US Stock MarketDetailed Quotes

Root Inc (ROOT)

Watchlist
  • 55.470
  • +1.540+2.86%
Close Apr 22 15:59 ET
  • 56.000
  • +0.530+0.96%
Post 19:18 ET
862.82MMarket Cap23.50P/E (TTM)

Earnings

Revenue Breakdown

Financial Indicators

Income Statement

Balance Sheet

Cash Flow

Root Inc (ROOT) Income Statement

Quarterly+Annual
YOY yoy
Hide blank lines yoy
(FY)Dec 31, 2025
(Q4)Dec 31, 2025
(Q3)Sep 30, 2025
(Q2)Jun 30, 2025
(Q1)Mar 31, 2025
(FY)Dec 31, 2024
(Q4)Dec 31, 2024
(Q3)Sep 30, 2024
(Q2)Jun 30, 2024
(Q1)Mar 31, 2024
Total revenue
28.95%1.52B
21.52%397M
26.86%387.8M
32.40%382.9M
37.07%349.4M
158.57%1.18B
67.71%326.7M
165.13%305.7M
286.63%289.2M
263.62%254.9M
Total premiums earned
30.89%1.4B
22.56%367.3M
28.93%360.1M
34.94%353M
39.51%321.3M
167.79%1.07B
70.28%299.7M
179.30%279.3M
309.39%261.6M
283.83%230.3M
-Net premiums written
25.45%1.46B
14.52%357.2M
23.83%377.2M
26.71%334M
19.75%340.1M
103.09%1.16B
36.38%311.9M
50.87%304.6M
238.82%263.6M
338.27%284M
-Increase decrease in net unearned premium reserves
37.02%-58.7M
182.79%10.1M
32.41%-17.1M
1,050.00%19M
64.99%-18.8M
46.22%-93.2M
76.85%-12.2M
75.17%-25.3M
85.61%-2M
-1,018.75%-53.7M
Net investment income
-14.29%-6.4M
-41.67%-1.7M
-6.06%-3.5M
0.00%-500K
-16.67%-700K
-115.38%-5.6M
40.00%-1.2M
-1,000.00%-3.3M
-150.00%-500K
-500.00%-600K
Net realized gain loss on investments
----
----
----
----
----
--0
----
----
----
----
Fee revenue and other income
17.22%81.7M
15.30%21.1M
12.50%20.7M
16.48%20.5M
25.97%19.4M
179.92%69.7M
64.86%18.3M
192.06%18.4M
329.27%17.6M
352.94%15.4M
-Fees and commissions
18.64%78.3M
14.20%20.1M
15.79%19.8M
18.67%19.7M
27.21%18.7M
182.05%66M
72.55%17.6M
175.81%17.1M
336.84%16.6M
359.38%14.7M
-Other income expense
-8.11%3.4M
42.86%1M
-30.77%900K
-20.00%800K
0.00%700K
146.67%3.7M
-22.22%700K
1,200.00%1.3M
233.33%1M
250.00%700K
Interest income
-3.37%40.1M
4.04%10.3M
-7.08%10.5M
-5.71%9.9M
-4.08%9.4M
26.52%41.5M
2.06%9.9M
21.51%11.3M
50.00%10.5M
44.12%9.8M
Total expenses
28.87%1.48B
28.56%391.6M
38.85%392.8M
21.52%360.9M
26.77%331M
90.17%1.15B
39.21%304.6M
75.61%282.9M
166.37%297M
135.23%261.1M
Loss adjustment expense
34.68%1.13B
34.74%300.6M
48.09%306.4M
28.75%281.2M
26.86%242.3M
121.54%839.4M
50.64%223.1M
98.75%206.9M
251.69%218.4M
195.67%191M
Selling general and administration
32.34%271.7M
34.44%72.6M
28.93%66.4M
16.06%60.7M
51.58%72M
54.83%205.3M
15.88%54M
51.03%51.5M
95.15%52.3M
89.24%47.5M
-General and administrative expense
39.42%96.9M
60.71%27M
47.43%25.8M
30.39%23.6M
19.88%20.5M
-16.57%69.5M
-16.42%16.8M
-16.67%17.5M
-12.56%18.1M
-20.47%17.1M
-Selling and marketing expense
28.72%174.8M
22.58%45.6M
19.41%40.6M
8.48%37.1M
69.41%51.5M
175.46%135.8M
40.38%37.2M
159.54%34M
460.66%34.2M
744.44%30.4M
Non-operating net interest income (expenses)
50.24%-21M
31.08%-5.1M
54.31%-5.3M
54.31%-5.3M
54.31%-5.3M
8.46%-42.2M
36.75%-7.4M
1.69%-11.6M
-0.87%-11.6M
-4.50%-11.6M
-Interest expense-non operating
-50.24%21M
-31.08%5.1M
-54.31%5.3M
