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Intact Financial Corp (IFC)

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  • 251.040
  • +2.390+0.96%
15min DelayMarket Closed May 13 16:00 ET
44.38BMarket Cap13.37P/E (TTM)

Earnings

Revenue Breakdown

Financial Indicators

Income Statement

Balance Sheet

Cash Flow

Intact Financial Corp (IFC) Balance Sheet

Quarterly+Annual
YOY yoy
Hide blank lines yoy
(Q1)Mar 31, 2026
(FY)Dec 31, 2025
(Q4)Dec 31, 2025
(Q3)Sep 30, 2025
(Q2)Jun 30, 2025
(Q1)Mar 31, 2025
(FY)Dec 31, 2024
(Q4)Dec 31, 2024
(Q3)Sep 30, 2024
(Q2)Jun 30, 2024
Assets
Total investments
2.93%42.41B
7.13%43.69B
7.13%43.69B
7.94%42.97B
11.53%41.59B
11.40%41.21B
9.07%40.78B
9.07%40.78B
8.01%39.81B
3.74%37.29B
-Fixed maturity investments
----
----
----
----
----
----
--29.77B
--29.77B
----
----
-Equity investments
9.61%21.96B
11.12%21.98B
11.12%21.98B
11.15%21.31B
18.55%20.02B
19.72%20.04B
13.10%19.78B
13.10%19.78B
6.11%19.17B
-6.52%16.89B
-Net loan
4.40%783M
2.55%805M
2.55%805M
-4.58%791M
-11.76%765M
-18.57%750M
-16.84%785M
-16.84%785M
-16.85%829M
-16.31%867M
-Derivative assets
62.86%114M
13.51%126M
13.51%126M
-47.27%58M
47.29%190M
-37.50%70M
-42.78%111M
-42.78%111M
--110M
--129M
-Security agree to be resell
-60.14%59M
253.95%761M
253.95%761M
-7.10%301M
33.52%235M
64.44%148M
--215M
--215M
--324M
--176M
Long term equity investment
18.61%1.24B
21.70%1.14B
21.70%1.14B
19.68%1.12B
18.38%1.1B
12.09%1.05B
-0.42%940M
-0.42%940M
-1.68%935M
10.78%925M
-Investments in other ventures under equity method
18.61%1.24B
21.70%1.14B
21.70%1.14B
19.68%1.12B
18.38%1.1B
12.09%1.05B
-0.42%940M
-0.42%940M
-1.68%935M
10.78%925M
-Short term investments
-5.44%17.14B
-1.58%17.72B
-1.58%17.72B
4.05%18.25B
4.63%18.24B
4.45%18.13B
5.90%18B
5.90%18B
9.50%17.54B
15.14%17.43B
-Other invested assets
8.18%1.11B
21.86%1.15B
21.86%1.15B
26.83%1.14B
19.50%1.05B
22.12%1.03B
15.77%947M
15.77%947M
9.60%902M
0.23%877M
Cash and cash equivalents
135.80%2.36B
20.47%1.08B
20.47%1.08B
34.39%1.49B
-10.12%1.27B
-2.34%1B
-4.79%894M
-4.79%894M
-27.63%1.11B
44.77%1.41B
Restricted cash and cash equivalents
-89.71%39M
10.88%326M
10.88%326M
42.16%408M
0.00%314M
18.81%379M
2.80%294M
2.80%294M
431.48%287M
481.48%314M
Reinsurance recoverable
-10.12%4.34B
-5.01%4.55B
-5.01%4.55B
-8.70%4.79B
-0.77%4.77B
-2.01%4.83B
-8.22%4.79B
-8.22%4.79B
-0.36%5.24B
-5.32%4.8B
Receivables
31.56%967M
-0.84%706M
-0.84%706M
-4.81%832M
-5.23%671M
-54.26%735M
15.02%712M
15.02%712M
29.10%874M
-2.48%708M
-Accounts receivable
134.81%317M
-19.63%86M
-19.63%86M
-5.91%223M
--94M
-76.23%135M
1,088.89%107M
1,088.89%107M
