Bank of Montreal (BMO) Balance Sheet

189.650
+2.210+1.18%

15min DelayPost-Market Auction Session Jan 16 15:55 ET

135.85BMarket Cap16.58P/E (TTM)

Quarterly+Annual

YOY

Hide blank lines

(FY)Oct 31, 2025

(Q4)Oct 31, 2025

(Q3)Jul 31, 2025

(Q2)Apr 30, 2025

(Q1)Jan 31, 2025

(FY)Oct 31, 2024

(Q4)Oct 31, 2024

(Q3)Jul 31, 2024

(Q2)Apr 30, 2024

(Q1)Jan 31, 2024

Assets

Cash, cash equivalents and federal funds sold

11.19%199.74B

-2.68%191.07B

-6.90%188.06B

-2.07%190.43B

-9.13%179.65B

-1.52%196.33B

5.02%202B

-14.32%194.46B

-Cash and cash equivalents

2.30%70.32B

-19.83%62.79B

-18.57%68.58B

1.19%79.8B

-16.22%68.74B

-8.84%78.32B

14.16%84.22B

-27.26%78.86B

-Money market investments

16.69%129.42B

8.71%128.28B

1.44%119.49B

-4.30%110.63B

-4.11%110.91B

4.02%118.01B

-0.66%117.79B

-2.47%115.6B

Securities and investments

7.03%418.91B

2.71%395.67B

7.81%395.4B

17.41%406.71B

22.45%391.39B

24.20%385.22B

16.76%366.77B

24.05%346.41B

-Trading securities

9.31%178.66B

2.16%170.98B

6.50%169.27B

29.89%178.91B

32.58%163.43B

34.63%167.36B

33.86%158.94B

24.81%137.74B

-Available for sale securities

53.75%206.42B

-13.30%118.27B

-12.57%120.2B

-8.35%127.55B

0.53%134.25B

3.32%136.41B

-1.00%137.48B

15.48%139.17B

-Short term investments

-63.89%33.84B

30.65%106.42B

50.60%105.94B

44.27%100.26B

49.16%93.7B

51.32%81.46B

24.46%70.35B

43.68%69.49B

Long term equity investment

3.42%1.79B

----

18.21%1.73B

19.96%1.65B

8.46%1.62B

6.80%1.51B

Derivative assets

20.95%57.15B

19.99%44.2B

31.49%49.73B

82.68%52.51B

18.20%47.25B

11.10%36.83B

18.32%37.82B

-13.66%28.75B

Customer acceptances

98.05%711M

-9.09%450M

-88.50%438M

-92.69%521M

-95.57%359M

-94.82%495M

-64.04%3.81B

-47.76%7.12B

Net loan

-0.26%681.73B

1.08%681.23B

3.49%680.33B

7.90%693.07B

4.02%683.51B

6.79%673.96B

3.51%657.4B

17.51%642.35B

-Gross loan

-0.16%686.78B

1.20%686.39B

3.61%685.29B

8.01%697.86B

4.08%687.87B

6.87%678.24B

3.59%661.42B

17.63%646.11B

-Allowance for loans and lease losses

15.93%5.05B

20.79%5.17B

23.57%4.96B

27.58%4.79B

14.42%4.36B

21.48%4.28B

19.82%4.01B

42.38%3.76B

Bank owned life insurance

2.58%6.51B

----

0.70%6.35B

----

Receivables

27.69%54.18B

33.06%44.73B

42.82%50.02B

2,210.82%40.16B

-34.68%42.43B

1,646.39%33.62B

1,546.64%35.02B

-4.24%1.74B

-Accounts receivable

29.84%52.21B

31.44%42.28B

46.33%48.4B

--38.06B

-36.08%40.21B

--32.16B

--33.08B

----

-Other receivables

-11.22%1.97B

68.68%2.46B

-16.84%1.62B

21.12%2.11B

