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Bank OZK (OZK)

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  • 46.610
  • -0.660-1.40%
Close May 13 15:59 ET
  • 46.667
  • +0.057+0.12%
Post 20:01 ET
5.14BMarket Cap7.54P/E (TTM)

Bank OZK (OZK) Income Statement

Quarterly+Annual
YOY yoy
Hide blank lines yoy
(Q1)Mar 31, 2026
(FY)Dec 31, 2025
(Q4)Dec 31, 2025
(Q3)Sep 30, 2025
(Q2)Jun 30, 2025
(Q1)Mar 31, 2025
(FY)Dec 31, 2024
(Q4)Dec 31, 2024
(Q3)Sep 30, 2024
(Q2)Jun 30, 2024
Total revenue
2.17%418.1M
4.20%1.73B
6.87%440.65M
6.37%449.94M
2.70%428.04M
0.79%409.23M
6.15%1.66B
1.17%412.34M
7.64%423M
7.19%416.78M
Net interest income
2.95%385.57M
3.81%1.59B
7.29%407.05M
6.28%413.86M
2.26%396.75M
-0.64%374.51M
6.55%1.53B
2.39%379.4M
6.03%389.4M
8.74%387.99M
-Net interest income
-1.06%629.02M
0.78%2.67B
1.26%671.01M
1.90%695.03M
0.08%668.34M
-0.21%635.74M
24.50%2.65B
9.44%662.64M
20.61%682.05M
31.35%667.84M
-Interest income from loans and lease
-1.74%578.32M
0.66%2.47B
1.36%623.74M
2.11%643.22M
-0.31%619.39M
-0.57%588.56M
23.45%2.46B
9.25%615.38M
19.07%629.93M
30.02%621.29M
-Interest income from deposits
-3.96%20.1M
-18.71%89.6M
-18.00%21.59M
-21.74%25.58M
-19.19%21.5M
-14.93%20.93M
89.25%110.22M
20.18%26.32M
91.60%32.69M
133.23%26.6M
-Interest income from securities
16.57%30.59M
30.71%105.62M
22.75%25.69M
35.00%26.23M
37.69%27.46M
27.98%26.24M
3.08%80.8M
2.90%20.93M
0.04%19.43M
3.89%19.94M
-Total interest expense
-6.81%243.45M
-3.40%1.08B
-6.81%263.96M
-3.92%281.17M
-2.95%271.6M
0.43%261.23M
62.03%1.12B
20.55%283.24M
47.62%292.65M
84.57%279.84M
-Interest expense for deposit
-6.56%239.03M
-3.32%1.05B
-5.02%259.41M
-5.44%271.01M
-3.04%262.56M
0.58%255.81M
73.01%1.08B
25.01%273.12M
60.27%286.61M
98.94%270.8M
-Interest expense for long term debt and capital securities
-18.55%4.42M
-5.89%29.17M
-54.97%4.56M
68.09%10.16M
-0.07%9.03M
-6.44%5.42M
-49.71%31M
-38.59%10.12M
-68.88%6.05M
-41.69%9.04M
Non interest income
-6.32%32.53M
9.07%135.7M
2.01%33.6M
7.36%36.08M
8.72%31.29M
19.39%34.72M
1.52%124.41M
-11.03%32.94M
30.62%33.61M
-10.02%28.78M
-Total premiums earned
5.52%6.06M
-0.07%24.01M
4.37%6.06M
-10.64%6.35M
4.42%5.85M
4.32%5.74M
1.52%24.02M
-30.60%5.81M
35.22%7.1M
10.59%5.61M
-Fees and commissions
4.16%22.92M
11.64%90.49M
2.63%23.03M
16.66%23.55M
12.38%21.9M
16.23%22.01M
10.27%81.05M
7.11%22.44M
12.85%20.19M
9.66%19.49M
-Other non interest income
-55.82%2.74M
6.85%17.02M
-23.53%3.57M
-15.54%4.21M
21.34%3.03M
64.35%6.21M
-2.65%15.93M
-27.97%4.67M
100.16%4.99M
-28.71%2.49M
-Gain loss on sale of assets
4.94%807K
22.59%4.19M
4,168.18%939K
48.19%1.97M
-57.10%514K
-11.51%769K
-62.16%3.42M
-98.20%22K
1,312.77%1.33M
-78.81%1.2M
Credit losses provision
-9.19%-41.95M
1.73%-172.51M
-36.03%-50.57M
-4.03%-48.31M
28.15%-35.22M
10.50%-38.42M
-6.09%-175.55M
15.19%-37.17M
-5.47%-46.44M
-17.33%-49.01M
Non interest expense
11.97%164.54M