--237M
----
-Taxes receivable
26.74%109M
-4.23%68M
-4.23%68M
-49.50%51M
-19.75%65M
-13.13%86M
24.56%71M
24.56%71M
-26.28%101M
-55.98%81M
-Other receivables
5.25%541M
3.37%552M
3.37%552M
4.10%558M
-18.34%512M
-45.32%514M
-3.44%534M
-3.44%534M
-0.74%536M
15.68%627M
Accrued investment income
-1.38%286M
5.24%261M
5.24%261M
9.92%288M
10.04%263M
--290M
20.39%248M
20.39%248M
11.02%262M
10.65%239M
Prepaid assets
-4.73%302M
-1.24%239M
-1.24%239M
4.72%266M
16.93%297M
24.80%317M
24.10%242M
24.10%242M
22.71%254M
4.96%254M
Net PPE
9.07%914M
5.49%865M
5.49%865M
2.64%854M
1.21%838M
3.08%838M
2.63%820M
2.63%820M
8.19%832M
5.88%828M
Goodwill and other intangible assets
0.33%9.84B
2.33%9.79B
2.33%9.79B
3.52%9.79B
2.33%9.66B
5.98%9.8B
4.76%9.57B
4.76%9.57B
16.09%9.46B
17.77%9.44B
-Goodwill
4.58%4.95B
8.48%4.89B
8.48%4.89B
10.17%4.86B
7.46%4.71B
11.86%4.73B
10.33%4.51B
10.33%4.51B
26.77%4.41B
29.87%4.38B
-Other intangible assets
-3.65%4.89B
-3.14%4.9B
-3.14%4.9B
-2.30%4.93B
-2.12%4.95B
1.02%5.07B
0.26%5.06B
0.26%5.06B
8.12%5.05B
8.97%5.06B
Defined pension benefit
55.13%484M
56.42%463M
56.42%463M
18.80%436M
-0.30%329M
15.13%312M
29.26%296M
29.26%296M
19.93%367M
-1.79%330M
Deferred tax assets
3.48%744M
0.27%746M
0.27%746M
6.29%693M
-3.94%707M
-11.67%719M
-8.26%744M
-8.26%744M
-15.10%652M
3.66%736M
Other assets
19.18%174M
12.68%160M
12.68%160M
3.92%159M
-16.48%152M
-12.05%146M
-10.13%142M
-10.13%142M
-20.73%153M
1.68%182M
Total assets
3.77%62.86B
5.61%62.87B
5.61%62.87B
6.19%62.97B
7.64%60.85B
7.33%60.58B
6.34%59.53B
6.34%59.53B
7.80%59.3B
6.16%56.54B
Liabilities
Policy holders liabilities reserve
0.11%32.32B
2.04%32.55B
2.04%32.55B
3.42%33.12B
7.25%32.25B
7.74%32.29B
5.10%31.9B
5.10%31.9B
5.66%32.02B
2.72%30.07B
Short term debt and capital lease obligation
156.92%334M
-10.27%402M
-10.27%402M
-84.24%122M
-39.20%107M
-85.16%130M
-57.66%448M
-57.66%448M
30.96%774M
-78.38%176M
-Current debt
156.92%334M
-10.27%402M
-10.27%402M
-84.24%122M
-39.20%107M
-85.16%130M
-57.66%448M
-57.66%448M
30.96%774M
-78.38%176M
Payables
25.36%1.49B
22.87%1.46B
22.87%1.46B
14.77%1.68B
23.43%1.47B
-42.52%1.19B
-3.34%1.19B
-3.34%1.19B
7.66%1.46B
-28.73%1.19B
-Accounts payable
16.94%1.07B
-2.60%748M
-2.60%748M
-2.95%1.05B
25.37%1.02B
-31.51%915M
1.59%768M
1.59%768M
4.52%1.09B
6.67%816M
-Total tax payable
70.59%145M
204.93%433M
204.93%433M
218.63%325M
75.76%174M
157.58%85M
-30.73%142M
-30.73%142M
137.21%102M
330.43%99M
-Other payable
45.55%278M
0.00%275M
0.00%275M
9.12%299M
-1.09%273M
-72.83%191M
3.77%275M
3.77%275M
-0.72%274M
-68.74%276M
Current accrued expenses
-4.73%685M
16.09%743M
16.09%743M
41.04%732M
