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Everyday People Financial Corp (EPF)

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  • 0.630
  • +0.030+5.00%
15min DelayMarket Closed Jan 22 16:00 ET
81.40MMarket Cap-9.00P/E (TTM)

Everyday People Financial Corp (EPF) Income Statement

Quarterly+Annual
YOY yoy
Hide blank lines yoy
(Q3)Sep 30, 2025
(Q2)Jun 30, 2025
(Q1)Mar 31, 2025
(FY)Dec 31, 2024
(Q4)Dec 31, 2024
(Q3)Sep 30, 2024
(Q2)Jun 30, 2024
(Q1)Mar 31, 2024
(FY)Dec 31, 2023
(Q4)Dec 31, 2023
Total revenue
6.15%18.88M
40.22%22.09M
19.51%17.69M
50.76%57.13M
-9.14%8.78M
88.50%17.78M
45.96%15.76M
85.07%14.81M
68.61%37.89M
9.66M
Operating revenue
6.15%18.88M
40.22%22.09M
19.51%17.69M
50.76%57.13M
-9.14%8.78M
88.50%17.78M
45.96%15.76M
85.07%14.81M
68.61%37.89M
--9.66M
Cost of revenue
9.39%14.86M
49.45%18.25M
38.04%14.12M
49.20%49.11M
-40.53%13.08M
337.10%13.58M
178.02%12.21M
199.33%10.23M
238.36%32.92M
22M
Gross profit
-4.31%4.02M
8.41%3.84M
-21.93%3.57M
61.05%8.02M
65.12%-4.3M
-33.60%4.2M
-44.65%3.54M
-0.19%4.57M
-60.94%4.98M
-12.33M
Operating expense
38.20%3.88M
25.44%3.65M
7.62%3.38M
13.08%11.95M
140.57%3.11M
-54.41%2.81M
-54.67%2.91M
-42.92%3.14M
-57.42%10.56M
-11,073.01%-7.68M
Selling and administrative expenses
20.50%817K
17.07%816K
-0.55%1.27M
9.60%5.27M
117.87%1.6M
-85.27%678K
-84.92%697K
-68.90%1.28M
-72.19%4.81M
-12,915.34%-8.96M
-Selling and marketing expense
----
----
511.11%55K
-67.57%72K
92.00%30K
----
----
-87.78%9K
-30.80%222K
--15.63K
-General and administrative expense
20.50%817K
17.07%816K
-4.17%1.22M
13.33%5.2M
117.51%1.57M
-85.13%678K
-84.61%697K
-68.56%1.27M
-72.97%4.59M
-12,937.67%-8.98M
Depreciation amortization depletion
10.96%911K
6.22%854K
18.02%943K
37.65%3.39M
65.42%965K
23.66%821K
28.17%804K
36.02%799K
9.37%2.46M
--583.35K
-Depreciation and amortization
10.96%911K
6.22%854K
18.02%943K
37.65%3.39M
65.42%965K
23.66%821K
28.17%804K
36.02%799K
9.37%2.46M
--583.35K
Provision for doubtful accounts
50.79%-31K
3,800.00%37K
-62.07%22K
-17.43%90K
6.86%96K
-360.74%-63K
72.82%-1K
4,500.61%58K
324.98%109K
--89.84K
Other taxes
--0
--0
---196K
---830K
---830K
--0
--0
--0
--0
----
Other operating expenses
59.20%2.18M
37.83%1.94M
33.43%1.33M
26.47%4.02M
108.12%1.28M
58.46%1.37M
20.16%1.41M
26.32%999K
-39.19%3.18M
--615.52K
Operating profit
-89.82%142K
-69.72%192K
-86.49%194K
29.66%-3.93M
-59.25%-7.42M
708.39%1.4M
4,156.04%634K
257.06%1.44M
53.69%-5.59M
-6,556.63%-4.66M
Net non-operating interest income (expenses)
29.03%-489K
32.22%-507K
33.06%-577K
-25.03%-2.89M
2.03%-587K
-48.52%-689K
-13.37%-748K
-50.38%-862K
-29.35%-2.31M
-599.16K
Non-operating interest income
-14.58%41K
-16.28%36K
5.71%37K
29.55%171K
-22.92%46K
63.33%48K
231.30%43K
