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Finward Bancorp (FNWD)

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  • 34.780
  • +0.120+0.35%
Close Apr 17 16:00 ET
  • 34.780
  • 0.0000.00%
Post 16:10 ET
150.61MMarket Cap18.50P/E (TTM)

Finward Bancorp (FNWD) Income Statement

Quarterly+Annual
YOY yoy
Hide blank lines yoy
(FY)Dec 31, 2025
(Q4)Dec 31, 2025
(Q3)Sep 30, 2025
(Q2)Jun 30, 2025
(Q1)Mar 31, 2025
(FY)Dec 31, 2024
(Q4)Dec 31, 2024
(Q3)Sep 30, 2024
(Q2)Jun 30, 2024
(Q1)Mar 31, 2024
Total revenue
-7.11%66.04M
1.08%16.52M
16.69%17.36M
13.68%16.63M
-38.46%15.54M
8.87%71.09M
5.75%16.34M
-4.23%14.87M
-14.19%14.63M
46.19%25.26M
Net interest income
17.12%56.74M
19.31%15.04M
20.30%14.44M
15.69%13.95M
13.01%13.31M
-11.20%48.45M
-0.85%12.61M
-8.58%12.01M
-14.14%12.05M
-19.69%11.78M
-Net interest income
2.90%91.76M
3.62%23.41M
3.86%23.34M
2.45%22.67M
1.62%22.34M
3.96%89.18M
1.52%22.6M
3.19%22.47M
2.38%22.13M
9.18%21.98M
-Interest income from loans and lease
3.64%80.34M
3.50%20.5M
2.98%20.25M
3.99%19.94M
4.11%19.66M
3.68%77.52M
2.70%19.8M
2.60%19.66M
2.57%19.17M
7.11%18.88M
-Interest income from deposits
2.73%3.05M
----
----
----
----
60.73%2.97M
----
----
----
----
-Interest income from securities
-3.73%8.34M
-6.14%2M
-2.20%2.09M
-1.63%2.11M
-4.90%2.13M
-5.03%8.66M
-5.78%2.13M
-4.81%2.14M
-6.95%2.14M
-2.61%2.24M
-Other interest income
----
----
48.81%1M
-23.21%622K
-35.85%553K
----
----
81.67%674K
31.49%810K
316.43%862K
-Total interest expense
-14.02%35.02M
-16.20%8.37M
-14.99%8.9M
-13.38%8.73M
-11.52%9.03M
30.43%40.73M
4.69%9.99M
21.06%10.47M
32.99%10.07M
86.61%10.2M
-Interest expense for deposit
-10.63%31.43M
-13.70%7.61M
-10.62%8M
-9.64%7.78M
-8.52%8.05M
38.23%35.16M
7.73%8.81M
26.61%8.95M
41.03%8.61M
115.17%8.79M
-Interest expense for long term debt and capital securities
-45.48%2.16M
-42.95%445K
-53.09%509K
-45.96%575K
-38.94%635K
-11.72%3.97M
-18.67%780K
-4.66%1.09M
-6.58%1.06M
-17.46%1.04M
Non interest income
-58.94%9.3M
-60.52%1.47M
1.60%2.91M
4.28%2.68M
-83.46%2.23M
110.75%22.65M
36.42%3.73M
19.61%2.87M
-14.40%2.57M
416.68%13.48M
-Total premiums earned
69.83%1.38M
271.78%751K
2.44%210K
3.77%220K
2.59%198K
6.01%812K
4.66%202K
6.22%205K
5.47%212K
7.82%193K
-Fees and commissions
-0.58%8.12M
-1.06%2.14M
1.28%2.22M
0.30%2.03M
-3.25%1.73M
-4.01%8.17M
-0.55%2.17M
12.74%2.19M
-17.82%2.02M
-7.22%1.79M
-Other non interest income
-25.61%122K
-2,020.00%-192K
91.54%249K
883.33%59K
-64.71%6K
-6.82%164K
103.77%10K
103.13%130K
-95.59%6K
-92.95%17K
-Gain loss on sale of assets
-102.39%-323K
-190.98%-1.23M
-31.36%232K
12.84%378K
-97.41%297K
941.98%13.5M
115.29%1.35M
74.23%338K
58.77%335K
4,264.64%11.48M
