US Stock MarketDetailed Quotes

SYF Synchrony Financial

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  • 44.670
  • +0.010+0.02%
Close Apr 26 16:00 ET
  • 44.750
  • +0.080+0.18%
Post 16:38 ET
17.94BMarket Cap6.40P/E (TTM)

Synchrony Financial Key Stats

Earnings

Revenue Breakdown

Financial Indicators

Income Statement

Balance Sheet

Cash Flow

Quarterly+Annual
YOY yoy
Hide blank lines yoy
(Q1)Mar 31, 2024
(FY)Dec 31, 2023
(Q4)Dec 31, 2023
(Q3)Sep 30, 2023
(Q2)Jun 30, 2023
(Q1)Mar 31, 2023
(FY)Dec 31, 2022
(Q4)Dec 31, 2022
(Q3)Sep 30, 2022
(Q2)Jun 30, 2022
Total revenue
49.98%4.8B
16.73%13.63B
18.30%3.66B
19.21%3.48B
14.65%3.29B
14.54%3.2B
14.54%11.67B
13.30%3.09B
17.26%2.92B
19.96%2.87B
Net interest income
8.74%4.41B
8.79%17B
8.77%4.47B
11.05%4.36B
8.36%4.12B
6.91%4.05B
9.73%15.63B
7.21%4.11B
7.38%3.93B
14.79%3.8B
-Net interest income
16.34%5.57B
20.79%20.71B
17.86%5.55B
23.31%5.35B
23.24%5.02B
19.00%4.79B
12.28%17.15B
16.16%4.71B
11.39%4.34B
13.86%4.07B
-Interest income from loans and lease
14.67%5.29B
17.90%19.9B
16.32%5.32B
20.97%5.15B
19.14%4.81B
15.17%4.62B
10.86%16.88B
13.21%4.58B
9.54%4.26B
13.23%4.04B
-Interest income from securities
61.76%275M
204.91%808M
71.21%226M
141.67%203M
497.14%209M
1,114.29%170M
516.28%265M
1,100.00%132M
663.64%84M
218.18%35M
-Total interest expense
58.23%1.16B
143.98%3.71B
79.90%1.08B
139.61%992M
231.25%901M
215.45%735M
47.38%1.52B
169.96%602M
72.50%414M
2.26%272M
-Interest expense for deposit
71.27%954M
192.86%2.95B
99.09%878M
185.71%800M
348.13%717M
338.58%557M
78.09%1.01B
270.59%441M
113.74%280M
9.59%160M
-Interest expense for long term debt and capital securities
17.42%209M
47.95%759M
27.33%205M
43.28%192M
64.29%184M
67.92%178M
10.09%513M
54.81%161M
22.94%134M
-6.67%112M
Non interest income
146.13%393M
14.65%-3.37B
20.34%-807M
12.44%-887M
11.09%-826M
14.46%-852M
2.37%-3.95B
7.91%-1.01B
13.57%-1.01B
-1.31%-929M
-Fees and commissions
10.09%382M
12.56%1.54B
15.86%409M
16.72%398M
8.71%387M
8.78%347M
17.61%1.37B
6.01%353M
12.91%341M
23.18%356M
-Other non interest income
100.92%11M
7.65%-4.91B
10.98%-1.22B
5.10%-1.29B
5.60%-1.21B
8.82%-1.2B
-2.09%-5.32B
4.68%-1.37B
8.14%-1.35B
-6.55%-1.29B
Credit losses provision
-46.05%-1.88B
-76.74%-5.97B
-50.21%-1.8B
-60.17%-1.49B
-91.02%-1.38B
-147.60%-1.29B
-364.88%-3.38B
-114.08%-1.2B
-3,616.00%-929M
-473.20%-724M
Non interest expense
7.77%1.21B
8.72%4.72B
10.60%1.27B
8.46%1.15B
7.94%1.17B
7.70%1.12B
9.44%4.34B
2.58%1.15B
10.72%1.06B
14.24%1.08B
Professional expense and contract services expense
18.28%220M
1.20%842M
-2.15%228M
7.35%219M
12.97%209M
-11.43%186M
6.39%832M
12.56%233M
4.08%204M
-2.12%185M
Selling and administrative expenses
6.70%621M
9.23%2.37B
9.14%633M
7.16%569M
8.35%584M
12.36%582M
9.11%2.17B
0.69%580M
10.86%531M
13.95%539M
-General and administrative expense
9.98%496M
9.52%1.84B
7.84%495M
6.73%444M
11.63%451M
12.19%451M
11.99%1.68B
12.22%459M
12.74%416M
12.53%404M
-Selling and marketing expense
-4.58%125M
8.21%527M
14.05%138M
8.70%125M
-1.48%133M
12.93%131M
0.21%487M
-27.54%121M
4.55%115M
18.42%135M
Other non-interest expense
3.99%365M
12.57%1.51B
21.89%412M
11.25%366M
4.74%376M
12.86%351M
11.98%1.34B
-0.29%338M
15.03%329M
25.52%359M
Income from associates and other participating interests
Special income (charges)
