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China Merchants Bank faces another stock acquisition! The pace of insurance funds acquiring bank shares has accelerated further this year.
Insurance capital is continuously buying up!
Exclusive | After 2.58% comes 2.49%! Some Banks' consumer loan interest rates have reached new lows, breaking through the significant thresholds of "2.6" and "2.5".
① After applying limited-time coupons, some banks like the Bank Of Beijing and Bank Of Ningbo have lowered the interest rates on consumer loans to an annualized 2.5%, with the minimum rate being 2.49%. ② Recently, there has been a clear downward trend in personal consumer loan interest rates. Since the beginning of the year, the interest rates for personal consumer loans at major commercial banks have successively fallen below the thresholds of "2.6" and "2.5." ③ While widening income sources, industry insiders remind to pay attention to the balance between innovation and compliance.
In-depth | New policies for loans to technology enterprises for mergers and acquisitions have been implemented for half a month, and national Banks are "competing" for publicly listed companies that are Specialized, Special and New, while city commercial
① Less than two weeks after the new policy implementation, some large state-owned banks and joint-stock banks have already responded. In most cases, the businesses receiving credit loans have both the labels of listed companies (or potential listings) and Specialized, Special and New. ② Compared to the steady advancement of large state-owned banks and joint-stock banks, the actions of city commercial banks are currently noticeably slower. ③ Technology merger and acquisition loans inherently have limitations and are suitable for regions with many technology companies and strong innovation capabilities, such as Beijing, Shanghai, and Guangzhou.
Dividend Assets have become attractive again! The Hang Seng Index has dropped over 1400 points in the last five days, while high-yield stocks such as Coal Banks "refuse to correct."
① The Hang Seng Index has fallen more than 1,400 points in the past five days. Why do dividend-paying Assets remain resilient? ② High-yield stocks such as Coal and Banks "refuse to retreat". What bullish factors may continue to drive the market?
Many Banks have announced a reduction in the dividend rate of preferred stocks, industry insiders say this has little impact on the value of Assets allocation.
Gelonghui, March 13 | According to each news, recently, multiple banks have taken new actions - lowering the dividend rate on preferred shares. For example, Shanghai Pudong Development Bank announced on March 11 that it would adjust the dividend rate on its preferred shares phase II on that day. Before the adjustment, the dividend rate for its 'Pudong Preferred 2' was 4.81%; after the adjustment, it will be 3.80%, a decrease of more than 1 percentage point.
Multiple large and medium-sized Banks have experienced an inverted deposit rate. Experts expect market interest rates to continue to decline.
On March 12, according to the Securities Daily, the phenomenon of "inverted" bank deposit rates has become increasingly prominent recently. Following several regional small and medium-sized banks experiencing an inverted yield on short-term and long-term deposits, large and medium-sized banks like Industrial And Commercial Bank Of China, China Construction Bank Corporation, CM BANK, and China CITIC Bank Corporation have also successively experienced inverted short-term and long-term deposit rates.