Credit losses provision
-59.24%205K
-85.49%84K
301K
460.53%274K
-454K
124.84%503K
174.33%579K
0
85.21%-76K
0
Non interest expense
-0.01%58.14M
3.75%14.78M
-2.60%14.1M
2.56%14.79M
-3.55%14.47M
5.27%58.14M
5.41%14.25M
7.27%14.47M
3.02%14.42M
5.46%15M
Occupancy and equipment
-1.08%8.16M
3.23%2.11M
-8.12%2M
-8.55%1.94M
10.23%2.11M
29.27%8.25M
37.80%2.05M
34.80%2.18M
29.34%2.12M
13.31%1.92M
Professional expense and contract services expense
-21.81%4.23M
-32.44%906K
-24.46%945K
-11.30%1.12M
-19.08%1.26M
26.31%5.41M
-5.63%1.34M
16.16%1.25M
--1.26M
--1.56M
Selling and administrative expenses
5.83%32.1M
12.53%8.22M
4.98%7.99M
4.60%8M
1.58%7.89M
-0.56%30.33M
4.76%7.31M
2.27%7.61M
-2.34%7.65M
-5.93%7.77M
-General and administrative expense
6.03%31.31M
12.77%7.99M
4.47%7.73M
4.71%7.78M
2.56%7.81M
-0.44%29.53M
4.47%7.09M
2.71%7.4M
-3.08%7.43M
-4.91%7.61M
-Selling and marketing expense
-1.50%787K
4.55%230K
22.97%257K
0.94%214K
-45.57%86K
-4.88%799K
15.18%220K
-11.06%209K
33.33%212K
-38.04%158K
Other non-interest expense
-3.58%13.65M
-0.34%3.54M
-7.95%3.16M
10.01%3.74M
-14.72%3.21M
0.63%14.16M
-2.25%3.56M
2.23%3.44M
-24.99%3.4M
-12.04%3.76M
Income from associates and other participating interests
Special income (charges)
Other non-operating income (expenses)
Income before tax
-39.73%8.11M
-31.91%1.82M
792.23%3.56M
1,479.10%2.12M
-93.99%616K
67.25%13.46M
131.17%2.67M
-77.75%399K
-94.72%134K
300.27%10.25M
Income tax
-98.26%23K
-129.17%-166K
130.43%63K
-288.89%-35K
-83.44%161K
495.52%1.33M
259.83%569K
47.99%-207K
-109.18%-9K
202.80%972K
Earnings from equity interest net of tax
Net income
-33.33%8.09M
-5.57%1.98M
477.06%3.5M
1,404.20%2.15M
-95.10%455K
44.75%12.13M
39.05%2.1M
-72.34%606K
-94.13%143K
314.24%9.28M
Net Income continuous operations
-33.33%8.09M
-5.57%1.98M
477.06%3.5M
1,404.20%2.15M
-95.10%455K
44.75%12.13M
39.05%2.1M
-72.34%606K
-94.13%143K
314.24%9.28M
Minority interest income
Net income attributable to the parent company
-33.33%8.09M
-5.57%1.98M
477.06%3.5M
1,404.20%2.15M
-95.10%455K
44.75%12.13M
39.05%2.1M
-72.34%606K
-94.13%143K
314.24%9.28M
Preferred stock dividends
Other preferred stock dividend
Net income attributable to common stockholders
-33.33%8.09M
-5.57%1.98M
477.06%3.5M
1,404.20%2.15M
-95.10%455K
44.75%12.13M
39.05%2.1M
-72.34%606K
-94.13%143K
314.24%9.28M
Basic earnings per share
-33.68%1.89
-8.00%0.46
485.71%0.82
1,566.67%0.5
-94.95%0.11
45.41%2.85
38.89%0.5
-73.08%0.14
-94.74%0.03
319.23%2.18
Diluted earnings per share
-33.80%1.88
-6.12%0.46
478.57%0.81
1,566.67%0.5
-94.93%0.11
44.90%2.84
40.00%0.49
-72.55%0.14
-94.74%0.03
325.49%2.17
Dividend per share
0.00%0.48
0.00%0.12
0.00%0.12
0.00%0.12
0.00%0.12
