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NBT Bancorp (NBTB)

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  • 45.470
  • +0.280+0.62%
Close Jan 22 16:00 ET
  • 45.470
  • 0.0000.00%
Post 16:20 ET
2.38BMarket Cap15.06P/E (TTM)

NBT Bancorp (NBTB) Balance Sheet

Quarterly+Annual
YOY yoy
Hide blank lines yoy
(Q3)Sep 30, 2025
(Q2)Jun 30, 2025
(Q1)Mar 31, 2025
(FY)Dec 31, 2024
(Q4)Dec 31, 2024
(Q3)Sep 30, 2024
(Q2)Jun 30, 2024
(Q1)Mar 31, 2024
(FY)Dec 31, 2023
(Q4)Dec 31, 2023
Assets
Cash cash equivalents and federal funds sold
32.70%640.24M
160.97%541.56M
-20.37%254.08M
38.44%284.06M
38.44%284.06M
-28.28%482.46M
2.79%207.52M
38.86%319.09M
3.97%205.19M
3.97%205.19M
-Cash and cash equivalents
32.70%640.24M
160.97%541.56M
-20.37%254.08M
38.44%284.06M
38.44%284.06M
-28.28%482.46M
2.79%207.52M
38.86%319.09M
3.97%205.19M
3.97%205.19M
Net loan
17.04%11.46B
17.99%11.49B
3.14%9.88B
3.40%9.86B
3.40%9.86B
2.45%9.79B
17.89%9.74B
17.29%9.58B
18.51%9.54B
18.51%9.54B
-Gross loan
17.04%11.6B
17.97%11.63B
3.12%9.99B
3.37%9.98B
3.37%9.98B
2.47%9.91B
17.91%9.86B
17.26%9.69B
18.44%9.65B
18.44%9.65B
-Allowance for loans and lease losses
16.32%139M
16.35%140.2M
1.47%117M
1.40%116M
1.40%116M
4.27%119.5M
20.02%120.5M
15.01%115.3M
13.49%114.4M
13.49%114.4M
Securities and investments
9.48%2.63B
9.64%2.59B
9.97%2.58B
3.63%2.46B
3.63%2.46B
2.43%2.41B
-1.76%2.36B
-4.19%2.35B
-4.19%2.37B
-4.19%2.37B
-Available for sale securities
4,146.24%1.78B
4,106.87%1.69B
4,114.53%1.66B
4,097.81%1.58B
4,097.81%1.58B
17.90%41.97M
18.28%40.09M
20.31%39.47M
22.11%37.59M
22.11%37.59M
-Held to maturity securities
-19.74%686.15M
-18.43%716.92M
-17.51%734.89M
-17.64%745.59M
-17.64%745.59M
-6.51%854.94M
-3.72%878.91M
-1.76%890.86M
-1.55%905.27M
-1.55%905.27M
-Short term investments
-89.01%165.81M
-87.33%182.43M
-86.98%184.71M
-90.47%136.37M
-90.47%136.37M
7.88%1.51B
-1.00%1.44B
-6.19%1.42B
-6.31%1.43B
-6.31%1.43B
Federal home loan bank stock
18.33%44.65M
6.52%40.81M
-13.98%32.12M
-25.96%33.96M
-25.96%33.96M
-25.04%37.73M
-27.81%38.31M
-17.66%37.34M
2.57%45.86M
2.57%45.86M
Bank owned life insurance
17.15%317.68M
18.08%318M
1.59%271.72M
2.61%272.66M
2.61%272.66M
2.51%271.18M
15.39%269.31M
15.04%267.48M
14.34%265.73M
14.34%265.73M
Net PPE
23.13%98.67M
21.70%95.79M
1.69%81.6M
0.20%80.84M
0.20%80.84M
-3.26%80.13M
17.84%78.71M
18.23%80.24M
16.84%80.68M
16.84%80.68M
-Gross PPE
----
----
----
4.01%253.25M
4.01%253.25M
----
----
----
28.28%243.49M
28.28%243.49M
-Accumulated depreciation
----
----
----
-5.89%-172.41M
-5.89%-172.41M
----
----
----
-34.82%-162.82M
-34.82%-162.82M
Goodwill and other intangible assets
29.47%515.09M
30.06%518.52M
-0.97%396.91M
-0.81%399.02M
-0.81%399.02M
-1.21%397.85M
38.58%398.69M
39.10%400.82M
39.42%402.29M
39.42%402.29M
-Goodwill
25.43%454.07M
25.49%454.07M
0.22%362.66M
0.22%362.66M
0.22%362.66M
0.51%362.01M
