)
Cash flow from continuing operating activities
-7.05%122.26M
84.36%44.24M
-25.89%35.94M
108.13%24.25M
-62.36%17.84M
13.00%131.53M
-17.48%24M
-40.68%48.5M
139.57%11.65M
35.38%47.39M
Net income from continuing operations
-5.81%80.31M
50.64%28.79M
-56.99%9.87M
-0.32%21.82M
-6.95%19.83M
-7.05%85.26M
4.86%19.11M
-5.69%22.95M
-14.36%21.89M
-9.72%21.31M
Operating gains losses
-65.58%-3.04M
-73.67%-950K
-112.65%-1.08M
-17.52%-550K
-47.30%-464K
-189.65%-1.84M
-55.84%-547K
-198.06%-506K
-150.87%-468K
-132.71%-315K
Depreciation and amortization
22.86%11.25M
-1.88%2.41M
58.31%3.42M
21.81%2.72M
16.99%2.71M
18.90%9.16M
-5.65%2.45M
25.13%2.16M
30.81%2.23M
38.50%2.31M
Deferred tax
216.53%1.59M
582.82%8.35M
-547.01%-12.98M
10.00%3.29M
571.86%2.94M
-173.61%-1.37M
-180.57%-1.73M
19.53%-2.01M
292.39%2.99M
-143.13%-622K
Other non cashItems
-62.62%533K
-233.27%-1.44M
56.53%2.35M
212.29%1.33M
-4,988.57%-1.71M
933.92%1.43M
-38.38%1.08M
202.60%1.5M
-86.21%-1.19M
-80.34%35K
Change in working capital
-101.71%-342K
387.88%3.4M
-33.55%13.93M
57.41%-8.15M
-149.21%-9.52M
380.80%19.99M
74.06%-1.18M
-61.79%20.96M
68.38%-19.13M
525.65%19.35M
-Change in receivables
29.42%13.11M
66.07%9.99M
-3.11%3.77M
-26.79%-7.62M
11.81%6.97M
187.97%10.13M
512.41%6.01M
-90.41%3.89M
90.03%-6.01M
-35.61%6.23M
-Change in payables and accrued expense
-176.00%-10.25M
-700.85%-10.32M
3.38%13.21M
123.22%2.85M
-211.93%-15.99M
107.13%13.49M
12.91%-1.29M
-6.74%12.78M
-2,034.96%-12.29M
325.17%14.29M
-Change in other working capital
11.66%-3.2M
163.25%3.73M
-170.98%-3.05M
-304.42%-3.39M
57.51%-498K
-70.71%-3.62M
-266.48%-5.9M
607.41%4.29M
4.23%-837K
-384.30%-1.17M
Cash from discontinued operating activities
Operating cash flow
-7.05%122.26M
84.36%44.24M
-25.89%35.94M
108.13%24.25M
-62.36%17.84M
13.00%131.53M
-17.48%24M
-40.68%48.5M
139.57%11.65M
35.38%47.39M
Investing cash flow
Cash flow from continuing investing activities
-50.47%159.82M
-68.59%81.46M
1,336.85%91.79M
-290.79%-90.16M
-18.27%76.74M
99.75%322.7M
600.05%259.3M
-109.83%-7.42M
-125.09%-23.07M
318.75%93.89M
Net investment purchase and sale
386.18%213.93M
338.60%71.15M
1,589.15%145.74M
-730.04%-26.41M
5.01%23.45M
-88.37%44M
-77.58%16.22M
-91.02%8.63M
-102.89%-3.18M
-77.60%22.34M
Net proceeds payment for loan
-318.49%-75.84M
352.68%9.52M
-274.18%-58.02M
-299.35%-64.16M
-47.44%36.82M
117.57%34.71M
88.69%-3.77M
23.57%-15.51M
-39.44%-16.07M
152.89%70.05M
Net PPE purchase and sale
79.08%-2.26M
89.48%-226K
115.65%367K
73.37%-789K
51.68%-1.61M
-37.69%-10.79M
47.29%-2.15M
-29.20%-2.35M
-160.37%-2.96M
-314.18%-3.33M
Net business purchase and sale
-95.57%10.53M
--0
--10.5M
--0
--28K