-43M
Less:Restructuring and mergern&acquisition
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--43M
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Other non-operating income (expenses)
Income before tax
116.20%1.71B
-26.70%2.9B
-27.26%539M
-9.65%833M
-30.39%742M
-35.93%790M
-28.00%3.96B
-29.23%741M
-38.53%922M
-35.04%1.07B
Income tax
119.58%415M
-29.60%666M
-39.63%99M
-6.39%205M
-33.97%173M
-37.21%189M
-26.21%946M
-29.91%164M
-39.00%219M
-34.34%262M
Earnings from equity interest net of tax
Net income
115.14%1.29B
-25.80%2.24B
-23.74%440M
-10.67%628M
-29.23%569M
-35.52%601M
-28.55%3.02B
-29.03%577M
-38.39%703M
-35.27%804M
Net Income continuous operations
115.14%1.29B
-25.80%2.24B
-23.74%440M
-10.67%628M
-29.23%569M
-35.52%601M
-28.55%3.02B
-29.03%577M
-38.39%703M
-35.27%804M
Minority interest income
Net income attributable to the parent company
115.14%1.29B
-25.80%2.24B
-23.74%440M
-10.67%628M
-29.23%569M
-35.52%601M
-28.55%3.02B
-29.03%577M
-38.39%703M
-35.27%804M
Preferred stock dividends
0.00%11M
0.00%42M
10.00%11M
-9.09%10M
-9.09%10M
10.00%11M
0.00%42M
0.00%10M
0.00%11M
11M
Other preferred stock dividend
Net income attributable to common stockholders
117.29%1.28B
-26.16%2.2B
-24.34%429M
-10.69%618M
-29.51%559M
-36.01%590M
-28.83%2.97B
-29.39%567M
-38.76%692M
-35.63%793M
Basic earnings per share
133.09%3.17
-15.83%5.21
-18.11%1.04
0.68%1.49
-18.01%1.32
-24.02%1.36
-16.35%6.19
-14.77%1.27
-26.73%1.48
-24.41%1.61
Diluted earnings per share
132.59%3.14
-15.61%5.19
-18.25%1.03
0.68%1.48
-17.50%1.32
-23.73%1.35
-16.21%6.15
-14.86%1.26
-26.50%1.47
-24.53%1.6
Dividend per share
8.70%0.25
6.67%0.96
8.70%0.25
8.70%0.25
4.55%0.23
4.55%0.23
2.27%0.9
4.55%0.23
4.55%0.23
0.00%0.22
Currency Unit
USD
USD
USD
USD
USD
USD
USD
USD
USD
USD
Accounting Standards
US-GAAP
US-GAAP
US-GAAP
US-GAAP
US-GAAP
US-GAAP
US-GAAP
US-GAAP
US-GAAP
US-GAAP
Audit Opinions
--
Unqualified Opinion
--
--
--
--
--
--
--
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(Q1)Mar 31, 2024(FY)Dec 31, 2023(Q4)Dec 31, 2023(Q3)Sep 30, 2023(Q2)Jun 30, 2023(Q1)Mar 31, 2023(FY)Dec 31, 2022(Q4)Dec 31, 2022(Q3)Sep 30, 2022(Q2)Jun 30, 2022
Total revenue 49.98%4.8B16.73%13.63B18.30%3.66B19.21%3.48B14.65%3.29B14.54%3.2B14.54%11.67B13.30%3.09B17.26%2.92B19.96%2.87B
Net interest income 8.74%4.41B8.79%17B8.77%4.47B11.05%4.36B8.36%4.12B6.91%4.05B9.73%15.63B7.21%4.11B7.38%3.93B14.79%3.8B
-Net interest income 16.34%5.57B20.79%20.71B17.86%5.55B23.31%5.35B23.24%5.02B19.00%4.79B12.28%17.15B16.16%4.71B11.39%4.34B13.86%4.07B
-Interest income from loans and lease 14.67%5.29B17.90%19.9B16.32%5.32B20.97%5.15B19.14%4.81B15.17%4.62B10.86%16.88B13.21%4.58B9.54%4.26B13.23%4.04B
-Interest income from securities 61.76%275M204.91%808M71.21%226M141.67%203M497.14%209M1,114.29%170M516.28%265M1,100.00%132M663.64%84M218.18%35M
-Total interest expense 58.23%1.16B143.98%3.71B79.90%1.08B139.61%992M231.25%901M215.45%735M47.38%1.52B169.96%602M72.50%414M2.26%272M
-Interest expense for deposit 71.27%954M192.86%2.95B99.09%878M185.71%800M348.13%717M338.58%557M78.09%1.01B270.59%441M113.74%280M9.59%160M
-Interest expense for long term debt and capital securities 17.42%209M47.95%759M27.33%205M43.28%192M64.29%184M67.92%178M10.09%513M54.81%161M22.94%134M-6.67%112M
