US Stock MarketDetailed Quotes

COFS ChoiceOne Financial

Watchlist

25.600
-0.130-0.51%

Close Jun 6 16:00 ET

25.600
0.0000.00%

Post 16:00 ET

193.82MMarket Cap9.11P/E (TTM)

ChoiceOne Financial Key Stats

Earnings

Revenue Breakdown

Financial Indicators

Income Statement

Balance Sheet

Cash Flow

Quarterly+Annual

YOY

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(Q1)Mar 31, 2024

(FY)Dec 31, 2023

(Q4)Dec 31, 2023

(Q3)Sep 30, 2023

(Q2)Jun 30, 2023

(Q1)Mar 31, 2023

(FY)Dec 31, 2022

(Q4)Dec 31, 2022

(Q3)Sep 30, 2022

(Q2)Jun 30, 2022

Assets

Cash cash equivalents and federal funds sold

172.03%150.13M

26.15%55.43M

180.95%144.67M

90.61%76.81M

-38.66%55.19M

37.81%43.94M

-13.86%51.49M

-57.72%40.3M

-Cash and cash equivalents

172.03%150.13M

26.15%55.43M

180.95%144.67M

90.61%76.81M

-38.66%55.19M

37.81%43.94M

-13.86%51.49M

-57.72%40.3M

Net loan

17.47%1.41B

17.92%1.4B

14.67%1.3B

12.17%1.26B

16.05%1.2B

11.86%1.19B

10.42%1.13B

11.14%1.12B

-Gross loan

17.33%1.42B

18.48%1.42B

15.22%1.32B

12.72%1.27B

16.65%1.21B

11.77%1.19B

10.32%1.14B

11.00%1.13B

-Allowance for loans and lease losses

6.45%16.04M

105.87%15.69M

99.44%14.87M

96.63%14.58M

98.20%15.07M

-0.90%7.62M

-3.84%7.46M

-6.72%7.42M

Securities and investments

-5.87%910.18M

-3.54%930.06M

-5.53%912.81M

-5.38%950.05M

-10.41%966.92M

-12.93%964.22M

-6.78%966.28M

16.22%1B

-Available for sale securities

-13.09%7.56M

-12.39%7.51M

-8.96%7.26M

0.13%8.3M

5.04%8.7M

0.87%8.57M

-5.25%7.98M

-1.39%8.29M

-Held to maturity securities

-5.89%397.98M

-4.21%407.96M

-3.14%414.74M

-2.12%420.55M

-1.64%422.88M

--425.91M

--428.21M

--429.68M

-Short term investments

-5.74%504.64M

-2.86%514.6M

-7.41%490.8M

-7.94%521.2M

-16.49%535.35M

-51.79%529.75M

-48.44%530.09M

-33.83%566.14M

Federal home loan bank stock

-7.25%9.52M

10.87%9.51M

11.18%9.51M

56.96%13.43M

19.89%10.26M

-3.45%8.58M

6.91%8.56M

Bank owned life insurance

1.89%45.08M

2.49%45.07M

1.71%44.79M

1.68%44.51M

1.66%44.24M

1.43%43.98M

32.14%44.03M

32.14%43.77M

Net PPE

-1.27%28.27M

5.38%29.75M

2.35%29.63M

-0.13%29.09M

-3.52%28.63M

-5.52%28.23M

-3.56%28.95M

-1.66%29.12M

-Gross PPE

----

9.15%50.69M

----

0.53%46.44M

----

-Accumulated depreciation

----

-15.01%-20.94M

----

-11.61%-18.21M

----

Foreclosed assets

-6.15%122K

--122K

--266K

-24.42%130K

--0

Goodwill and other intangible assets

-1.45%61.6M

-1.52%61.8M

-1.60%62M

-1.66%62.25M

-1.73%62.5M

-1.80%62.76M

-1.87%63.01M

-1.94%63.3M