--237.44M
--237.44M
--0
--0
--0
Net other investing changes
-22.38%13.46M
-91.20%1.02M
-477.79%-6.8M
238.52%1.19M
273.14%18.05M
251.93%17.34M
453.06%11.56M
17.33%1.8M
84.77%-862K
151.59%4.84M
Cash from discontinued investing activities
Investing cash flow
-50.47%159.82M
-68.59%81.46M
1,336.85%91.79M
-290.79%-90.16M
-18.27%76.74M
99.75%322.7M
600.05%259.3M
-109.83%-7.42M
-125.09%-23.07M
318.75%93.89M
Financing cash flow
Cash flow from continuing financing activities
43.44%-257.39M
60.57%-118.2M
-231.08%-152.97M
-241.54%-48.44M
143.41%62.22M
-55.31%-455.05M
-299.60%-299.74M
71.27%-46.2M
164.68%34.22M
-3,282.82%-143.33M
Change in federal funds and securities sold for repurchase
-226.51%-12.89M
96.97%-521K
-413.52%-22.96M
-33.92%8.59M
-71.64%2.01M
279.16%10.19M
-3,087.67%-17.21M
229.90%7.32M
257.52%13M
266.14%7.08M
Increase decrease in deposit
-479.49%-404.35M
-562.91%-163.95M
-380.56%-270.47M
37.29%-54.26M
124.25%84.33M
87.05%-69.78M
181.70%35.42M
45.34%-56.28M
51.75%-86.52M
117.64%37.61M
Net issuance payments of debt
146.62%179.5M
115.87%50M
2,890.00%149.5M
--0
89.19%-20M
-247.51%-385M
-950.00%-315M
110.00%5M
-12.00%110M
-185.65%-185M
Net commonstock issuance
-607.25%-7.41M
85.99%-36K
---5.88M
-313.33%-62K
-84.28%-1.43M
-73.22%-1.05M
---257K
--0
---15K
-28.26%-776K
Cash dividends paid
-30.03%-12.24M
-37.10%-3.69M
-40.53%-3.16M
-20.62%-2.7M
-20.43%-2.69M
-5.22%-9.41M
-20.47%-2.69M
-0.45%-2.25M
0.00%-2.24M
0.00%-2.24M
Proceeds from stock option exercised by employees
----
----
----
----
----
----
----
----
----
--99K
Cash from discontinued financing activities
Financing cash flow
43.44%-257.39M
60.57%-118.2M
-231.08%-152.97M
-241.54%-48.44M
143.41%62.22M
-55.31%-455.05M
-299.60%-299.74M
71.27%-46.2M
164.68%34.22M
-3,282.82%-143.33M
Net cash flow
Beginning cash position
-0.81%99.33M
0.65%116.53M
17.27%141.77M
161.10%256.12M
-0.81%99.33M
-13.05%100.15M
6.18%115.77M
7.35%120.89M
-4.78%98.09M
-13.05%100.15M
Current changes in cash
3,126.47%24.7M
145.63%7.5M
-392.53%-25.24M
-601.60%-114.35M
7,744.66%156.79M
94.57%-816K
-84.95%-16.44M
-43.28%-5.13M
137.78%22.8M
83.13%-2.05M
End cash position
24.86%124.03M
24.86%124.03M
0.65%116.53M
17.27%141.77M
161.10%256.12M
-0.81%99.33M
-0.81%99.33M
6.18%115.77M
7.35%120.89M
-4.78%98.09M
Free cash flow
-2.47%117.76M
98.47%43.36M
-24.78%34.72M
170.04%23.46M
-63.17%16.23M
16.07%120.75M
-12.33%21.85M
-39.74%46.15M
128.08%8.69M
31.74%44.06M
Currency Unit
USD
USD
USD
USD
USD
USD
USD
USD
USD
USD
Accounting Standards
US-GAAP
US-GAAP
US-GAAP
US-GAAP
US-GAAP
US-GAAP
US-GAAP
US-GAAP
US-GAAP
US-GAAP
Audit Opinions
Unqualified Opinion
--
--
--
--