12.66%621.07M
15.36%161.65M
13.47%159.31M
11.43%153.16M
10.23%146.95M
4.10%551.29M
-3.37%140.13M
8.86%140.4M
6.26%137.45M
Occupancy and equipment
22.45%22.59M
11.31%79.78M
20.39%21.55M
21.47%21.11M
1.39%18.68M
2.62%18.45M
-1.26%71.68M
3.87%17.9M
-2.34%17.38M
-5.42%18.42M
Professional expense and contract services expense
4.87%6.51M
21.39%29.74M
50.24%9.81M
33.55%7.36M
-3.14%6.47M
3.94%6.21M
16.63%24.5M
12.33%6.53M
18.77%5.51M
22.74%6.68M
Selling and administrative expenses
13.82%105.89M
14.84%392.96M
12.87%98.64M
18.78%103.89M
13.78%97.4M
13.85%93.03M
12.06%342.18M
0.20%87.4M
19.18%87.46M
16.78%85.61M
-General and administrative expense
13.97%101.41M
15.87%372.65M
11.49%93.31M
19.86%97.54M
17.93%92.83M
14.34%88.98M
11.20%321.6M
1.98%83.69M
16.90%81.37M
12.26%78.72M
-Selling and marketing expense
10.54%4.48M
-1.30%20.31M
44.11%5.34M
4.30%6.35M
-33.62%4.57M
3.95%4.05M
27.41%20.58M
-28.14%3.7M
61.13%6.09M
116.33%6.89M
Securities amortization
----
--0
----
----
----
----
--0
--0
--0
--0
Other non-interest expense
0.97%29.56M
5.00%118.6M
11.80%31.64M
-10.30%26.95M
14.48%30.61M
5.85%29.28M
9.81%112.94M
4.35%28.3M
20.26%30.05M
4.60%26.74M
Income from associates and other participating interests
Special income (charges)
Other non-operating income (expenses)
Income before tax
-5.47%211.61M
0.32%934.27M
-2.81%228.43M
2.61%242.31M
4.06%239.66M
-2.58%223.86M
7.42%931.29M
7.45%235.04M
7.36%236.16M
5.80%230.31M
Income tax
-7.02%48.25M
1.87%218.81M
-0.58%52.52M
5.07%57.74M
7.35%56.66M
-4.30%51.89M
21.93%214.79M
21.17%52.83M
19.09%54.95M
15.45%52.78M
Earnings from equity interest net of tax
Net income
-5.00%163.36M
-0.15%715.46M
-3.46%175.91M
1.86%184.57M
3.08%183M
-2.04%171.97M
3.71%716.5M
4.04%182.21M
4.24%181.21M
3.24%177.54M
Net Income continuous operations
-5.00%163.36M
-0.15%715.46M
-3.46%175.91M
1.86%184.57M
3.08%183M
-2.04%171.97M
3.71%716.5M
4.04%182.21M
4.24%181.21M
3.24%177.54M
Minority interest income
0
-144.68%-21K
-308.00%-52K
-150.00%-6K
412.50%25K
-33.33%12K
-16.07%47K
316.67%25K
-67.57%12K
-900.00%-8K
Net income attributable to the parent company
-5.00%163.36M
-0.14%715.48M
-3.41%175.96M
1.87%184.58M
3.06%182.98M
-2.04%171.96M
3.72%716.46M
4.03%182.18M
4.26%181.19M
3.24%177.54M
Preferred stock dividends
0.00%4.05M
0.00%16.19M
0.00%4.05M
0.00%4.05M
0.00%4.05M
0.00%4.05M
0.00%16.19M
0.00%4.05M
0.00%4.05M
0.00%4.05M
Other preferred stock dividend
Net income attributable to common stockholders
-5.12%159.32M
-0.14%699.29M
-3.49%171.92M
1.91%180.53M
3.13%178.93M
-2.09%167.91M
3.81%700.27M
4.12%178.14M
4.36%177.15M
3.32%173.5M
Basic earnings per share
-2.70%1.44
0.65%6.2
-1.28%1.54
2.56%1.6
3.92%1.59
-1.99%1.48
4.58%6.16
4.00%1.56
4.00%1.56
4.08%1.53
Diluted earnings per share
-2.04%1.44
0.65%6.18
-1.28%1.54
2.58%1.59
3.95%1.58
-2.65%1.47
4.60%6.14
4.00%1.56
4.03%1.55
3.40%1.52
Dividend per share
9.52%0.46
10.13%1.74
9.76%0.45
