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Central Federal (CFBK)

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  • 28.640
  • -0.690-2.35%
Trading Jan 23 15:34 ET
184.55MMarket Cap11.50P/E (TTM)

Central Federal (CFBK) Balance Sheet

Quarterly+Annual
YOY yoy
Hide blank lines yoy
(Q3)Sep 30, 2025
(Q2)Jun 30, 2025
(Q1)Mar 31, 2025
(FY)Dec 31, 2024
(Q4)Dec 31, 2024
(Q3)Sep 30, 2024
(Q2)Jun 30, 2024
(Q1)Mar 31, 2024
(FY)Dec 31, 2023
(Q4)Dec 31, 2023
Assets
Cash cash equivalents and federal funds sold
16.63%272.46M
14.02%275.78M
1.73%241.09M
-10.06%235.37M
-10.06%235.37M
1.63%233.62M
4.39%241.88M
10.56%236.99M
72.30%261.7M
72.30%261.7M
-Cash and cash equivalents
16.63%272.46M
14.02%275.78M
1.73%241.09M
-10.06%235.37M
-10.06%235.37M
1.63%233.62M
4.39%241.88M
10.56%236.99M
72.30%261.7M
72.30%261.7M
Receivables
-58.08%3.81M
-52.13%4.99M
--6.24M
-43.10%7.68M
-43.10%7.68M
--9.08M
--10.42M
----
-35.01%13.5M
-35.01%13.5M
-Other receivables
-58.08%3.81M
-52.13%4.99M
--6.24M
-43.10%7.68M
-43.10%7.68M
--9.08M
--10.42M
----
-35.01%13.5M
-35.01%13.5M
Net loan
0.80%1.73B
4.22%1.75B
2.91%1.75B
2.05%1.72B
2.05%1.72B
3.14%1.71B
2.94%1.68B
5.03%1.7B
8.40%1.68B
8.40%1.68B
-Gross loan
0.80%1.74B
4.17%1.77B
2.86%1.77B
2.06%1.73B
2.06%1.73B
3.09%1.73B
3.11%1.7B
5.12%1.72B
8.37%1.7B
8.37%1.7B
-Allowance for loans and lease losses
0.36%16.84M
-0.85%19.12M
-2.17%17.8M
3.61%17.47M
3.61%17.47M
-1.48%16.78M
20.83%19.29M
14.34%18.2M
5.00%16.87M
5.00%16.87M
Securities and investments
-32.80%9.2M
-32.48%9M
-30.20%8.79M
4.51%13.68M
4.51%13.68M
1.56%13.69M
-4.60%13.32M
-14.08%12.6M
-15.22%13.09M
-15.22%13.09M
-Available for sale securities
64.00%8.2M
60.00%8M
56.00%7.8M
0.00%5M
0.00%5M
0.00%5M
0.00%5M
0.00%5M
0.00%5M
0.00%5M
-Short term investments
-88.50%999K
-88.03%996K
-86.93%993K
7.30%8.68M
7.30%8.68M
2.48%8.69M
-7.17%8.32M
-21.36%7.6M
-22.51%8.09M
-22.51%8.09M
Federal home loan bank stock
-6.34%8.34M
-18.30%8.03M
-5.52%8.02M
5.14%8.92M
5.14%8.92M
4.81%8.91M
12.52%9.83M
-7.74%8.49M
6.80%8.48M
6.80%8.48M
Bank owned life insurance
3.39%27.81M
3.34%27.57M
3.29%27.34M
3.24%27.12M
3.24%27.12M
3.05%26.9M
2.84%26.68M
2.63%26.47M
2.44%26.27M
2.44%26.27M
Net PPE
-2.82%9.46M
9.49%9.23M
7.69%9.4M
6.53%9.62M
6.53%9.62M
7.28%9.74M
-10.31%8.43M
-9.27%8.73M
75.91%9.03M
75.91%9.03M
-Gross PPE
-2.82%9.46M
9.49%9.23M
7.69%9.4M
6.78%11.55M
6.78%11.55M
7.28%9.74M
-10.31%8.43M
-9.27%8.73M
49.81%10.82M
49.81%10.82M
-Accumulated depreciation
----
----
----
-8.07%-1.93M
