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OptimumBank Holdings (OPHC)

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  • 5.500
  • +0.030+0.55%
Trading May 14 15:50 ET
67.48MMarket Cap7.43P/E (TTM)

OptimumBank Holdings (OPHC) Balance Sheet

Quarterly+Annual
YOY yoy
Hide blank lines yoy
(Q1)Mar 31, 2026
(FY)Dec 31, 2025
(Q4)Dec 31, 2025
(Q3)Sep 30, 2025
(Q2)Jun 30, 2025
(Q1)Mar 31, 2025
(FY)Dec 31, 2024
(Q4)Dec 31, 2024
(Q3)Sep 30, 2024
(Q2)Jun 30, 2024
Assets
Cash cash equivalents and federal funds sold
-2.40%140.02M
22.35%114.56M
22.35%114.56M
78.64%235.09M
74.67%181.75M
-5.06%143.46M
22.13%93.63M
22.13%93.63M
26.54%131.6M
32.77%104.06M
-Cash and cash equivalents
-2.40%140.02M
22.35%114.56M
22.35%114.56M
78.64%235.09M
74.67%181.75M
-5.06%143.46M
22.13%93.63M
22.13%93.63M
26.54%131.6M
32.77%104.06M
Receivables
21.51%3.99M
8.15%3.62M
8.15%3.62M
0.76%3.17M
4.81%3.14M
9.93%3.29M
35.33%3.35M
35.33%3.35M
76.60%3.15M
92.05%2.99M
-Accounts receivable
21.51%3.99M
8.15%3.62M
8.15%3.62M
0.76%3.17M
4.81%3.14M
9.93%3.29M
35.33%3.35M
35.33%3.35M
76.60%3.15M
92.05%2.99M
Net loan
36.31%1.08B
19.16%947.29M
19.16%947.29M
4.41%802.81M
3.01%774.55M
6.01%791.23M
18.46%794.99M
18.46%794.99M
34.05%768.91M
44.92%751.9M
-Gross loan
36.32%1.09B
19.22%958.79M
19.22%958.79M
4.58%813.72M
3.09%784.56M
5.87%800.24M
18.26%804.24M
18.26%804.24M
33.73%778.06M
44.62%761.07M
-Allowance for loans and lease losses
33.75%11.06M
18.63%10.27M
18.63%10.27M
20.16%10.02M
13.77%9.34M
-0.13%8.27M
12.72%8.66M
12.72%8.66M
15.79%8.34M
23.52%8.21M
-Unearned income
-75.20%-1.3M
-106.05%-1.23M
-106.05%-1.23M
-10.53%-892K
29.45%-678K
40.50%-742K
54.02%-595K
54.02%-595K
21.65%-807K
-22.26%-961K
Securities and investments
16.92%27.26M
10.17%25.4M
10.17%25.4M
-6.55%23.17M
-5.10%22.64M
-2.53%23.31M
-6.72%23.05M
-6.72%23.05M
5.61%24.8M
-5.36%23.86M
-Available for sale securities
17.36%27.04M
10.59%25.18M
10.59%25.18M
--22.93M
--22.38M
--23.04M
--22.77M
--22.77M
----
----
-Held to maturity securities
-21.19%212K
-23.84%214K
-23.84%214K
-18.00%246K
-17.46%260K
-19.94%269K
-21.94%281K
-21.94%281K
-23.66%300K
-29.21%315K
-Short term investments
----
----
----
----
----
--0
-6.50%22.77M
-6.50%22.77M
6.11%24.5M
-4.93%23.54M
Federal home loan bank stock
137.41%2.68M
3.38%3.03M
3.38%3.03M
-73.19%658K
-75.55%658K
-54.03%1.13M
-12.67%2.93M
-12.67%2.93M
177.60%2.45M
275.31%2.69M
Net PPE
8.42%5.31M
7.72%5.11M
7.72%5.11M
29.45%5.03M
27.71%4.98M
33.41%4.9M
34.08%4.74M
34.08%4.74M
11.66%3.89M
12.59%3.9M
-Gross PPE
8.42%5.31M
13.61%6.96M
13.61%6.96M
29.45%5.03M
27.71%4.98M
33.41%4.9M
32.55%6.13M
32.55%6.13M
11.66%3.89M
