US Stock MarketDetailed Quotes

Synchrony Financial (SYF)

Watchlist

70.855
-2.285-3.12%

Trading May 11 14:56 ET

23.83BMarket Cap7.33P/E (TTM)

Earnings

Revenue Breakdown

Financial Indicators

Income Statement

Balance Sheet

Cash Flow

Synchrony Financial (SYF) Income Statement

Quarterly+Annual

YOY

Hide blank lines

(Q1)Mar 31, 2026

(FY)Dec 31, 2025

(Q4)Dec 31, 2025

(Q3)Sep 30, 2025

(Q2)Jun 30, 2025

(Q1)Mar 31, 2025

(FY)Dec 31, 2024

(Q4)Dec 31, 2024

(Q3)Sep 30, 2024

(Q2)Jun 30, 2024

Total revenue

-0.54%3.7B

-7.09%14.98B

-0.21%3.79B

0.24%3.82B

-1.75%3.65B

-0.29%3.72B

18.33%16.13B

3.88%3.8B

9.76%3.81B

12.69%3.71B

Net interest income

3.83%4.64B

2.53%18.47B

3.68%4.76B

2.41%4.72B

2.63%4.52B

1.34%4.46B

5.95%18.01B

2.82%4.59B

5.66%4.61B

6.92%4.41B

-Net interest income

0.95%5.6B

-0.19%22.6B

0.42%5.73B

-0.93%5.73B

0.07%5.59B

-0.32%5.55B

9.34%22.65B

2.90%5.71B

8.05%5.79B

11.17%5.58B

-Interest income from loans and lease

1.90%5.41B

0.47%21.7B

1.24%5.55B

-0.22%5.51B

0.51%5.33B

0.36%5.31B

8.51%21.6B

2.95%5.48B

7.20%5.52B

10.16%5.3B

-Interest income from securities

-20.17%190M

-13.92%903M

-19.13%186M

-15.97%221M

-8.19%258M

-13.45%238M

29.83%1.05B

1.77%230M

29.56%263M

34.45%281M

-Total interest expense

-10.87%968M

-10.77%4.14B

-12.97%973M

-14.03%1.01B

-9.52%1.07B

-6.62%1.09B

24.87%4.63B

3.23%1.12B

18.55%1.18B

30.63%1.18B

-Interest expense for deposit

-12.70%770M

-12.51%3.33B

-14.83%781M

-16.12%812M

-11.58%855M

-7.55%882M

28.93%3.81B

4.44%917M

21.00%968M

34.87%967M

-Interest expense for long term debt and capital securities

-2.94%198M

-2.78%805M

-4.48%192M

-4.33%199M

0.00%210M

-2.39%204M

9.09%828M

-1.95%201M

8.33%208M

14.13%210M

Non interest income

-25.60%-937M

-84.78%-3.49B

-22.38%-968M

-12.83%-897M

-26.12%-874M

-10.36%-746M

44.07%-1.89B

1.98%-791M

10.37%-795M

16.10%-693M

-Fees and commissions

10.39%425M

4.72%1.66B

6.71%445M

4.99%421M

6.19%412M

0.79%385M

3.05%1.59B

1.96%417M

0.75%401M

0.26%388M

-Other non interest income

-20.42%-1.36B

-48.19%-5.15B

-16.97%-1.41B

-10.20%-1.32B

-18.96%-1.29B

-6.90%-1.13B

29.29%-3.47B

0.66%-1.21B

6.93%-1.2B

10.88%-1.08B

Credit losses provision

10.46%-1.34B

22.40%-5.23B

7.62%-1.44B

28.24%-1.15B

32.23%-1.15B

20.86%-1.49B

-12.88%-6.73B

13.47%-1.56B

-7.33%-1.6B

-22.27%-1.69B

Non interest expense

5.87%1.32B

6.12%5.14B

10.42%1.4B

4.96%1.25B

5.78%1.25B

3.07%1.24B

1.70%4.84B

-3.72%1.27B

3.03%1.19B

0.68%1.18B

Professional expense and contract services expense

-3.69%209M

0.00%936M

-2.41%243M

3.90%240M

0.00%236M

-1.36%217M

11.16%936M

9.21%249M

5.48%231M

12.92%236M

Selling and administrative expenses

1.13%629M

8.68%2.6B

15.68%723M

6.13%623M

12.97%636M

0.16%622M

-0.62%2.4B

-7.54%625M

3.16%587M

-3.60%563M

-General and administrative expense

1.78%515M

11.81%2.09B

20.29%575M

8.41%503M

17.28%509M

2.02%506M

-0.64%1.87B

-11.15%478M

4.50%464M

-3.77%434M

-Selling and marketing expense

-1.72%114M

-2.48%511M

0.68%148M

-2.44%120M

-1.55%127M

-7.20%116M

-0.57%524M

6.52%147M

-1.60%123M

-3.01%129M

Other non-interest expense

18.32%478M

5.84%1.6B

10.18%433M

3.77%385M

-1.32%373M

10.68%404M

0.13%1.51B

-4.61%393M

1.37%371M

0.53%378M

Income from associates and other participating interests

Special income (charges)

-43M

Gain on sale of business

----

--0

----

Less:Restructuring and mergern&acquisition

----

--43M

----

Other non-operating income (expenses)

