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Intact Financial Corp (IFC)

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  • 259.100
  • +1.020+0.40%
15min DelayMarket Closed May 5 16:00 ET
46.01BMarket Cap14.12P/E (TTM)

Intact Financial Corp (IFC) Cash Flow

Quarterly+Annual
YOY yoy
Hide blank lines yoy
(Q1)Mar 31, 2026
(FY)Dec 31, 2025
(Q4)Dec 31, 2025
(Q3)Sep 30, 2025
(Q2)Jun 30, 2025
(Q1)Mar 31, 2025
(FY)Dec 31, 2024
(Q4)Dec 31, 2024
(Q3)Sep 30, 2024
(Q2)Jun 30, 2024
Operating cash flow (Indirect Method)
Cash flow from continuing operating activities
-26.30%426M
41.13%4.78B
28.97%1.39B
52.00%1.68B
21.32%1.14B
114.07%578M
83.48%3.39B
182.68%1.08B
-18.55%1.1B
51.78%938M
Net income from continuing operations
13.07%960M
49.65%4.31B
43.91%1.21B
388.21%1.12B
15.60%1.13B
2.29%849M
59.53%2.88B
13.86%838M
24.46%229M
194.59%981M
Operating gains losses
-160.87%-300M
11.91%-540M
216.98%336M
9.88%-547M
-153.33%-114M
-150.00%-115M
-55.98%-613M
116.96%106M
-452.91%-607M
-117.05%-45M
Securities amortization
5.41%-35M
-22.14%-160M
-7.89%-41M
-41.94%-44M
-35.71%-38M
-8.82%-37M
-254.05%-131M
-11.76%-38M
-121.43%-31M
-566.67%-28M
Derivatives unrealized gains and losses
803.57%253M
2.32%309M
-276.19%-74M
10.76%247M
----
-67.44%28M
325.35%302M
-65.29%42M
471.67%223M
----
Remuneration paid in stock
64.71%28M
41.35%147M
76.47%30M
50.00%45M
28.21%50M
-5.56%17M
-13.33%104M
-46.88%17M
30.43%30M
5.41%39M
Other non cash items
175.00%33M
-313.60%-517M
-314.58%-398M
-400.00%-65M
-103.03%-2M
73.81%-44M
-243.68%-125M
-1,166.67%-96M
-140.63%-13M
1,750.00%66M
Change in working capital
-251.28%-137M
-14.89%806M
-150.00%-75M
-28.12%869M
150.45%56M
86.32%-39M
427.68%947M
188.46%150M
42.07%1.21B
11.20%-111M
-Change in other current assets
-9.64%-91M
87.84%-9M
482.35%65M
-119.05%-16M
167.57%25M
20.19%-83M
-840.00%-74M
-129.82%-17M
950.00%84M
-54.17%-37M
-Change in other current liabilities
104.35%1M
81.87%-31M
-32.56%29M
262.64%148M
1.10%-180M
-130.67%-23M
85.48%-171M
179.63%43M
-727.27%-91M
0.55%-182M
Dividends received (cash flow from operating activities)
-22.22%7M
34.09%59M
580.00%34M
50.00%9M
-30.00%7M
-60.87%9M
12.82%44M
-68.75%5M
0.00%6M
-16.67%10M
Tax refund paid
-100.00%-562M
-10.07%-820M
-58.96%-213M
-31.93%-157M
-8.33%-169M
16.37%-281M
-386.93%-745M
-76.32%-134M
-950.00%-119M
-155.74%-156M
Cash from discontinued operating activities
Operating cash flow
-26.30%426M
29.55%4.39B
-7.43%997M
52.00%1.68B
21.32%1.14B
114.07%578M
83.48%3.39B
182.68%1.08B
-18.55%1.1B
51.78%938M
Investing cash flow
Cash flow from continuing investing activities
2,316.00%1.11B
-59.91%-2.58B
-55.01%-1.08B
18.72%-964M
-602.90%-485M
