US Stock MarketDetailed Quotes

XYF X Financial

Watchlist
  • 3.920
  • -0.100-2.49%
Close May 8 16:00 ET
192.82MMarket Cap1.16P/E (TTM)

X Financial Key Stats

Earnings

Revenue Breakdown

Financial Indicators

Income Statement

Balance Sheet

Cash Flow

Quarterly+Annual
YOY yoy
Hide blank lines yoy
(FY)Dec 31, 2023
(Q4)Dec 31, 2023
(Q3)Sep 30, 2023
(Q2)Jun 30, 2023
(Q1)Mar 31, 2023
(FY)Dec 31, 2022
(Q4)Dec 31, 2022
(Q3)Sep 30, 2022
(Q2)Jun 30, 2022
(Q1)Mar 31, 2022
Assets
Cash cash equivalents and federal funds sold
31.31%3.65B
31.31%3.65B
40.07%3.86B
32.64%3.67B
12.72%3.24B
11.43%2.78B
11.43%2.78B
-1.35%2.75B
-10.88%2.77B
10.31%2.87B
-Cash and cash equivalents
22.14%2.9B
22.14%2.9B
42.54%3.26B
28.60%3.08B
26.19%2.81B
13.78%2.37B
13.78%2.37B
-7.05%2.28B
-3.34%2.39B
10.77%2.22B
-Restricted cash and investments
85.10%749.07M
85.10%749.07M
28.05%599.7M
58.36%594.74M
-33.45%431.67M
-0.64%404.69M
-0.64%404.69M
40.71%468.35M
-40.48%375.56M
8.76%648.65M
Receivables
40.41%1.68B
40.41%1.68B
88.78%1.74B
104.38%1.49B
71.20%1.27B
43.78%1.2B
43.78%1.2B
3.80%922.24M
-0.31%730.81M
26.16%742.76M
-Accounts receivable
42.61%1.66B
42.61%1.66B
88.78%1.74B
104.38%1.49B
71.20%1.27B
54.06%1.16B
54.06%1.16B
3.80%922.24M
-0.31%730.81M
26.16%742.76M
-Other receivables
-31.19%24.55M
-31.19%24.55M
----
----
----
-54.76%35.68M
-54.76%35.68M
----
----
----
Prepaid assets
-62.19%8.51M
-62.19%8.51M
----
----
----
9.65%22.51M
9.65%22.51M
----
----
----
Net loan
25.78%4.96B
25.78%4.96B
14.24%4.53B
10.92%4.32B
9.15%3.9B
36.55%3.94B
36.55%3.94B
79.25%3.97B
94.17%3.89B
51.27%3.57B
-Gross loan
27.13%5.15B
27.13%5.15B
14.24%4.53B
10.92%4.32B
9.15%3.9B
37.61%4.05B
37.61%4.05B
79.25%3.97B
94.17%3.89B
51.27%3.57B
-Allowance for loans and lease losses
77.24%188.72M
77.24%188.72M
----
----
----
92.42%106.48M
92.42%106.48M
----
----
----
Securities and investments
215.75%608.2M
215.75%608.2M
55.04%259.07M
36.58%201.93M
53.72%180.54M
132.51%192.62M
132.51%192.62M
67.52%167.1M
50.97%147.85M
136.54%117.44M
-Available for sale securities
215.75%608.2M
215.75%608.2M
55.04%259.07M
36.58%201.93M
53.72%180.54M
132.51%192.62M
132.51%192.62M
67.52%167.1M
117.64%147.85M
136.54%117.44M
Long term equity investment
-0.52%493.41M
-0.52%493.41M
-7.81%522.41M
-8.77%517.02M
-10.53%504.38M
-11.44%495.99M
-11.44%495.99M
97.76%566.69M
99.32%566.69M
99.03%563.76M
Derivative assets
----
----
----
----
----
----
----
--0
--427K
-20.13%58.56M
Net PPE
47.45%8.64M
47.45%8.64M
60.27%8.55M
37.55%7.47M
22.33%5.92M
-5.28%5.86M
-5.28%5.86M
-13.06%5.33M
-32.61%5.43M
-48.07%4.84M
-Gross PPE
2.10%50.96M
2.10%50.96M
