US Stock MarketDetailed Quotes

ERSTE BANK POLSKA SA UNSP ADS EACH REP 0.20 ORD SHS (BKZHY)

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34.450
+0.450+1.32%

15min DelayClose May 15 15:53 ET

17.60BMarket Cap11.08P/E (TTM)

Earnings

Revenue Breakdown

Financial Indicators

Income Statement

Balance Sheet

Cash Flow

ERSTE BANK POLSKA SA UNSP ADS EACH REP 0.20 ORD SHS (BKZHY) Income Statement

Quarterly+Annual

YOY

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(Q1)Mar 31, 2026

(FY)Dec 31, 2025

(Q4)Dec 31, 2025

(Q3)Sep 30, 2025

(Q2)Jun 30, 2025

(Q1)Mar 31, 2025

(FY)Dec 31, 2024

(Q4)Dec 31, 2024

(Q3)Sep 30, 2024

(Q2)Jun 30, 2024

Total revenue

1.07%3.99B

4.33%15.97B

1.41%4.01B

1.23%3.99B

10.28%4.05B

-4.73%3.95B

-4.05%15.31B

-4.58%3.96B

-6.37%3.95B

-4.86%3.67B

Net interest income

-3.57%3.06B

3.52%12.7B

-1.51%3.15B

1.22%3.2B

9.77%3.18B

-6.24%3.18B

-6.45%12.27B

-6.58%3.2B

-7.04%3.16B

-9.53%2.9B

-Net interest income

-8.45%3.97B

3.25%17.17B

-4.11%4.17B

2.80%4.27B

10.74%4.39B

-6.64%4.34B

-9.68%16.63B

-7.83%4.35B

-13.51%4.16B

-12.86%3.96B

-Total interest expense

-21.81%908.25M

2.47%4.47B

-11.36%1.02B

-2.01%1.08B

13.38%1.21B

-7.71%1.16B

-17.68%4.36B

-11.14%1.15B

-22.02%1.1B

-20.78%1.07B

Non interest income

20.09%929.24M

7.60%3.27B

13.82%859.73M

1.26%799.17M

12.17%873.19M

2.03%773.77M

7.04%3.04B

4.98%755.33M

-3.60%789.25M

17.71%778.46M

-Total premiums earned

30.49%1.31M

-18.87%5.04M

----

-6.17%1.31M

-40.67%1.44M

-17.46%1.01M

56.07%6.21M

124.12%1.16M

-54.81%1.39M

-9.95%2.43M

-Fees and commissions

6.33%778.88M

5.47%2.97B

7.78%751.83M

3.32%730.23M

7.46%748.15M

-0.36%732.53M

2.15%2.81B

-3.44%697.58M

3.21%706.74M

2.08%696.21M

-Dividend income

1,100.00%24K

1.49%15.9M

-98.91%37K

1,480.19%3.35M

3.83%12.51M

-92.86%2K

36.59%15.67M

6,290.57%3.39M

-85.64%212K

23.26%12.05M

Credit losses provision

Non interest expense

Selling and administrative expenses

98.68%85.1M

20.91%1.12B

----

8.44%51.43M

-11.81%221.67M

-89.69%42.83M

-7.08%926.82M

69.92%1.46B

-7.75%47.43M

39.49%251.37M

-General and administrative expense

161.94%32.32M

25.54%977.35M

----

15.33%13.37M

-15.87%178.91M

-96.70%12.34M

-2.83%778.51M

----

158.99%11.59M

51.91%212.66M

-Selling and marketing expense

73.07%52.77M

-3.38%143.29M

----

6.21%38.06M

10.50%42.76M

-26.77%30.49M

-24.42%148.31M

4.78%75.47M

-23.65%35.84M

-3.75%38.7M

-Depreciation and amortization

-11.13%127.66M

10.47%598.73M

14.40%159.3M

10.20%150.59M

9.58%145.19M

-6.04%143.65M

-4.83%541.99M

-7.03%139.24M

-5.05%136.65M

-6.38%132.5M

Income from associates and other participating interests

-9.06%26.24M

11.89%114.46M

-5.42%28.75M

46.95%27.69M

1.36%29.17M

18.80%28.86M

5.53%102.3M

50.77%30.39M

-23.36%18.84M

6.12%28.77M

Special income (charges)

-145.61%-11.21M

22.76%-42.48M

73.10%-477K

-328.05%-8.52M

64.90%-4.57M

-100.70%-55M

-277.63%-68.51M

94.47%-1.77M

117.04%3.74M

Less:Restructuring and mergern&acquisition

----

--0

----

Less:Impairment of capital assets

7.02%488K

-67.62%5.03M

----

--0

-75.02%305K

-77.91%456K

186.17%15.54M

630.85%12.77M

--0

-43.02%1.22M

Less:Other special charges

160.99%10.72M

-5.10%37.45M

----

-73.10%477K

265.73%8.22M

-62.44%4.11M

23.08%39.46M

284.40%55.74M

-94.39%1.77M

-125.58%-4.96M

Other non-operating income (expenses)