Income before tax

6.40%1.05B

1.49%4.62B

-2.16%952M

39.01%1.43B

48.82%1.26B

-42.39%984M

56.78%4.55B

80.52%973M

23.41%1.03B

13.75%844M

Income tax

6.61%242M

1.42%1.07B

1.01%201M

47.28%352M

43.78%289M

-45.30%227M

58.26%1.05B

101.01%199M

16.59%239M

16.18%201M

Earnings from equity interest net of tax

Net income

6.34%805M

1.51%3.55B

-2.97%751M

36.50%1.08B

50.39%967M

-41.45%757M

56.34%3.5B

75.91%774M

25.64%789M

13.01%643M

Net Income continuous operations

6.34%805M

1.51%3.55B

-2.97%751M

36.50%1.08B

50.39%967M

-41.45%757M

56.34%3.5B

75.91%774M

25.64%789M

13.01%643M

Minority interest income

Net income attributable to the parent company

6.34%805M

1.51%3.55B

-2.97%751M

36.50%1.08B

50.39%967M

-41.45%757M

56.34%3.5B

75.91%774M

25.64%789M

13.01%643M

Preferred stock dividends

0.00%21M

15.28%83M

0.00%21M

-4.76%20M

10.53%21M

90.91%21M

71.43%72M

90.91%21M

110.00%21M

90.00%19M

Other preferred stock dividend

Net income attributable to common stockholders

6.52%784M

1.23%3.47B

-3.05%730M

37.63%1.06B

51.60%946M

-42.59%736M

56.06%3.43B

75.52%753M

24.27%768M

11.63%624M

Basic earnings per share

19.90%2.29

8.56%9.38

7.25%2.07

47.45%2.89

60.90%2.51

-39.75%1.91

65.83%8.64

85.58%1.93

31.54%1.96

18.18%1.56

Diluted earnings per share

20.11%2.27

8.54%9.28

6.81%2.04

47.42%2.86

61.29%2.5

-39.81%1.89

64.74%8.55

85.44%1.91

31.08%1.94

17.42%1.55

Dividend per share

20.00%0.3

15.00%1.15

20.00%0.3

0.00%0.25

4.17%1

0.00%0.25

8.70%0.25

Currency Unit

USD

Accounting Standards

US-GAAP

Audit Opinions

Unqualified Opinion

	(Q1)Mar 31, 2026	(FY)Dec 31, 2025	(Q4)Dec 31, 2025	(Q3)Sep 30, 2025	(Q2)Jun 30, 2025	(Q1)Mar 31, 2025	(FY)Dec 31, 2024	(Q4)Dec 31, 2024	(Q3)Sep 30, 2024	(Q2)Jun 30, 2024
Total revenue	-0.54%3.7B	-7.09%14.98B	-0.21%3.79B	0.24%3.82B	-1.75%3.65B	-0.29%3.72B	18.33%16.13B	3.88%3.8B	9.76%3.81B	12.69%3.71B
Net interest income	3.83%4.64B	2.53%18.47B	3.68%4.76B	2.41%4.72B	2.63%4.52B	1.34%4.46B	5.95%18.01B	2.82%4.59B	5.66%4.61B	6.92%4.41B
-Net interest income	0.95%5.6B	-0.19%22.6B	0.42%5.73B	-0.93%5.73B	0.07%5.59B	-0.32%5.55B	9.34%22.65B	2.90%5.71B	8.05%5.79B	11.17%5.58B
-Interest income from loans and lease	1.90%5.41B	0.47%21.7B	1.24%5.55B	-0.22%5.51B	0.51%5.33B	0.36%5.31B	8.51%21.6B	2.95%5.48B	7.20%5.52B	10.16%5.3B