-8.07%-1.93M
----
----
----
14.43%-1.79M
14.43%-1.79M
Foreclosed assets
----
--524K
--524K
----
----
----
----
----
----
----
Other assets
3.21%52.97M
-5.31%46.98M
-4.88%45.87M
4.77%46.17M
4.77%46.17M
15.85%51.32M
22.18%49.61M
26.62%48.23M
11.95%44.07M
11.95%44.07M
Total assets
2.15%2.11B
4.55%2.13B
2.71%2.09B
0.34%2.07B
0.34%2.07B
3.72%2.07B
3.96%2.04B
5.66%2.04B
13.10%2.06B
13.10%2.06B
Liabilities
Total deposits
1.89%1.78B
6.68%1.81B
3.52%1.78B
0.67%1.76B
0.67%1.76B
3.60%1.75B
2.19%1.7B
7.43%1.72B
14.15%1.74B
14.15%1.74B
Long term debt and capital lease obligation
-6.18%122.02M
-22.40%121.9M
-13.21%113.78M
-12.55%113.91M
-12.55%113.91M
-0.08%130.05M
20.56%157.09M
-16.75%131.1M
3.53%130.26M
3.53%130.26M
-Long term debt
-6.21%115.99M
-23.78%115.97M
-14.51%107.7M
-13.83%107.68M
-13.83%107.68M
-1.02%123.66M
21.79%152.14M
-17.07%125.98M
0.46%124.96M
0.46%124.96M
-Long term capital lease obligation
-5.54%6.03M
19.86%5.93M
18.65%6.08M
17.48%6.23M
17.48%6.23M
22.45%6.39M
-8.15%4.95M
-7.99%5.13M
268.71%5.3M
268.71%5.3M
Other liabilities
15.77%31.1M
-9.86%24.77M
-10.16%24.53M
-5.34%27.38M
-5.34%27.38M
3.19%26.87M
9.39%27.48M
6.39%27.3M
6.41%28.93M
6.41%28.93M
Total liabilities
1.54%1.93B
4.01%1.96B
2.15%1.92B
-0.32%1.9B
-0.32%1.9B
3.33%1.9B
3.61%1.88B
5.29%1.88B
13.23%1.9B
13.23%1.9B
Shareholders'equity
Share capital
1.47%69K
1.47%69K
1.47%69K
-2.86%68K
-2.86%68K
-2.86%68K
-2.86%68K
-2.86%68K
1.45%70K
1.45%70K
-common stock
1.47%69K
1.47%69K
1.47%69K
-2.86%68K
-2.86%68K
-2.86%68K
-2.86%68K
-2.86%68K
1.45%70K
1.45%70K
-Preferred stock
----
----
----
----
----
--0
--0
--0
----
----
Paid-in capital
1.51%93.3M
1.47%92.93M
1.34%92.53M
1.27%92.23M
1.27%92.23M
1.30%91.91M
1.29%91.59M
1.34%91.3M
1.40%91.07M
1.40%91.07M
Retained earnings
17.01%98.67M
20.29%96.85M
16.50%92.27M
15.39%88.29M
15.39%88.29M
16.04%84.33M
16.64%80.51M
21.50%79.2M
25.24%76.52M
25.24%76.52M
Less: Treasury stock
9.58%11.33M
8.87%11.25M
1.59%10.46M
3.52%10.34M
3.52%10.34M
5.38%10.34M
5.77%10.34M
5.42%10.29M
3.09%9.99M
3.09%9.99M
Gains losses not affecting retained earnings
28.11%-1.41M
29.95%-1.57M
24.38%-1.73M
21.27%-1.8M
21.27%-1.8M
17.79%-1.96M
6.83%-2.24M
-1.24%-2.28M
-12.42%-2.29M
-12.42%-2.29M
Total stockholders'equity
9.32%179.29M
10.92%177.02M
9.29%172.68M
8.41%168.44M
8.41%168.44M
8.42%164M
8.31%159.59M
10.23%158M
11.58%155.37M
11.58%155.37M
Total equity
9.32%179.29M
10.92%177.02M
9.29%172.68M
8.41%168.44M
8.41%168.44M
8.42%164M
8.31%159.59M
10.23%158M
11.58%155.37M