-114.75%-50M
19.50%-1.61B
-10.97%-698M
7.20%-1.19B
77.45%-69M
Net intangibles purchase and sale
-73.03%-154M
-6.53%-457M
-52.94%-156M
-16.51%-127M
28.57%-85M
10.10%-89M
6.33%-429M
10.53%-102M
10.66%-109M
-6.25%-119M
Net business purchase and sale
55.67%-129M
-1,280.00%-621M
-270.83%-89M
-456.67%-167M
-202.78%-74M
-361.90%-291M
95.48%-45M
97.41%-24M
77.10%-30M
928.57%72M
Net investment purchase and sale
321.52%1.39B
-31.84%-1.5B
-46.33%-837M
36.01%-670M
-1,381.82%-326M
-34.13%330M
-106.52%-1.14B
-238.83%-572M
-2.15%-1.05B
89.05%-22M
Cash from discontinued investing activities
Investing cash flow
2,316.00%1.11B
-59.91%-2.58B
-55.01%-1.08B
18.72%-964M
-602.90%-485M
-114.75%-50M
19.50%-1.61B
-10.97%-698M
7.20%-1.19B
77.45%-69M
Financing cash flow
Cash flow from continuing financing activities
-74.83%-507M
20.19%-1.6B
14.34%-424M
-21.45%-436M
2.38%-451M
57.97%-290M
-724.92%-2.01B
-385.29%-495M
-174.17%-359M
-39.58%-462M
Net issuance payments of debt
-1,573.68%-280M
44.19%-317M
-11.16%-249M
-115.66%-26M
38.38%-61M
104.62%19M
-218.58%-568M
-265.93%-224M
9.93%166M
-130.23%-99M
Net common stock issuance
-252.73%-194M
-93.14%-394M
-48.72%-58M
-1,850.00%-156M
-2.46%-125M
-19.57%-55M
-148.23%-204M
-550.00%-39M
-101.47%-8M
-90.63%-122M
Net preferred stock issuance
----
--147M
----
----
----
----
--0
--0
--0
----
Cash dividends paid
-10.24%-280M
-8.81%-1.04B
-8.64%-264M
-9.01%-254M
-8.61%-265M
-9.01%-254M
-10.56%-953M
-8.48%-243M
-9.39%-233M
-12.96%-244M
Proceeds from stock option exercised by employees
----
--0
----
----
--0
----
--11M
--0
--0
--11M
Net other financing charges
--247M
----
----
----
----
----
-1,846.67%-292M
--0
---284M
0.00%-8M
Cash from discontinued financing activities
Financing cash flow
-74.83%-507M
20.19%-1.6B
14.34%-424M
-21.45%-436M
2.38%-451M
57.97%-290M
-724.92%-2.01B
-385.29%-495M
-174.17%-359M
-39.58%-462M
Net cash flow
Beginning cash position
23.67%1.23B
-14.86%997M
60.30%1.74B
-5.08%1.44B
13.24%1.25B
-14.86%997M
15.94%1.17B
-29.26%1.08B
55.23%1.52B
11.30%1.1B
Current changes in cash
331.51%1.03B
188.41%206M
-338.79%-509M
162.08%275M
-50.37%202M
393.83%238M
-243.83%-233M
66.86%-116M
-179.25%-443M
2,242.11%407M
Effect of exchange rate changes
0.00%14M
-83.05%10M
-146.67%-14M
109.09%23M
-360.00%-13M
7.69%14M
6,000.00%59M
400.00%30M
375.00%11M
25.00%5M
End cash Position
82.07%2.27B
21.66%1.21B
21.66%1.21B
60.30%1.74B
-5.08%1.44B
13.24%1.25B
-14.86%997M
-14.86%997M
-29.26%1.08B
55.23%1.52B
Free cash flow
-44.38%272M
32.89%3.93B
-13.74%841M
55.89%1.55B
28.57%1.05B
185.96%489M
113.11%2.96B
265.17%975M
-19.33%993M
61.86%819M
Accounting Standards
US-GAAP
US-GAAP
US-GAAP
US-GAAP