Income before tax

-18.00%1.82B

14.18%8.26B

25.48%1.82B

-3.47%2.32B

40.66%1.91B

5.63%2.21B

5.61%7.23B

-4.13%1.45B

13.08%2.4B

-12.94%1.35B

Income tax

48.82%766.35M

-8.82%1.73B

-52.68%231.41M

-3.56%486.88M

15.12%493.53M

3.18%514.96M

-0.44%1.89B

-3.45%489.08M

-7.69%504.85M

4.68%428.7M

Earnings from equity interest net of tax

Net income

-41.40%1.05B

28.98%6.76B

113.63%1.95B

-1.57%1.97B

43.54%1.06B

12.11%1.79B

6.00%5.24B

-9.32%913.03M

26.66%2B

-35.80%736.12M

Net Income continuous operations

-38.25%1.05B

22.34%6.53B

65.22%1.59B

-3.44%1.83B

52.49%1.41B

6.39%1.7B

7.93%5.34B

-4.47%961.82M

20.28%1.9B

-19.23%926.12M

Net income discontinuous operations

--0

342.58%231.73M

840.51%361.35M

33.79%134.62M

-87.15%-355.58M

--91.34M

---95.53M

---48.8M

--100.62M

---189.99M

Minority interest income

-61.83%21.91M

792.01%286.03M

30,557.88%112.09M

33.40%77.88M

165.79%38.67M

74.83%57.4M

-72.53%32.07M

-101.38%-368K

19.75%58.38M

-457.84%-58.78M

Net income attributable to the parent company

-40.72%1.03B

24.29%6.48B

101.27%1.84B

-2.62%1.89B

28.06%1.02B

10.79%1.73B

7.90%5.21B

-6.81%913.4M

26.88%1.94B

-29.67%794.9M

Preferred stock dividends

Other preferred stock dividend

Net income attributable to common stockholders

-40.72%1.03B

24.29%6.48B

101.27%1.84B

-2.62%1.89B

28.06%1.02B

10.79%1.73B

7.90%5.21B

-6.81%913.4M

26.88%1.94B

-29.67%794.9M

Basic earnings per share

-40.68%2.012

24.29%12.68

101.23%3.598

-2.63%3.696

43.61%2.068

10.78%3.392

7.89%10.202

-6.88%1.788

26.87%3.796

-34.90%1.44

Diluted earnings per share

-40.68%2.012

24.29%12.68

101.23%3.598

-2.63%3.696

43.61%2.068

10.78%3.392

7.89%10.202

-6.88%1.788

26.87%3.796

-34.90%1.44

Dividend per share

2.30%9.1667

90.40%8.9605

8.9605

Currency Unit

PLN

	(Q1)Mar 31, 2026	(FY)Dec 31, 2025	(Q4)Dec 31, 2025	(Q3)Sep 30, 2025	(Q2)Jun 30, 2025	(Q1)Mar 31, 2025	(FY)Dec 31, 2024	(Q4)Dec 31, 2024	(Q3)Sep 30, 2024	(Q2)Jun 30, 2024
Total revenue	1.07%3.99B	4.33%15.97B	1.41%4.01B	1.23%3.99B	10.28%4.05B	-4.73%3.95B	-4.05%15.31B	-4.58%3.96B	-6.37%3.95B	-4.86%3.67B
Net interest income	-3.57%3.06B	3.52%12.7B	-1.51%3.15B	1.22%3.2B	9.77%3.18B	-6.24%3.18B	-6.45%12.27B	-6.58%3.2B	-7.04%3.16B	-9.53%2.9B
-Net interest income	-8.45%3.97B	3.25%17.17B	-4.11%4.17B	2.80%4.27B	10.74%4.39B	-6.64%4.34B	-9.68%16.63B	-7.83%4.35B	-13.51%4.16B	-12.86%3.96B
-Total interest expense	-21.81%908.25M	2.47%4.47B	-11.36%1.02B	-2.01%1.08B	13.38%1.21B	-7.71%1.16B	-17.68%4.36B	-11.14%1.15B	-22.02%1.1B	-20.78%1.07B
Non interest income	20.09%929.24M	7.60%3.27B	13.82%859.73M	1.26%799.17M	12.17%873.19M	2.03%773.77M	7.04%3.04B	4.98%755.33M	-3.60%789.25M	17.71%778.46M
-Total premiums earned	30.49%1.31M	-18.87%5.04M	----	-6.17%1.31M	-40.67%1.44M	-17.46%1.01M	56.07%6.21M	124.12%1.16M	-54.81%1.39M	-9.95%2.43M
-Fees and commissions	6.33%778.88M	5.47%2.97B	7.78%751.83M	3.32%730.23M	7.46%748.15M	-0.36%732.53M	2.15%2.81B	-3.44%697.58M	3.21%706.74M	2.08%696.21M
-Dividend income	1,100.00%24K	1.49%15.9M	-98.91%37K	1,480.19%3.35M	3.83%12.51M	-92.86%2K	36.59%15.67M	6,290.57%3.39M	-85.64%212K	23.26%12.05M
Credit losses provision
Non interest expense
