US Stock MarketDetailed Quotes

VersaBank (VBNK)

Watchlist
  • 18.160
  • +0.265+1.48%
Close Apr 24 16:00 ET
  • 18.160
  • 0.0000.00%
Post 20:01 ET
582.38MMarket Cap25.58P/E (TTM)

Earnings

Revenue Breakdown

Financial Indicators

Income Statement

Balance Sheet

Cash Flow

VersaBank (VBNK) Income Statement

Quarterly+Annual
YOY yoy
Hide blank lines yoy
(Q1)Jan 31, 2026
(FY)Oct 31, 2025
(Q4)Oct 31, 2025
(Q3)Jul 31, 2025
(Q2)Apr 30, 2025
(Q1)Jan 31, 2025
(FY)Oct 31, 2024
(Q4)Oct 31, 2024
(Q3)Jul 31, 2024
(Q2)Apr 30, 2024
Total revenue
31.22%36.51M
11.65%124.64M
28.61%35.09M
16.99%31.58M
5.75%30.14M
-3.55%27.83M
2.76%111.63M
-6.47%27.29M
0.51%27M
6.81%28.5M
Net interest income
31.71%33.88M
13.16%116.17M
31.05%32.63M
19.38%29.78M
6.82%28.03M
-3.18%25.72M
2.60%102.66M
-5.10%24.9M
0.06%24.94M
6.64%26.24M
-Net interest income
10.88%81.22M
3.60%295.68M
5.78%77.47M
3.27%73.99M
-0.37%70.98M
5.71%73.25M
24.46%285.42M
10.82%73.24M
19.23%71.65M
32.93%71.24M
-Interest income from loans and lease
12.98%75.65M
3.27%273.53M
7.10%71.86M
3.30%68.81M
-0.30%65.9M
2.89%66.96M
22.81%264.88M
8.36%67.1M
18.52%66.61M
30.36%66.1M
-Other interest income
-11.50%5.56M
7.83%22.15M
-8.69%5.61M
2.80%5.17M
-1.34%5.08M
49.12%6.29M
50.48%20.54M
47.38%6.14M
29.59%5.03M
78.04%5.15M
-Total interest expense
-0.39%47.34M
-1.78%179.51M
-7.24%44.84M
-5.34%44.21M
-4.57%42.94M
11.23%47.52M
41.37%182.76M
21.30%48.34M
32.83%46.7M
55.25%45M
-Interest expense for deposit
-0.35%45.97M
-1.74%174.01M
-7.50%43.47M
-5.51%42.86M
-4.41%41.55M
11.77%46.13M
43.41%177.09M
22.42%47M
34.49%45.36M
57.87%43.47M
-Interest expense for long term debt and capital securities
-1.94%1.37M
-2.96%5.5M
1.87%1.37M
0.52%1.35M
-9.07%1.39M
-4.20%1.39M
-2.11%5.67M
-8.16%1.34M
-6.27%1.35M
5.51%1.53M
Non interest income
25.20%2.63M
-5.62%8.47M
3.15%2.46M
-12.09%1.8M
-6.73%2.11M
-7.88%2.1M
4.59%8.98M
-18.75%2.38M
6.32%2.05M
8.82%2.26M
-Other non interest income
25.20%2.63M
-5.62%8.47M
3.15%2.46M
-12.09%1.8M
-6.73%2.11M
-7.88%2.1M
4.59%8.98M
-18.75%2.38M
6.32%2.05M
8.82%2.26M
Credit losses provision
31.64%-700K
-1,746.64%-4.41M
-945.51%-1.32M
-118,200.00%-1.18M
-5,456.25%-889K
-906.30%-1.02M
144.01%268K
-15.22%156K
100.58%1K
93.25%-16K
Non interest expense
30.87%20.55M
37.87%78.74M
23.27%23.87M
59.96%21.65M
43.75%17.52M
30.56%15.7M
13.35%57.11M
55.65%19.37M
5.09%13.53M
-4.25%12.19M
Occupancy and equipment
12.53%1.8M
36.26%7.02M
22.97%1.95M
53.52%1.83M
34.62%1.64M
38.42%1.6M
32.11%5.16M
60.67%1.59M
21.84%1.19M
24.26%1.22M
Selling and administrative expenses
32.95%18.75M
38.03%71.71M
23.30%21.92M
60.58%19.82M
44.77%15.88M
29.73%14.1M
11.78%51.95M
55.22%17.78M
3.71%12.34M
-6.63%10.97M
-General and administrative expense
32.95%18.75M
38.03%71.71M
23.30%21.92M
60.58%19.82M
44.77%15.88M
29.73%14.1M
11.78%51.95M
55.22%17.78M
3.71%12.34M
-6.63%10.97M
Income from associates and other participating interests
Special income (charges)
Other non-operating income (expenses)