11.58%155.37M
Currency Unit
USD
USD
USD
USD
USD
USD
USD
USD
USD
USD
Accounting Standards
US-GAAP
US-GAAP
US-GAAP
US-GAAP
US-GAAP
US-GAAP
US-GAAP
US-GAAP
US-GAAP
US-GAAP
Audit Opinions
--
--
--
Unqualified Opinion with Explanatory Notes
--
--
--
--
Unqualified Opinion with Explanatory Notes
--
(Q3)Sep 30, 2025(Q2)Jun 30, 2025(Q1)Mar 31, 2025(FY)Dec 31, 2024(Q4)Dec 31, 2024(Q3)Sep 30, 2024(Q2)Jun 30, 2024(Q1)Mar 31, 2024(FY)Dec 31, 2023(Q4)Dec 31, 2023
Assets
Cash cash equivalents and federal funds sold 16.63%272.46M14.02%275.78M1.73%241.09M-10.06%235.37M-10.06%235.37M1.63%233.62M4.39%241.88M10.56%236.99M72.30%261.7M72.30%261.7M
-Cash and cash equivalents 16.63%272.46M14.02%275.78M1.73%241.09M-10.06%235.37M-10.06%235.37M1.63%233.62M4.39%241.88M10.56%236.99M72.30%261.7M72.30%261.7M
Receivables -58.08%3.81M-52.13%4.99M--6.24M-43.10%7.68M-43.10%7.68M--9.08M--10.42M-----35.01%13.5M-35.01%13.5M
-Other receivables -58.08%3.81M-52.13%4.99M--6.24M-43.10%7.68M-43.10%7.68M--9.08M--10.42M-----35.01%13.5M-35.01%13.5M
Net loan 0.80%1.73B4.22%1.75B2.91%1.75B2.05%1.72B2.05%1.72B3.14%1.71B2.94%1.68B5.03%1.7B8.40%1.68B8.40%1.68B
-Gross loan 0.80%1.74B4.17%1.77B2.86%1.77B2.06%1.73B2.06%1.73B3.09%1.73B3.11%1.7B5.12%1.72B8.37%1.7B8.37%1.7B
-Allowance for loans and lease losses 0.36%16.84M-0.85%19.12M-2.17%17.8M3.61%17.47M3.61%17.47M-1.48%16.78M20.83%19.29M14.34%18.2M5.00%16.87M5.00%16.87M
Securities and investments -32.80%9.2M-32.48%9M-30.20%8.79M4.51%13.68M4.51%13.68M1.56%13.69M-4.60%13.32M-14.08%12.6M-15.22%13.09M-15.22%13.09M
-Available for sale securities 64.00%8.2M60.00%8M56.00%7.8M0.00%5M0.00%5M0.00%5M0.00%5M0.00%5M0.00%5M0.00%5M
-Short term investments -88.50%999K-88.03%996K-86.93%993K7.30%8.68M7.30%8.68M2.48%8.69M-7.17%8.32M-21.36%7.6M-22.51%8.09M-22.51%8.09M
Federal home loan bank stock -6.34%8.34M-18.30%8.03M-5.52%8.02M5.14%8.92M5.14%8.92M4.81%8.91M12.52%9.83M-7.74%8.49M6.80%8.48M6.80%8.48M
Bank owned life insurance 3.39%27.81M3.34%27.57M3.29%27.34M3.24%27.12M3.24%27.12M3.05%26.9M2.84%26.68M2.63%26.47M2.44%26.27M2.44%26.27M
Net PPE -2.82%9.46M9.49%9.23M7.69%9.4M6.53%9.62M6.53%9.62M7.28%9.74M-10.31%8.43M-9.27%8.73M75.91%9.03M75.91%9.03M
-Gross PPE -2.82%9.46M9.49%9.23M7.69%9.4M6.78%11.55M6.78%11.55M7.28%9.74M-10.31%8.43M-9.27%8.73M49.81%10.82M49.81%10.82M
-Accumulated depreciation -------------8.07%-1.93M-8.07%-1.93M------------14.43%-1.79M14.43%-1.79M
Foreclosed assets ------524K--524K----------------------------
