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SoFi Technologies (SOFI)

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  • 26.984
  • -2.296-7.84%
Trading Jan 6 15:33 ET
34.01BMarket Cap48.19P/E (TTM)

SoFi Technologies (SOFI) Balance Sheet

Quarterly+Annual
YOY yoy
Hide blank lines yoy
(Q3)Sep 30, 2025
(Q2)Jun 30, 2025
(Q1)Mar 31, 2025
(FY)Dec 31, 2024
(Q4)Dec 31, 2024
(Q3)Sep 30, 2024
(Q2)Jun 30, 2024
(Q1)Mar 31, 2024
(FY)Dec 31, 2023
(Q4)Dec 31, 2023
Assets
Cash cash equivalents and federal funds sold
26.15%3.75B
-0.62%2.71B
-34.52%2.72B
-23.80%2.82B
-23.80%2.82B
-9.93%2.97B
-21.98%2.73B
39.31%4.15B
97.29%3.7B
97.29%3.7B
-Cash and cash equivalents
37.85%3.25B
-9.08%2.12B
-43.53%2.09B
-17.72%2.54B
-17.72%2.54B
-16.31%2.35B
-22.58%2.33B
48.46%3.69B
116.96%3.09B
116.96%3.09B
-Restricted cash and investments
-18.66%500.1M
49.13%592.1M
38.70%630.44M
-54.33%280.48M
-54.33%280.48M
27.25%614.79M
-18.22%397.04M
-7.19%454.52M
35.55%614.11M
35.55%614.11M
Receivables
----
----
----
245.89%587.5M
245.89%587.5M
----
----
----
33.69%169.85M
33.69%169.85M
-Accounts receivable
----
----
----
245.89%587.5M
245.89%587.5M
----
----
----
33.69%169.85M
33.69%169.85M
Prepaid assets
----
----
----
145.62%276.93M
145.62%276.93M
----
----
----
53.55%112.75M
53.55%112.75M
Net loan
31.11%34.9B
27.54%32.22B
25.40%29.09B
19.91%27.53B
19.91%27.53B
24.65%26.62B
36.09%25.26B
43.34%23.2B
65.59%22.96B
65.59%22.96B
-Gross loan
31.06%34.95B
27.47%32.27B
25.31%29.14B
19.82%27.58B
19.82%27.58B
24.57%26.67B
36.07%25.31B
43.31%23.25B
65.49%23.01B
65.49%23.01B
-Allowance for loans and lease losses
4.57%50.63M
-7.84%47.84M
-13.53%44.37M
-14.65%46.68M
-14.65%46.68M
-6.75%48.42M
25.91%51.91M
31.78%51.31M
34.10%54.7M
34.10%54.7M
Securities and investments
61.65%2.51B
51.64%2.37B
121.30%2.15B
170.07%1.9B
170.07%1.9B
168.10%1.55B
185.66%1.57B
170.25%973.1M
76.91%701.94M
76.91%701.94M
-Available for sale securities
56.38%119.2M
-11.19%108.22M
----
-54.40%91.65M
-54.40%91.65M
-62.38%76.22M
-60.54%121.86M
-61.80%134.59M
-43.75%200.99M
-43.75%200.99M
-Short term investments
61.92%2.39B
56.94%2.27B
156.82%2.15B
260.13%1.8B
260.13%1.8B
291.91%1.48B
503.21%1.44B
10,782.62%838.51M
1,170.39%500.94M
1,170.39%500.94M
Long term equity investment
----
----
----
28.71%29.5M
28.71%29.5M
----
----
----
0.42%22.92M
0.42%22.92M
Derivative assets
----
----
----
246.82%381.92M
246.82%381.92M
----
----
----
218.17%110.12M
218.17%110.12M
Net PPE
33.01%466.05M
31.04%431.97M
25.06%394.44M
20.40%369.09M
20.40%369.09M
18.65%350.38M