-Interest income from securities	-20.17%190M	-13.92%903M	-19.13%186M	-15.97%221M	-8.19%258M	-13.45%238M	29.83%1.05B	1.77%230M	29.56%263M	34.45%281M
-Total interest expense	-10.87%968M	-10.77%4.14B	-12.97%973M	-14.03%1.01B	-9.52%1.07B	-6.62%1.09B	24.87%4.63B	3.23%1.12B	18.55%1.18B	30.63%1.18B
-Interest expense for deposit	-12.70%770M	-12.51%3.33B	-14.83%781M	-16.12%812M	-11.58%855M	-7.55%882M	28.93%3.81B	4.44%917M	21.00%968M	34.87%967M
-Interest expense for long term debt and capital securities	-2.94%198M	-2.78%805M	-4.48%192M	-4.33%199M	0.00%210M	-2.39%204M	9.09%828M	-1.95%201M	8.33%208M	14.13%210M
Non interest income	-25.60%-937M	-84.78%-3.49B	-22.38%-968M	-12.83%-897M	-26.12%-874M	-10.36%-746M	44.07%-1.89B	1.98%-791M	10.37%-795M	16.10%-693M
-Fees and commissions	10.39%425M	4.72%1.66B	6.71%445M	4.99%421M	6.19%412M	0.79%385M	3.05%1.59B	1.96%417M	0.75%401M	0.26%388M
-Other non interest income	-20.42%-1.36B	-48.19%-5.15B	-16.97%-1.41B	-10.20%-1.32B	-18.96%-1.29B	-6.90%-1.13B	29.29%-3.47B	0.66%-1.21B	6.93%-1.2B	10.88%-1.08B
Credit losses provision	10.46%-1.34B	22.40%-5.23B	7.62%-1.44B	28.24%-1.15B	32.23%-1.15B	20.86%-1.49B	-12.88%-6.73B	13.47%-1.56B	-7.33%-1.6B	-22.27%-1.69B
Non interest expense	5.87%1.32B	6.12%5.14B	10.42%1.4B	4.96%1.25B	5.78%1.25B	3.07%1.24B	1.70%4.84B	-3.72%1.27B	3.03%1.19B	0.68%1.18B
Professional expense and contract services expense	-3.69%209M	0.00%936M	-2.41%243M	3.90%240M	0.00%236M	-1.36%217M	11.16%936M	9.21%249M	5.48%231M	12.92%236M
Selling and administrative expenses	1.13%629M	8.68%2.6B	15.68%723M	6.13%623M	12.97%636M	0.16%622M	-0.62%2.4B	-7.54%625M	3.16%587M	-3.60%563M
-General and administrative expense	1.78%515M	11.81%2.09B	20.29%575M	8.41%503M	17.28%509M	2.02%506M	-0.64%1.87B	-11.15%478M	4.50%464M	-3.77%434M
-Selling and marketing expense	-1.72%114M	-2.48%511M	0.68%148M	-2.44%120M	-1.55%127M	-7.20%116M	-0.57%524M	6.52%147M	-1.60%123M	-3.01%129M
Other non-interest expense	18.32%478M	5.84%1.6B	10.18%433M	3.77%385M	-1.32%373M	10.68%404M	0.13%1.51B	-4.61%393M	1.37%371M	0.53%378M
Income from associates and other participating interests
Special income (charges)						0	-43M
Gain on sale of business	----	----	----	----	----	--0	----	----	----	----