Unqualified Opinion
--
--
--
--
(FY)Dec 31, 2025(Q4)Dec 31, 2025(Q3)Sep 30, 2025(Q2)Jun 30, 2025(Q1)Mar 31, 2025(FY)Dec 31, 2024(Q4)Dec 31, 2024(Q3)Sep 30, 2024(Q2)Jun 30, 2024(Q1)Mar 31, 2024
Operating cash flow (Indirect Method)
Cash flow from continuing operating activities -7.05%122.26M84.36%44.24M-25.89%35.94M108.13%24.25M-62.36%17.84M13.00%131.53M-17.48%24M-40.68%48.5M139.57%11.65M35.38%47.39M
Net income from continuing operations -5.81%80.31M50.64%28.79M-56.99%9.87M-0.32%21.82M-6.95%19.83M-7.05%85.26M4.86%19.11M-5.69%22.95M-14.36%21.89M-9.72%21.31M
Operating gains losses -65.58%-3.04M-73.67%-950K-112.65%-1.08M-17.52%-550K-47.30%-464K-189.65%-1.84M-55.84%-547K-198.06%-506K-150.87%-468K-132.71%-315K
Depreciation and amortization 22.86%11.25M-1.88%2.41M58.31%3.42M21.81%2.72M16.99%2.71M18.90%9.16M-5.65%2.45M25.13%2.16M30.81%2.23M38.50%2.31M
Deferred tax 216.53%1.59M582.82%8.35M-547.01%-12.98M10.00%3.29M571.86%2.94M-173.61%-1.37M-180.57%-1.73M19.53%-2.01M292.39%2.99M-143.13%-622K
Other non cashItems -62.62%533K-233.27%-1.44M56.53%2.35M212.29%1.33M-4,988.57%-1.71M933.92%1.43M-38.38%1.08M202.60%1.5M-86.21%-1.19M-80.34%35K
Change in working capital -101.71%-342K387.88%3.4M-33.55%13.93M57.41%-8.15M-149.21%-9.52M380.80%19.99M74.06%-1.18M-61.79%20.96M68.38%-19.13M525.65%19.35M
-Change in receivables 29.42%13.11M66.07%9.99M-3.11%3.77M-26.79%-7.62M11.81%6.97M187.97%10.13M512.41%6.01M-90.41%3.89M90.03%-6.01M-35.61%6.23M
-Change in payables and accrued expense -176.00%-10.25M-700.85%-10.32M3.38%13.21M123.22%2.85M-211.93%-15.99M107.13%13.49M12.91%-1.29M-6.74%12.78M-2,034.96%-12.29M325.17%14.29M
-Change in other working capital 11.66%-3.2M163.25%3.73M-170.98%-3.05M-304.42%-3.39M57.51%-498K-70.71%-3.62M-266.48%-5.9M607.41%4.29M4.23%-837K-384.30%-1.17M
Cash from discontinued operating activities
Operating cash flow -7.05%122.26M84.36%44.24M-25.89%35.94M108.13%24.25M-62.36%17.84M13.00%131.53M-17.48%24M-40.68%48.5M139.57%11.65M35.38%47.39M
Investing cash flow
Cash flow from continuing investing activities -50.47%159.82M-68.59%81.46M1,336.85%91.79M-290.79%-90.16M-18.27%76.74M99.75%322.7M600.05%259.3M-109.83%-7.42M-125.09%-23.07M318.75%93.89M
Net investment purchase and sale 386.18%213.93M338.60%71.15M1,589.15%145.74M-730.04%-26.41M5.01%23.45M-88.37%44M-77.58%16.22M-91.02%8.63M-102.89%-3.18M-77.60%22.34M
Net proceeds payment for loan -318.49%-75.84M352.68%9.52M-274.18%-58.02M-299.35%-64.16M-47.44%36.82M117.57%34.71M88.69%-3.77M23.57%-15.51M-39.44%-16.07M152.89%70.05M
Net PPE purchase and sale 79.08%-2.26M89.48%-226K115.65%367K73.37%-789K51.68%-1.61M-37.69%-10.79M47.29%-2.15M-29.20%-2.35M-160.37%-2.96M-314.18%-3.33M
