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Qifu Technology (QFIN)

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  • 13.750
  • +0.495+3.73%
Close May 6 16:00 ET
  • 13.790
  • +0.040+0.29%
Post 19:13 ET
1.67BMarket Cap2.13P/E (TTM)

Qifu Technology (QFIN) Balance Sheet

Quarterly+Annual
YOY yoy
Hide blank lines yoy
(FY)Dec 31, 2025
(Q4)Dec 31, 2025
(Q3)Sep 30, 2025
(Q2)Jun 30, 2025
(Q1)Mar 31, 2025
(FY)Dec 31, 2024
(Q4)Dec 31, 2024
(Q3)Sep 30, 2024
(Q2)Jun 30, 2024
(Q1)Mar 31, 2024
Assets
Cash cash equivalents and federal funds sold
10.80%7.54B
10.80%7.54B
47.13%9.63B
-1.91%8.21B
44.86%11.82B
-9.96%6.81B
-9.96%6.81B
-18.28%6.54B
0.69%8.37B
-6.73%8.16B
-Cash and cash equivalents
5.49%4.7B
5.49%4.7B
52.12%6.52B
-16.56%5.29B
61.83%8.58B
6.57%4.45B
6.57%4.45B
-13.16%4.29B
20.56%6.34B
3.37%5.3B
-Restricted cash and investments
20.85%2.84B
20.85%2.84B
37.64%3.1B
43.70%2.92B
13.35%3.24B
-30.40%2.35B
-30.40%2.35B
-26.53%2.25B
-33.45%2.04B
-21.06%2.86B
Receivables
-20.21%3.54B
-20.21%3.54B
1.38%4.67B
-20.65%4.54B
-30.98%4.41B
-43.32%4.44B
-43.32%4.44B
-42.56%4.61B
-25.12%5.72B
-16.12%6.38B
-Accounts receivable
-56.63%972.26M
-56.63%972.26M
-9.04%2.02B
8.41%2.33B
-18.22%2.34B
-26.65%2.24B
-26.65%2.24B
-26.13%2.22B
-27.75%2.15B
-6.91%2.86B
-Other receivables
17.42%2.57B
17.42%2.57B
11.73%2.65B
-37.74%2.2B
-40.95%2.07B
-53.69%2.19B
-53.69%2.19B
-52.00%2.38B
-20.71%3.53B
-19.88%3.5B
Prepaid assets
100.29%325.7M
100.29%325.7M
195.64%321.28M
94.35%223.18M
4.09%173.44M
-21.47%162.62M
-21.47%162.62M
-43.41%108.67M
-45.41%114.83M
-39.79%166.62M
Net loan
32.24%38.68B
32.24%38.68B
29.40%37.61B
26.54%37.43B
10.88%32.99B
-3.78%29.25B
-3.78%29.25B
10.33%29.06B
21.68%29.58B
39.18%29.75B
-Gross loan
32.45%42.31B
32.45%42.31B
29.40%37.61B
26.54%37.43B
10.88%32.99B
-1.01%31.95B
-1.01%31.95B
10.33%29.06B
21.68%29.58B
39.18%29.75B
-Allowance for loans and lease losses
34.73%3.63B
34.73%3.63B
----
----
----
43.98%2.69B
43.98%2.69B
----
----
----
Securities and investments
-15.96%2.85B
-15.96%2.85B
40.98%4.4B
1,584.53%4.9B
13,501.79%2.04B
22,527.15%3.39B
22,527.15%3.39B
--3.12B
17.62%291.15M
-93.64%15M
-Short term investments
-15.96%2.85B
-15.96%2.85B
40.98%4.4B
1,584.53%4.9B
13,501.79%2.04B
22,527.15%3.39B
22,527.15%3.39B
--3.12B
17.62%291.15M
-93.64%15M
Net PPE
75.59%636.99M
75.59%636.99M
73.83%575.73M
65.81%496.83M
58.12%405.93M
56.89%362.77M
56.89%362.77M
123.35%331.2M
180.76%299.63M
237.30%256.72M
Goodwill and other intangible assets
1.14%1.02B
1.14%1.02B
1.12%1.03B
-2.04%999.79M
-2.05%1.01B
-2.05%1.01B
-2.05%1.01B
-2.05%1.02B
2.83%1.02B
2.83%1.03B
-Goodwill
6.57%45.2M
6.57%45.2M
6.73%45.22M
2.87%42.39M
2.90%42.41M
2.92%42.41M
2.92%42.41M
2.81%42.37M
--41.21M
--41.21M
-Other intangible assets
0.90%977.25M
0.90%977.25M
0.88%982.31M
-2.25%957.4M
-2.25%962.98M
-2.26%968.56M
-2.26%968.56M
-2.25%973.75M
-1.32%979.41M
-1.29%985.18M
Other assets
-35.48%968.35M
-35.48%968.35M
46.88%1.81B
209.46%1.66B