Selling and administrative expenses	98.68%85.1M	20.91%1.12B	----	8.44%51.43M	-11.81%221.67M	-89.69%42.83M	-7.08%926.82M	69.92%1.46B	-7.75%47.43M	39.49%251.37M
-General and administrative expense	161.94%32.32M	25.54%977.35M	----	15.33%13.37M	-15.87%178.91M	-96.70%12.34M	-2.83%778.51M	----	158.99%11.59M	51.91%212.66M
-Selling and marketing expense	73.07%52.77M	-3.38%143.29M	----	6.21%38.06M	10.50%42.76M	-26.77%30.49M	-24.42%148.31M	4.78%75.47M	-23.65%35.84M	-3.75%38.7M
-Depreciation and amortization	-11.13%127.66M	10.47%598.73M	14.40%159.3M	10.20%150.59M	9.58%145.19M	-6.04%143.65M	-4.83%541.99M	-7.03%139.24M	-5.05%136.65M	-6.38%132.5M
Income from associates and other participating interests	-9.06%26.24M	11.89%114.46M	-5.42%28.75M	46.95%27.69M	1.36%29.17M	18.80%28.86M	5.53%102.3M	50.77%30.39M	-23.36%18.84M	6.12%28.77M
Special income (charges)	-145.61%-11.21M	22.76%-42.48M		73.10%-477K	-328.05%-8.52M	64.90%-4.57M	-100.70%-55M	-277.63%-68.51M	94.47%-1.77M	117.04%3.74M
Less:Restructuring and mergern&acquisition	----	----	----	----	----	----	--0	----	----	----
Less:Impairment of capital assets	7.02%488K	-67.62%5.03M	----	--0	-75.02%305K	-77.91%456K	186.17%15.54M	630.85%12.77M	--0	-43.02%1.22M
Less:Other special charges	160.99%10.72M	-5.10%37.45M	----	-73.10%477K	265.73%8.22M	-62.44%4.11M	23.08%39.46M	284.40%55.74M	-94.39%1.77M	-125.58%-4.96M
Other non-operating income (expenses)
Income before tax	-18.00%1.82B	14.18%8.26B	25.48%1.82B	-3.47%2.32B	40.66%1.91B	5.63%2.21B	5.61%7.23B	-4.13%1.45B	13.08%2.4B	-12.94%1.35B
Income tax	48.82%766.35M	-8.82%1.73B	-52.68%231.41M	-3.56%486.88M	15.12%493.53M	3.18%514.96M	-0.44%1.89B	-3.45%489.08M	-7.69%504.85M	4.68%428.7M
Earnings from equity interest net of tax
Net income	-41.40%1.05B	28.98%6.76B	113.63%1.95B	-1.57%1.97B	43.54%1.06B	12.11%1.79B	6.00%5.24B	-9.32%913.03M	26.66%2B	-35.80%736.12M
Net Income continuous operations	-38.25%1.05B	22.34%6.53B	65.22%1.59B	-3.44%1.83B	52.49%1.41B	6.39%1.7B	7.93%5.34B	-4.47%961.82M	20.28%1.9B	-19.23%926.12M
Net income discontinuous operations	--0	342.58%231.73M	840.51%361.35M	33.79%134.62M	-87.15%-355.58M	--91.34M	---95.53M	---48.8M	--100.62M	---189.99M
Minority interest income	-61.83%21.91M	792.01%286.03M	30,557.88%112.09M	33.40%77.88M	165.79%38.67M	74.83%57.4M	-72.53%32.07M	-101.38%-368K	19.75%58.38M	-457.84%-58.78M
Net income attributable to the parent company	-40.72%1.03B	24.29%6.48B	101.27%1.84B	-2.62%1.89B	28.06%1.02B	10.79%1.73B	7.90%5.21B	-6.81%913.4M	26.88%1.94B	-29.67%794.9M
Preferred stock dividends
Other preferred stock dividend
Net income attributable to common stockholders	-40.72%1.03B	24.29%6.48B	101.27%1.84B	-2.62%1.89B	28.06%1.02B	10.79%1.73B	7.90%5.21B	-6.81%913.4M	26.88%1.94B	-29.67%794.9M
Basic earnings per share	-40.68%2.012	24.29%12.68	101.23%3.598	-2.63%3.696	43.61%2.068	10.78%3.392	7.89%10.202	-6.88%1.788	26.87%3.796	-34.90%1.44
Diluted earnings per share	-40.68%2.012	24.29%12.68	101.23%3.598	-2.63%3.696	43.61%2.068	10.78%3.392	7.89%10.202	-6.88%1.788	26.87%3.796	-34.90%1.44
Dividend per share	0	2.30%9.1667	0	0	2.30%9.1667	0	90.40%8.9605	0	0	8.9605
Currency Unit	PLN	PLN	PLN	PLN	PLN	PLN	PLN	PLN	PLN	PLN

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