-18.41%430M
444.70%719M
19.63%640M
19.63%640M
11.61%519M
48.03%527M
Derivative product liabilities
-40.58%123M
-65.34%87M
-65.34%87M
7.14%165M
54.55%119M
120.21%207M
175.82%251M
175.82%251M
15.79%154M
140.63%77M
Long term debt and capital lease obligation
-13.56%4.63B
-3.52%4.85B
-3.52%4.85B
6.66%5.34B
0.09%5.32B
13.82%5.35B
7.35%5.03B
7.35%5.03B
0.60%5B
16.43%5.32B
-Long term debt
-16.05%3.93B
-4.68%4.18B
-4.68%4.18B
7.26%4.66B
-0.04%4.64B
16.02%4.69B
8.90%4.38B
8.90%4.38B
0.12%4.34B
18.28%4.65B
-Long term capital lease obligation
3.89%694M
4.33%674M
4.33%674M
2.72%679M
1.04%677M
0.45%668M
-2.12%646M
-2.12%646M
3.93%661M
5.02%670M
Long term provisions
-5.43%87M
-21.70%83M
-21.70%83M
6.33%84M
8.54%89M
2.22%92M
13.98%106M
13.98%106M
-5.95%79M
-4.65%82M
Unrepurchased pre-sale securities
15.87%752M
19.71%735M
19.71%735M
224.34%733M
646.67%672M
7,111.11%649M
6,722.22%614M
6,722.22%614M
2,411.11%226M
900.00%90M
Employee benefits
-2.31%296M
-2.61%298M
-2.61%298M
3.40%304M
9.12%299M
9.39%303M
-2.24%306M
-2.24%306M
9.29%294M
-8.05%274M
Non current deferred liabilities
-9.19%504M
-16.19%497M
-16.19%497M
-8.42%511M
-20.47%536M
-27.83%555M
-18.32%593M
-18.32%593M
-24.59%558M
-10.85%674M
Other liabilities
12.62%366M
7.47%331M
7.47%331M
-46.85%228M
-24.84%345M
-23.71%325M
-26.14%308M
-26.14%308M
6.72%429M
285.71%459M
Total liabilities
-0.53%41.59B
1.58%42.03B
1.58%42.03B
3.59%43.01B
6.94%41.64B
6.08%41.81B
4.74%41.38B
4.74%41.38B
5.57%41.52B
2.51%38.94B
Shareholders'equity
Share capital
3.37%10.07B
1.13%9.86B
1.13%9.86B
-0.29%9.72B
-0.01%9.74B
0.07%9.74B
0.28%9.75B
0.28%9.75B
0.28%9.75B
6.37%9.75B
-common stock
-0.81%8.06B
-0.46%8.09B
-0.46%8.09B
-0.34%8.1B
-0.01%8.13B
0.09%8.13B
0.33%8.13B
0.33%8.13B
0.33%8.13B
7.74%8.13B
-Preferred stock
24.34%2.01B
9.08%1.77B
9.08%1.77B
0.00%1.62B
0.00%1.62B
0.00%1.62B
0.00%1.62B
0.00%1.62B
0.00%1.62B
0.00%1.62B
Additional paid-in capital
19.01%338M
15.10%343M
15.10%343M
4.43%283M
4.10%254M
4.80%284M
2.76%298M
2.76%298M
3.44%271M
-1.61%244M
Retained earnings
27.78%10.66B
30.22%10.32B
30.22%10.32B
25.50%9.56B
18.43%8.96B
18.75%8.34B
21.82%7.92B
21.82%7.92B
23.26%7.62B
21.02%7.56B
Gains losses not affecting retained earnings
-49.12%203M
75.96%322M
75.96%322M
172.97%404M
209.24%260M
236.64%399M
157.01%183M
157.01%183M
119.30%148M
64.48%-238M
Total stockholders equity
13.34%21.27B
14.81%20.84B
14.81%20.84B
12.27%19.96B
10.98%19.22B
12.11%18.77B
12.09%18.15B
12.09%18.15B
15.51%17.78B
15.52%17.32B
Noncontrolling interests
----
--0
--0
----
--0
----
--0
--0
--0
0.00%285M
Total equity
13.34%21.27B
14.81%20.84B
14.81%20.84B
12.27%19.96B