----
----
----
8.69%49.91M
8.69%49.91M
----
----
----
-Accumulated depreciation
3.94%-42.32M
3.94%-42.32M
----
----
----
-10.87%-44.05M
-10.87%-44.05M
----
----
----
Goodwill and other intangible assets
0.71%36.81M
0.71%36.81M
-1.72%36.51M
-1.12%35.93M
-0.45%36.16M
-73.14%36.55M
-73.14%36.55M
0.73%37.15M
-0.86%36.34M
-1.77%36.32M
-Other intangible assets
0.71%36.81M
0.71%36.81M
----
----
----
-73.14%36.55M
-73.14%36.55M
----
----
----
Other assets
-9.31%70.97M
-9.31%70.97M
-34.50%86.64M
-7.53%89.3M
11.69%121.8M
106.58%78.26M
106.58%78.26M
-74.24%132.28M
-77.82%96.57M
-75.30%109.05M
Total assets
31.82%11.65B
31.82%11.65B
28.69%11.16B
23.91%10.42B
13.24%9.33B
20.36%8.84B
20.36%8.84B
20.26%8.67B
17.06%8.41B
17.56%8.24B
Liabilities
Total deposits
0.00%19.7M
0.00%19.7M
-1.99%19.7M
-1.99%19.7M
-1.99%19.7M
-6.24%19.7M
-6.24%19.7M
-4.34%20.1M
-4.34%20.1M
-6.39%20.1M
Payables
29.41%4.74B
29.41%4.74B
22.53%3.99B
19.08%3.75B
8.65%3.28B
49.91%3.67B
49.91%3.67B
46.20%3.25B
24.63%3.15B
5.10%3.02B
-Accounts payable
-7.82%179.83M
-7.82%179.83M
----
----
----
134.81%195.09M
134.81%195.09M
----
----
----
-Total tax payable
40.04%736.32M
40.04%736.32M
41.56%699.81M
44.49%648.91M
38.13%570.84M
56.16%525.78M
56.16%525.78M
107.43%494.36M
152.77%449.12M
140.02%413.27M
-Dividends payable
--59.23M
--59.23M
--58.69M
--58.69M
----
--0
--0
----
----
----
-Other payable
27.96%3.77B
27.96%3.77B
17.00%3.23B
12.67%3.04B
3.98%2.71B
45.39%2.95B
45.39%2.95B
38.86%2.76B
14.93%2.7B
-3.50%2.61B
Current accrued expenses
62.99%134.69M
62.99%134.69M
51.08%71.09M
39.28%50.99M
28.37%31.53M
12.72%82.64M
12.72%82.64M
86.94%47.05M
33.06%36.61M
26.07%24.56M
Current debt and capital lease obligation
704.74%565M
704.74%565M
518.01%557.5M
3,213.55%662.71M
287.20%462.71M
-57.83%70.21M
-57.83%70.21M
20.20%90.21M
-88.57%20M
-6.68%119.5M
-Current debt
704.74%565M
704.74%565M
518.01%557.5M
3,213.55%662.71M
287.20%462.71M
-57.83%70.21M
-57.83%70.21M
20.20%90.21M
-88.57%20M
-6.68%119.5M
Long term debt and capital lease obligation
13.69%12.85M
13.69%12.85M
----
----
----
-8.32%11.3M
-8.32%11.3M
----
----
----
-Long term capital lease obligation
13.69%12.85M
13.69%12.85M
----
----
----
-8.32%11.3M
-8.32%11.3M
----
----
----
Non current deferred liabilities
429.81%149.83M
429.81%149.83M
1,680.37%42.82M
397.83%8.73M
--618K
--28.28M
--28.28M
--2.41M
--1.75M
----
Derivative product liabilities
--0
--0
--0
--0
-89.98%61.33M
-80.94%107.89M
-80.94%107.89M
-56.71%319.49M
-7.68%473.15M
127.68%611.76M
Other liabilities
79.95%176.04M
79.95%176.04M
87.09%764.35M
58.54%552.23M
36.47%427.53M
20.85%97.83M
20.85%97.83M