174.92%1.54B
159.51%1.5B
159.51%1.5B
11.62%1.23B
9.81%535.92M
29.37%561.96M
Total assets
18.32%56.95B
18.32%56.95B
30.77%61.45B
27.18%59.75B
17.29%55.63B
5.05%48.13B
5.05%48.13B
2.06%46.99B
8.25%46.98B
16.02%47.43B
Liabilities
Payables
37.29%21.67B
37.29%21.67B
37.52%21.6B
30.02%21.03B
13.76%18B
10.40%15.78B
10.40%15.78B
12.78%15.71B
22.95%16.18B
33.31%15.82B
-Total tax payable
-4.99%1.09B
-4.99%1.09B
-14.94%793.71M
0.99%942.02M
6.49%1.06B
26.99%1.15B
26.99%1.15B
-18.15%933.16M
-0.91%932.76M
7.94%993.92M
-Due to related parties
-16.52%256.97M
-16.52%256.97M
114.12%83.04M
121.98%92.35M
15.41%48.44M
-1.10%307.83M
-1.10%307.83M
-74.61%38.78M
-60.52%41.6M
-63.51%41.97M
-Other payable
41.84%20.32B
41.84%20.32B
40.64%20.73B
31.55%20B
14.25%16.9B
9.53%14.33B
9.53%14.33B
16.63%14.74B
25.53%15.2B
36.49%14.79B
Current accrued expenses
10.01%1.1B
10.01%1.1B
----
----
----
7.71%1B
7.71%1B
----
----
----
Current debt and capital lease obligation
60.35%2.24B
60.35%2.24B
42.97%1.49B
38.25%1.46B
78.33%1.22B
68.80%1.4B
68.80%1.4B
37.97%1.04B
307.15%1.06B
355.87%683.8M
-Current debt
62.20%2.22B
62.20%2.22B
42.97%1.49B
38.25%1.46B
78.33%1.22B
71.55%1.37B
71.55%1.37B
37.97%1.04B
307.15%1.06B
355.87%683.8M
-Current capital lease obligation
-32.65%18.36M
-32.65%18.36M
----
----
----
-6.47%27.26M
-6.47%27.26M
----
----
----
Long term debt and capital lease obligation
--1.58B
--1.58B
--4.83B
--4.86B
--4.91B
----
----
----
----
----
-Long term debt
--1.58B
--1.58B
--4.83B
--4.86B
--4.91B
----
----
----
----
----
Non current deferred liabilities
14.91%1.11B
14.91%1.11B
47.23%741.56M
29.71%588.63M
193.84%569.73M
159.67%965.2M
159.67%965.2M
329.86%503.68M
270.92%453.81M
69.22%193.89M
Other liabilities
7.39%5.09B
7.39%5.09B
24.03%8.47B
15.66%7.7B
-9.04%7.81B
-35.83%4.74B
-35.83%4.74B
-32.40%6.83B
-25.80%6.66B
-4.81%8.58B
Total liabilities
37.29%32.79B
37.29%32.79B
54.21%37.15B
46.40%35.65B
28.58%32.51B
0.33%23.89B
0.33%23.89B
-3.29%24.09B
8.14%24.35B
19.54%25.29B
Shareholders'equity
Share capital
-4.76%20K
-4.76%20K
----
----
----
-4.55%21K
-4.55%21K
----
----
----
-common stock
-4.76%20K
-4.76%20K
----
----
----
-4.55%21K
-4.55%21K
----
----
----
Paid-in capital
-10.71%3.87B
-10.71%3.87B
----
----
----
-28.39%4.34B
-28.39%4.34B
----
----
----
Retained earnings
16.94%24.5B
16.94%24.5B
----
----
----
28.56%20.95B
28.56%20.95B
----
----
----
Less: Treasury stock
265.15%4.07B
265.15%4.07B
----
----
----
189.52%1.11B
189.52%1.11B
----
----
----
Gains losses not affecting retained earnings
-1,747.67%-195.69M
-1,747.67%-195.69M
----
----
----
134.27%11.88M
134.27%11.88M
----
----
----
Total stockholders'equity
-0.31%24.11B
-0.31%24.11B
6.21%24.26B
6.60%24.06B
4.49%23.06B
10.27%24.19B
10.27%24.19B
8.48%22.84B
8.45%22.57B
12.35%22.07B
Non controlling interests
-25.01%42.13M
-25.01%42.13M
-24.23%45.57M
-23.56%49.09M
-22.91%52.6M
-22.38%56.18M
-22.38%56.18M
-21.30%60.15M
-15.28%64.21M
-14.56%68.23M
Total equity
-0.37%24.16B