Income before tax
37.50%15.27M
-24.27%41.49M
22.61%9.9M
-34.98%8.75M
-28.01%11.73M
-34.51%11.1M
-4.95%54.79M
-52.26%8.08M
-2.51%13.46M
18.79%16.3M
Income tax
41.81%4.2M
-13.36%13.04M
83.52%4.7M
-42.23%2.17M
-28.33%3.21M
-30.41%2.96M
-2.83%15.05M
-42.30%2.56M
-1.26%3.76M
29.29%4.47M
Earnings from equity interest net of tax
Net income
35.93%11.07M
-28.40%28.46M
-5.66%5.2M
-32.18%6.58M
-27.89%8.53M
-35.88%8.14M
-5.73%39.75M
-55.80%5.52M
-2.98%9.71M
15.25%11.83M
Net Income continuous operations
35.93%11.07M
-28.40%28.46M
-5.66%5.2M
-32.18%6.58M
-27.89%8.53M
-35.88%8.14M
-5.73%39.75M
-55.80%5.52M
-2.98%9.71M
15.25%11.83M
Minority interest income
Net income attributable to the parent company
35.93%11.07M
-28.40%28.46M
-5.66%5.2M
-32.18%6.58M
-27.89%8.53M
-35.88%8.14M
-5.73%39.75M
-55.80%5.52M
-2.98%9.71M
15.25%11.83M
Preferred stock dividends
0.00%988K
-20.24%197K
0.00%247K
0.00%247K
Other preferred stock dividend
Net income attributable to common stockholders
35.93%11.07M
-26.58%28.46M
-2.16%5.2M
-30.41%6.58M
-26.35%8.53M
-34.60%8.14M
-5.86%38.76M
-56.52%5.32M
-3.05%9.46M
15.63%11.58M
Basic earnings per share
25.00%0.35
-39.60%0.9
-20.00%0.16
-44.44%0.2
-42.22%0.26
-41.67%0.28
-5.10%1.49
-57.45%0.2
-5.26%0.36
18.42%0.45
Diluted earnings per share
25.00%0.35
-39.60%0.9
-20.00%0.16
-44.44%0.2
-42.22%0.26
-41.67%0.28
-5.10%1.49
-57.45%0.2
-5.26%0.36
18.42%0.45
Dividend per share
0.00%0.025
0.00%0.1
0.00%0.025
0.00%0.025
0.00%0.025
0.00%0.025
0.00%0.1
0.00%0.025
0.00%0.025
0.00%0.025
Currency Unit
CAD
CAD
CAD
CAD
CAD
CAD
CAD
CAD
CAD
CAD
Accounting Standards
US-GAAP
US-GAAP
US-GAAP
US-GAAP
US-GAAP
US-GAAP
US-GAAP
US-GAAP
US-GAAP
US-GAAP
Audit Opinions
--
Unqualified Opinion
--
--
--
--
Unqualified Opinion
--
--
--
(Q1)Jan 31, 2026(FY)Oct 31, 2025(Q4)Oct 31, 2025(Q3)Jul 31, 2025(Q2)Apr 30, 2025(Q1)Jan 31, 2025(FY)Oct 31, 2024(Q4)Oct 31, 2024(Q3)Jul 31, 2024(Q2)Apr 30, 2024
Total revenue 31.22%36.51M11.65%124.64M28.61%35.09M16.99%31.58M5.75%30.14M-3.55%27.83M2.76%111.63M-6.47%27.29M0.51%27M6.81%28.5M
Net interest income 31.71%33.88M13.16%116.17M31.05%32.63M19.38%29.78M6.82%28.03M-3.18%25.72M2.60%102.66M-5.10%24.9M0.06%24.94M6.64%26.24M
-Net interest income 10.88%81.22M3.60%295.68M5.78%77.47M3.27%73.99M-0.37%70.98M5.71%73.25M24.46%285.42M10.82%73.24M19.23%71.65M32.93%71.24M
-Interest income from loans and lease 12.98%75.65M3.27%273.53M7.10%71.86M3.30%68.81M-0.30%65.9M2.89%66.96M22.81%264.88M8.36%67.1M18.52%66.61M30.36%66.1M
-Other interest income -11.50%5.56M7.83%22.15M-8.69%5.61M2.80%5.17M-1.34%5.08M49.12%6.29M50.48%20.54M47.38%6.14M29.59%5.03M78.04%5.15M
-Total interest expense -0.39%47.34M-1.78%179.51M-7.24%44.84M-5.34%44.21M-4.57%42.94M11.23%47.52M41.37%182.76M21.30%48.34M32.83%46.7M55.25%45M
-Interest expense for deposit -0.35%45.97M-1.74%174.01M-7.50%43.47M-5.51%42.86M-4.41%41.55M11.77%46.13M43.41%177.09M22.42%47M34.49%45.36M57.87%43.47M