15.31%329.64M
14.95%315.41M
14.71%306.54M
14.71%306.54M
-Gross PPE
33.01%466.05M
31.04%431.97M
25.06%394.44M
21.79%585.99M
21.79%585.99M
18.65%350.38M
15.31%329.64M
14.95%315.41M
30.80%481.14M
30.80%481.14M
-Accumulated depreciation
----
----
----
-24.23%-216.91M
-24.23%-216.91M
----
----
----
-73.52%-174.6M
-73.52%-174.6M
Goodwill and other intangible assets
1.01%2.02B
0.78%2.03B
4.10%2.06B
4.92%2.03B
4.92%2.03B
4.22%2B
-8.29%2.02B
-9.48%1.98B
-12.50%1.94B
-12.50%1.94B
-Goodwill
0.00%1.39B
0.00%1.39B
0.00%1.39B
0.00%1.39B
0.00%1.39B
0.00%1.39B
-15.07%1.39B
-14.14%1.39B
-14.14%1.39B
-14.14%1.39B
-Other intangible assets
3.32%631.37M
2.53%638.53M
13.82%669.54M
17.52%639.92M
17.52%639.92M
15.31%611.09M
11.66%622.78M
3.86%588.25M
-8.02%544.52M
-8.02%544.52M
Other assets
86.28%1.64B
81.79%1.34B
93.42%1.33B
12.71%62.19M
12.71%62.19M
67.65%882.72M
58.07%737.49M
47.53%686.72M
-57.81%55.18M
-57.81%55.18M
Total assets
31.74%45.29B
25.95%41.11B
20.58%37.75B
20.54%36.25B
20.54%36.25B
22.89%34.38B
27.70%32.64B
39.43%31.31B
58.22%30.07B
58.22%30.07B
Liabilities
Total deposits
34.98%32.95B
28.45%29.54B
26.16%27.26B
39.51%25.98B
39.51%25.98B
55.74%24.41B
80.51%23B
114.15%21.6B
153.61%18.62B
153.61%18.62B
Payables
----
----
----
-16.97%132.78M
-16.97%132.78M
----
----
----
10.61%159.92M
10.61%159.92M
-Accounts payable
----
----
----
-16.97%132.78M
-16.97%132.78M
----
----
----
10.61%159.92M
10.61%159.92M
Current accrued expenses
----
----
----
31.18%265.32M
31.18%265.32M
----
----
----
38.56%202.26M
38.56%202.26M
Current debt and capital lease obligation
0.00%486M
0.00%486M
0.00%486M
0.00%486M
0.00%486M
0.00%486M
0.00%486M
0.00%486M
0.00%486M
0.00%486M
-Current debt
0.00%486M
0.00%486M
0.00%486M
0.00%486M
0.00%486M
0.00%486M
0.00%486M
0.00%486M
0.00%486M
0.00%486M
Long term debt and capital lease obligation
-16.97%2.32B
30.36%3.55B
5.52%2.65B
-44.26%2.72B
-44.26%2.72B
-52.44%2.8B
-55.56%2.72B
-56.41%2.52B
-5.28%4.88B
-5.28%4.88B
-Long term debt
-17.31%2.23B
31.89%3.46B
6.28%2.56B
-45.17%2.61B
-45.17%2.61B
-53.26%2.69B
-56.38%2.62B
-57.39%2.41B
-5.22%4.75B
-5.22%4.75B
-Long term capital lease obligation
-7.94%93M
-9.29%91.43M
-11.77%93.14M
-8.96%110.91M
-8.96%110.91M
-10.88%101.03M
-12.52%100.8M
-8.13%105.56M
-7.32%121.82M
-7.32%121.82M
Non current deferred liabilities
----
----
----
-39.85%27.64M
-39.85%27.64M
----
----
----
-30.92%45.95M
-30.92%45.95M
Derivative product liabilities
----
----
----
-15.40%91.21M
-15.40%91.21M
----
----
----
1,065.37%107.81M
1,065.37%107.81M
Other liabilities
33.50%759.61M