US-GAAP
US-GAAP
US-GAAP
US-GAAP
US-GAAP
US-GAAP
Audit Opinions
--
Unqualified Opinion
--
--
--
--
Unqualified Opinion
--
--
--
(Q1)Mar 31, 2026(FY)Dec 31, 2025(Q4)Dec 31, 2025(Q3)Sep 30, 2025(Q2)Jun 30, 2025(Q1)Mar 31, 2025(FY)Dec 31, 2024(Q4)Dec 31, 2024(Q3)Sep 30, 2024(Q2)Jun 30, 2024
Operating cash flow (Indirect Method)
Cash flow from continuing operating activities -26.30%426M41.13%4.78B28.97%1.39B52.00%1.68B21.32%1.14B114.07%578M83.48%3.39B182.68%1.08B-18.55%1.1B51.78%938M
Net income from continuing operations 13.07%960M49.65%4.31B43.91%1.21B388.21%1.12B15.60%1.13B2.29%849M59.53%2.88B13.86%838M24.46%229M194.59%981M
Operating gains losses -160.87%-300M11.91%-540M216.98%336M9.88%-547M-153.33%-114M-150.00%-115M-55.98%-613M116.96%106M-452.91%-607M-117.05%-45M
Securities amortization 5.41%-35M-22.14%-160M-7.89%-41M-41.94%-44M-35.71%-38M-8.82%-37M-254.05%-131M-11.76%-38M-121.43%-31M-566.67%-28M
Derivatives unrealized gains and losses 803.57%253M2.32%309M-276.19%-74M10.76%247M-----67.44%28M325.35%302M-65.29%42M471.67%223M----
Remuneration paid in stock 64.71%28M41.35%147M76.47%30M50.00%45M28.21%50M-5.56%17M-13.33%104M-46.88%17M30.43%30M5.41%39M
Other non cash items 175.00%33M-313.60%-517M-314.58%-398M-400.00%-65M-103.03%-2M73.81%-44M-243.68%-125M-1,166.67%-96M-140.63%-13M1,750.00%66M
Change in working capital -251.28%-137M-14.89%806M-150.00%-75M-28.12%869M150.45%56M86.32%-39M427.68%947M188.46%150M42.07%1.21B11.20%-111M
-Change in other current assets -9.64%-91M87.84%-9M482.35%65M-119.05%-16M167.57%25M20.19%-83M-840.00%-74M-129.82%-17M950.00%84M-54.17%-37M
-Change in other current liabilities 104.35%1M81.87%-31M-32.56%29M262.64%148M1.10%-180M-130.67%-23M85.48%-171M179.63%43M-727.27%-91M0.55%-182M
Dividends received (cash flow from operating activities) -22.22%7M34.09%59M580.00%34M50.00%9M-30.00%7M-60.87%9M12.82%44M-68.75%5M0.00%6M-16.67%10M
Tax refund paid -100.00%-562M-10.07%-820M-58.96%-213M-31.93%-157M-8.33%-169M16.37%-281M-386.93%-745M-76.32%-134M-950.00%-119M-155.74%-156M
Cash from discontinued operating activities
Operating cash flow -26.30%426M29.55%4.39B-7.43%997M52.00%1.68B21.32%1.14B114.07%578M83.48%3.39B182.68%1.08B-18.55%1.1B51.78%938M
Investing cash flow
Cash flow from continuing investing activities 2,316.00%1.11B-59.91%-2.58B-55.01%-1.08B18.72%-964M-602.90%-485M-114.75%-50M19.50%-1.61B-10.97%-698M7.20%-1.19B77.45%-69M
Net intangibles purchase and sale -73.03%-154M-6.53%-457M-52.94%-156M-16.51%-127M28.57%-85M10.10%-89M6.33%-429M10.53%-102M10.66%-109M-6.25%-119M
Net business purchase and sale 55.67%-129M-1,280.00%-621M-270.83%-89M-456.67%-167M-202.78%-74M-361.90%-291M95.48%-45M97.41%-24M77.10%-30M928.57%72M