-Goodwill

0.00%59.95M

-Other intangible assets

-35.43%1.65M

-34.00%1.85M

-32.82%2.06M

-31.39%2.3M

-30.14%2.56M

-29.10%2.81M

-28.19%3.06M

-27.16%3.36M

Other assets

33.43%57.22M

-4.10%45.27M

4.69%70.51M

-0.55%48.75M

49.09%42.89M

135.46%47.21M

267.67%67.35M

195.86%49.02M

Total assets

10.82%2.67B

8.00%2.58B

8.91%2.57B

5.23%2.48B

1.39%2.41B

0.81%2.39B

3.79%2.36B

11.28%2.36B

Liabilities

Total deposits

3.80%2.19B

0.19%2.12B

-1.09%2.13B

-2.44%2.09B

-1.85%2.11B

3.20%2.12B

7.18%2.16B

13.71%2.14B

Current debt and capital lease obligation

----

-40.00%30M

----

0.00%50M

----

-Current debt

----

-40.00%30M

----

0.00%50M

----

Long term debt and capital lease obligation

104.09%245.57M

482.80%205.51M

512.05%215.45M

363.66%195.39M

243.02%120.32M

0.70%35.26M

0.70%35.2M

628.81%42.14M

-Long term debt

104.09%245.57M

482.80%205.51M

512.05%215.45M

363.66%195.39M

243.02%120.32M

0.70%35.26M

0.70%35.2M

628.81%42.14M

Other liabilities

117.57%32.53M

70.66%23.51M

195.62%44.39M

73.37%22.71M

200.14%14.95M

78.86%13.78M

199.20%15.02M

122.28%13.1M

Total liabilities

9.94%2.46B

7.40%2.38B

8.44%2.39B

5.05%2.3B

2.54%2.24B

3.36%2.22B

7.54%2.21B

15.92%2.19B

Shareholders'equity

Share capital

0.71%173.79M

0.72%173.51M

0.70%173.19M

0.63%172.88M

0.63%172.56M

0.21%172.28M

-1.10%171.98M

-2.56%171.8M

-common stock

0.71%173.79M

0.72%173.51M

0.70%173.19M

0.63%172.88M

0.63%172.56M

0.21%172.28M

-1.10%171.98M

-2.56%171.8M

-Preferred stock

--0

Retained earnings

20.72%77.29M

7.76%73.7M

10.65%70.44M

12.65%67.28M

14.36%64.03M

30.69%68.39M

29.40%63.66M

31.70%59.73M

Gains losses not affecting retained earnings

34.70%-44.32M

28.16%-51.58M

20.91%-62.47M

6.38%-60.92M

-86.67%-67.88M

-2,687.15%-71.8M

-4,111.27%-78.98M

-1,050.51%-65.07M

Total stockholders'equity

22.55%206.76M

15.85%195.63M

15.64%181.16M

7.68%179.24M

-11.72%168.71M

-23.82%168.87M

-30.39%156.66M

-27.16%166.46M

Total equity

22.55%206.76M

15.85%195.63M

15.64%181.16M

7.68%179.24M

-11.72%168.71M

-23.82%168.87M

-30.39%156.66M

-27.16%166.46M

Currency Unit

USD

Accounting Standards

US-GAAP

Audit Opinions

Unqualified Opinion with Explanatory Notes

Unqualified Opinion

	(Q1)Mar 31, 2024	(FY)Dec 31, 2023	(Q4)Dec 31, 2023	(Q3)Sep 30, 2023	(Q2)Jun 30, 2023	(Q1)Mar 31, 2023	(FY)Dec 31, 2022	(Q4)Dec 31, 2022	(Q3)Sep 30, 2022	(Q2)Jun 30, 2022
Assets
Cash cash equivalents and federal funds sold	172.03%150.13M	26.15%55.43M	26.15%55.43M	180.95%144.67M	90.61%76.81M	-38.66%55.19M	37.81%43.94M	37.81%43.94M	-13.86%51.49M	-57.72%40.3M