28.68%361.85M
28.68%361.85M
28.68%361.85M
28.68%361.85M
-Other intangible assets
70.24%61.02M
74.96%64.45M
-12.11%34.25M
-10.10%36.36M
-10.10%36.36M
-15.81%35.84M
466.95%36.84M
460.29%38.97M
450.92%40.44M
450.92%40.44M
Other assets
7.84%401.92M
2.95%426.1M
-10.15%367.85M
-0.85%392.52M
-0.85%392.52M
-16.90%372.69M
6.85%413.9M
13.83%409.39M
4.24%395.89M
4.24%395.89M
Total assets
16.42%16.11B
18.61%16.01B
3.16%13.86B
3.59%13.79B
3.59%13.79B
0.09%13.84B
13.55%13.5B
13.51%13.44B
13.37%13.31B
13.37%13.31B
Liabilities
Total deposits
17.89%13.66B
19.91%13.52B
4.58%11.71B
5.27%11.55B
5.27%11.55B
1.64%11.59B
18.27%11.27B
15.64%11.2B
15.51%10.97B
15.51%10.97B
Federal funds purchased and securities sold under agreement to repurchase
32.17%138.73M
2.05%112.97M
--85.6M
56.90%146.94M
56.90%146.94M
--104.96M
--110.7M
----
8.88%93.65M
8.88%93.65M
Current debt and capital lease obligation
--0
--0
--0
-94.54%16M
-94.54%16M
-79.60%100M
-82.53%114M
-43.79%267.13M
-41.28%293M
-41.28%293M
-Current debt
--0
--0
--0
-94.54%16M
-94.54%16M
-79.60%100M
-82.53%114M
-43.79%267.13M
-41.28%293M
-41.28%293M
Long term debt and capital lease obligation
-28.24%180.63M
18.71%298.41M
-9.43%227.38M
0.52%252.04M
0.52%252.04M
0.51%251.71M
10.20%251.38M
10.10%251.06M
23.55%250.74M
23.55%250.74M
-Long term debt
-28.24%180.63M
18.71%298.41M
-9.43%227.38M
0.52%252.04M
0.52%252.04M
0.51%251.71M
10.20%251.38M
10.10%251.06M
23.55%250.74M
23.55%250.74M
Other liabilities
2.40%279.16M
-3.22%283.01M
-2.57%276.99M
7.88%298.78M
7.88%298.78M
-15.53%272.63M
8.48%292.41M
16.70%284.31M
-1.74%276.97M
-1.74%276.97M
Total liabilities
15.77%14.26B
18.02%14.21B
2.51%12.3B
3.17%12.26B
3.17%12.26B
-1.18%12.32B
12.73%12.04B
12.89%12B
12.47%11.88B
12.47%11.88B
Shareholders'equity
Share capital
9.44%591K
9.44%591K
0.00%540K
0.00%540K
0.00%540K
0.00%540K
8.65%540K
8.65%540K
8.65%540K
8.65%540K
-common stock
9.44%591K
9.44%591K
0.00%540K
0.00%540K
0.00%540K
0.00%540K
8.65%540K
8.65%540K
8.65%540K
8.65%540K
-Preferred stock
--0
--0
--0
--0
--0
--0
--0
--0
--0
--0
Paid-in capital
29.84%964.12M
29.78%962.87M
0.01%740.87M
0.25%742.81M
0.25%742.81M
0.26%742.52M
28.29%741.93M
28.18%740.79M
28.22%740.94M
28.22%740.94M
Retained earnings
7.44%1.16B
6.37%1.13B
7.72%1.12B
7.67%1.1B
7.67%1.1B
7.33%1.08B
6.15%1.06B
6.21%1.04B
6.61%1.02B
6.61%1.02B
Less: Treasury stock
-1.28%173.34M
-0.79%174.39M
-0.73%174.7M
-0.77%175.32M
-0.77%175.32M
-0.89%175.59M
0.37%175.79M
1.97%175.99M
2.02%176.69M
2.02%176.69M
Gains losses not affecting retained earnings
21.36%-98.88M
32.80%-109.49M
25.95%-121.81M
11.70%-142.1M
11.70%-142.1M
39.43%-125.74M
14.30%-162.92M
5.42%-164.49M
15.31%-160.93M
15.31%-160.93M
Total stockholders'equity
21.76%1.85B
23.48%1.81B
8.63%1.57B
7.05%1.53B
7.05%1.53B
11.68%1.52B
20.77%1.46B
18.96%1.44B
21.48%1.43B
21.48%1.43B
Total equity
21.76%1.85B
23.48%1.81B
8.63%1.57B