-18.47%35K
--132K
--59.68K
Non-operating interest expense
-28.09%530K
-31.35%543K
-36.12%428K
22.43%2.49M
15.95%645K
49.41%737K
17.58%791K
29.78%670K
14.12%2.04M
--556.29K
Total other finance cost
----
----
-18.06%186K
39.60%564K
-111.70%-12K
----
----
127.34%227K
--404K
--102.55K
Other net income (expenses)
-17.32%721K
70.80%1.2M
51.57%1.35M
-97.13%154K
-145.81%-2.29M
652.59%872K
463.67%702K
39.62%892K
117.22%5.36M
5M
Gain on sale of security
----
----
13,583.97%555K
-176.79%-43K
-112.23%-27K
----
----
-814.58%-4.12K
1,359.56%56K
---12.72K
Special income (charges)
-150.98%-442K
-69.66%213K
-32.76%546K
-121.11%-859K
-178.80%-3.24M
639.84%867K
1,665.85%702K
26,001.12%812K
113.03%4.07M
--4.11M
-Less:Restructuring and mergern&acquisition
--336K
---213K
-858.33%-546K
115.72%772K
--700K
--0
--0
--72K
-772.35%-4.91M
----
-Less:Other special charges
112.23%106K
----
----
----
----
---867K
---702K
---884K
----
----
-Less:Write off
----
----
----
-89.68%87K
-89.84%82K
----
----
9.25%3.43K
-97.25%843K
--806.75K
-Gain on sale of business
----
----
----
----
----
----
----
----
--0
--0
-Gain on sale of property,plant,equipment
--0
--0
----
----
----
--0
--0
----
----
----
Other non-operating income (expenses)
23,160.00%1.16M
42,181.30%986K
213.75%251K
-14.42%1.06M
5.54%961K
-58.45%5K
-97.47%2.33K
-87.53%80K
892.24%1.23M
--910.52K
Income before tax
-76.30%374K
50.34%884K
-33.90%969K
-162.70%-6.66M
-3,977.91%-10.29M
451.34%1.58M
206.74%588K
272.75%1.47M
94.36%-2.54M
-260.88%-252.43K
Income tax
-81.83%109K
-81.70%95K
-75.71%145K
94.17%-34K
-363.13%-1.75M
818.68%600K
1,311.57%519K
855.46%597K
-180.39%-583K
-377.65K
Earnings from equity interest net of tax
Net income
-72.90%265K
1,043.48%789K
-5.18%824K
-239.38%-6.63M
-6,924.10%-8.55M
367.47%978K
113.58%69K
212.91%869K
95.73%-1.95M
279.01%125.22K
Net income continuous operations
-72.90%265K
1,043.48%789K
-5.18%824K
-239.38%-6.63M
-6,924.10%-8.55M
367.47%978K
113.58%69K
212.91%869K
95.73%-1.95M
279.01%125.22K
Noncontrolling interests
Net income attributable to the company
-72.90%265K
1,043.48%789K
-5.29%824K
-239.38%-6.63M
-6,924.10%-8.55M
367.47%978K
111.52%69K
178.11%870K
95.73%-1.95M
279.01%125.22K
Preferred stock dividends
Other under preferred stock dividend
Net income attributable to common stockholders
-72.90%265K
1,043.48%789K
-5.29%824K
-239.38%-6.63M
-6,924.10%-8.55M
367.47%978K
111.52%69K
178.11%870K
95.73%-1.95M
279.01%125.22K
Diluted earnings per share
0
0.01
0.00%0.01
-200.00%-0.06
-0.08
411.72%0.01
0
200.00%0.01
95.45%-0.02
0
Basic earnings per share
0
0.01
0.00%0.01
-200.00%-0.06
-0.08
411.72%0.01
0
200.00%0.01
95.45%-0.02
0
Dividend per share
Accounting Standards
US-GAAP
US-GAAP
US-GAAP
US-GAAP
US-GAAP
US-GAAP