33.56%408.54M
-11.88%348.32M
-21.71%313.28M
Total liabilities
42.07%5.8B
42.07%5.8B
31.41%5.44B
24.58%5.04B
4.27%4.28B
21.35%4.08B
21.35%4.08B
22.15%4.14B
10.68%4.05B
10.72%4.11B
Shareholders'equity
Share capital
0.00%206.79K
0.00%206.79K
0.00%207K
0.00%207K
0.00%207K
0.00%206.79K
0.00%206.79K
0.00%207K
0.00%207K
0.00%207K
-common stock
0.00%206.79K
0.00%206.79K
0.00%207K
0.00%207K
0.00%207K
0.00%206.79K
0.00%206.79K
0.00%207K
0.00%207K
0.00%207K
Paid-in capital
0.18%3.2B
0.18%3.2B
0.26%3.21B
0.69%3.21B
0.86%3.2B
1.00%3.19B
1.00%3.19B
2.54%3.2B
2.53%3.19B
2.67%3.17B
Retained earnings
65.88%2.69B
65.88%2.69B
90.03%2.56B
94.88%2.21B
100.59%1.91B
100.14%1.62B
100.14%1.62B
97.86%1.35B
183.05%1.14B
433.29%950.79M
Less: Treasury stock
-10.50%111.52M
-10.50%111.52M
37.23%131.55M
3,902.45%132.2M
--121.5M
--124.6M
--124.6M
--95.87M
--3.3M
----
Gains losses not affecting retained earnings
9.24%69.48M
9.24%69.48M
1.07%77.27M
113.74%83.57M
1,538.74%56.34M
907.97%63.6M
907.97%63.6M
362.08%76.45M
168.03%39.1M
-86.87%3.44M
Total stockholders'equity
23.01%5.85B
23.01%5.85B
26.21%5.72B
23.29%5.38B
22.17%5.04B
19.52%4.75B
19.52%4.75B
18.59%4.53B
23.68%4.36B
25.25%4.13B
Non controlling interests
----
----
--0
--0
--0
----
----
--0
--0
--0
Total equity
23.01%5.85B
23.01%5.85B
26.21%5.72B
23.29%5.38B
22.17%5.04B
19.52%4.75B
19.52%4.75B
18.59%4.53B
23.68%4.36B
25.25%4.13B
Currency Unit
CNY
CNY
CNY
CNY
CNY
CNY
CNY
CNY
CNY
CNY
Accounting Standards
US-GAAP
US-GAAP
US-GAAP
US-GAAP
US-GAAP
US-GAAP
US-GAAP
US-GAAP
US-GAAP
US-GAAP
Audit Opinions
Unqualified Opinion
--
--
--
--
Unqualified Opinion
--
--
--
--
(FY)Dec 31, 2023(Q4)Dec 31, 2023(Q3)Sep 30, 2023(Q2)Jun 30, 2023(Q1)Mar 31, 2023(FY)Dec 31, 2022(Q4)Dec 31, 2022(Q3)Sep 30, 2022(Q2)Jun 30, 2022(Q1)Mar 31, 2022
Assets
Cash cash equivalents and federal funds sold 31.31%3.65B31.31%3.65B40.07%3.86B32.64%3.67B12.72%3.24B11.43%2.78B11.43%2.78B-1.35%2.75B-10.88%2.77B10.31%2.87B
-Cash and cash equivalents 22.14%2.9B22.14%2.9B42.54%3.26B28.60%3.08B26.19%2.81B13.78%2.37B13.78%2.37B-7.05%2.28B-3.34%2.39B10.77%2.22B
-Restricted cash and investments 85.10%749.07M85.10%749.07M28.05%599.7M58.36%594.74M-33.45%431.67M-0.64%404.69M-0.64%404.69M40.71%468.35M-40.48%375.56M8.76%648.65M
Receivables 40.41%1.68B40.41%1.68B88.78%1.74B104.38%1.49B71.20%1.27B43.78%1.2B43.78%1.2B3.80%922.24M-0.31%730.81M26.16%742.76M
-Accounts receivable 42.61%1.66B42.61%1.66B88.78%1.74B104.38%1.49B71.20%1.27B54.06%1.16B54.06%1.16B3.80%922.24M-0.31%730.81M26.16%742.76M
-Other receivables -31.19%24.55M-31.19%24.55M-------------54.76%35.68M-54.76%35.68M------------