Net investment purchase and sale 321.52%1.39B-31.84%-1.5B-46.33%-837M36.01%-670M-1,381.82%-326M-34.13%330M-106.52%-1.14B-238.83%-572M-2.15%-1.05B89.05%-22M
Cash from discontinued investing activities
Investing cash flow 2,316.00%1.11B-59.91%-2.58B-55.01%-1.08B18.72%-964M-602.90%-485M-114.75%-50M19.50%-1.61B-10.97%-698M7.20%-1.19B77.45%-69M
Financing cash flow
Cash flow from continuing financing activities -74.83%-507M20.19%-1.6B14.34%-424M-21.45%-436M2.38%-451M57.97%-290M-724.92%-2.01B-385.29%-495M-174.17%-359M-39.58%-462M
Net issuance payments of debt -1,573.68%-280M44.19%-317M-11.16%-249M-115.66%-26M38.38%-61M104.62%19M-218.58%-568M-265.93%-224M9.93%166M-130.23%-99M
Net common stock issuance -252.73%-194M-93.14%-394M-48.72%-58M-1,850.00%-156M-2.46%-125M-19.57%-55M-148.23%-204M-550.00%-39M-101.47%-8M-90.63%-122M
Net preferred stock issuance ------147M------------------0--0--0----
Cash dividends paid -10.24%-280M-8.81%-1.04B-8.64%-264M-9.01%-254M-8.61%-265M-9.01%-254M-10.56%-953M-8.48%-243M-9.39%-233M-12.96%-244M
Proceeds from stock option exercised by employees ------0----------0------11M--0--0--11M
Net other financing charges --247M---------------------1,846.67%-292M--0---284M0.00%-8M
Cash from discontinued financing activities
Financing cash flow -74.83%-507M20.19%-1.6B14.34%-424M-21.45%-436M2.38%-451M57.97%-290M-724.92%-2.01B-385.29%-495M-174.17%-359M-39.58%-462M
Net cash flow
Beginning cash position 23.67%1.23B-14.86%997M60.30%1.74B-5.08%1.44B13.24%1.25B-14.86%997M15.94%1.17B-29.26%1.08B55.23%1.52B11.30%1.1B
Current changes in cash 331.51%1.03B188.41%206M-338.79%-509M162.08%275M-50.37%202M393.83%238M-243.83%-233M66.86%-116M-179.25%-443M2,242.11%407M
Effect of exchange rate changes 0.00%14M-83.05%10M-146.67%-14M109.09%23M-360.00%-13M7.69%14M6,000.00%59M400.00%30M375.00%11M25.00%5M
End cash Position 82.07%2.27B21.66%1.21B21.66%1.21B60.30%1.74B-5.08%1.44B13.24%1.25B-14.86%997M-14.86%997M-29.26%1.08B55.23%1.52B
Free cash flow -44.38%272M32.89%3.93B-13.74%841M55.89%1.55B28.57%1.05B185.96%489M113.11%2.96B265.17%975M-19.33%993M61.86%819M
Accounting Standards US-GAAPUS-GAAPUS-GAAPUS-GAAPUS-GAAPUS-GAAPUS-GAAPUS-GAAPUS-GAAPUS-GAAP
Audit Opinions --Unqualified Opinion--------Unqualified Opinion------

FY: Financial Year. Refers to the 10-K file disclosed by the listed company to the SEC.

Q: Quarter. Refers to the 10-Q file disclosed by the listed company to the SEC. Q1, Q2, Q3, and Q4 are quarterly reports each with a span of 3 months; Q6 and Q9 are cumulative reports, with Q6 including 6 months and Q9 9 months.

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