-0.37%24.16B
6.13%24.3B
6.51%24.11B
4.40%23.12B
10.16%24.25B
10.16%24.25B
8.38%22.9B
8.37%22.63B
12.24%22.14B
Currency Unit
CNY
CNY
CNY
CNY
CNY
CNY
CNY
CNY
CNY
CNY
Accounting Standards
US-GAAP
US-GAAP
US-GAAP
US-GAAP
US-GAAP
US-GAAP
US-GAAP
US-GAAP
US-GAAP
US-GAAP
Audit Opinions
Unqualified Opinion
--
--
--
--
Unqualified Opinion
--
--
--
--
(FY)Dec 31, 2025(Q4)Dec 31, 2025(Q3)Sep 30, 2025(Q2)Jun 30, 2025(Q1)Mar 31, 2025(FY)Dec 31, 2024(Q4)Dec 31, 2024(Q3)Sep 30, 2024(Q2)Jun 30, 2024(Q1)Mar 31, 2024
Assets
Cash cash equivalents and federal funds sold 10.80%7.54B10.80%7.54B47.13%9.63B-1.91%8.21B44.86%11.82B-9.96%6.81B-9.96%6.81B-18.28%6.54B0.69%8.37B-6.73%8.16B
-Cash and cash equivalents 5.49%4.7B5.49%4.7B52.12%6.52B-16.56%5.29B61.83%8.58B6.57%4.45B6.57%4.45B-13.16%4.29B20.56%6.34B3.37%5.3B
-Restricted cash and investments 20.85%2.84B20.85%2.84B37.64%3.1B43.70%2.92B13.35%3.24B-30.40%2.35B-30.40%2.35B-26.53%2.25B-33.45%2.04B-21.06%2.86B
Receivables -20.21%3.54B-20.21%3.54B1.38%4.67B-20.65%4.54B-30.98%4.41B-43.32%4.44B-43.32%4.44B-42.56%4.61B-25.12%5.72B-16.12%6.38B
-Accounts receivable -56.63%972.26M-56.63%972.26M-9.04%2.02B8.41%2.33B-18.22%2.34B-26.65%2.24B-26.65%2.24B-26.13%2.22B-27.75%2.15B-6.91%2.86B
-Other receivables 17.42%2.57B17.42%2.57B11.73%2.65B-37.74%2.2B-40.95%2.07B-53.69%2.19B-53.69%2.19B-52.00%2.38B-20.71%3.53B-19.88%3.5B
Prepaid assets 100.29%325.7M100.29%325.7M195.64%321.28M94.35%223.18M4.09%173.44M-21.47%162.62M-21.47%162.62M-43.41%108.67M-45.41%114.83M-39.79%166.62M
Net loan 32.24%38.68B32.24%38.68B29.40%37.61B26.54%37.43B10.88%32.99B-3.78%29.25B-3.78%29.25B10.33%29.06B21.68%29.58B39.18%29.75B
-Gross loan 32.45%42.31B32.45%42.31B29.40%37.61B26.54%37.43B10.88%32.99B-1.01%31.95B-1.01%31.95B10.33%29.06B21.68%29.58B39.18%29.75B
-Allowance for loans and lease losses 34.73%3.63B34.73%3.63B------------43.98%2.69B43.98%2.69B------------
Securities and investments -15.96%2.85B-15.96%2.85B40.98%4.4B1,584.53%4.9B13,501.79%2.04B22,527.15%3.39B22,527.15%3.39B--3.12B17.62%291.15M-93.64%15M
-Short term investments -15.96%2.85B-15.96%2.85B40.98%4.4B1,584.53%4.9B13,501.79%2.04B22,527.15%3.39B22,527.15%3.39B--3.12B17.62%291.15M-93.64%15M
Net PPE 75.59%636.99M75.59%636.99M73.83%575.73M65.81%496.83M58.12%405.93M56.89%362.77M56.89%362.77M123.35%331.2M180.76%299.63M237.30%256.72M
Goodwill and other intangible assets 1.14%1.02B1.14%1.02B1.12%1.03B-2.04%999.79M-2.05%1.01B-2.05%1.01B-2.05%1.01B-2.05%1.02B2.83%1.02B2.83%1.03B
-Goodwill 6.57%45.2M6.57%45.2M6.73%45.22M2.87%42.39M2.90%42.41M2.92%42.41M2.92%42.41M2.81%42.37M--41.21M--41.21M
-Other intangible assets 0.90%977.25M0.90%977.25M0.88%982.31M-2.25%957.4M-2.25%962.98M-2.26%968.56M-2.26%968.56M-2.25%973.75M-1.32%979.41M-1.29%985.18M
Other assets -35.48%968.35M-35.48%968.35M46.88%1.81B209.46%1.66B174.92%1.54B159.51%1.5B159.51%1.5B11.62%1.23B9.81%535.92M29.37%561.96M
Total assets 18.32%56.95B18.32%56.95B30.77%61.45B27.18%59.75B17.29%55.63B5.05%48.13B5.05%48.13B2.06%46.99B8.25%46.98B16.02%47.43B