Non interest income 146.13%393M14.65%-3.37B20.34%-807M12.44%-887M11.09%-826M14.46%-852M2.37%-3.95B7.91%-1.01B13.57%-1.01B-1.31%-929M
-Fees and commissions 10.09%382M12.56%1.54B15.86%409M16.72%398M8.71%387M8.78%347M17.61%1.37B6.01%353M12.91%341M23.18%356M
-Other non interest income 100.92%11M7.65%-4.91B10.98%-1.22B5.10%-1.29B5.60%-1.21B8.82%-1.2B-2.09%-5.32B4.68%-1.37B8.14%-1.35B-6.55%-1.29B
Credit losses provision -46.05%-1.88B-76.74%-5.97B-50.21%-1.8B-60.17%-1.49B-91.02%-1.38B-147.60%-1.29B-364.88%-3.38B-114.08%-1.2B-3,616.00%-929M-473.20%-724M
Non interest expense 7.77%1.21B8.72%4.72B10.60%1.27B8.46%1.15B7.94%1.17B7.70%1.12B9.44%4.34B2.58%1.15B10.72%1.06B14.24%1.08B
Professional expense and contract services expense 18.28%220M1.20%842M-2.15%228M7.35%219M12.97%209M-11.43%186M6.39%832M12.56%233M4.08%204M-2.12%185M
Selling and administrative expenses 6.70%621M9.23%2.37B9.14%633M7.16%569M8.35%584M12.36%582M9.11%2.17B0.69%580M10.86%531M13.95%539M
-General and administrative expense 9.98%496M9.52%1.84B7.84%495M6.73%444M11.63%451M12.19%451M11.99%1.68B12.22%459M12.74%416M12.53%404M
-Selling and marketing expense -4.58%125M8.21%527M14.05%138M8.70%125M-1.48%133M12.93%131M0.21%487M-27.54%121M4.55%115M18.42%135M
Other non-interest expense 3.99%365M12.57%1.51B21.89%412M11.25%366M4.74%376M12.86%351M11.98%1.34B-0.29%338M15.03%329M25.52%359M
Income from associates and other participating interests
Special income (charges) -43M
Less:Restructuring and mergern&acquisition ------43M--------------------------------
Other non-operating income (expenses)
Income before tax 116.20%1.71B-26.70%2.9B-27.26%539M-9.65%833M-30.39%742M-35.93%790M-28.00%3.96B-29.23%741M-38.53%922M-35.04%1.07B
Income tax 119.58%415M-29.60%666M-39.63%99M-6.39%205M-33.97%173M-37.21%189M-26.21%946M-29.91%164M-39.00%219M-34.34%262M
Earnings from equity interest net of tax
Net income 115.14%1.29B-25.80%2.24B-23.74%440M-10.67%628M-29.23%569M-35.52%601M-28.55%3.02B-29.03%577M-38.39%703M-35.27%804M
Net Income continuous operations 115.14%1.29B-25.80%2.24B-23.74%440M-10.67%628M-29.23%569M-35.52%601M-28.55%3.02B-29.03%577M-38.39%703M-35.27%804M
Minority interest income
Net income attributable to the parent company 115.14%1.29B-25.80%2.24B-23.74%440M-10.67%628M-29.23%569M-35.52%601M-28.55%3.02B-29.03%577M-38.39%703M-35.27%804M
Preferred stock dividends 0.00%11M0.00%42M10.00%11M-9.09%10M-9.09%10M10.00%11M0.00%42M0.00%10M0.00%11M11M
Other preferred stock dividend
Net income attributable to common stockholders 117.29%1.28B-26.16%2.2B-24.34%429M-10.69%618M-29.51%559M-36.01%590M-28.83%2.97B-29.39%567M-38.76%692M-35.63%793M
Basic earnings per share 133.09%3.17-15.83%5.21-18.11%1.040.68%1.49-18.01%1.32-24.02%1.36-16.35%6.19-14.77%1.27-26.73%1.48-24.41%1.61
Diluted earnings per share 132.59%3.14-15.61%5.19-18.25%1.030.68%1.48-17.50%1.32-23.73%1.35-16.21%6.15-14.86%1.26-26.50%1.47-24.53%1.6
Dividend per share 8.70%0.256.67%0.968.70%0.258.70%0.254.55%0.234.55%0.232.27%0.94.55%0.234.55%0.230.00%0.22
Currency Unit USDUSDUSDUSDUSDUSDUSDUSDUSDUSD
Accounting Standards US-GAAPUS-GAAPUS-GAAPUS-GAAPUS-GAAPUS-GAAPUS-GAAPUS-GAAPUS-GAAPUS-GAAP
Audit Opinions --Unqualified Opinion----------------

Analysis

Analyst Rating

No Data

Price Target

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