-48.39%0.48
0.12
-61.29%0.12
-61.29%0.12
-61.29%0.12
Currency Unit
USD
USD
USD
USD
USD
USD
USD
USD
USD
USD
Accounting Standards
US-GAAP
US-GAAP
US-GAAP
US-GAAP
US-GAAP
US-GAAP
US-GAAP
US-GAAP
US-GAAP
US-GAAP
Audit Opinions
Unqualified Opinion
--
--
--
--
Unqualified Opinion with Explanatory Notes
--
--
--
--
(FY)Dec 31, 2025(Q4)Dec 31, 2025(Q3)Sep 30, 2025(Q2)Jun 30, 2025(Q1)Mar 31, 2025(FY)Dec 31, 2024(Q4)Dec 31, 2024(Q3)Sep 30, 2024(Q2)Jun 30, 2024(Q1)Mar 31, 2024
Total revenue -7.11%66.04M1.08%16.52M16.69%17.36M13.68%16.63M-38.46%15.54M8.87%71.09M5.75%16.34M-4.23%14.87M-14.19%14.63M46.19%25.26M
Net interest income 17.12%56.74M19.31%15.04M20.30%14.44M15.69%13.95M13.01%13.31M-11.20%48.45M-0.85%12.61M-8.58%12.01M-14.14%12.05M-19.69%11.78M
-Net interest income 2.90%91.76M3.62%23.41M3.86%23.34M2.45%22.67M1.62%22.34M3.96%89.18M1.52%22.6M3.19%22.47M2.38%22.13M9.18%21.98M
-Interest income from loans and lease 3.64%80.34M3.50%20.5M2.98%20.25M3.99%19.94M4.11%19.66M3.68%77.52M2.70%19.8M2.60%19.66M2.57%19.17M7.11%18.88M
-Interest income from deposits 2.73%3.05M----------------60.73%2.97M----------------
-Interest income from securities -3.73%8.34M-6.14%2M-2.20%2.09M-1.63%2.11M-4.90%2.13M-5.03%8.66M-5.78%2.13M-4.81%2.14M-6.95%2.14M-2.61%2.24M
-Other interest income --------48.81%1M-23.21%622K-35.85%553K--------81.67%674K31.49%810K316.43%862K
-Total interest expense -14.02%35.02M-16.20%8.37M-14.99%8.9M-13.38%8.73M-11.52%9.03M30.43%40.73M4.69%9.99M21.06%10.47M32.99%10.07M86.61%10.2M
-Interest expense for deposit -10.63%31.43M-13.70%7.61M-10.62%8M-9.64%7.78M-8.52%8.05M38.23%35.16M7.73%8.81M26.61%8.95M41.03%8.61M115.17%8.79M
-Interest expense for long term debt and capital securities -45.48%2.16M-42.95%445K-53.09%509K-45.96%575K-38.94%635K-11.72%3.97M-18.67%780K-4.66%1.09M-6.58%1.06M-17.46%1.04M
Non interest income -58.94%9.3M-60.52%1.47M1.60%2.91M4.28%2.68M-83.46%2.23M110.75%22.65M36.42%3.73M19.61%2.87M-14.40%2.57M416.68%13.48M
-Total premiums earned 69.83%1.38M271.78%751K2.44%210K3.77%220K2.59%198K6.01%812K4.66%202K6.22%205K5.47%212K7.82%193K
-Fees and commissions -0.58%8.12M-1.06%2.14M1.28%2.22M0.30%2.03M-3.25%1.73M-4.01%8.17M-0.55%2.17M12.74%2.19M-17.82%2.02M-7.22%1.79M
-Other non interest income -25.61%122K-2,020.00%-192K91.54%249K883.33%59K-64.71%6K-6.82%164K103.77%10K103.13%130K-95.59%6K-92.95%17K
-Gain loss on sale of assets -102.39%-323K-190.98%-1.23M-31.36%232K12.84%378K-97.41%297K941.98%13.5M115.29%1.35M74.23%338K58.77%335K4,264.64%11.48M
Credit losses provision -59.24%205K-85.49%84K301K460.53%274K-454K124.84%503K174.33%579K085.21%-76K0
Non interest expense -0.01%58.14M3.75%14.78M-2.60%14.1M2.56%14.79M-3.55%14.47M5.27%58.14M5.41%14.25M7.27%14.47M3.02%14.42M5.46%15M