-Cash and cash equivalents	172.03%150.13M	26.15%55.43M	26.15%55.43M	180.95%144.67M	90.61%76.81M	-38.66%55.19M	37.81%43.94M	37.81%43.94M	-13.86%51.49M	-57.72%40.3M
Net loan	17.47%1.41B	17.92%1.4B	17.92%1.4B	14.67%1.3B	12.17%1.26B	16.05%1.2B	11.86%1.19B	11.86%1.19B	10.42%1.13B	11.14%1.12B
-Gross loan	17.33%1.42B	18.48%1.42B	18.48%1.42B	15.22%1.32B	12.72%1.27B	16.65%1.21B	11.77%1.19B	11.77%1.19B	10.32%1.14B	11.00%1.13B
-Allowance for loans and lease losses	6.45%16.04M	105.87%15.69M	105.87%15.69M	99.44%14.87M	96.63%14.58M	98.20%15.07M	-0.90%7.62M	-0.90%7.62M	-3.84%7.46M	-6.72%7.42M
Securities and investments	-5.87%910.18M	-3.54%930.06M	-3.54%930.06M	-5.53%912.81M	-5.38%950.05M	-10.41%966.92M	-12.93%964.22M	-12.93%964.22M	-6.78%966.28M	16.22%1B
-Available for sale securities	-13.09%7.56M	-12.39%7.51M	-12.39%7.51M	-8.96%7.26M	0.13%8.3M	5.04%8.7M	0.87%8.57M	0.87%8.57M	-5.25%7.98M	-1.39%8.29M
-Held to maturity securities	-5.89%397.98M	-4.21%407.96M	-4.21%407.96M	-3.14%414.74M	-2.12%420.55M	-1.64%422.88M	--425.91M	--425.91M	--428.21M	--429.68M
-Short term investments	-5.74%504.64M	-2.86%514.6M	-2.86%514.6M	-7.41%490.8M	-7.94%521.2M	-16.49%535.35M	-51.79%529.75M	-51.79%529.75M	-48.44%530.09M	-33.83%566.14M
Federal home loan bank stock	-7.25%9.52M	10.87%9.51M	10.87%9.51M	11.18%9.51M	56.96%13.43M	19.89%10.26M	-3.45%8.58M	-3.45%8.58M	6.91%8.56M	6.91%8.56M
Bank owned life insurance	1.89%45.08M	2.49%45.07M	2.49%45.07M	1.71%44.79M	1.68%44.51M	1.66%44.24M	1.43%43.98M	1.43%43.98M	32.14%44.03M	32.14%43.77M
Net PPE	-1.27%28.27M	5.38%29.75M	5.38%29.75M	2.35%29.63M	-0.13%29.09M	-3.52%28.63M	-5.52%28.23M	-5.52%28.23M	-3.56%28.95M	-1.66%29.12M
-Gross PPE	----	9.15%50.69M	9.15%50.69M	----	----	----	0.53%46.44M	0.53%46.44M	----	----
-Accumulated depreciation	----	-15.01%-20.94M	-15.01%-20.94M	----	----	----	-11.61%-18.21M	-11.61%-18.21M	----	----
Foreclosed assets	-6.15%122K	--122K	--122K	--122K	--266K	-24.42%130K	--0	--0	--0	--0
Goodwill and other intangible assets	-1.45%61.6M	-1.52%61.8M	-1.52%61.8M	-1.60%62M	-1.66%62.25M	-1.73%62.5M	-1.80%62.76M	-1.80%62.76M	-1.87%63.01M	-1.94%63.3M
-Goodwill	0.00%59.95M	0.00%59.95M	0.00%59.95M	0.00%59.95M	0.00%59.95M	0.00%59.95M	0.00%59.95M	0.00%59.95M	0.00%59.95M	0.00%59.95M
-Other intangible assets	-35.43%1.65M	-34.00%1.85M	-34.00%1.85M	-32.82%2.06M	-31.39%2.3M	-30.14%2.56M	-29.10%2.81M	-29.10%2.81M	-28.19%3.06M	-27.16%3.36M