7.05%1.53B
7.05%1.53B
11.68%1.52B
20.77%1.46B
18.96%1.44B
21.48%1.43B
21.48%1.43B
Currency Unit
USD
USD
USD
USD
USD
USD
USD
USD
USD
USD
Accounting Standards
US-GAAP
US-GAAP
US-GAAP
US-GAAP
US-GAAP
US-GAAP
US-GAAP
US-GAAP
US-GAAP
US-GAAP
Audit Opinions
--
--
--
Unqualified Opinion
--
--
--
--
Unqualified Opinion
--
(Q3)Sep 30, 2025(Q2)Jun 30, 2025(Q1)Mar 31, 2025(FY)Dec 31, 2024(Q4)Dec 31, 2024(Q3)Sep 30, 2024(Q2)Jun 30, 2024(Q1)Mar 31, 2024(FY)Dec 31, 2023(Q4)Dec 31, 2023
Assets
Cash cash equivalents and federal funds sold 32.70%640.24M160.97%541.56M-20.37%254.08M38.44%284.06M38.44%284.06M-28.28%482.46M2.79%207.52M38.86%319.09M3.97%205.19M3.97%205.19M
-Cash and cash equivalents 32.70%640.24M160.97%541.56M-20.37%254.08M38.44%284.06M38.44%284.06M-28.28%482.46M2.79%207.52M38.86%319.09M3.97%205.19M3.97%205.19M
Net loan 17.04%11.46B17.99%11.49B3.14%9.88B3.40%9.86B3.40%9.86B2.45%9.79B17.89%9.74B17.29%9.58B18.51%9.54B18.51%9.54B
-Gross loan 17.04%11.6B17.97%11.63B3.12%9.99B3.37%9.98B3.37%9.98B2.47%9.91B17.91%9.86B17.26%9.69B18.44%9.65B18.44%9.65B
-Allowance for loans and lease losses 16.32%139M16.35%140.2M1.47%117M1.40%116M1.40%116M4.27%119.5M20.02%120.5M15.01%115.3M13.49%114.4M13.49%114.4M
Securities and investments 9.48%2.63B9.64%2.59B9.97%2.58B3.63%2.46B3.63%2.46B2.43%2.41B-1.76%2.36B-4.19%2.35B-4.19%2.37B-4.19%2.37B
-Available for sale securities 4,146.24%1.78B4,106.87%1.69B4,114.53%1.66B4,097.81%1.58B4,097.81%1.58B17.90%41.97M18.28%40.09M20.31%39.47M22.11%37.59M22.11%37.59M
-Held to maturity securities -19.74%686.15M-18.43%716.92M-17.51%734.89M-17.64%745.59M-17.64%745.59M-6.51%854.94M-3.72%878.91M-1.76%890.86M-1.55%905.27M-1.55%905.27M
-Short term investments -89.01%165.81M-87.33%182.43M-86.98%184.71M-90.47%136.37M-90.47%136.37M7.88%1.51B-1.00%1.44B-6.19%1.42B-6.31%1.43B-6.31%1.43B
Federal home loan bank stock 18.33%44.65M6.52%40.81M-13.98%32.12M-25.96%33.96M-25.96%33.96M-25.04%37.73M-27.81%38.31M-17.66%37.34M2.57%45.86M2.57%45.86M
Bank owned life insurance 17.15%317.68M18.08%318M1.59%271.72M2.61%272.66M2.61%272.66M2.51%271.18M15.39%269.31M15.04%267.48M14.34%265.73M14.34%265.73M
Net PPE 23.13%98.67M21.70%95.79M1.69%81.6M0.20%80.84M0.20%80.84M-3.26%80.13M17.84%78.71M18.23%80.24M16.84%80.68M16.84%80.68M
-Gross PPE ------------4.01%253.25M4.01%253.25M------------28.28%243.49M28.28%243.49M
-Accumulated depreciation -------------5.89%-172.41M-5.89%-172.41M-------------34.82%-162.82M-34.82%-162.82M
Goodwill and other intangible assets 29.47%515.09M30.06%518.52M-0.97%396.91M-0.81%399.02M-0.81%399.02M-1.21%397.85M38.58%398.69M39.10%400.82M39.42%402.29M39.42%402.29M
-Goodwill 25.43%454.07M25.49%454.07M0.22%362.66M0.22%362.66M0.22%362.66M0.51%362.01M28.68%361.85M28.68%361.85M28.68%361.85M28.68%361.85M
-Other intangible assets 70.24%61.02M74.96%64.45M-12.11%34.25M-10.10%36.36M-10.10%36.36M-15.81%35.84M466.95%36.84M460.29%38.97M450.92%40.44M450.92%40.44M