26.32%676.29M
21.69%674.39M
28.15%26.46M
28.15%26.46M
0.45%569.02M
-15.35%535.37M
0.01%554.19M
-84.84%20.65M
-84.84%20.65M
Total liabilities
29.21%36.51B
28.09%34.25B
23.49%31.07B
21.23%29.73B
21.23%29.73B
25.02%28.26B
33.81%26.74B
48.89%25.16B
81.91%24.52B
81.91%24.52B
Shareholders'equity
Share capital
11.11%120K
4.72%111K
-99.97%110K
-99.97%109K
-99.97%109K
-99.97%108K
-99.97%106K
0.00%320.48M
0.00%320.47M
0.00%320.47M
-common stock
11.11%120K
4.72%111K
4.76%110K
12.37%109K
12.37%109K
13.68%108K
12.77%106K
11.70%105K
4.30%97K
4.30%97K
-Preferred stock
----
----
----
--0
--0
--0
--0
0.00%320.37M
0.00%320.37M
0.00%320.37M
Paid-in capital
26.02%9.77B
5.16%7.99B
4.85%7.91B
11.35%7.84B
11.35%7.84B
12.26%7.75B
11.00%7.6B
11.29%7.54B
4.76%7.04B
4.76%7.04B
Retained earnings
39.09%-997.83M
33.06%-1.14B
28.07%-1.23B
27.64%-1.31B
27.64%-1.31B
11.56%-1.64B
-7.15%-1.7B
-11.59%-1.72B
-20.00%-1.8B
-20.00%-1.8B
Gains losses not affecting retained earnings
17.75%9.55M
342.28%3.59M
235.44%2.83M
-591.89%-8.37M
-591.89%-8.37M
1,251.50%8.11M
71.03%-1.48M
67.07%-2.09M
85.43%-1.21M
85.43%-1.21M
Total stockholders'equity
43.43%8.78B
16.25%6.86B
8.66%6.68B
17.46%6.53B
17.46%6.53B
13.91%6.12B
5.80%5.9B
10.65%6.15B
0.48%5.55B
0.48%5.55B
Total equity
43.43%8.78B
16.25%6.86B
8.66%6.68B
17.46%6.53B
17.46%6.53B
13.91%6.12B
5.80%5.9B
10.65%6.15B
0.48%5.55B
0.48%5.55B
Currency Unit
USD
USD
USD
USD
USD
USD
USD
USD
USD
USD
Accounting Standards
US-GAAP
US-GAAP
US-GAAP
US-GAAP
US-GAAP
US-GAAP
US-GAAP
US-GAAP
US-GAAP
US-GAAP
Audit Opinions
--
--
--
Unqualified Opinion
--
--
--
--
Unqualified Opinion
--
(Q3)Sep 30, 2025(Q2)Jun 30, 2025(Q1)Mar 31, 2025(FY)Dec 31, 2024(Q4)Dec 31, 2024(Q3)Sep 30, 2024(Q2)Jun 30, 2024(Q1)Mar 31, 2024(FY)Dec 31, 2023(Q4)Dec 31, 2023
Assets
Cash cash equivalents and federal funds sold 26.15%3.75B-0.62%2.71B-34.52%2.72B-23.80%2.82B-23.80%2.82B-9.93%2.97B-21.98%2.73B39.31%4.15B97.29%3.7B97.29%3.7B
-Cash and cash equivalents 37.85%3.25B-9.08%2.12B-43.53%2.09B-17.72%2.54B-17.72%2.54B-16.31%2.35B-22.58%2.33B48.46%3.69B116.96%3.09B116.96%3.09B
-Restricted cash and investments -18.66%500.1M49.13%592.1M38.70%630.44M-54.33%280.48M-54.33%280.48M27.25%614.79M-18.22%397.04M-7.19%454.52M35.55%614.11M35.55%614.11M
Receivables ------------245.89%587.5M245.89%587.5M------------33.69%169.85M33.69%169.85M
-Accounts receivable ------------245.89%587.5M245.89%587.5M------------33.69%169.85M33.69%169.85M
Prepaid assets ------------145.62%276.93M145.62%276.93M------------53.55%112.75M53.55%112.75M