9.18%19.22B
10.24%18.77B
10.15%18.15B
10.15%18.15B
13.41%17.78B
15.23%17.6B
Accounting Standards
US-GAAP
US-GAAP
US-GAAP
US-GAAP
US-GAAP
US-GAAP
US-GAAP
US-GAAP
US-GAAP
US-GAAP
Audit Opinions
--
Unqualified Opinion
--
--
--
--
Unqualified Opinion
--
--
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(Q1)Mar 31, 2026(FY)Dec 31, 2025(Q4)Dec 31, 2025(Q3)Sep 30, 2025(Q2)Jun 30, 2025(Q1)Mar 31, 2025(FY)Dec 31, 2024(Q4)Dec 31, 2024(Q3)Sep 30, 2024(Q2)Jun 30, 2024
Assets
Total investments 2.93%42.41B7.13%43.69B7.13%43.69B7.94%42.97B11.53%41.59B11.40%41.21B9.07%40.78B9.07%40.78B8.01%39.81B3.74%37.29B
-Fixed maturity investments --------------------------29.77B--29.77B--------
-Equity investments 9.61%21.96B11.12%21.98B11.12%21.98B11.15%21.31B18.55%20.02B19.72%20.04B13.10%19.78B13.10%19.78B6.11%19.17B-6.52%16.89B
-Net loan 4.40%783M2.55%805M2.55%805M-4.58%791M-11.76%765M-18.57%750M-16.84%785M-16.84%785M-16.85%829M-16.31%867M
-Derivative assets 62.86%114M13.51%126M13.51%126M-47.27%58M47.29%190M-37.50%70M-42.78%111M-42.78%111M--110M--129M
-Security agree to be resell -60.14%59M253.95%761M253.95%761M-7.10%301M33.52%235M64.44%148M--215M--215M--324M--176M
Long term equity investment 18.61%1.24B21.70%1.14B21.70%1.14B19.68%1.12B18.38%1.1B12.09%1.05B-0.42%940M-0.42%940M-1.68%935M10.78%925M
-Investments in other ventures under equity method 18.61%1.24B21.70%1.14B21.70%1.14B19.68%1.12B18.38%1.1B12.09%1.05B-0.42%940M-0.42%940M-1.68%935M10.78%925M
-Short term investments -5.44%17.14B-1.58%17.72B-1.58%17.72B4.05%18.25B4.63%18.24B4.45%18.13B5.90%18B5.90%18B9.50%17.54B15.14%17.43B
-Other invested assets 8.18%1.11B21.86%1.15B21.86%1.15B26.83%1.14B19.50%1.05B22.12%1.03B15.77%947M15.77%947M9.60%902M0.23%877M
Cash and cash equivalents 135.80%2.36B20.47%1.08B20.47%1.08B34.39%1.49B-10.12%1.27B-2.34%1B-4.79%894M-4.79%894M-27.63%1.11B44.77%1.41B
Restricted cash and cash equivalents -89.71%39M10.88%326M10.88%326M42.16%408M0.00%314M18.81%379M2.80%294M2.80%294M431.48%287M481.48%314M
Reinsurance recoverable -10.12%4.34B-5.01%4.55B-5.01%4.55B-8.70%4.79B-0.77%4.77B-2.01%4.83B-8.22%4.79B-8.22%4.79B-0.36%5.24B-5.32%4.8B
Receivables 31.56%967M-0.84%706M-0.84%706M-4.81%832M-5.23%671M-54.26%735M15.02%712M15.02%712M29.10%874M-2.48%708M
-Accounts receivable 134.81%317M-19.63%86M-19.63%86M-5.91%223M--94M-76.23%135M1,088.89%107M1,088.89%107M--237M----
-Taxes receivable 26.74%109M-4.23%68M-4.23%68M-49.50%51M-19.75%65M-13.13%86M24.56%71M24.56%71M-26.28%101M-55.98%81M
-Other receivables 5.25%541M3.37%552M3.37%552M4.10%558M-18.34%512M-45.32%514M-3.44%534M-3.44%534M-0.74%536M15.68%627M