12.59%3.9M
-Accumulated depreciation
----
-33.72%-1.86M
-33.72%-1.86M
----
----
----
-27.57%-1.39M
-27.57%-1.39M
----
----
Foreclosed assets
--0
--551K
--551K
----
----
----
--0
--0
----
----
Other assets
6.15%7.83M
24.39%9.01M
24.39%9.01M
29.79%9.87M
12.52%8.28M
5.17%7.38M
11.20%7.25M
11.20%7.25M
177.83%7.61M
477.02%7.36M
Total assets
29.80%1.27B
19.16%1.11B
19.16%1.11B
14.58%1.08B
11.04%999.13M
3.92%977.47M
17.91%932.93M
17.91%932.93M
32.52%945.19M
42.25%899.78M
Liabilities
Total deposits
28.13%1.09B
20.66%931.75M
20.66%931.75M
18.97%959.49M
15.24%878.87M
6.83%852.93M
20.73%772.2M
20.73%772.2M
30.42%806.51M
38.25%762.65M
Current debt and capital lease obligation
300.00%40M
0.00%50M
0.00%50M
--0
--0
-75.00%10M
-19.35%50M
-19.35%50M
300.00%40M
350.00%45M
-Current debt
300.00%40M
0.00%50M
0.00%50M
--0
--0
-75.00%10M
-19.35%50M
-19.35%50M
300.00%40M
350.00%45M
Long term debt and capital lease obligation
-3.61%2.65M
-1.05%2.75M
-1.05%2.75M
38.42%2.85M
25.40%2.66M
25.68%2.75M
23.40%2.77M
23.40%2.77M
-11.00%2.06M
-10.46%2.12M
-Long term debt
----
----
----
----
----
----
-19.35%50M
-19.35%50M
300.00%40M
350.00%45M
-Long term capital lease obligation
-3.61%2.65M
-1.05%2.75M
-1.05%2.75M
38.42%2.85M
25.40%2.66M
25.68%2.75M
23.40%2.77M
23.40%2.77M
-11.00%2.06M
-10.46%2.12M
Other liabilities
67.95%6.36M
10.59%5.29M
10.59%5.29M
-2.87%3.82M
105.76%6.25M
-77.73%3.79M
-72.56%4.78M
-72.56%4.78M
-75.86%3.94M
17.65%3.04M
Total liabilities
31.33%1.14B
19.29%989.78M
19.29%989.78M
13.33%966.16M
9.22%887.78M
1.38%869.47M
15.04%829.75M
15.04%829.75M
31.76%852.5M
43.46%812.81M
Shareholders'equity
Share capital
3.39%122K
-0.86%115K
-0.86%115K
20.20%119K
22.92%118K
22.92%118K
61.11%116K
61.11%116K
37.50%99K
33.33%96K
-common stock
3.39%122K
-0.86%115K
-0.86%115K
20.20%119K
22.92%118K
22.92%118K
61.11%116K
61.11%116K
37.50%99K
33.33%96K
-Preferred stock
--0
--0
--0
--0
--0
--0
--0
--0
--0
--0
Paid-in capital
0.87%112.99M
0.98%112.58M
0.98%112.58M
8.37%112.57M
9.36%112.01M
9.56%112.02M
22.21%111.49M
22.21%111.49M
13.88%103.88M
12.28%102.42M
Retained earnings
1,704.89%18.46M
584.76%13.8M
584.76%13.8M
231.67%8.95M
145.80%4.63M
107.53%1.02M
82.17%-2.85M
82.17%-2.85M
63.30%-6.8M
48.97%-10.1M
Gains losses not affecting retained earnings
8.19%-4.73M
17.47%-4.6M
17.47%-4.6M
-5.95%-4.75M
0.84%-5.41M
9.55%-5.15M
-4.80%-5.57M
-4.80%-5.57M
31.23%-4.49M
2.22%-5.45M
Total stockholders'equity
17.45%126.85M
18.14%121.9M
18.14%121.9M
26.10%116.89M
28.03%111.35M
30.06%108M
47.39%103.18M
47.39%103.18M
39.92%92.7M
31.92%86.97M
Total equity
17.45%126.85M
18.14%121.9M
18.14%121.9M
26.10%116.89M
28.03%111.35M