Occupancy and equipment -1.08%8.16M3.23%2.11M-8.12%2M-8.55%1.94M10.23%2.11M29.27%8.25M37.80%2.05M34.80%2.18M29.34%2.12M13.31%1.92M
Professional expense and contract services expense -21.81%4.23M-32.44%906K-24.46%945K-11.30%1.12M-19.08%1.26M26.31%5.41M-5.63%1.34M16.16%1.25M--1.26M--1.56M
Selling and administrative expenses 5.83%32.1M12.53%8.22M4.98%7.99M4.60%8M1.58%7.89M-0.56%30.33M4.76%7.31M2.27%7.61M-2.34%7.65M-5.93%7.77M
-General and administrative expense 6.03%31.31M12.77%7.99M4.47%7.73M4.71%7.78M2.56%7.81M-0.44%29.53M4.47%7.09M2.71%7.4M-3.08%7.43M-4.91%7.61M
-Selling and marketing expense -1.50%787K4.55%230K22.97%257K0.94%214K-45.57%86K-4.88%799K15.18%220K-11.06%209K33.33%212K-38.04%158K
Other non-interest expense -3.58%13.65M-0.34%3.54M-7.95%3.16M10.01%3.74M-14.72%3.21M0.63%14.16M-2.25%3.56M2.23%3.44M-24.99%3.4M-12.04%3.76M
Income from associates and other participating interests
Special income (charges)
Other non-operating income (expenses)
Income before tax -39.73%8.11M-31.91%1.82M792.23%3.56M1,479.10%2.12M-93.99%616K67.25%13.46M131.17%2.67M-77.75%399K-94.72%134K300.27%10.25M
Income tax -98.26%23K-129.17%-166K130.43%63K-288.89%-35K-83.44%161K495.52%1.33M259.83%569K47.99%-207K-109.18%-9K202.80%972K
Earnings from equity interest net of tax
Net income -33.33%8.09M-5.57%1.98M477.06%3.5M1,404.20%2.15M-95.10%455K44.75%12.13M39.05%2.1M-72.34%606K-94.13%143K314.24%9.28M
Net Income continuous operations -33.33%8.09M-5.57%1.98M477.06%3.5M1,404.20%2.15M-95.10%455K44.75%12.13M39.05%2.1M-72.34%606K-94.13%143K314.24%9.28M
Minority interest income
Net income attributable to the parent company -33.33%8.09M-5.57%1.98M477.06%3.5M1,404.20%2.15M-95.10%455K44.75%12.13M39.05%2.1M-72.34%606K-94.13%143K314.24%9.28M
Preferred stock dividends
Other preferred stock dividend
Net income attributable to common stockholders -33.33%8.09M-5.57%1.98M477.06%3.5M1,404.20%2.15M-95.10%455K44.75%12.13M39.05%2.1M-72.34%606K-94.13%143K314.24%9.28M
Basic earnings per share -33.68%1.89-8.00%0.46485.71%0.821,566.67%0.5-94.95%0.1145.41%2.8538.89%0.5-73.08%0.14-94.74%0.03319.23%2.18
Diluted earnings per share -33.80%1.88-6.12%0.46478.57%0.811,566.67%0.5-94.93%0.1144.90%2.8440.00%0.49-72.55%0.14-94.74%0.03325.49%2.17
Dividend per share 0.00%0.480.00%0.120.00%0.120.00%0.120.00%0.12-48.39%0.480.12-61.29%0.12-61.29%0.12-61.29%0.12
Currency Unit USDUSDUSDUSDUSDUSDUSDUSDUSDUSD
Accounting Standards US-GAAPUS-GAAPUS-GAAPUS-GAAPUS-GAAPUS-GAAPUS-GAAPUS-GAAPUS-GAAPUS-GAAP
Audit Opinions Unqualified Opinion--------Unqualified Opinion with Explanatory Notes--------
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