Liabilities
Payables 37.29%21.67B37.29%21.67B37.52%21.6B30.02%21.03B13.76%18B10.40%15.78B10.40%15.78B12.78%15.71B22.95%16.18B33.31%15.82B
-Total tax payable -4.99%1.09B-4.99%1.09B-14.94%793.71M0.99%942.02M6.49%1.06B26.99%1.15B26.99%1.15B-18.15%933.16M-0.91%932.76M7.94%993.92M
-Due to related parties -16.52%256.97M-16.52%256.97M114.12%83.04M121.98%92.35M15.41%48.44M-1.10%307.83M-1.10%307.83M-74.61%38.78M-60.52%41.6M-63.51%41.97M
-Other payable 41.84%20.32B41.84%20.32B40.64%20.73B31.55%20B14.25%16.9B9.53%14.33B9.53%14.33B16.63%14.74B25.53%15.2B36.49%14.79B
Current accrued expenses 10.01%1.1B10.01%1.1B------------7.71%1B7.71%1B------------
Current debt and capital lease obligation 60.35%2.24B60.35%2.24B42.97%1.49B38.25%1.46B78.33%1.22B68.80%1.4B68.80%1.4B37.97%1.04B307.15%1.06B355.87%683.8M
-Current debt 62.20%2.22B62.20%2.22B42.97%1.49B38.25%1.46B78.33%1.22B71.55%1.37B71.55%1.37B37.97%1.04B307.15%1.06B355.87%683.8M
-Current capital lease obligation -32.65%18.36M-32.65%18.36M-------------6.47%27.26M-6.47%27.26M------------
Long term debt and capital lease obligation --1.58B--1.58B--4.83B--4.86B--4.91B--------------------
-Long term debt --1.58B--1.58B--4.83B--4.86B--4.91B--------------------
Non current deferred liabilities 14.91%1.11B14.91%1.11B47.23%741.56M29.71%588.63M193.84%569.73M159.67%965.2M159.67%965.2M329.86%503.68M270.92%453.81M69.22%193.89M
Other liabilities 7.39%5.09B7.39%5.09B24.03%8.47B15.66%7.7B-9.04%7.81B-35.83%4.74B-35.83%4.74B-32.40%6.83B-25.80%6.66B-4.81%8.58B
Total liabilities 37.29%32.79B37.29%32.79B54.21%37.15B46.40%35.65B28.58%32.51B0.33%23.89B0.33%23.89B-3.29%24.09B8.14%24.35B19.54%25.29B
Shareholders'equity
Share capital -4.76%20K-4.76%20K-------------4.55%21K-4.55%21K------------
-common stock -4.76%20K-4.76%20K-------------4.55%21K-4.55%21K------------
Paid-in capital -10.71%3.87B-10.71%3.87B-------------28.39%4.34B-28.39%4.34B------------
Retained earnings 16.94%24.5B16.94%24.5B------------28.56%20.95B28.56%20.95B------------
Less: Treasury stock 265.15%4.07B265.15%4.07B------------189.52%1.11B189.52%1.11B------------
Gains losses not affecting retained earnings -1,747.67%-195.69M-1,747.67%-195.69M------------134.27%11.88M134.27%11.88M------------
Total stockholders'equity -0.31%24.11B-0.31%24.11B6.21%24.26B6.60%24.06B4.49%23.06B10.27%24.19B10.27%24.19B8.48%22.84B8.45%22.57B12.35%22.07B
Non controlling interests -25.01%42.13M-25.01%42.13M-24.23%45.57M-23.56%49.09M-22.91%52.6M-22.38%56.18M-22.38%56.18M-21.30%60.15M-15.28%64.21M-14.56%68.23M
Total equity -0.37%24.16B-0.37%24.16B6.13%24.3B6.51%24.11B4.40%23.12B10.16%24.25B10.16%24.25B8.38%22.9B8.37%22.63B12.24%22.14B
Currency Unit CNYCNYCNYCNYCNYCNYCNYCNYCNYCNY
Accounting Standards US-GAAPUS-GAAPUS-GAAPUS-GAAPUS-GAAPUS-GAAPUS-GAAPUS-GAAPUS-GAAPUS-GAAP
Audit Opinions Unqualified Opinion--------Unqualified Opinion--------
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