Accrued investment income -1.38%286M5.24%261M5.24%261M9.92%288M10.04%263M--290M20.39%248M20.39%248M11.02%262M10.65%239M
Prepaid assets -4.73%302M-1.24%239M-1.24%239M4.72%266M16.93%297M24.80%317M24.10%242M24.10%242M22.71%254M4.96%254M
Net PPE 9.07%914M5.49%865M5.49%865M2.64%854M1.21%838M3.08%838M2.63%820M2.63%820M8.19%832M5.88%828M
Goodwill and other intangible assets 0.33%9.84B2.33%9.79B2.33%9.79B3.52%9.79B2.33%9.66B5.98%9.8B4.76%9.57B4.76%9.57B16.09%9.46B17.77%9.44B
-Goodwill 4.58%4.95B8.48%4.89B8.48%4.89B10.17%4.86B7.46%4.71B11.86%4.73B10.33%4.51B10.33%4.51B26.77%4.41B29.87%4.38B
-Other intangible assets -3.65%4.89B-3.14%4.9B-3.14%4.9B-2.30%4.93B-2.12%4.95B1.02%5.07B0.26%5.06B0.26%5.06B8.12%5.05B8.97%5.06B
Defined pension benefit 55.13%484M56.42%463M56.42%463M18.80%436M-0.30%329M15.13%312M29.26%296M29.26%296M19.93%367M-1.79%330M
Deferred tax assets 3.48%744M0.27%746M0.27%746M6.29%693M-3.94%707M-11.67%719M-8.26%744M-8.26%744M-15.10%652M3.66%736M
Other assets 19.18%174M12.68%160M12.68%160M3.92%159M-16.48%152M-12.05%146M-10.13%142M-10.13%142M-20.73%153M1.68%182M
Total assets 3.77%62.86B5.61%62.87B5.61%62.87B6.19%62.97B7.64%60.85B7.33%60.58B6.34%59.53B6.34%59.53B7.80%59.3B6.16%56.54B
Liabilities
Policy holders liabilities reserve 0.11%32.32B2.04%32.55B2.04%32.55B3.42%33.12B7.25%32.25B7.74%32.29B5.10%31.9B5.10%31.9B5.66%32.02B2.72%30.07B
Short term debt and capital lease obligation 156.92%334M-10.27%402M-10.27%402M-84.24%122M-39.20%107M-85.16%130M-57.66%448M-57.66%448M30.96%774M-78.38%176M
-Current debt 156.92%334M-10.27%402M-10.27%402M-84.24%122M-39.20%107M-85.16%130M-57.66%448M-57.66%448M30.96%774M-78.38%176M
Payables 25.36%1.49B22.87%1.46B22.87%1.46B14.77%1.68B23.43%1.47B-42.52%1.19B-3.34%1.19B-3.34%1.19B7.66%1.46B-28.73%1.19B
-Accounts payable 16.94%1.07B-2.60%748M-2.60%748M-2.95%1.05B25.37%1.02B-31.51%915M1.59%768M1.59%768M4.52%1.09B6.67%816M
-Total tax payable 70.59%145M204.93%433M204.93%433M218.63%325M75.76%174M157.58%85M-30.73%142M-30.73%142M137.21%102M330.43%99M
-Other payable 45.55%278M0.00%275M0.00%275M9.12%299M-1.09%273M-72.83%191M3.77%275M3.77%275M-0.72%274M-68.74%276M
Current accrued expenses -4.73%685M16.09%743M16.09%743M41.04%732M-18.41%430M444.70%719M19.63%640M19.63%640M11.61%519M48.03%527M
Derivative product liabilities -40.58%123M-65.34%87M-65.34%87M7.14%165M54.55%119M120.21%207M175.82%251M175.82%251M15.79%154M140.63%77M
Long term debt and capital lease obligation -13.56%4.63B-3.52%4.85B-3.52%4.85B6.66%5.34B0.09%5.32B13.82%5.35B7.35%5.03B7.35%5.03B0.60%5B16.43%5.32B
-Long term debt -16.05%3.93B-4.68%4.18B-4.68%4.18B7.26%4.66B-0.04%4.64B16.02%4.69B8.90%4.38B8.90%4.38B0.12%4.34B18.28%4.65B
