Westpac Banking Corp (WBC) Income Statement & Earnings

39.190
+0.700+1.82%

20min DelayMarket Closed Jan 16 16:00 AET

133.82BMarket Cap19.65P/E (Static)

Westpac Banking Corp (WBC) Income Statement

Quarterly+Annual

YOY

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(FY)Sep 30, 2025

(FY)Sep 30, 2024

(FY)Sep 30, 2023

(FY)Sep 30, 2022

(FY)Sep 30, 2021

(FY)Sep 30, 2020

(FY)Sep 30, 2019

(FY)Sep 30, 2018

(FY)Sep 30, 2017

(FY)Sep 30, 2016

Total revenue

3.71%22.39B

0.99%21.59B

4.65%21.38B

-2.82%20.43B

5.79%21.02B

-3.69%19.87B

-7.15%20.63B

2.63%22.22B

3.88%21.65B

1.19%20.84B

Net interest income

3.34%19.38B

2.38%18.75B

6.74%18.32B

1.80%17.16B

0.97%16.86B

-1.25%16.7B

2.44%16.91B

6.37%16.51B

2.43%15.52B

6.18%15.15B

-Net interest income

1.28%55.04B

24.22%54.35B

88.17%43.75B

4.37%23.25B

-17.63%22.28B

-18.59%27.05B

2.00%33.22B

4.29%32.57B

-1.85%31.23B

-1.46%31.82B

-Including:Interest income from loans and lease

2.23%45.45B

24.95%44.46B

68.67%35.58B

1.64%21.1B

-16.47%20.76B

-17.25%24.85B

1.38%30.03B

--29.62B

----

-Including:Interest income from deposits

-38.56%2.53B

-3.60%4.12B

526.21%4.28B

2,176.67%683M

-77.78%30M

-59.58%135M

2.45%334M

--326M

----

-Including:Interest income from securities

28.79%6.59B

54.50%5.12B

136.91%3.31B

3.71%1.4B

-32.23%1.35B

-25.17%1.99B

6.53%2.66B

--2.5B

----

-Including:Other interest income

-27.67%468M

11.36%647M

685.14%581M

-48.61%74M

92.00%144M

-62.69%75M

55.81%201M

--129M

----

-Total interest expense

0.19%35.66B

39.94%35.59B

317.65%25.44B

12.36%6.09B

-47.64%5.42B

-36.56%10.35B

1.55%16.32B

2.23%16.07B

-5.75%15.72B

-7.51%16.67B

-Including:Interest expense for deposit

-1.74%23.25B

39.83%23.66B

427.20%16.92B

71.79%3.21B

-63.04%1.87B

-43.50%5.05B

-0.84%8.95B

--9.02B

----

-Including:Interest expense for long term debt and capital securities

7.02%8.71B

23.10%8.14B

95.76%6.61B

21.70%3.38B

-27.27%2.77B

-32.44%3.81B

7.44%5.65B

--5.25B

----

-Including:Other interest expense

-2.42%3.71B

99.21%3.8B

485.45%1.91B

-163.62%-495M

-47.54%778M

-14.03%1.48B

-3.69%1.73B

--1.79B

----

Non interest income

6.10%3.01B

-7.36%2.83B

-6.34%3.06B

-21.53%3.27B

31.13%4.16B

-14.77%3.17B

-34.83%3.72B

-6.85%5.71B

7.75%6.13B

-10.05%5.69B

-Total premiums earned

--0

-85.20%82M

361.67%554M

-84.06%120M

-17.79%753M

--916M

----

-Fees and commissions

4.50%2.21B

-4.26%2.11B

-7.93%2.21B

12.06%2.4B

-3.78%2.14B

15.12%2.22B

-45.90%1.93B

-18.94%3.57B

-2.37%4.4B

53.30%4.51B

-Other non interest income

-3.70%26M

-51.79%27M

-45.63%56M

58.46%103M

261.11%65M

-80.85%18M

-55.45%94M

-60.11%211M

796.61%529M

-49.14%59M

-Gain loss on sale of assets

515.38%54M

-116.67%-13M

387.50%78M

-97.65%16M

920.48%681M

-854.55%-83M

-84.29%11M

--70M

--0

-Dividend income

-33.33%2M

200.00%3M

-75.00%1M

0.00%4M

300.00%4M

-83.33%1M

100.00%6M

--3M

----

-Trading gain (loss)