30.06%108M
47.39%103.18M
47.39%103.18M
39.92%92.7M
31.92%86.97M
Currency Unit
USD
USD
USD
USD
USD
USD
USD
USD
USD
USD
Accounting Standards
US-GAAP
US-GAAP
US-GAAP
US-GAAP
US-GAAP
US-GAAP
US-GAAP
US-GAAP
US-GAAP
US-GAAP
Audit Opinions
--
Unqualified Opinion
--
--
--
--
Unqualified Opinion
--
--
--
(Q1)Mar 31, 2026(FY)Dec 31, 2025(Q4)Dec 31, 2025(Q3)Sep 30, 2025(Q2)Jun 30, 2025(Q1)Mar 31, 2025(FY)Dec 31, 2024(Q4)Dec 31, 2024(Q3)Sep 30, 2024(Q2)Jun 30, 2024
Assets
Cash cash equivalents and federal funds sold -2.40%140.02M22.35%114.56M22.35%114.56M78.64%235.09M74.67%181.75M-5.06%143.46M22.13%93.63M22.13%93.63M26.54%131.6M32.77%104.06M
-Cash and cash equivalents -2.40%140.02M22.35%114.56M22.35%114.56M78.64%235.09M74.67%181.75M-5.06%143.46M22.13%93.63M22.13%93.63M26.54%131.6M32.77%104.06M
Receivables 21.51%3.99M8.15%3.62M8.15%3.62M0.76%3.17M4.81%3.14M9.93%3.29M35.33%3.35M35.33%3.35M76.60%3.15M92.05%2.99M
-Accounts receivable 21.51%3.99M8.15%3.62M8.15%3.62M0.76%3.17M4.81%3.14M9.93%3.29M35.33%3.35M35.33%3.35M76.60%3.15M92.05%2.99M
Net loan 36.31%1.08B19.16%947.29M19.16%947.29M4.41%802.81M3.01%774.55M6.01%791.23M18.46%794.99M18.46%794.99M34.05%768.91M44.92%751.9M
-Gross loan 36.32%1.09B19.22%958.79M19.22%958.79M4.58%813.72M3.09%784.56M5.87%800.24M18.26%804.24M18.26%804.24M33.73%778.06M44.62%761.07M
-Allowance for loans and lease losses 33.75%11.06M18.63%10.27M18.63%10.27M20.16%10.02M13.77%9.34M-0.13%8.27M12.72%8.66M12.72%8.66M15.79%8.34M23.52%8.21M
-Unearned income -75.20%-1.3M-106.05%-1.23M-106.05%-1.23M-10.53%-892K29.45%-678K40.50%-742K54.02%-595K54.02%-595K21.65%-807K-22.26%-961K
Securities and investments 16.92%27.26M10.17%25.4M10.17%25.4M-6.55%23.17M-5.10%22.64M-2.53%23.31M-6.72%23.05M-6.72%23.05M5.61%24.8M-5.36%23.86M
-Available for sale securities 17.36%27.04M10.59%25.18M10.59%25.18M--22.93M--22.38M--23.04M--22.77M--22.77M--------
-Held to maturity securities -21.19%212K-23.84%214K-23.84%214K-18.00%246K-17.46%260K-19.94%269K-21.94%281K-21.94%281K-23.66%300K-29.21%315K
-Short term investments ----------------------0-6.50%22.77M-6.50%22.77M6.11%24.5M-4.93%23.54M
Federal home loan bank stock 137.41%2.68M3.38%3.03M3.38%3.03M-73.19%658K-75.55%658K-54.03%1.13M-12.67%2.93M-12.67%2.93M177.60%2.45M275.31%2.69M
Net PPE 8.42%5.31M7.72%5.11M7.72%5.11M29.45%5.03M27.71%4.98M33.41%4.9M34.08%4.74M34.08%4.74M11.66%3.89M12.59%3.9M
-Gross PPE 8.42%5.31M13.61%6.96M13.61%6.96M29.45%5.03M27.71%4.98M33.41%4.9M32.55%6.13M32.55%6.13M11.66%3.89M12.59%3.9M
-Accumulated depreciation -----33.72%-1.86M-33.72%-1.86M-------------27.57%-1.39M-27.57%-1.39M--------