US-GAAP
US-GAAP
US-GAAP
US-GAAP
Audit Opinions
--
--
--
Unqualified Opinion with Explanatory Notes
--
--
--
--
Unqualified Opinion with Explanatory Notes
--
(Q3)Sep 30, 2025(Q2)Jun 30, 2025(Q1)Mar 31, 2025(FY)Dec 31, 2024(Q4)Dec 31, 2024(Q3)Sep 30, 2024(Q2)Jun 30, 2024(Q1)Mar 31, 2024(FY)Dec 31, 2023(Q4)Dec 31, 2023
Total revenue 6.15%18.88M40.22%22.09M19.51%17.69M50.76%57.13M-9.14%8.78M88.50%17.78M45.96%15.76M85.07%14.81M68.61%37.89M9.66M
Operating revenue 6.15%18.88M40.22%22.09M19.51%17.69M50.76%57.13M-9.14%8.78M88.50%17.78M45.96%15.76M85.07%14.81M68.61%37.89M--9.66M
Cost of revenue 9.39%14.86M49.45%18.25M38.04%14.12M49.20%49.11M-40.53%13.08M337.10%13.58M178.02%12.21M199.33%10.23M238.36%32.92M22M
Gross profit -4.31%4.02M8.41%3.84M-21.93%3.57M61.05%8.02M65.12%-4.3M-33.60%4.2M-44.65%3.54M-0.19%4.57M-60.94%4.98M-12.33M
Operating expense 38.20%3.88M25.44%3.65M7.62%3.38M13.08%11.95M140.57%3.11M-54.41%2.81M-54.67%2.91M-42.92%3.14M-57.42%10.56M-11,073.01%-7.68M
Selling and administrative expenses 20.50%817K17.07%816K-0.55%1.27M9.60%5.27M117.87%1.6M-85.27%678K-84.92%697K-68.90%1.28M-72.19%4.81M-12,915.34%-8.96M
-Selling and marketing expense --------511.11%55K-67.57%72K92.00%30K---------87.78%9K-30.80%222K--15.63K
-General and administrative expense 20.50%817K17.07%816K-4.17%1.22M13.33%5.2M117.51%1.57M-85.13%678K-84.61%697K-68.56%1.27M-72.97%4.59M-12,937.67%-8.98M
Depreciation amortization depletion 10.96%911K6.22%854K18.02%943K37.65%3.39M65.42%965K23.66%821K28.17%804K36.02%799K9.37%2.46M--583.35K
-Depreciation and amortization 10.96%911K6.22%854K18.02%943K37.65%3.39M65.42%965K23.66%821K28.17%804K36.02%799K9.37%2.46M--583.35K
Provision for doubtful accounts 50.79%-31K3,800.00%37K-62.07%22K-17.43%90K6.86%96K-360.74%-63K72.82%-1K4,500.61%58K324.98%109K--89.84K
Other taxes --0--0---196K---830K---830K--0--0--0--0----
Other operating expenses 59.20%2.18M37.83%1.94M33.43%1.33M26.47%4.02M108.12%1.28M58.46%1.37M20.16%1.41M26.32%999K-39.19%3.18M--615.52K
Operating profit -89.82%142K-69.72%192K-86.49%194K29.66%-3.93M-59.25%-7.42M708.39%1.4M4,156.04%634K257.06%1.44M53.69%-5.59M-6,556.63%-4.66M
Net non-operating interest income (expenses) 29.03%-489K32.22%-507K33.06%-577K-25.03%-2.89M2.03%-587K-48.52%-689K-13.37%-748K-50.38%-862K-29.35%-2.31M-599.16K
Non-operating interest income -14.58%41K-16.28%36K5.71%37K29.55%171K-22.92%46K63.33%48K231.30%43K-18.47%35K--132K--59.68K
Non-operating interest expense -28.09%530K-31.35%543K-36.12%428K22.43%2.49M15.95%645K49.41%737K17.58%791K29.78%670K14.12%2.04M--556.29K
Total other finance cost ---------18.06%186K39.60%564K-111.70%-12K--------127.34%227K--404K--102.55K
Other net income (expenses) -17.32%721K70.80%1.2M51.57%1.35M-97.13%154K-145.81%-2.29M652.59%872K463.67%702K39.62%892K117.22%5.36M5M