Less:Restructuring and mergern&acquisition	----	----	----	----	----	----	--43M	----	----	----
Other non-operating income (expenses)
Income before tax	6.40%1.05B	1.49%4.62B	-2.16%952M	39.01%1.43B	48.82%1.26B	-42.39%984M	56.78%4.55B	80.52%973M	23.41%1.03B	13.75%844M
Income tax	6.61%242M	1.42%1.07B	1.01%201M	47.28%352M	43.78%289M	-45.30%227M	58.26%1.05B	101.01%199M	16.59%239M	16.18%201M
Earnings from equity interest net of tax
Net income	6.34%805M	1.51%3.55B	-2.97%751M	36.50%1.08B	50.39%967M	-41.45%757M	56.34%3.5B	75.91%774M	25.64%789M	13.01%643M
Net Income continuous operations	6.34%805M	1.51%3.55B	-2.97%751M	36.50%1.08B	50.39%967M	-41.45%757M	56.34%3.5B	75.91%774M	25.64%789M	13.01%643M
Minority interest income
Net income attributable to the parent company	6.34%805M	1.51%3.55B	-2.97%751M	36.50%1.08B	50.39%967M	-41.45%757M	56.34%3.5B	75.91%774M	25.64%789M	13.01%643M
Preferred stock dividends	0.00%21M	15.28%83M	0.00%21M	-4.76%20M	10.53%21M	90.91%21M	71.43%72M	90.91%21M	110.00%21M	90.00%19M
Other preferred stock dividend
Net income attributable to common stockholders	6.52%784M	1.23%3.47B	-3.05%730M	37.63%1.06B	51.60%946M	-42.59%736M	56.06%3.43B	75.52%753M	24.27%768M	11.63%624M
Basic earnings per share	19.90%2.29	8.56%9.38	7.25%2.07	47.45%2.89	60.90%2.51	-39.75%1.91	65.83%8.64	85.58%1.93	31.54%1.96	18.18%1.56
Diluted earnings per share	20.11%2.27	8.54%9.28	6.81%2.04	47.42%2.86	61.29%2.5	-39.81%1.89	64.74%8.55	85.44%1.91	31.08%1.94	17.42%1.55
Dividend per share	20.00%0.3	15.00%1.15	20.00%0.3	20.00%0.3	20.00%0.3	0.00%0.25	4.17%1	0.00%0.25	0.00%0.25	8.70%0.25
Currency Unit	USD	USD	USD	USD	USD	USD	USD	USD	USD	USD
Accounting Standards	US-GAAP	US-GAAP	US-GAAP	US-GAAP	US-GAAP	US-GAAP	US-GAAP	US-GAAP	US-GAAP	US-GAAP
Audit Opinions	--	Unqualified Opinion	--	--	--	--	Unqualified Opinion	--	--	--

No. Symbol 5D % Chg

Middle East conflict spreads to the stock market! How should investors respond?

According to Axios, on Sunday local time, Trump rejected Iran's latest ceasefire proposal, prompting an immediate response from Iran: no one Show More

牛牛課堂

Mar 4 17:09

Long-term answers | Your account on the left shrinks, while your right hand is chased by the times — Be the person that no bombardment can ever wipe out.

牛牛課堂

Mar 18 18:18

Hormuz, Term Structure and USO: Navigating the Energy Storm