-Long term capital lease obligation 3.89%694M4.33%674M4.33%674M2.72%679M1.04%677M0.45%668M-2.12%646M-2.12%646M3.93%661M5.02%670M
Long term provisions -5.43%87M-21.70%83M-21.70%83M6.33%84M8.54%89M2.22%92M13.98%106M13.98%106M-5.95%79M-4.65%82M
Unrepurchased pre-sale securities 15.87%752M19.71%735M19.71%735M224.34%733M646.67%672M7,111.11%649M6,722.22%614M6,722.22%614M2,411.11%226M900.00%90M
Employee benefits -2.31%296M-2.61%298M-2.61%298M3.40%304M9.12%299M9.39%303M-2.24%306M-2.24%306M9.29%294M-8.05%274M
Non current deferred liabilities -9.19%504M-16.19%497M-16.19%497M-8.42%511M-20.47%536M-27.83%555M-18.32%593M-18.32%593M-24.59%558M-10.85%674M
Other liabilities 12.62%366M7.47%331M7.47%331M-46.85%228M-24.84%345M-23.71%325M-26.14%308M-26.14%308M6.72%429M285.71%459M
Total liabilities -0.53%41.59B1.58%42.03B1.58%42.03B3.59%43.01B6.94%41.64B6.08%41.81B4.74%41.38B4.74%41.38B5.57%41.52B2.51%38.94B
Shareholders'equity
Share capital 3.37%10.07B1.13%9.86B1.13%9.86B-0.29%9.72B-0.01%9.74B0.07%9.74B0.28%9.75B0.28%9.75B0.28%9.75B6.37%9.75B
-common stock -0.81%8.06B-0.46%8.09B-0.46%8.09B-0.34%8.1B-0.01%8.13B0.09%8.13B0.33%8.13B0.33%8.13B0.33%8.13B7.74%8.13B
-Preferred stock 24.34%2.01B9.08%1.77B9.08%1.77B0.00%1.62B0.00%1.62B0.00%1.62B0.00%1.62B0.00%1.62B0.00%1.62B0.00%1.62B
Additional paid-in capital 19.01%338M15.10%343M15.10%343M4.43%283M4.10%254M4.80%284M2.76%298M2.76%298M3.44%271M-1.61%244M
Retained earnings 27.78%10.66B30.22%10.32B30.22%10.32B25.50%9.56B18.43%8.96B18.75%8.34B21.82%7.92B21.82%7.92B23.26%7.62B21.02%7.56B
Gains losses not affecting retained earnings -49.12%203M75.96%322M75.96%322M172.97%404M209.24%260M236.64%399M157.01%183M157.01%183M119.30%148M64.48%-238M
Total stockholders equity 13.34%21.27B14.81%20.84B14.81%20.84B12.27%19.96B10.98%19.22B12.11%18.77B12.09%18.15B12.09%18.15B15.51%17.78B15.52%17.32B
Noncontrolling interests ------0--0------0------0--0--00.00%285M
Total equity 13.34%21.27B14.81%20.84B14.81%20.84B12.27%19.96B9.18%19.22B10.24%18.77B10.15%18.15B10.15%18.15B13.41%17.78B15.23%17.6B
Accounting Standards US-GAAPUS-GAAPUS-GAAPUS-GAAPUS-GAAPUS-GAAPUS-GAAPUS-GAAPUS-GAAPUS-GAAP
Audit Opinions --Unqualified Opinion--------Unqualified Opinion------

FY: Financial Year. Refers to the 10-K file disclosed by the listed company to the SEC.

Q: Quarter. Refers to the 10-Q file disclosed by the listed company to the SEC. Q1, Q2, Q3, and Q4 are quarterly reports each with a span of 3 months; Q6 and Q9 are cumulative reports, with Q6 including 6 months and Q9 9 months.

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