10.00%0.44
10.26%0.43
10.53%0.42
11.27%1.58
10.81%0.41
11.11%0.4
11.43%0.39
Currency Unit
USD
USD
USD
USD
USD
USD
USD
USD
USD
USD
Accounting Standards
US-GAAP
US-GAAP
US-GAAP
US-GAAP
US-GAAP
US-GAAP
US-GAAP
US-GAAP
US-GAAP
US-GAAP
Audit Opinions
--
Unqualified Opinion
--
--
--
--
Unqualified Opinion
--
--
--
(Q1)Mar 31, 2026(FY)Dec 31, 2025(Q4)Dec 31, 2025(Q3)Sep 30, 2025(Q2)Jun 30, 2025(Q1)Mar 31, 2025(FY)Dec 31, 2024(Q4)Dec 31, 2024(Q3)Sep 30, 2024(Q2)Jun 30, 2024
Total revenue 2.17%418.1M4.20%1.73B6.87%440.65M6.37%449.94M2.70%428.04M0.79%409.23M6.15%1.66B1.17%412.34M7.64%423M7.19%416.78M
Net interest income 2.95%385.57M3.81%1.59B7.29%407.05M6.28%413.86M2.26%396.75M-0.64%374.51M6.55%1.53B2.39%379.4M6.03%389.4M8.74%387.99M
-Net interest income -1.06%629.02M0.78%2.67B1.26%671.01M1.90%695.03M0.08%668.34M-0.21%635.74M24.50%2.65B9.44%662.64M20.61%682.05M31.35%667.84M
-Interest income from loans and lease -1.74%578.32M0.66%2.47B1.36%623.74M2.11%643.22M-0.31%619.39M-0.57%588.56M23.45%2.46B9.25%615.38M19.07%629.93M30.02%621.29M
-Interest income from deposits -3.96%20.1M-18.71%89.6M-18.00%21.59M-21.74%25.58M-19.19%21.5M-14.93%20.93M89.25%110.22M20.18%26.32M91.60%32.69M133.23%26.6M
-Interest income from securities 16.57%30.59M30.71%105.62M22.75%25.69M35.00%26.23M37.69%27.46M27.98%26.24M3.08%80.8M2.90%20.93M0.04%19.43M3.89%19.94M
-Total interest expense -6.81%243.45M-3.40%1.08B-6.81%263.96M-3.92%281.17M-2.95%271.6M0.43%261.23M62.03%1.12B20.55%283.24M47.62%292.65M84.57%279.84M
-Interest expense for deposit -6.56%239.03M-3.32%1.05B-5.02%259.41M-5.44%271.01M-3.04%262.56M0.58%255.81M73.01%1.08B25.01%273.12M60.27%286.61M98.94%270.8M
-Interest expense for long term debt and capital securities -18.55%4.42M-5.89%29.17M-54.97%4.56M68.09%10.16M-0.07%9.03M-6.44%5.42M-49.71%31M-38.59%10.12M-68.88%6.05M-41.69%9.04M
Non interest income -6.32%32.53M9.07%135.7M2.01%33.6M7.36%36.08M8.72%31.29M19.39%34.72M1.52%124.41M-11.03%32.94M30.62%33.61M-10.02%28.78M
-Total premiums earned 5.52%6.06M-0.07%24.01M4.37%6.06M-10.64%6.35M4.42%5.85M4.32%5.74M1.52%24.02M-30.60%5.81M35.22%7.1M10.59%5.61M
-Fees and commissions 4.16%22.92M11.64%90.49M2.63%23.03M16.66%23.55M12.38%21.9M16.23%22.01M10.27%81.05M7.11%22.44M12.85%20.19M9.66%19.49M
-Other non interest income -55.82%2.74M6.85%17.02M-23.53%3.57M-15.54%4.21M21.34%3.03M64.35%6.21M-2.65%15.93M-27.97%4.67M100.16%4.99M-28.71%2.49M
-Gain loss on sale of assets 4.94%807K22.59%4.19M4,168.18%939K48.19%1.97M-57.10%514K-11.51%769K-62.16%3.42M-98.20%22K1,312.77%1.33M-78.81%1.2M
Credit losses provision -9.19%-41.95M1.73%-172.51M-36.03%-50.57M-4.03%-48.31M28.15%-35.22M10.50%-38.42M-6.09%-175.55M15.19%-37.17M-5.47%-46.44M-17.33%-49.01M
Non interest expense 11.97%164.54M12.66%621.07M15.36%161.65M13.47%159.31M11.43%153.16M10.23%146.95M4.10%551.29M-3.37%140.13M8.86%140.4M6.26%137.45M