Other assets	33.43%57.22M	-4.10%45.27M	-4.10%45.27M	4.69%70.51M	-0.55%48.75M	49.09%42.89M	135.46%47.21M	135.46%47.21M	267.67%67.35M	195.86%49.02M
Total assets	10.82%2.67B	8.00%2.58B	8.00%2.58B	8.91%2.57B	5.23%2.48B	1.39%2.41B	0.81%2.39B	0.81%2.39B	3.79%2.36B	11.28%2.36B
Liabilities
Total deposits	3.80%2.19B	0.19%2.12B	0.19%2.12B	-1.09%2.13B	-2.44%2.09B	-1.85%2.11B	3.20%2.12B	3.20%2.12B	7.18%2.16B	13.71%2.14B
Current debt and capital lease obligation	----	-40.00%30M	-40.00%30M	----	----	----	0.00%50M	0.00%50M	----	----
-Current debt	----	-40.00%30M	-40.00%30M	----	----	----	0.00%50M	0.00%50M	----	----
Long term debt and capital lease obligation	104.09%245.57M	482.80%205.51M	482.80%205.51M	512.05%215.45M	363.66%195.39M	243.02%120.32M	0.70%35.26M	0.70%35.26M	0.70%35.2M	628.81%42.14M
-Long term debt	104.09%245.57M	482.80%205.51M	482.80%205.51M	512.05%215.45M	363.66%195.39M	243.02%120.32M	0.70%35.26M	0.70%35.26M	0.70%35.2M	628.81%42.14M
Other liabilities	117.57%32.53M	70.66%23.51M	70.66%23.51M	195.62%44.39M	73.37%22.71M	200.14%14.95M	78.86%13.78M	78.86%13.78M	199.20%15.02M	122.28%13.1M
Total liabilities	9.94%2.46B	7.40%2.38B	7.40%2.38B	8.44%2.39B	5.05%2.3B	2.54%2.24B	3.36%2.22B	3.36%2.22B	7.54%2.21B	15.92%2.19B
Shareholders'equity
Share capital	0.71%173.79M	0.72%173.51M	0.72%173.51M	0.70%173.19M	0.63%172.88M	0.63%172.56M	0.21%172.28M	0.21%172.28M	-1.10%171.98M	-2.56%171.8M
-common stock	0.71%173.79M	0.72%173.51M	0.72%173.51M	0.70%173.19M	0.63%172.88M	0.63%172.56M	0.21%172.28M	0.21%172.28M	-1.10%171.98M	-2.56%171.8M
-Preferred stock	--0	--0	--0	--0	--0	--0	--0	--0	--0	--0
Retained earnings	20.72%77.29M	7.76%73.7M	7.76%73.7M	10.65%70.44M	12.65%67.28M	14.36%64.03M	30.69%68.39M	30.69%68.39M	29.40%63.66M	31.70%59.73M
Gains losses not affecting retained earnings	34.70%-44.32M	28.16%-51.58M	28.16%-51.58M	20.91%-62.47M	6.38%-60.92M	-86.67%-67.88M	-2,687.15%-71.8M	-2,687.15%-71.8M	-4,111.27%-78.98M	-1,050.51%-65.07M
Total stockholders'equity	22.55%206.76M	15.85%195.63M	15.85%195.63M	15.64%181.16M	7.68%179.24M	-11.72%168.71M	-23.82%168.87M	-23.82%168.87M	-30.39%156.66M	-27.16%166.46M
Total equity	22.55%206.76M	15.85%195.63M	15.85%195.63M	15.64%181.16M	7.68%179.24M	-11.72%168.71M	-23.82%168.87M	-23.82%168.87M	-30.39%156.66M	-27.16%166.46M
Currency Unit	USD	USD	USD	USD	USD	USD	USD	USD	USD	USD
Accounting Standards	US-GAAP	US-GAAP	US-GAAP	US-GAAP	US-GAAP	US-GAAP	US-GAAP	US-GAAP	US-GAAP	US-GAAP
Audit Opinions	--	Unqualified Opinion with Explanatory Notes	--	--	--	--	Unqualified Opinion	--	--	--

Analysis

Analyst Rating

No Data

Price Target

No Data

Heat List

Overall