-Interest expense for long term debt and capital securities -1.94%1.37M-2.96%5.5M1.87%1.37M0.52%1.35M-9.07%1.39M-4.20%1.39M-2.11%5.67M-8.16%1.34M-6.27%1.35M5.51%1.53M
Non interest income 25.20%2.63M-5.62%8.47M3.15%2.46M-12.09%1.8M-6.73%2.11M-7.88%2.1M4.59%8.98M-18.75%2.38M6.32%2.05M8.82%2.26M
-Other non interest income 25.20%2.63M-5.62%8.47M3.15%2.46M-12.09%1.8M-6.73%2.11M-7.88%2.1M4.59%8.98M-18.75%2.38M6.32%2.05M8.82%2.26M
Credit losses provision 31.64%-700K-1,746.64%-4.41M-945.51%-1.32M-118,200.00%-1.18M-5,456.25%-889K-906.30%-1.02M144.01%268K-15.22%156K100.58%1K93.25%-16K
Non interest expense 30.87%20.55M37.87%78.74M23.27%23.87M59.96%21.65M43.75%17.52M30.56%15.7M13.35%57.11M55.65%19.37M5.09%13.53M-4.25%12.19M
Occupancy and equipment 12.53%1.8M36.26%7.02M22.97%1.95M53.52%1.83M34.62%1.64M38.42%1.6M32.11%5.16M60.67%1.59M21.84%1.19M24.26%1.22M
Selling and administrative expenses 32.95%18.75M38.03%71.71M23.30%21.92M60.58%19.82M44.77%15.88M29.73%14.1M11.78%51.95M55.22%17.78M3.71%12.34M-6.63%10.97M
-General and administrative expense 32.95%18.75M38.03%71.71M23.30%21.92M60.58%19.82M44.77%15.88M29.73%14.1M11.78%51.95M55.22%17.78M3.71%12.34M-6.63%10.97M
Income from associates and other participating interests
Special income (charges)
Other non-operating income (expenses)
Income before tax 37.50%15.27M-24.27%41.49M22.61%9.9M-34.98%8.75M-28.01%11.73M-34.51%11.1M-4.95%54.79M-52.26%8.08M-2.51%13.46M18.79%16.3M
Income tax 41.81%4.2M-13.36%13.04M83.52%4.7M-42.23%2.17M-28.33%3.21M-30.41%2.96M-2.83%15.05M-42.30%2.56M-1.26%3.76M29.29%4.47M
Earnings from equity interest net of tax
Net income 35.93%11.07M-28.40%28.46M-5.66%5.2M-32.18%6.58M-27.89%8.53M-35.88%8.14M-5.73%39.75M-55.80%5.52M-2.98%9.71M15.25%11.83M
Net Income continuous operations 35.93%11.07M-28.40%28.46M-5.66%5.2M-32.18%6.58M-27.89%8.53M-35.88%8.14M-5.73%39.75M-55.80%5.52M-2.98%9.71M15.25%11.83M
Minority interest income
Net income attributable to the parent company 35.93%11.07M-28.40%28.46M-5.66%5.2M-32.18%6.58M-27.89%8.53M-35.88%8.14M-5.73%39.75M-55.80%5.52M-2.98%9.71M15.25%11.83M
Preferred stock dividends 0.00%988K-20.24%197K0.00%247K0.00%247K
Other preferred stock dividend
Net income attributable to common stockholders 35.93%11.07M-26.58%28.46M-2.16%5.2M-30.41%6.58M-26.35%8.53M-34.60%8.14M-5.86%38.76M-56.52%5.32M-3.05%9.46M15.63%11.58M
Basic earnings per share 25.00%0.35-39.60%0.9-20.00%0.16-44.44%0.2-42.22%0.26-41.67%0.28-5.10%1.49-57.45%0.2-5.26%0.3618.42%0.45
Diluted earnings per share 25.00%0.35-39.60%0.9-20.00%0.16-44.44%0.2-42.22%0.26-41.67%0.28-5.10%1.49-57.45%0.2-5.26%0.3618.42%0.45
Dividend per share 0.00%0.0250.00%0.10.00%0.0250.00%0.0250.00%0.0250.00%0.0250.00%0.10.00%0.0250.00%0.0250.00%0.025
Currency Unit CADCADCADCADCADCADCADCADCADCAD
Accounting Standards US-GAAPUS-GAAPUS-GAAPUS-GAAPUS-GAAPUS-GAAPUS-GAAPUS-GAAPUS-GAAPUS-GAAP
Audit Opinions --Unqualified Opinion--------Unqualified Opinion------
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