Occupancy and equipment 22.45%22.59M11.31%79.78M20.39%21.55M21.47%21.11M1.39%18.68M2.62%18.45M-1.26%71.68M3.87%17.9M-2.34%17.38M-5.42%18.42M
Professional expense and contract services expense 4.87%6.51M21.39%29.74M50.24%9.81M33.55%7.36M-3.14%6.47M3.94%6.21M16.63%24.5M12.33%6.53M18.77%5.51M22.74%6.68M
Selling and administrative expenses 13.82%105.89M14.84%392.96M12.87%98.64M18.78%103.89M13.78%97.4M13.85%93.03M12.06%342.18M0.20%87.4M19.18%87.46M16.78%85.61M
-General and administrative expense 13.97%101.41M15.87%372.65M11.49%93.31M19.86%97.54M17.93%92.83M14.34%88.98M11.20%321.6M1.98%83.69M16.90%81.37M12.26%78.72M
-Selling and marketing expense 10.54%4.48M-1.30%20.31M44.11%5.34M4.30%6.35M-33.62%4.57M3.95%4.05M27.41%20.58M-28.14%3.7M61.13%6.09M116.33%6.89M
Securities amortization ------0------------------0--0--0--0
Other non-interest expense 0.97%29.56M5.00%118.6M11.80%31.64M-10.30%26.95M14.48%30.61M5.85%29.28M9.81%112.94M4.35%28.3M20.26%30.05M4.60%26.74M
Income from associates and other participating interests
Special income (charges)
Other non-operating income (expenses)
Income before tax -5.47%211.61M0.32%934.27M-2.81%228.43M2.61%242.31M4.06%239.66M-2.58%223.86M7.42%931.29M7.45%235.04M7.36%236.16M5.80%230.31M
Income tax -7.02%48.25M1.87%218.81M-0.58%52.52M5.07%57.74M7.35%56.66M-4.30%51.89M21.93%214.79M21.17%52.83M19.09%54.95M15.45%52.78M
Earnings from equity interest net of tax
Net income -5.00%163.36M-0.15%715.46M-3.46%175.91M1.86%184.57M3.08%183M-2.04%171.97M3.71%716.5M4.04%182.21M4.24%181.21M3.24%177.54M
Net Income continuous operations -5.00%163.36M-0.15%715.46M-3.46%175.91M1.86%184.57M3.08%183M-2.04%171.97M3.71%716.5M4.04%182.21M4.24%181.21M3.24%177.54M
Minority interest income 0-144.68%-21K-308.00%-52K-150.00%-6K412.50%25K-33.33%12K-16.07%47K316.67%25K-67.57%12K-900.00%-8K
Net income attributable to the parent company -5.00%163.36M-0.14%715.48M-3.41%175.96M1.87%184.58M3.06%182.98M-2.04%171.96M3.72%716.46M4.03%182.18M4.26%181.19M3.24%177.54M
Preferred stock dividends 0.00%4.05M0.00%16.19M0.00%4.05M0.00%4.05M0.00%4.05M0.00%4.05M0.00%16.19M0.00%4.05M0.00%4.05M0.00%4.05M
Other preferred stock dividend
Net income attributable to common stockholders -5.12%159.32M-0.14%699.29M-3.49%171.92M1.91%180.53M3.13%178.93M-2.09%167.91M3.81%700.27M4.12%178.14M4.36%177.15M3.32%173.5M
Basic earnings per share -2.70%1.440.65%6.2-1.28%1.542.56%1.63.92%1.59-1.99%1.484.58%6.164.00%1.564.00%1.564.08%1.53
Diluted earnings per share -2.04%1.440.65%6.18-1.28%1.542.58%1.593.95%1.58-2.65%1.474.60%6.144.00%1.564.03%1.553.40%1.52
Dividend per share 9.52%0.4610.13%1.749.76%0.4510.00%0.4410.26%0.4310.53%0.4211.27%1.5810.81%0.4111.11%0.411.43%0.39
Currency Unit USDUSDUSDUSDUSDUSDUSDUSDUSDUSD
Accounting Standards US-GAAPUS-GAAPUS-GAAPUS-GAAPUS-GAAPUS-GAAPUS-GAAPUS-GAAPUS-GAAPUS-GAAP
Audit Opinions --Unqualified Opinion--------Unqualified Opinion------
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