Other assets 3.21%52.97M-5.31%46.98M-4.88%45.87M4.77%46.17M4.77%46.17M15.85%51.32M22.18%49.61M26.62%48.23M11.95%44.07M11.95%44.07M
Total assets 2.15%2.11B4.55%2.13B2.71%2.09B0.34%2.07B0.34%2.07B3.72%2.07B3.96%2.04B5.66%2.04B13.10%2.06B13.10%2.06B
Liabilities
Total deposits 1.89%1.78B6.68%1.81B3.52%1.78B0.67%1.76B0.67%1.76B3.60%1.75B2.19%1.7B7.43%1.72B14.15%1.74B14.15%1.74B
Long term debt and capital lease obligation -6.18%122.02M-22.40%121.9M-13.21%113.78M-12.55%113.91M-12.55%113.91M-0.08%130.05M20.56%157.09M-16.75%131.1M3.53%130.26M3.53%130.26M
-Long term debt -6.21%115.99M-23.78%115.97M-14.51%107.7M-13.83%107.68M-13.83%107.68M-1.02%123.66M21.79%152.14M-17.07%125.98M0.46%124.96M0.46%124.96M
-Long term capital lease obligation -5.54%6.03M19.86%5.93M18.65%6.08M17.48%6.23M17.48%6.23M22.45%6.39M-8.15%4.95M-7.99%5.13M268.71%5.3M268.71%5.3M
Other liabilities 15.77%31.1M-9.86%24.77M-10.16%24.53M-5.34%27.38M-5.34%27.38M3.19%26.87M9.39%27.48M6.39%27.3M6.41%28.93M6.41%28.93M
Total liabilities 1.54%1.93B4.01%1.96B2.15%1.92B-0.32%1.9B-0.32%1.9B3.33%1.9B3.61%1.88B5.29%1.88B13.23%1.9B13.23%1.9B
Shareholders'equity
Share capital 1.47%69K1.47%69K1.47%69K-2.86%68K-2.86%68K-2.86%68K-2.86%68K-2.86%68K1.45%70K1.45%70K
-common stock 1.47%69K1.47%69K1.47%69K-2.86%68K-2.86%68K-2.86%68K-2.86%68K-2.86%68K1.45%70K1.45%70K
-Preferred stock ----------------------0--0--0--------
Paid-in capital 1.51%93.3M1.47%92.93M1.34%92.53M1.27%92.23M1.27%92.23M1.30%91.91M1.29%91.59M1.34%91.3M1.40%91.07M1.40%91.07M
Retained earnings 17.01%98.67M20.29%96.85M16.50%92.27M15.39%88.29M15.39%88.29M16.04%84.33M16.64%80.51M21.50%79.2M25.24%76.52M25.24%76.52M
Less: Treasury stock 9.58%11.33M8.87%11.25M1.59%10.46M3.52%10.34M3.52%10.34M5.38%10.34M5.77%10.34M5.42%10.29M3.09%9.99M3.09%9.99M
Gains losses not affecting retained earnings 28.11%-1.41M29.95%-1.57M24.38%-1.73M21.27%-1.8M21.27%-1.8M17.79%-1.96M6.83%-2.24M-1.24%-2.28M-12.42%-2.29M-12.42%-2.29M
Total stockholders'equity 9.32%179.29M10.92%177.02M9.29%172.68M8.41%168.44M8.41%168.44M8.42%164M8.31%159.59M10.23%158M11.58%155.37M11.58%155.37M
Total equity 9.32%179.29M10.92%177.02M9.29%172.68M8.41%168.44M8.41%168.44M8.42%164M8.31%159.59M10.23%158M11.58%155.37M11.58%155.37M
Currency Unit USDUSDUSDUSDUSDUSDUSDUSDUSDUSD
Accounting Standards US-GAAPUS-GAAPUS-GAAPUS-GAAPUS-GAAPUS-GAAPUS-GAAPUS-GAAPUS-GAAPUS-GAAP
Audit Opinions ------Unqualified Opinion with Explanatory Notes--------Unqualified Opinion with Explanatory Notes--
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