Net loan 31.11%34.9B27.54%32.22B25.40%29.09B19.91%27.53B19.91%27.53B24.65%26.62B36.09%25.26B43.34%23.2B65.59%22.96B65.59%22.96B
-Gross loan 31.06%34.95B27.47%32.27B25.31%29.14B19.82%27.58B19.82%27.58B24.57%26.67B36.07%25.31B43.31%23.25B65.49%23.01B65.49%23.01B
-Allowance for loans and lease losses 4.57%50.63M-7.84%47.84M-13.53%44.37M-14.65%46.68M-14.65%46.68M-6.75%48.42M25.91%51.91M31.78%51.31M34.10%54.7M34.10%54.7M
Securities and investments 61.65%2.51B51.64%2.37B121.30%2.15B170.07%1.9B170.07%1.9B168.10%1.55B185.66%1.57B170.25%973.1M76.91%701.94M76.91%701.94M
-Available for sale securities 56.38%119.2M-11.19%108.22M-----54.40%91.65M-54.40%91.65M-62.38%76.22M-60.54%121.86M-61.80%134.59M-43.75%200.99M-43.75%200.99M
-Short term investments 61.92%2.39B56.94%2.27B156.82%2.15B260.13%1.8B260.13%1.8B291.91%1.48B503.21%1.44B10,782.62%838.51M1,170.39%500.94M1,170.39%500.94M
Long term equity investment ------------28.71%29.5M28.71%29.5M------------0.42%22.92M0.42%22.92M
Derivative assets ------------246.82%381.92M246.82%381.92M------------218.17%110.12M218.17%110.12M
Net PPE 33.01%466.05M31.04%431.97M25.06%394.44M20.40%369.09M20.40%369.09M18.65%350.38M15.31%329.64M14.95%315.41M14.71%306.54M14.71%306.54M
-Gross PPE 33.01%466.05M31.04%431.97M25.06%394.44M21.79%585.99M21.79%585.99M18.65%350.38M15.31%329.64M14.95%315.41M30.80%481.14M30.80%481.14M
-Accumulated depreciation -------------24.23%-216.91M-24.23%-216.91M-------------73.52%-174.6M-73.52%-174.6M
Goodwill and other intangible assets 1.01%2.02B0.78%2.03B4.10%2.06B4.92%2.03B4.92%2.03B4.22%2B-8.29%2.02B-9.48%1.98B-12.50%1.94B-12.50%1.94B
-Goodwill 0.00%1.39B0.00%1.39B0.00%1.39B0.00%1.39B0.00%1.39B0.00%1.39B-15.07%1.39B-14.14%1.39B-14.14%1.39B-14.14%1.39B
-Other intangible assets 3.32%631.37M2.53%638.53M13.82%669.54M17.52%639.92M17.52%639.92M15.31%611.09M11.66%622.78M3.86%588.25M-8.02%544.52M-8.02%544.52M
Other assets 86.28%1.64B81.79%1.34B93.42%1.33B12.71%62.19M12.71%62.19M67.65%882.72M58.07%737.49M47.53%686.72M-57.81%55.18M-57.81%55.18M
Total assets 31.74%45.29B25.95%41.11B20.58%37.75B20.54%36.25B20.54%36.25B22.89%34.38B27.70%32.64B39.43%31.31B58.22%30.07B58.22%30.07B
Liabilities
Total deposits 34.98%32.95B28.45%29.54B26.16%27.26B39.51%25.98B39.51%25.98B55.74%24.41B80.51%23B114.15%21.6B153.61%18.62B153.61%18.62B
Payables -------------16.97%132.78M-16.97%132.78M------------10.61%159.92M10.61%159.92M
-Accounts payable -------------16.97%132.78M-16.97%132.78M------------10.61%159.92M10.61%159.92M
Current accrued expenses ------------31.18%265.32M31.18%265.32M------------38.56%202.26M38.56%202.26M