Gain on sale of security --------13,583.97%555K-176.79%-43K-112.23%-27K---------814.58%-4.12K1,359.56%56K---12.72K
Special income (charges) -150.98%-442K-69.66%213K-32.76%546K-121.11%-859K-178.80%-3.24M639.84%867K1,665.85%702K26,001.12%812K113.03%4.07M--4.11M
-Less:Restructuring and mergern&acquisition --336K---213K-858.33%-546K115.72%772K--700K--0--0--72K-772.35%-4.91M----
-Less:Other special charges 112.23%106K-------------------867K---702K---884K--------
-Less:Write off -------------89.68%87K-89.84%82K--------9.25%3.43K-97.25%843K--806.75K
-Gain on sale of business ----------------------------------0--0
-Gain on sale of property,plant,equipment --0--0--------------0--0------------
Other non-operating income (expenses) 23,160.00%1.16M42,181.30%986K213.75%251K-14.42%1.06M5.54%961K-58.45%5K-97.47%2.33K-87.53%80K892.24%1.23M--910.52K
Income before tax -76.30%374K50.34%884K-33.90%969K-162.70%-6.66M-3,977.91%-10.29M451.34%1.58M206.74%588K272.75%1.47M94.36%-2.54M-260.88%-252.43K
Income tax -81.83%109K-81.70%95K-75.71%145K94.17%-34K-363.13%-1.75M818.68%600K1,311.57%519K855.46%597K-180.39%-583K-377.65K
Earnings from equity interest net of tax
Net income -72.90%265K1,043.48%789K-5.18%824K-239.38%-6.63M-6,924.10%-8.55M367.47%978K113.58%69K212.91%869K95.73%-1.95M279.01%125.22K
Net income continuous operations -72.90%265K1,043.48%789K-5.18%824K-239.38%-6.63M-6,924.10%-8.55M367.47%978K113.58%69K212.91%869K95.73%-1.95M279.01%125.22K
Noncontrolling interests
Net income attributable to the company -72.90%265K1,043.48%789K-5.29%824K-239.38%-6.63M-6,924.10%-8.55M367.47%978K111.52%69K178.11%870K95.73%-1.95M279.01%125.22K
Preferred stock dividends
Other under preferred stock dividend
Net income attributable to common stockholders -72.90%265K1,043.48%789K-5.29%824K-239.38%-6.63M-6,924.10%-8.55M367.47%978K111.52%69K178.11%870K95.73%-1.95M279.01%125.22K
Diluted earnings per share 00.010.00%0.01-200.00%-0.06-0.08411.72%0.010200.00%0.0195.45%-0.020
Basic earnings per share 00.010.00%0.01-200.00%-0.06-0.08411.72%0.010200.00%0.0195.45%-0.020
Dividend per share
Accounting Standards US-GAAPUS-GAAPUS-GAAPUS-GAAPUS-GAAPUS-GAAPUS-GAAPUS-GAAPUS-GAAPUS-GAAP
Audit Opinions ------Unqualified Opinion with Explanatory Notes--------Unqualified Opinion with Explanatory Notes--

FY: Financial Year. Refers to the 10-K file disclosed by the listed company to the SEC.

Q: Quarter. Refers to the 10-Q file disclosed by the listed company to the SEC. Q1, Q2, Q3, and Q4 are quarterly reports each with a span of 3 months; Q6 and Q9 are cumulative reports, with Q6 including 6 months and Q9 9 months.

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