1.85%717M

-1.81%704M

7.98%717M

-7.65%664M

-19.66%719M

-3.66%895M

-1.69%929M

-21.38%945M

6.94%1.2B

339.06%1.12B

Credit losses provision

20.34%-427M

17.16%-536M

-94.29%-647M

-158.73%-333M

117.95%567M

-297.73%-3.16B

-11.83%-794M

16.76%-710M

24.11%-853M

-49.27%-1.12B

Non interest expense

7.60%11.65B

3.90%10.83B

0.98%10.42B

-12.86%10.32B

13.32%11.84B

5.83%10.45B

4.68%9.87B

1.63%9.43B

2.30%9.28B

-3.47%9.07B

Occupancy and equipment

-18.60%105M

-18.87%129M

34.75%159M

10.28%118M

-33.13%107M

11.89%160M

-8.33%143M

--156M

----

Professional expense and contract services expense

-13.28%692M

-11.82%798M

-14.30%905M

-25.11%1.06B

2.62%1.41B

29.62%1.37B

28.64%1.06B

--824M

----

Selling and administrative expenses

9.26%6.67B

-1.41%6.1B

2.10%6.19B

-4.19%6.06B

19.66%6.33B

-7.41%5.29B

2.35%5.71B

--5.58B

----

-General and administrative expense

8.79%6.45B

-1.56%5.92B

1.97%6.02B

-3.33%5.9B

20.44%6.11B

-7.23%5.07B

1.09%5.46B

--5.41B

----

-Selling and marketing expense

25.00%220M

4.14%176M

6.96%169M

-28.18%158M

1.38%220M

-11.43%217M

41.62%245M

--173M

----

Depreciation amortization depletion

4.41%1.56B

24.79%1.5B

-2.76%1.2B

-26.58%1.23B

-4.44%1.68B

62.74%1.76B

4.15%1.08B

--1.04B

----

-Depreciation and amortization

4.41%1.56B

24.79%1.5B

-2.76%1.2B

-26.58%1.23B

-4.44%1.68B

62.74%1.76B

4.15%1.08B

--1.04B

----

Other non-interest expense

13.98%2.63B

16.89%2.3B

6.37%1.97B

-20.20%1.85B

23.91%2.32B

-0.48%1.87B

2.39%1.88B

--1.84B

----

Income from associates and other participating interests

73.91%-6M

0.00%-23M

-130.00%-23M

-10M

Special income (charges)

-126.27%-267M

-2,850.00%-118M

99.69%-4M

-5.49%-1.31B

37.25%-1.24B

-932.98%-1.97B

42.99%-191M

-335M

Gain on sale of business

--0

132.56%268M

-456.28%-823M

-26.90%231M

670.73%316M

555.56%41M

---9M

----

Less:Restructuring and mergern&acquisition

193.41%267M

-60.94%91M

73.88%233M

44.09%134M

-1.06%93M

-59.48%94M

103.51%232M

--114M

----

Less:Impairment of capital assets

----

-30.77%27M

-88.83%39M

-74.64%349M

91.91%1.38B

--717M

----

--108M

----

Less:Other special charges

----

--1.48B

----

Less:Write off

--0

--104M

----

Other non-operating income (expenses)