8.14%2.22B

-24.36%1.46B

-8.42%1.95B

-4.24%1.74B

Net PPE

-0.62%6.28B

-1.04%6.18B

-1.60%6.16B

1.72%6.31B

-0.77%6.32B

3.94%6.25B

2.45%6.26B

27.54%6.21B

-Gross PPE

1.95%13.21B

----

-2.22%12.95B

----

-Accumulated depreciation

-4.40%-6.93B

----

3.56%-6.64B

----

Goodwill and other intangible assets

-0.66%21.56B

-0.37%21.52B

-0.66%21.45B

6.16%22.49B

-1.12%21.7B

2.70%21.6B

1.95%21.6B

181.05%21.18B

-Goodwill

0.14%16.8B

0.37%16.7B

0.16%16.63B

8.05%17.49B

0.27%16.77B

4.57%16.64B

3.61%16.6B

207.64%16.18B

-Other intangible assets

-3.39%4.76B

-2.86%4.82B

-3.40%4.82B

0.02%5B

-5.58%4.93B

-3.12%4.96B

-3.18%4.99B

119.63%5B

Defined pension benefit

8.26%1.4B

----

-0.77%1.3B

----

Deferred assets

-9.66%2.73B

-16.52%2.73B

-26.58%2.64B

-4.14%2.92B

-11.58%3.02B

13.47%3.27B

51.84%3.6B

118.53%3.04B

Other assets

-2.18%24.12B

6.15%43.78B

20.64%46.04B

-26.43%52.97B

31.79%24.65B

29.00%41.24B

14.00%38.16B

148.94%72B

Total assets

4.76%1.48T

2.22%1.43T

4.82%1.44T

10.82%1.47T

4.65%1.41T

12.17%1.4T

9.85%1.37T

15.63%1.32T

Liabilities

Total deposits

-1.62%759.35B

-1.47%746.15B

2.60%744.29B

9.67%777.84B

10.11%771.87B

11.40%757.27B

7.07%725.41B

23.62%709.25B

Federal funds purchased and securities sold under agreement to repurchase

21.82%134.97B

1.14%126.76B

-1.44%118.95B

13.11%122.59B

4.41%110.79B

30.35%125.33B

14.75%120.69B

6.79%108.38B

Current debt and capital lease obligation

6.09%113.34B

1.98%108.53B

-4.06%109.54B

8.48%111.86B

-1.57%106.84B

3.94%106.42B

11.07%114.17B

-6.75%103.11B

-Current debt

6.09%113.34B

1.98%108.53B

-4.06%109.54B

8.48%111.86B

-1.57%106.84B

3.94%106.42B

11.07%114.17B

-6.75%103.11B

Trading liabilities

56.65%54.88B

28.63%51.41B

26.98%53.42B

1.34%44.05B

-19.98%35.03B

-13.94%39.97B

-7.13%42.07B

-3.89%43.47B

Derivative product liabilities

0.73%58.73B

3.97%51.45B

19.05%57.73B

73.40%66.35B

16.16%58.3B

14.35%49.49B

16.00%48.49B

-13.21%38.27B

Payables

16.61%67.97B

34.38%46.4B

27.41%48.73B

--41.28B

-34.67%58.29B

--34.53B

--38.25B

----

-Accounts payable

20.53%62.9B

34.38%46.4B

27.41%48.73B

--41.28B

-26.55%52.19B

--34.53B

--38.25B

----

-Total tax payable

-30.00%329M

----

968.18%470M

----

-Due to related parties

-15.85%4.74B

----

-68.91%5.63B

----

Long term debt and capital lease obligation

7.25%166.89B

7.90%158.71B

16.11%166.12B

16.34%162.48B

10.99%155.6B

8.03%147.1B

10.85%143.07B

1.53%139.66B

-Long term debt

7.42%163.57B

7.90%158.71B