Other assets 7.84%401.92M2.95%426.1M-10.15%367.85M-0.85%392.52M-0.85%392.52M-16.90%372.69M6.85%413.9M13.83%409.39M4.24%395.89M4.24%395.89M
Total assets 16.42%16.11B18.61%16.01B3.16%13.86B3.59%13.79B3.59%13.79B0.09%13.84B13.55%13.5B13.51%13.44B13.37%13.31B13.37%13.31B
Liabilities
Total deposits 17.89%13.66B19.91%13.52B4.58%11.71B5.27%11.55B5.27%11.55B1.64%11.59B18.27%11.27B15.64%11.2B15.51%10.97B15.51%10.97B
Federal funds purchased and securities sold under agreement to repurchase 32.17%138.73M2.05%112.97M--85.6M56.90%146.94M56.90%146.94M--104.96M--110.7M----8.88%93.65M8.88%93.65M
Current debt and capital lease obligation --0--0--0-94.54%16M-94.54%16M-79.60%100M-82.53%114M-43.79%267.13M-41.28%293M-41.28%293M
-Current debt --0--0--0-94.54%16M-94.54%16M-79.60%100M-82.53%114M-43.79%267.13M-41.28%293M-41.28%293M
Long term debt and capital lease obligation -28.24%180.63M18.71%298.41M-9.43%227.38M0.52%252.04M0.52%252.04M0.51%251.71M10.20%251.38M10.10%251.06M23.55%250.74M23.55%250.74M
-Long term debt -28.24%180.63M18.71%298.41M-9.43%227.38M0.52%252.04M0.52%252.04M0.51%251.71M10.20%251.38M10.10%251.06M23.55%250.74M23.55%250.74M
Other liabilities 2.40%279.16M-3.22%283.01M-2.57%276.99M7.88%298.78M7.88%298.78M-15.53%272.63M8.48%292.41M16.70%284.31M-1.74%276.97M-1.74%276.97M
Total liabilities 15.77%14.26B18.02%14.21B2.51%12.3B3.17%12.26B3.17%12.26B-1.18%12.32B12.73%12.04B12.89%12B12.47%11.88B12.47%11.88B
Shareholders'equity
Share capital 9.44%591K9.44%591K0.00%540K0.00%540K0.00%540K0.00%540K8.65%540K8.65%540K8.65%540K8.65%540K
-common stock 9.44%591K9.44%591K0.00%540K0.00%540K0.00%540K0.00%540K8.65%540K8.65%540K8.65%540K8.65%540K
-Preferred stock --0--0--0--0--0--0--0--0--0--0
Paid-in capital 29.84%964.12M29.78%962.87M0.01%740.87M0.25%742.81M0.25%742.81M0.26%742.52M28.29%741.93M28.18%740.79M28.22%740.94M28.22%740.94M
Retained earnings 7.44%1.16B6.37%1.13B7.72%1.12B7.67%1.1B7.67%1.1B7.33%1.08B6.15%1.06B6.21%1.04B6.61%1.02B6.61%1.02B
Less: Treasury stock -1.28%173.34M-0.79%174.39M-0.73%174.7M-0.77%175.32M-0.77%175.32M-0.89%175.59M0.37%175.79M1.97%175.99M2.02%176.69M2.02%176.69M
Gains losses not affecting retained earnings 21.36%-98.88M32.80%-109.49M25.95%-121.81M11.70%-142.1M11.70%-142.1M39.43%-125.74M14.30%-162.92M5.42%-164.49M15.31%-160.93M15.31%-160.93M
Total stockholders'equity 21.76%1.85B23.48%1.81B8.63%1.57B7.05%1.53B7.05%1.53B11.68%1.52B20.77%1.46B18.96%1.44B21.48%1.43B21.48%1.43B
Total equity 21.76%1.85B23.48%1.81B8.63%1.57B7.05%1.53B7.05%1.53B11.68%1.52B20.77%1.46B18.96%1.44B21.48%1.43B21.48%1.43B
Currency Unit USDUSDUSDUSDUSDUSDUSDUSDUSDUSD
Accounting Standards US-GAAPUS-GAAPUS-GAAPUS-GAAPUS-GAAPUS-GAAPUS-GAAPUS-GAAPUS-GAAPUS-GAAP
Audit Opinions ------Unqualified Opinion--------Unqualified Opinion--
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