Prepaid assets -62.19%8.51M-62.19%8.51M------------9.65%22.51M9.65%22.51M------------
Net loan 25.78%4.96B25.78%4.96B14.24%4.53B10.92%4.32B9.15%3.9B36.55%3.94B36.55%3.94B79.25%3.97B94.17%3.89B51.27%3.57B
-Gross loan 27.13%5.15B27.13%5.15B14.24%4.53B10.92%4.32B9.15%3.9B37.61%4.05B37.61%4.05B79.25%3.97B94.17%3.89B51.27%3.57B
-Allowance for loans and lease losses 77.24%188.72M77.24%188.72M------------92.42%106.48M92.42%106.48M------------
Securities and investments 215.75%608.2M215.75%608.2M55.04%259.07M36.58%201.93M53.72%180.54M132.51%192.62M132.51%192.62M67.52%167.1M50.97%147.85M136.54%117.44M
-Available for sale securities 215.75%608.2M215.75%608.2M55.04%259.07M36.58%201.93M53.72%180.54M132.51%192.62M132.51%192.62M67.52%167.1M117.64%147.85M136.54%117.44M
Long term equity investment -0.52%493.41M-0.52%493.41M-7.81%522.41M-8.77%517.02M-10.53%504.38M-11.44%495.99M-11.44%495.99M97.76%566.69M99.32%566.69M99.03%563.76M
Derivative assets ------------------------------0--427K-20.13%58.56M
Net PPE 47.45%8.64M47.45%8.64M60.27%8.55M37.55%7.47M22.33%5.92M-5.28%5.86M-5.28%5.86M-13.06%5.33M-32.61%5.43M-48.07%4.84M
-Gross PPE 2.10%50.96M2.10%50.96M------------8.69%49.91M8.69%49.91M------------
-Accumulated depreciation 3.94%-42.32M3.94%-42.32M-------------10.87%-44.05M-10.87%-44.05M------------
Goodwill and other intangible assets 0.71%36.81M0.71%36.81M-1.72%36.51M-1.12%35.93M-0.45%36.16M-73.14%36.55M-73.14%36.55M0.73%37.15M-0.86%36.34M-1.77%36.32M
-Other intangible assets 0.71%36.81M0.71%36.81M-------------73.14%36.55M-73.14%36.55M------------
Other assets -9.31%70.97M-9.31%70.97M-34.50%86.64M-7.53%89.3M11.69%121.8M106.58%78.26M106.58%78.26M-74.24%132.28M-77.82%96.57M-75.30%109.05M
Total assets 31.82%11.65B31.82%11.65B28.69%11.16B23.91%10.42B13.24%9.33B20.36%8.84B20.36%8.84B20.26%8.67B17.06%8.41B17.56%8.24B
Liabilities
Total deposits 0.00%19.7M0.00%19.7M-1.99%19.7M-1.99%19.7M-1.99%19.7M-6.24%19.7M-6.24%19.7M-4.34%20.1M-4.34%20.1M-6.39%20.1M
Payables 29.41%4.74B29.41%4.74B22.53%3.99B19.08%3.75B8.65%3.28B49.91%3.67B49.91%3.67B46.20%3.25B24.63%3.15B5.10%3.02B
-Accounts payable -7.82%179.83M-7.82%179.83M------------134.81%195.09M134.81%195.09M------------
-Total tax payable 40.04%736.32M40.04%736.32M41.56%699.81M44.49%648.91M38.13%570.84M56.16%525.78M56.16%525.78M107.43%494.36M152.77%449.12M140.02%413.27M
-Dividends payable --59.23M--59.23M--58.69M--58.69M------0--0------------
-Other payable 27.96%3.77B27.96%3.77B17.00%3.23B12.67%3.04B3.98%2.71B45.39%2.95B45.39%2.95B38.86%2.76B14.93%2.7B-3.50%2.61B