16.11%166.12B

16.34%162.48B

11.40%152.28B

8.03%147.1B

10.85%143.07B

1.53%139.66B

-Long term capital lease obligation

-0.33%3.32B

----

-5.13%3.33B

----

Employee benefits

0.10%1.05B

----

4.99%1.05B

----

Non current deferred liabilities

0.00%1M

----

-93.75%1M

----

Other liabilities

14.28%31.53B

-3.55%55.39B

-10.70%55.66B

-48.70%54.04B

-10.62%27.59B

-18.19%57.43B

-14.76%62.33B

82.31%105.36B

Total liabilities

4.78%1.39T

2.07%1.34T

4.63%1.35T

10.66%1.38T

4.29%1.33T

12.19%1.32T

10.19%1.29T

16.50%1.25T

Shareholders'equity

Share capital

-4.09%24.91B

-4.01%25.3B

-6.31%25.48B

-3.89%25.67B

-1.03%25.97B

2.28%26.36B

7.23%27.2B

7.12%26.71B

-common stock

-2.35%23.36B

-1.49%23.55B

-0.69%23.73B

2.18%23.92B

4.27%23.92B

6.39%23.91B

8.31%23.9B

8.20%23.41B

-Preferred stock

-24.39%1.55B

-28.57%1.75B

-46.97%1.75B

-37.88%2.05B

-25.76%2.45B

0.00%3.3B

Additional paid-in capital

5.37%373M

6.36%368M

4.86%367M

3.42%363M

7.93%354M

4.85%346M

7.03%350M

4.78%351M

Retained earnings

1.95%47.38B

4.63%47.55B

5.33%47.16B

6.98%47.24B

5.60%46.47B

2.14%45.45B

1.42%44.77B

-0.17%44.16B

Gains losses not affecting retained earnings

47.37%7.99B

28.75%6.09B

205.98%6.75B

248.10%8.24B

191.03%5.42B

5,415.73%4.73B

-14.32%2.21B

35.62%2.37B

Other equity interest

22.68%7.41B

20.40%6.04B

65.04%6.04B

37.07%5.01B

0.00%3.66B

Total stockholders'equity

4.51%88.05B

4.58%86.72B

7.87%85.8B

13.34%87.56B

10.72%84.25B

11.80%82.93B

4.57%79.54B

3.12%77.25B

Noncontrolling interests

36.11%49M

35.48%42M

22.58%38M

41.38%41M

28.57%36M

47.62%31M

63.16%31M

--29M

Total equity

4.53%88.1B

4.59%86.77B

7.87%85.83B

13.36%87.6B

10.72%84.29B

11.81%82.96B

4.58%79.57B

3.16%77.28B

Accounting Standards

US-GAAP

Audit Opinions

Unqualified Opinion

	(FY)Oct 31, 2025	(Q4)Oct 31, 2025	(Q3)Jul 31, 2025	(Q2)Apr 30, 2025	(Q1)Jan 31, 2025	(FY)Oct 31, 2024	(Q4)Oct 31, 2024	(Q3)Jul 31, 2024	(Q2)Apr 30, 2024	(Q1)Jan 31, 2024
Assets
Cash, cash equivalents and federal funds sold	11.19%199.74B	11.19%199.74B	-2.68%191.07B	-6.90%188.06B	-2.07%190.43B	-9.13%179.65B	-9.13%179.65B	-1.52%196.33B	5.02%202B	-14.32%194.46B
-Cash and cash equivalents	2.30%70.32B	2.30%70.32B	-19.83%62.79B	-18.57%68.58B	1.19%79.8B	-16.22%68.74B	-16.22%68.74B	-8.84%78.32B	14.16%84.22B	-27.26%78.86B
-Money market investments	16.69%129.42B	16.69%129.42B	8.71%128.28B	1.44%119.49B	-4.30%110.63B	-4.11%110.91B	-4.11%110.91B	4.02%118.01B	-0.66%117.79B	-2.47%115.6B