-54.31%5.3M
-54.31%5.3M
-8.46%42.2M
-36.75%7.4M
-1.69%11.6M
0.87%11.6M
4.50%11.6M
Special income (charges)
--0
----
----
----
----
---5.4M
----
----
----
----
-Less：Other special charges
----
----
----
----
----
--5.4M
----
----
----
----
Income before tax
32.04%40.8M
-75.57%5.4M
-121.93%-5M
382.05%22M
396.77%18.4M
120.96%30.9M
192.08%22.1M
149.78%22.8M
78.75%-7.8M
84.84%-6.2M
Income tax
-500K
-900K
400K
0
0
0
0
0
0
0
Earnings from equity interest net of tax
Net income
33.66%41.3M
-71.49%6.3M
-123.68%-5.4M
382.05%22M
396.77%18.4M
120.96%30.9M
192.08%22.1M
149.78%22.8M
78.75%-7.8M
84.84%-6.2M
Net Income continuous operations
33.66%41.3M
-71.49%6.3M
-123.68%-5.4M
382.05%22M
396.77%18.4M
120.96%30.9M
192.08%22.1M
149.78%22.8M
78.75%-7.8M
84.84%-6.2M
Minority interest income
Net income attributable to the parent company
30.42%40.3M
-76.02%5.3M
-123.68%-5.4M
382.05%22M
396.77%18.4M
120.96%30.9M
192.08%22.1M
149.78%22.8M
78.75%-7.8M
84.84%-6.2M
Preferred stock dividends
Other preferred stock dividend
17.65%2M
-83.33%200K
1.1M
1.7M
1.2M
1.1M
Net income attributable to common stockholders
31.16%38.3M
-75.60%5.1M
-124.88%-5.4M
367.95%20.9M
396.77%18.4M
119.81%29.2M
187.08%20.9M
147.38%21.7M
78.75%-7.8M
84.84%-6.2M
Basic earnings per share
27.04%2.49
-76.09%0.33
-124.14%-0.35
361.54%1.36
373.81%1.15
119.14%1.96
184.15%1.38
145.89%1.45
79.61%-0.52
85.42%-0.42
Diluted earnings per share
28.96%2.36
-76.15%0.31
-125.93%-0.35
348.08%1.29
354.76%1.07
117.87%1.83
179.27%1.3
142.72%1.35
79.61%-0.52
85.42%-0.42
Dividend per share
Currency Unit
USD
USD
USD
USD
USD
USD
USD
USD
USD
USD
Accounting Standards
US-GAAP
US-GAAP
US-GAAP
US-GAAP
US-GAAP
US-GAAP
US-GAAP
US-GAAP
US-GAAP
US-GAAP
Audit Opinions
Unqualified Opinion
--
--
--
--
Unqualified Opinion
--
--
--
--
(FY)Dec 31, 2025(Q4)Dec 31, 2025(Q3)Sep 30, 2025(Q2)Jun 30, 2025(Q1)Mar 31, 2025(FY)Dec 31, 2024(Q4)Dec 31, 2024(Q3)Sep 30, 2024(Q2)Jun 30, 2024(Q1)Mar 31, 2024
Total revenue 28.95%1.52B21.52%397M26.86%387.8M32.40%382.9M37.07%349.4M158.57%1.18B67.71%326.7M165.13%305.7M286.63%289.2M263.62%254.9M
Total premiums earned 30.89%1.4B22.56%367.3M28.93%360.1M34.94%353M39.51%321.3M167.79%1.07B70.28%299.7M179.30%279.3M309.39%261.6M283.83%230.3M
-Net premiums written 25.45%1.46B14.52%357.2M23.83%377.2M26.71%334M19.75%340.1M103.09%1.16B36.38%311.9M50.87%304.6M238.82%263.6M338.27%284M
-Increase decrease in net unearned premium reserves 37.02%-58.7M182.79%10.1M32.41%-17.1M1,050.00%19M64.99%-18.8M46.22%-93.2M76.85%-12.2M75.17%-25.3M85.61%-2M-1,018.75%-53.7M
Net investment income -14.29%-6.4M-41.67%-1.7M-6.06%-3.5M0.00%-500K-16.67%-700K-115.38%-5.6M40.00%-1.2M-1,000.00%-3.3M-150.00%-500K-500.00%-600K
Net realized gain loss on investments ----------------------0----------------
Fee revenue and other income 17.22%81.7M15.30%21.1M12.50%20.7M16.48%20.5M25.97%19.4M179.92%69.7M64.86%18.3M192.06%18.4M329.27%17.6M352.94%15.4M