Current debt and capital lease obligation 0.00%486M0.00%486M0.00%486M0.00%486M0.00%486M0.00%486M0.00%486M0.00%486M0.00%486M0.00%486M
-Current debt 0.00%486M0.00%486M0.00%486M0.00%486M0.00%486M0.00%486M0.00%486M0.00%486M0.00%486M0.00%486M
Long term debt and capital lease obligation -16.97%2.32B30.36%3.55B5.52%2.65B-44.26%2.72B-44.26%2.72B-52.44%2.8B-55.56%2.72B-56.41%2.52B-5.28%4.88B-5.28%4.88B
-Long term debt -17.31%2.23B31.89%3.46B6.28%2.56B-45.17%2.61B-45.17%2.61B-53.26%2.69B-56.38%2.62B-57.39%2.41B-5.22%4.75B-5.22%4.75B
-Long term capital lease obligation -7.94%93M-9.29%91.43M-11.77%93.14M-8.96%110.91M-8.96%110.91M-10.88%101.03M-12.52%100.8M-8.13%105.56M-7.32%121.82M-7.32%121.82M
Non current deferred liabilities -------------39.85%27.64M-39.85%27.64M-------------30.92%45.95M-30.92%45.95M
Derivative product liabilities -------------15.40%91.21M-15.40%91.21M------------1,065.37%107.81M1,065.37%107.81M
Other liabilities 33.50%759.61M26.32%676.29M21.69%674.39M28.15%26.46M28.15%26.46M0.45%569.02M-15.35%535.37M0.01%554.19M-84.84%20.65M-84.84%20.65M
Total liabilities 29.21%36.51B28.09%34.25B23.49%31.07B21.23%29.73B21.23%29.73B25.02%28.26B33.81%26.74B48.89%25.16B81.91%24.52B81.91%24.52B
Shareholders'equity
Share capital 11.11%120K4.72%111K-99.97%110K-99.97%109K-99.97%109K-99.97%108K-99.97%106K0.00%320.48M0.00%320.47M0.00%320.47M
-common stock 11.11%120K4.72%111K4.76%110K12.37%109K12.37%109K13.68%108K12.77%106K11.70%105K4.30%97K4.30%97K
-Preferred stock --------------0--0--0--00.00%320.37M0.00%320.37M0.00%320.37M
Paid-in capital 26.02%9.77B5.16%7.99B4.85%7.91B11.35%7.84B11.35%7.84B12.26%7.75B11.00%7.6B11.29%7.54B4.76%7.04B4.76%7.04B
Retained earnings 39.09%-997.83M33.06%-1.14B28.07%-1.23B27.64%-1.31B27.64%-1.31B11.56%-1.64B-7.15%-1.7B-11.59%-1.72B-20.00%-1.8B-20.00%-1.8B
Gains losses not affecting retained earnings 17.75%9.55M342.28%3.59M235.44%2.83M-591.89%-8.37M-591.89%-8.37M1,251.50%8.11M71.03%-1.48M67.07%-2.09M85.43%-1.21M85.43%-1.21M
Total stockholders'equity 43.43%8.78B16.25%6.86B8.66%6.68B17.46%6.53B17.46%6.53B13.91%6.12B5.80%5.9B10.65%6.15B0.48%5.55B0.48%5.55B
Total equity 43.43%8.78B16.25%6.86B8.66%6.68B17.46%6.53B17.46%6.53B13.91%6.12B5.80%5.9B10.65%6.15B0.48%5.55B0.48%5.55B
Currency Unit USDUSDUSDUSDUSDUSDUSDUSDUSDUSD
Accounting Standards US-GAAPUS-GAAPUS-GAAPUS-GAAPUS-GAAPUS-GAAPUS-GAAPUS-GAAPUS-GAAPUS-GAAP
Audit Opinions ------Unqualified Opinion--------Unqualified Opinion--
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