Current accrued expenses 62.99%134.69M62.99%134.69M51.08%71.09M39.28%50.99M28.37%31.53M12.72%82.64M12.72%82.64M86.94%47.05M33.06%36.61M26.07%24.56M
Current debt and capital lease obligation 704.74%565M704.74%565M518.01%557.5M3,213.55%662.71M287.20%462.71M-57.83%70.21M-57.83%70.21M20.20%90.21M-88.57%20M-6.68%119.5M
-Current debt 704.74%565M704.74%565M518.01%557.5M3,213.55%662.71M287.20%462.71M-57.83%70.21M-57.83%70.21M20.20%90.21M-88.57%20M-6.68%119.5M
Long term debt and capital lease obligation 13.69%12.85M13.69%12.85M-------------8.32%11.3M-8.32%11.3M------------
-Long term capital lease obligation 13.69%12.85M13.69%12.85M-------------8.32%11.3M-8.32%11.3M------------
Non current deferred liabilities 429.81%149.83M429.81%149.83M1,680.37%42.82M397.83%8.73M--618K--28.28M--28.28M--2.41M--1.75M----
Derivative product liabilities --0--0--0--0-89.98%61.33M-80.94%107.89M-80.94%107.89M-56.71%319.49M-7.68%473.15M127.68%611.76M
Other liabilities 79.95%176.04M79.95%176.04M87.09%764.35M58.54%552.23M36.47%427.53M20.85%97.83M20.85%97.83M33.56%408.54M-11.88%348.32M-21.71%313.28M
Total liabilities 42.07%5.8B42.07%5.8B31.41%5.44B24.58%5.04B4.27%4.28B21.35%4.08B21.35%4.08B22.15%4.14B10.68%4.05B10.72%4.11B
Shareholders'equity
Share capital 0.00%206.79K0.00%206.79K0.00%207K0.00%207K0.00%207K0.00%206.79K0.00%206.79K0.00%207K0.00%207K0.00%207K
-common stock 0.00%206.79K0.00%206.79K0.00%207K0.00%207K0.00%207K0.00%206.79K0.00%206.79K0.00%207K0.00%207K0.00%207K
Paid-in capital 0.18%3.2B0.18%3.2B0.26%3.21B0.69%3.21B0.86%3.2B1.00%3.19B1.00%3.19B2.54%3.2B2.53%3.19B2.67%3.17B
Retained earnings 65.88%2.69B65.88%2.69B90.03%2.56B94.88%2.21B100.59%1.91B100.14%1.62B100.14%1.62B97.86%1.35B183.05%1.14B433.29%950.79M
Less: Treasury stock -10.50%111.52M-10.50%111.52M37.23%131.55M3,902.45%132.2M--121.5M--124.6M--124.6M--95.87M--3.3M----
Gains losses not affecting retained earnings 9.24%69.48M9.24%69.48M1.07%77.27M113.74%83.57M1,538.74%56.34M907.97%63.6M907.97%63.6M362.08%76.45M168.03%39.1M-86.87%3.44M
Total stockholders'equity 23.01%5.85B23.01%5.85B26.21%5.72B23.29%5.38B22.17%5.04B19.52%4.75B19.52%4.75B18.59%4.53B23.68%4.36B25.25%4.13B
Non controlling interests ----------0--0--0----------0--0--0
Total equity 23.01%5.85B23.01%5.85B26.21%5.72B23.29%5.38B22.17%5.04B19.52%4.75B19.52%4.75B18.59%4.53B23.68%4.36B25.25%4.13B
Currency Unit CNYCNYCNYCNYCNYCNYCNYCNYCNYCNY
Accounting Standards US-GAAPUS-GAAPUS-GAAPUS-GAAPUS-GAAPUS-GAAPUS-GAAPUS-GAAPUS-GAAPUS-GAAP
Audit Opinions Unqualified Opinion--------Unqualified Opinion--------

Analysis

Analyst Rating

No Data

Price Target

No Data

Heat List
US
Overall
Symbol
Latest Price
%Chg