Net business purchase and sale -95.57%10.53M--0--10.5M--0--28K--237.44M--237.44M--0--0--0
Net other investing changes -22.38%13.46M-91.20%1.02M-477.79%-6.8M238.52%1.19M273.14%18.05M251.93%17.34M453.06%11.56M17.33%1.8M84.77%-862K151.59%4.84M
Cash from discontinued investing activities
Investing cash flow -50.47%159.82M-68.59%81.46M1,336.85%91.79M-290.79%-90.16M-18.27%76.74M99.75%322.7M600.05%259.3M-109.83%-7.42M-125.09%-23.07M318.75%93.89M
Financing cash flow
Cash flow from continuing financing activities 43.44%-257.39M60.57%-118.2M-231.08%-152.97M-241.54%-48.44M143.41%62.22M-55.31%-455.05M-299.60%-299.74M71.27%-46.2M164.68%34.22M-3,282.82%-143.33M
Change in federal funds and securities sold for repurchase -226.51%-12.89M96.97%-521K-413.52%-22.96M-33.92%8.59M-71.64%2.01M279.16%10.19M-3,087.67%-17.21M229.90%7.32M257.52%13M266.14%7.08M
Increase decrease in deposit -479.49%-404.35M-562.91%-163.95M-380.56%-270.47M37.29%-54.26M124.25%84.33M87.05%-69.78M181.70%35.42M45.34%-56.28M51.75%-86.52M117.64%37.61M
Net issuance payments of debt 146.62%179.5M115.87%50M2,890.00%149.5M--089.19%-20M-247.51%-385M-950.00%-315M110.00%5M-12.00%110M-185.65%-185M
Net commonstock issuance -607.25%-7.41M85.99%-36K---5.88M-313.33%-62K-84.28%-1.43M-73.22%-1.05M---257K--0---15K-28.26%-776K
Cash dividends paid -30.03%-12.24M-37.10%-3.69M-40.53%-3.16M-20.62%-2.7M-20.43%-2.69M-5.22%-9.41M-20.47%-2.69M-0.45%-2.25M0.00%-2.24M0.00%-2.24M
Proceeds from stock option exercised by employees --------------------------------------99K
Cash from discontinued financing activities
Financing cash flow 43.44%-257.39M60.57%-118.2M-231.08%-152.97M-241.54%-48.44M143.41%62.22M-55.31%-455.05M-299.60%-299.74M71.27%-46.2M164.68%34.22M-3,282.82%-143.33M
Net cash flow
Beginning cash position -0.81%99.33M0.65%116.53M17.27%141.77M161.10%256.12M-0.81%99.33M-13.05%100.15M6.18%115.77M7.35%120.89M-4.78%98.09M-13.05%100.15M
Current changes in cash 3,126.47%24.7M145.63%7.5M-392.53%-25.24M-601.60%-114.35M7,744.66%156.79M94.57%-816K-84.95%-16.44M-43.28%-5.13M137.78%22.8M83.13%-2.05M
End cash position 24.86%124.03M24.86%124.03M0.65%116.53M17.27%141.77M161.10%256.12M-0.81%99.33M-0.81%99.33M6.18%115.77M7.35%120.89M-4.78%98.09M
Free cash flow -2.47%117.76M98.47%43.36M-24.78%34.72M170.04%23.46M-63.17%16.23M16.07%120.75M-12.33%21.85M-39.74%46.15M128.08%8.69M31.74%44.06M
Currency Unit USDUSDUSDUSDUSDUSDUSDUSDUSDUSD
Accounting Standards US-GAAPUS-GAAPUS-GAAPUS-GAAPUS-GAAPUS-GAAPUS-GAAPUS-GAAPUS-GAAPUS-GAAP
Audit Opinions Unqualified Opinion--------Unqualified Opinion--------
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