-Fees and commissions 18.64%78.3M14.20%20.1M15.79%19.8M18.67%19.7M27.21%18.7M182.05%66M72.55%17.6M175.81%17.1M336.84%16.6M359.38%14.7M
-Other income expense -8.11%3.4M42.86%1M-30.77%900K-20.00%800K0.00%700K146.67%3.7M-22.22%700K1,200.00%1.3M233.33%1M250.00%700K
Interest income -3.37%40.1M4.04%10.3M-7.08%10.5M-5.71%9.9M-4.08%9.4M26.52%41.5M2.06%9.9M21.51%11.3M50.00%10.5M44.12%9.8M
Total expenses 28.87%1.48B28.56%391.6M38.85%392.8M21.52%360.9M26.77%331M90.17%1.15B39.21%304.6M75.61%282.9M166.37%297M135.23%261.1M
Loss adjustment expense 34.68%1.13B34.74%300.6M48.09%306.4M28.75%281.2M26.86%242.3M121.54%839.4M50.64%223.1M98.75%206.9M251.69%218.4M195.67%191M
Selling general and administration 32.34%271.7M34.44%72.6M28.93%66.4M16.06%60.7M51.58%72M54.83%205.3M15.88%54M51.03%51.5M95.15%52.3M89.24%47.5M
-General and administrative expense 39.42%96.9M60.71%27M47.43%25.8M30.39%23.6M19.88%20.5M-16.57%69.5M-16.42%16.8M-16.67%17.5M-12.56%18.1M-20.47%17.1M
-Selling and marketing expense 28.72%174.8M22.58%45.6M19.41%40.6M8.48%37.1M69.41%51.5M175.46%135.8M40.38%37.2M159.54%34M460.66%34.2M744.44%30.4M
Non-operating net interest income (expenses) 50.24%-21M31.08%-5.1M54.31%-5.3M54.31%-5.3M54.31%-5.3M8.46%-42.2M36.75%-7.4M1.69%-11.6M-0.87%-11.6M-4.50%-11.6M
-Interest expense-non operating -50.24%21M-31.08%5.1M-54.31%5.3M-54.31%5.3M-54.31%5.3M-8.46%42.2M-36.75%7.4M-1.69%11.6M0.87%11.6M4.50%11.6M
Special income (charges) --0-------------------5.4M----------------
-Less：Other special charges ----------------------5.4M----------------
Income before tax 32.04%40.8M-75.57%5.4M-121.93%-5M382.05%22M396.77%18.4M120.96%30.9M192.08%22.1M149.78%22.8M78.75%-7.8M84.84%-6.2M
Income tax -500K-900K400K0000000
Earnings from equity interest net of tax
Net income 33.66%41.3M-71.49%6.3M-123.68%-5.4M382.05%22M396.77%18.4M120.96%30.9M192.08%22.1M149.78%22.8M78.75%-7.8M84.84%-6.2M
Net Income continuous operations 33.66%41.3M-71.49%6.3M-123.68%-5.4M382.05%22M396.77%18.4M120.96%30.9M192.08%22.1M149.78%22.8M78.75%-7.8M84.84%-6.2M
Minority interest income
Net income attributable to the parent company 30.42%40.3M-76.02%5.3M-123.68%-5.4M382.05%22M396.77%18.4M120.96%30.9M192.08%22.1M149.78%22.8M78.75%-7.8M84.84%-6.2M
Preferred stock dividends
Other preferred stock dividend 17.65%2M-83.33%200K1.1M1.7M1.2M1.1M
Net income attributable to common stockholders 31.16%38.3M-75.60%5.1M-124.88%-5.4M367.95%20.9M396.77%18.4M119.81%29.2M187.08%20.9M147.38%21.7M78.75%-7.8M84.84%-6.2M
Basic earnings per share 27.04%2.49-76.09%0.33-124.14%-0.35361.54%1.36373.81%1.15119.14%1.96184.15%1.38145.89%1.4579.61%-0.5285.42%-0.42
Diluted earnings per share 28.96%2.36-76.15%0.31-125.93%-0.35348.08%1.29354.76%1.07117.87%1.83179.27%1.3142.72%1.3579.61%-0.5285.42%-0.42
Dividend per share
Currency Unit USDUSDUSDUSDUSDUSDUSDUSDUSDUSD
Accounting Standards US-GAAPUS-GAAPUS-GAAPUS-GAAPUS-GAAPUS-GAAPUS-GAAPUS-GAAPUS-GAAPUS-GAAP
Audit Opinions Unqualified Opinion--------Unqualified Opinion--------
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