Securities and investments	7.03%418.91B	7.03%418.91B	2.71%395.67B	7.81%395.4B	17.41%406.71B	22.45%391.39B	22.45%391.39B	24.20%385.22B	16.76%366.77B	24.05%346.41B
-Trading securities	9.31%178.66B	9.31%178.66B	2.16%170.98B	6.50%169.27B	29.89%178.91B	32.58%163.43B	32.58%163.43B	34.63%167.36B	33.86%158.94B	24.81%137.74B
-Available for sale securities	53.75%206.42B	53.75%206.42B	-13.30%118.27B	-12.57%120.2B	-8.35%127.55B	0.53%134.25B	0.53%134.25B	3.32%136.41B	-1.00%137.48B	15.48%139.17B
-Short term investments	-63.89%33.84B	-63.89%33.84B	30.65%106.42B	50.60%105.94B	44.27%100.26B	49.16%93.7B	49.16%93.7B	51.32%81.46B	24.46%70.35B	43.68%69.49B
Long term equity investment	3.42%1.79B	3.42%1.79B	----	----	----	18.21%1.73B	18.21%1.73B	19.96%1.65B	8.46%1.62B	6.80%1.51B
Derivative assets	20.95%57.15B	20.95%57.15B	19.99%44.2B	31.49%49.73B	82.68%52.51B	18.20%47.25B	18.20%47.25B	11.10%36.83B	18.32%37.82B	-13.66%28.75B
Customer acceptances	98.05%711M	98.05%711M	-9.09%450M	-88.50%438M	-92.69%521M	-95.57%359M	-95.57%359M	-94.82%495M	-64.04%3.81B	-47.76%7.12B
Net loan	-0.26%681.73B	-0.26%681.73B	1.08%681.23B	3.49%680.33B	7.90%693.07B	4.02%683.51B	4.02%683.51B	6.79%673.96B	3.51%657.4B	17.51%642.35B
-Gross loan	-0.16%686.78B	-0.16%686.78B	1.20%686.39B	3.61%685.29B	8.01%697.86B	4.08%687.87B	4.08%687.87B	6.87%678.24B	3.59%661.42B	17.63%646.11B
-Allowance for loans and lease losses	15.93%5.05B	15.93%5.05B	20.79%5.17B	23.57%4.96B	27.58%4.79B	14.42%4.36B	14.42%4.36B	21.48%4.28B	19.82%4.01B	42.38%3.76B
Bank owned life insurance	2.58%6.51B	2.58%6.51B	----	----	----	0.70%6.35B	0.70%6.35B	----	----	----
Receivables	27.69%54.18B	27.69%54.18B	33.06%44.73B	42.82%50.02B	2,210.82%40.16B	-34.68%42.43B	-34.68%42.43B	1,646.39%33.62B	1,546.64%35.02B	-4.24%1.74B
-Accounts receivable	29.84%52.21B	29.84%52.21B	31.44%42.28B	46.33%48.4B	--38.06B	-36.08%40.21B	-36.08%40.21B	--32.16B	--33.08B	----
-Other receivables	-11.22%1.97B	-11.22%1.97B	68.68%2.46B	-16.84%1.62B	21.12%2.11B	8.14%2.22B	8.14%2.22B	-24.36%1.46B	-8.42%1.95B	-4.24%1.74B
Net PPE	-0.62%6.28B	-0.62%6.28B	-1.04%6.18B	-1.60%6.16B	1.72%6.31B	-0.77%6.32B	-0.77%6.32B	3.94%6.25B	2.45%6.26B	27.54%6.21B
-Gross PPE	1.95%13.21B	1.95%13.21B	----	----	----	-2.22%12.95B	-2.22%12.95B	----	----	----
-Accumulated depreciation	-4.40%-6.93B	-4.40%-6.93B	----	----	----	3.56%-6.64B	3.56%-6.64B	----	----	----
Goodwill and other intangible assets	-0.66%21.56B	-0.66%21.56B	-0.37%21.52B	-0.66%21.45B	6.16%22.49B	-1.12%21.7B	-1.12%21.7B	2.70%21.6B	1.95%21.6B	181.05%21.18B