Foreclosed assets --0--551K--551K--------------0--0--------
Other assets 6.15%7.83M24.39%9.01M24.39%9.01M29.79%9.87M12.52%8.28M5.17%7.38M11.20%7.25M11.20%7.25M177.83%7.61M477.02%7.36M
Total assets 29.80%1.27B19.16%1.11B19.16%1.11B14.58%1.08B11.04%999.13M3.92%977.47M17.91%932.93M17.91%932.93M32.52%945.19M42.25%899.78M
Liabilities
Total deposits 28.13%1.09B20.66%931.75M20.66%931.75M18.97%959.49M15.24%878.87M6.83%852.93M20.73%772.2M20.73%772.2M30.42%806.51M38.25%762.65M
Current debt and capital lease obligation 300.00%40M0.00%50M0.00%50M--0--0-75.00%10M-19.35%50M-19.35%50M300.00%40M350.00%45M
-Current debt 300.00%40M0.00%50M0.00%50M--0--0-75.00%10M-19.35%50M-19.35%50M300.00%40M350.00%45M
Long term debt and capital lease obligation -3.61%2.65M-1.05%2.75M-1.05%2.75M38.42%2.85M25.40%2.66M25.68%2.75M23.40%2.77M23.40%2.77M-11.00%2.06M-10.46%2.12M
-Long term debt -------------------------19.35%50M-19.35%50M300.00%40M350.00%45M
-Long term capital lease obligation -3.61%2.65M-1.05%2.75M-1.05%2.75M38.42%2.85M25.40%2.66M25.68%2.75M23.40%2.77M23.40%2.77M-11.00%2.06M-10.46%2.12M
Other liabilities 67.95%6.36M10.59%5.29M10.59%5.29M-2.87%3.82M105.76%6.25M-77.73%3.79M-72.56%4.78M-72.56%4.78M-75.86%3.94M17.65%3.04M
Total liabilities 31.33%1.14B19.29%989.78M19.29%989.78M13.33%966.16M9.22%887.78M1.38%869.47M15.04%829.75M15.04%829.75M31.76%852.5M43.46%812.81M
Shareholders'equity
Share capital 3.39%122K-0.86%115K-0.86%115K20.20%119K22.92%118K22.92%118K61.11%116K61.11%116K37.50%99K33.33%96K
-common stock 3.39%122K-0.86%115K-0.86%115K20.20%119K22.92%118K22.92%118K61.11%116K61.11%116K37.50%99K33.33%96K
-Preferred stock --0--0--0--0--0--0--0--0--0--0
Paid-in capital 0.87%112.99M0.98%112.58M0.98%112.58M8.37%112.57M9.36%112.01M9.56%112.02M22.21%111.49M22.21%111.49M13.88%103.88M12.28%102.42M
Retained earnings 1,704.89%18.46M584.76%13.8M584.76%13.8M231.67%8.95M145.80%4.63M107.53%1.02M82.17%-2.85M82.17%-2.85M63.30%-6.8M48.97%-10.1M
Gains losses not affecting retained earnings 8.19%-4.73M17.47%-4.6M17.47%-4.6M-5.95%-4.75M0.84%-5.41M9.55%-5.15M-4.80%-5.57M-4.80%-5.57M31.23%-4.49M2.22%-5.45M
Total stockholders'equity 17.45%126.85M18.14%121.9M18.14%121.9M26.10%116.89M28.03%111.35M30.06%108M47.39%103.18M47.39%103.18M39.92%92.7M31.92%86.97M
Total equity 17.45%126.85M18.14%121.9M18.14%121.9M26.10%116.89M28.03%111.35M30.06%108M47.39%103.18M47.39%103.18M39.92%92.7M31.92%86.97M
Currency Unit USDUSDUSDUSDUSDUSDUSDUSDUSDUSD
Accounting Standards US-GAAPUS-GAAPUS-GAAPUS-GAAPUS-GAAPUS-GAAPUS-GAAPUS-GAAPUS-GAAPUS-GAAP
Audit Opinions --Unqualified Opinion--------Unqualified Opinion------
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