Income before tax

-0.62%10.04B

-1.92%10.11B

21.68%10.31B

-0.38%8.47B

99.27%8.5B

-56.24%4.27B

-16.90%9.75B

1.88%11.73B

8.18%11.52B

-6.76%10.64B

Income tax

-0.19%3.11B

0.42%3.12B

12.06%3.1B

-8.82%2.77B

53.90%3.04B

-33.29%1.97B

-18.53%2.96B

3.24%3.63B

10.49%3.52B

-4.90%3.18B

Earnings from equity interest net of tax

Net income

-0.82%6.93B

-2.93%6.99B

26.36%7.2B

4.32%5.7B

138.35%5.46B

-66.24%2.29B

-16.16%6.79B

1.28%8.1B

7.20%8B

-7.54%7.46B

Net Income continuous operations

-0.82%6.93B

-2.93%6.99B

26.36%7.2B

4.32%5.7B

138.35%5.46B

-66.24%2.29B

-16.16%6.79B

1.28%8.1B

7.20%8B

-7.54%7.46B

Noncontrolling interests

17M

20.00%6M

0.00%5M

150.00%5M

-66.67%2M

50.00%6M

-42.86%4M

-53.33%7M

-73.21%15M

Net income attributable to the company

-1.06%6.92B

-2.85%6.99B

26.36%7.2B

4.32%5.69B

138.34%5.46B

-66.24%2.29B

-16.20%6.78B

1.31%8.1B

7.32%7.99B

-7.08%7.45B

Preferred stock dividends

Other under preferred stock dividend

-14.29%6M

40.00%7M

66.67%5M

50.00%3M

0.00%2M

-66.67%2M

20.00%6M

Net income attributable to common stockholders

-1.05%6.91B

-2.88%6.98B

26.34%7.19B

4.31%5.69B

138.46%5.46B

-66.24%2.29B

-16.22%6.78B

1.25%8.09B

7.32%7.99B

-7.01%7.45B

Diluted earnings per share

0.50%2.019

-2.14%2.009

28.39%2.053

7.03%1.599

134.54%1.494

-67.58%0.637

-17.26%1.965

-0.21%2.375

5.97%2.38

-11.92%2.246

Basic earnings per share

4.02%1.994

-1.79%1.917

28.08%1.952

10.60%1.524

116.33%1.378

-66.39%0.637

-17.64%1.895

0.35%2.301

5.28%2.293

-12.25%2.178

Dividend per share

3.40%1.52

9.70%1.47

10.74%1.34

35.96%1.21

11.25%0.89

-57.45%0.8

0.00%1.88

2.31%1.88

Accounting Standards

US-GAAP

Audit Opinions

Unqualified Opinion

	(FY)Sep 30, 2025	(FY)Sep 30, 2024	(FY)Sep 30, 2023	(FY)Sep 30, 2022	(FY)Sep 30, 2021	(FY)Sep 30, 2020	(FY)Sep 30, 2019	(FY)Sep 30, 2018	(FY)Sep 30, 2017	(FY)Sep 30, 2016
Total revenue	3.71%22.39B	0.99%21.59B	4.65%21.38B	-2.82%20.43B	5.79%21.02B	-3.69%19.87B	-7.15%20.63B	2.63%22.22B	3.88%21.65B	1.19%20.84B
Net interest income	3.34%19.38B	2.38%18.75B	6.74%18.32B	1.80%17.16B	0.97%16.86B	-1.25%16.7B	2.44%16.91B	6.37%16.51B	2.43%15.52B	6.18%15.15B
-Net interest income	1.28%55.04B	24.22%54.35B	88.17%43.75B	4.37%23.25B	-17.63%22.28B	-18.59%27.05B	2.00%33.22B	4.29%32.57B	-1.85%31.23B	-1.46%31.82B
-Including:Interest income from loans and lease	2.23%45.45B	24.95%44.46B	68.67%35.58B	1.64%21.1B	-16.47%20.76B	-17.25%24.85B	1.38%30.03B	--29.62B	----	----
-Including:Interest income from deposits	-38.56%2.53B	-3.60%4.12B	526.21%4.28B	2,176.67%683M	-77.78%30M	-59.58%135M	2.45%334M	--326M	----	----
-Including:Interest income from securities	28.79%6.59B	54.50%5.12B	136.91%3.31B	3.71%1.4B	-32.23%1.35B	-25.17%1.99B	6.53%2.66B	--2.5B	----	----
-Including:Other interest income	-27.67%468M	11.36%647M	685.14%581M	-48.61%74M	92.00%144M	-62.69%75M	55.81%201M	--129M	----	----