-Goodwill	0.14%16.8B	0.14%16.8B	0.37%16.7B	0.16%16.63B	8.05%17.49B	0.27%16.77B	0.27%16.77B	4.57%16.64B	3.61%16.6B	207.64%16.18B
-Other intangible assets	-3.39%4.76B	-3.39%4.76B	-2.86%4.82B	-3.40%4.82B	0.02%5B	-5.58%4.93B	-5.58%4.93B	-3.12%4.96B	-3.18%4.99B	119.63%5B
Defined pension benefit	8.26%1.4B	8.26%1.4B	----	----	----	-0.77%1.3B	-0.77%1.3B	----	----	----
Deferred assets	-9.66%2.73B	-9.66%2.73B	-16.52%2.73B	-26.58%2.64B	-4.14%2.92B	-11.58%3.02B	-11.58%3.02B	13.47%3.27B	51.84%3.6B	118.53%3.04B
Other assets	-2.18%24.12B	-2.18%24.12B	6.15%43.78B	20.64%46.04B	-26.43%52.97B	31.79%24.65B	31.79%24.65B	29.00%41.24B	14.00%38.16B	148.94%72B
Total assets	4.76%1.48T	4.76%1.48T	2.22%1.43T	4.82%1.44T	10.82%1.47T	4.65%1.41T	4.65%1.41T	12.17%1.4T	9.85%1.37T	15.63%1.32T
Liabilities
Total deposits	-1.62%759.35B	-1.62%759.35B	-1.47%746.15B	2.60%744.29B	9.67%777.84B	10.11%771.87B	10.11%771.87B	11.40%757.27B	7.07%725.41B	23.62%709.25B
Federal funds purchased and securities sold under agreement to repurchase	21.82%134.97B	21.82%134.97B	1.14%126.76B	-1.44%118.95B	13.11%122.59B	4.41%110.79B	4.41%110.79B	30.35%125.33B	14.75%120.69B	6.79%108.38B
Current debt and capital lease obligation	6.09%113.34B	6.09%113.34B	1.98%108.53B	-4.06%109.54B	8.48%111.86B	-1.57%106.84B	-1.57%106.84B	3.94%106.42B	11.07%114.17B	-6.75%103.11B
-Current debt	6.09%113.34B	6.09%113.34B	1.98%108.53B	-4.06%109.54B	8.48%111.86B	-1.57%106.84B	-1.57%106.84B	3.94%106.42B	11.07%114.17B	-6.75%103.11B
Trading liabilities	56.65%54.88B	56.65%54.88B	28.63%51.41B	26.98%53.42B	1.34%44.05B	-19.98%35.03B	-19.98%35.03B	-13.94%39.97B	-7.13%42.07B	-3.89%43.47B
Derivative product liabilities	0.73%58.73B	0.73%58.73B	3.97%51.45B	19.05%57.73B	73.40%66.35B	16.16%58.3B	16.16%58.3B	14.35%49.49B	16.00%48.49B	-13.21%38.27B
Payables	16.61%67.97B	16.61%67.97B	34.38%46.4B	27.41%48.73B	--41.28B	-34.67%58.29B	-34.67%58.29B	--34.53B	--38.25B	----
-Accounts payable	20.53%62.9B	20.53%62.9B	34.38%46.4B	27.41%48.73B	--41.28B	-26.55%52.19B	-26.55%52.19B	--34.53B	--38.25B	----
-Total tax payable	-30.00%329M	-30.00%329M	----	----	----	968.18%470M	968.18%470M	----	----	----
-Due to related parties	-15.85%4.74B	-15.85%4.74B	----	----	----	-68.91%5.63B	-68.91%5.63B	----	----	----
Long term debt and capital lease obligation	7.25%166.89B	7.25%166.89B	7.90%158.71B	16.11%166.12B	16.34%162.48B	10.99%155.6B	10.99%155.6B	8.03%147.1B	10.85%143.07B	1.53%139.66B
-Long term debt	7.42%163.57B	7.42%163.57B	7.90%158.71B	16.11%166.12B	16.34%162.48B	11.40%152.28B	11.40%152.28B	8.03%147.1B	10.85%143.07B	1.53%139.66B