-Total interest expense	0.19%35.66B	39.94%35.59B	317.65%25.44B	12.36%6.09B	-47.64%5.42B	-36.56%10.35B	1.55%16.32B	2.23%16.07B	-5.75%15.72B	-7.51%16.67B
-Including:Interest expense for deposit	-1.74%23.25B	39.83%23.66B	427.20%16.92B	71.79%3.21B	-63.04%1.87B	-43.50%5.05B	-0.84%8.95B	--9.02B	----	----
-Including:Interest expense for long term debt and capital securities	7.02%8.71B	23.10%8.14B	95.76%6.61B	21.70%3.38B	-27.27%2.77B	-32.44%3.81B	7.44%5.65B	--5.25B	----	----
-Including:Other interest expense	-2.42%3.71B	99.21%3.8B	485.45%1.91B	-163.62%-495M	-47.54%778M	-14.03%1.48B	-3.69%1.73B	--1.79B	----	----
Non interest income	6.10%3.01B	-7.36%2.83B	-6.34%3.06B	-21.53%3.27B	31.13%4.16B	-14.77%3.17B	-34.83%3.72B	-6.85%5.71B	7.75%6.13B	-10.05%5.69B
-Total premiums earned	--0	--0	--0	-85.20%82M	361.67%554M	-84.06%120M	-17.79%753M	--916M	----	----
-Fees and commissions	4.50%2.21B	-4.26%2.11B	-7.93%2.21B	12.06%2.4B	-3.78%2.14B	15.12%2.22B	-45.90%1.93B	-18.94%3.57B	-2.37%4.4B	53.30%4.51B
-Other non interest income	-3.70%26M	-51.79%27M	-45.63%56M	58.46%103M	261.11%65M	-80.85%18M	-55.45%94M	-60.11%211M	796.61%529M	-49.14%59M
-Gain loss on sale of assets	515.38%54M	-116.67%-13M	387.50%78M	-97.65%16M	920.48%681M	-854.55%-83M	-84.29%11M	--70M	--0	--0
-Dividend income	-33.33%2M	200.00%3M	-75.00%1M	0.00%4M	300.00%4M	-83.33%1M	100.00%6M	--3M	----	----
-Trading gain (loss)	1.85%717M	-1.81%704M	7.98%717M	-7.65%664M	-19.66%719M	-3.66%895M	-1.69%929M	-21.38%945M	6.94%1.2B	339.06%1.12B
Credit losses provision	20.34%-427M	17.16%-536M	-94.29%-647M	-158.73%-333M	117.95%567M	-297.73%-3.16B	-11.83%-794M	16.76%-710M	24.11%-853M	-49.27%-1.12B
Non interest expense	7.60%11.65B	3.90%10.83B	0.98%10.42B	-12.86%10.32B	13.32%11.84B	5.83%10.45B	4.68%9.87B	1.63%9.43B	2.30%9.28B	-3.47%9.07B
Occupancy and equipment	-18.60%105M	-18.87%129M	34.75%159M	10.28%118M	-33.13%107M	11.89%160M	-8.33%143M	--156M	----	----
Professional expense and contract services expense	-13.28%692M	-11.82%798M	-14.30%905M	-25.11%1.06B	2.62%1.41B	29.62%1.37B	28.64%1.06B	--824M	----	----
Selling and administrative expenses	9.26%6.67B	-1.41%6.1B	2.10%6.19B	-4.19%6.06B	19.66%6.33B	-7.41%5.29B	2.35%5.71B	--5.58B	----	----
-General and administrative expense	8.79%6.45B	-1.56%5.92B	1.97%6.02B	-3.33%5.9B	20.44%6.11B	-7.23%5.07B	1.09%5.46B	--5.41B	----	----
-Selling and marketing expense	25.00%220M	4.14%176M	6.96%169M	-28.18%158M	1.38%220M	-11.43%217M	41.62%245M	--173M	----	----
Depreciation amortization depletion	4.41%1.56B	24.79%1.5B	-2.76%1.2B	-26.58%1.23B	-4.44%1.68B	62.74%1.76B	4.15%1.08B	--1.04B	----	----
-Depreciation and amortization	4.41%1.56B	24.79%1.5B	-2.76%1.2B	-26.58%1.23B	-4.44%1.68B	62.74%1.76B	4.15%1.08B	--1.04B	----	----
Other non-interest expense	13.98%2.63B	16.89%2.3B	6.37%1.97B	-20.20%1.85B	23.91%2.32B	-0.48%1.87B	2.39%1.88B	--1.84B	----	----
Income from associates and other participating interests					73.91%-6M	0.00%-23M	-130.00%-23M	-10M
Special income (charges)	-126.27%-267M	-2,850.00%-118M	99.69%-4M	-5.49%-1.31B	37.25%-1.24B	-932.98%-1.97B	42.99%-191M	-335M
Gain on sale of business	--0	--0	132.56%268M	-456.28%-823M	-26.90%231M	670.73%316M	555.56%41M	---9M	----	----
Less:Restructuring and mergern&acquisition	193.41%267M	-60.94%91M	73.88%233M	44.09%134M	-1.06%93M	-59.48%94M	103.51%232M	--114M	----	----
Less:Impairment of capital assets	----	-30.77%27M	-88.83%39M	-74.64%349M	91.91%1.38B	--717M	----	--108M	----	----
Less:Other special charges	----	----	----	----	----	--1.48B	----	----	----	----
Less:Write off	--0	--0	--0	--0	--0	--0	--0	--104M	----	----
Other non-operating income (expenses)
Income before tax	-0.62%10.04B	-1.92%10.11B	21.68%10.31B	-0.38%8.47B	99.27%8.5B	-56.24%4.27B	-16.90%9.75B	1.88%11.73B	8.18%11.52B	-6.76%10.64B
Income tax	-0.19%3.11B	0.42%3.12B	12.06%3.1B	-8.82%2.77B	53.90%3.04B	-33.29%1.97B	-18.53%2.96B	3.24%3.63B	10.49%3.52B	-4.90%3.18B
Earnings from equity interest net of tax
Net income	-0.82%6.93B	-2.93%6.99B	26.36%7.2B	4.32%5.7B	138.35%5.46B	-66.24%2.29B	-16.16%6.79B	1.28%8.1B	7.20%8B	-7.54%7.46B
Net Income continuous operations	-0.82%6.93B	-2.93%6.99B	26.36%7.2B	4.32%5.7B	138.35%5.46B	-66.24%2.29B	-16.16%6.79B	1.28%8.1B	7.20%8B	-7.54%7.46B
Noncontrolling interests	17M	0	20.00%6M	0.00%5M	150.00%5M	-66.67%2M	50.00%6M	-42.86%4M	-53.33%7M	-73.21%15M
Net income attributable to the company	-1.06%6.92B	-2.85%6.99B	26.36%7.2B	4.32%5.69B	138.34%5.46B	-66.24%2.29B	-16.20%6.78B	1.31%8.1B	7.32%7.99B	-7.08%7.45B
Preferred stock dividends
Other under preferred stock dividend	-14.29%6M	40.00%7M	66.67%5M	50.00%3M	0.00%2M	-66.67%2M	20.00%6M	5M
Net income attributable to common stockholders	-1.05%6.91B	-2.88%6.98B	26.34%7.19B	4.31%5.69B	138.46%5.46B	-66.24%2.29B	-16.22%6.78B	1.25%8.09B	7.32%7.99B	-7.01%7.45B
Diluted earnings per share	0.50%2.019	-2.14%2.009	28.39%2.053	7.03%1.599	134.54%1.494	-67.58%0.637	-17.26%1.965	-0.21%2.375	5.97%2.38	-11.92%2.246
Basic earnings per share	4.02%1.994	-1.79%1.917	28.08%1.952	10.60%1.524	116.33%1.378	-66.39%0.637	-17.64%1.895	0.35%2.301	5.28%2.293	-12.25%2.178
Dividend per share	3.40%1.52	9.70%1.47	10.74%1.34	35.96%1.21	11.25%0.89	-57.45%0.8	0.00%1.88	0.00%1.88	0.00%1.88	2.31%1.88
Accounting Standards	US-GAAP	US-GAAP	US-GAAP	US-GAAP	US-GAAP	US-GAAP	US-GAAP	US-GAAP	US-GAAP	US-GAAP
Audit Opinions	Unqualified Opinion	Unqualified Opinion	Unqualified Opinion	Unqualified Opinion	Unqualified Opinion	Unqualified Opinion	Unqualified Opinion	Unqualified Opinion	Unqualified Opinion	Unqualified Opinion

China and the United States have successively adjusted multiple tariff and non-tariff measures, beginning to implement the consensus outcome Show More

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