-Long term capital lease obligation	-0.33%3.32B	-0.33%3.32B	----	----	----	-5.13%3.33B	-5.13%3.33B	----	----	----
Employee benefits	0.10%1.05B	0.10%1.05B	----	----	----	4.99%1.05B	4.99%1.05B	----	----	----
Non current deferred liabilities	0.00%1M	0.00%1M	----	----	----	-93.75%1M	-93.75%1M	----	----	----
Other liabilities	14.28%31.53B	14.28%31.53B	-3.55%55.39B	-10.70%55.66B	-48.70%54.04B	-10.62%27.59B	-10.62%27.59B	-18.19%57.43B	-14.76%62.33B	82.31%105.36B
Total liabilities	4.78%1.39T	4.78%1.39T	2.07%1.34T	4.63%1.35T	10.66%1.38T	4.29%1.33T	4.29%1.33T	12.19%1.32T	10.19%1.29T	16.50%1.25T
Shareholders'equity
Share capital	-4.09%24.91B	-4.09%24.91B	-4.01%25.3B	-6.31%25.48B	-3.89%25.67B	-1.03%25.97B	-1.03%25.97B	2.28%26.36B	7.23%27.2B	7.12%26.71B
-common stock	-2.35%23.36B	-2.35%23.36B	-1.49%23.55B	-0.69%23.73B	2.18%23.92B	4.27%23.92B	4.27%23.92B	6.39%23.91B	8.31%23.9B	8.20%23.41B
-Preferred stock	-24.39%1.55B	-24.39%1.55B	-28.57%1.75B	-46.97%1.75B	-46.97%1.75B	-37.88%2.05B	-37.88%2.05B	-25.76%2.45B	0.00%3.3B	0.00%3.3B
Additional paid-in capital	5.37%373M	5.37%373M	6.36%368M	4.86%367M	3.42%363M	7.93%354M	7.93%354M	4.85%346M	7.03%350M	4.78%351M
Retained earnings	1.95%47.38B	1.95%47.38B	4.63%47.55B	5.33%47.16B	6.98%47.24B	5.60%46.47B	5.60%46.47B	2.14%45.45B	1.42%44.77B	-0.17%44.16B
Gains losses not affecting retained earnings	47.37%7.99B	47.37%7.99B	28.75%6.09B	205.98%6.75B	248.10%8.24B	191.03%5.42B	191.03%5.42B	5,415.73%4.73B	-14.32%2.21B	35.62%2.37B
Other equity interest	22.68%7.41B	22.68%7.41B	22.68%7.41B	20.40%6.04B	65.04%6.04B	65.04%6.04B	65.04%6.04B	65.04%6.04B	37.07%5.01B	0.00%3.66B
Total stockholders'equity	4.51%88.05B	4.51%88.05B	4.58%86.72B	7.87%85.8B	13.34%87.56B	10.72%84.25B	10.72%84.25B	11.80%82.93B	4.57%79.54B	3.12%77.25B
Noncontrolling interests	36.11%49M	36.11%49M	35.48%42M	22.58%38M	41.38%41M	28.57%36M	28.57%36M	47.62%31M	63.16%31M	--29M
Total equity	4.53%88.1B	4.53%88.1B	4.59%86.77B	7.87%85.83B	13.36%87.6B	10.72%84.29B	10.72%84.29B	11.81%82.96B	4.58%79.57B	3.16%77.28B
Accounting Standards	US-GAAP	US-GAAP	US-GAAP	US-GAAP	US-GAAP	US-GAAP	US-GAAP	US-GAAP	US-GAAP	US-GAAP
Audit Opinions	Unqualified Opinion	--	--	--	--	Unqualified Opinion	--	--	--	--

FY: Financial Year. Refers to the 10-K file disclosed by the listed company to the SEC.

Q: Quarter. Refers to the 10-Q file disclosed by the listed company to the SEC. Q1, Q2, Q3, and Q4 are quarterly reports each with a span of 3 months; Q6 and Q9 are cumulative reports, with Q6 including 6 months and Q9 9 months.

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