US Stock MarketDetailed Quotes

Velocity Financial (VEL)

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  • 19.630
  • +0.420+2.19%
Trading Jan 15 15:29 ET
763.61MMarket Cap8.08P/E (TTM)

Earnings

Revenue Breakdown

Financial Indicators

Income Statement

Balance Sheet

Cash Flow

Velocity Financial (VEL) Balance Sheet

Quarterly+Annual
YOY yoy
Hide blank lines yoy
(Q3)Sep 30, 2025
(Q2)Jun 30, 2025
(Q1)Mar 31, 2025
(FY)Dec 31, 2024
(Q4)Dec 31, 2024
(Q3)Sep 30, 2024
(Q2)Jun 30, 2024
(Q1)Mar 31, 2024
(FY)Dec 31, 2023
(Q4)Dec 31, 2023
Assets
Cash cash equivalents and federal funds sold
75.15%117.81M
22.01%97.19M
26.11%74.46M
14.36%71.04M
14.36%71.04M
42.82%67.26M
56.89%79.66M
5.38%59.05M
-0.18%62.12M
-0.18%62.12M
-Cash and cash equivalents
124.44%98.96M
67.97%79.56M
48.37%51.68M
22.95%50.11M
22.95%50.11M
50.02%44.09M
39.37%47.37M
-11.59%34.83M
-10.28%40.76M
-10.28%40.76M
-Restricted cash and investments
-18.65%18.85M
-45.41%17.63M
-5.91%22.79M
-2.02%20.93M
-2.02%20.93M
30.86%23.17M
92.38%32.29M
45.56%24.22M
27.09%21.36M
27.09%21.36M
Receivables
38.34%181.07M
55.22%186.35M
36.19%162.08M
32.45%160.09M
32.45%160.09M
37.59%130.89M
36.72%120.05M
36.40%119.01M
26.59%120.87M
26.59%120.87M
-Accounts receivable
41.31%46.55M
35.29%42.11M
30.93%38.46M
30.36%35.24M
30.36%35.24M
33.07%32.94M
37.70%31.12M
40.34%29.37M
32.08%27.03M
32.08%27.03M
-Other receivables
37.34%134.52M
62.20%144.24M
37.91%123.62M
33.05%124.85M
33.05%124.85M
39.18%97.95M
36.38%88.93M
35.15%89.64M
25.09%93.84M
25.09%93.84M
Prepaid assets
----
----
----
5.87%2.15M
5.87%2.15M
----
----
----
9.93%2.03M
9.93%2.03M
Net loan
32.67%6.5B
31.84%6.05B
28.26%5.61B
24.94%5.19B
24.94%5.19B
25.09%4.9B
22.00%4.59B
20.31%4.38B
17.00%4.15B
17.00%4.15B
-Gross loan
32.89%6.49B
32.08%6.04B
28.51%5.6B
25.18%5.17B
25.18%5.17B
25.37%4.88B
22.31%4.57B
20.61%4.36B
17.28%4.13B
17.28%4.13B
-Allowance for loans and lease losses
-5.46%4.59M
-6.83%4.88M
-4.75%5.02M
-12.48%4.17M
-12.48%4.17M
3.54%4.85M
13.27%5.24M
4.40%5.27M
-2.53%4.77M
-2.53%4.77M
-Unearned income
-18.42%20.19M
-17.59%21.3M
-17.42%22.44M
-16.86%23.57M
-16.86%23.57M
-15.77%24.75M
-16.21%25.84M
-15.46%27.17M
-15.19%28.35M
-15.19%28.35M
Derivative assets
--18K
----
----
----
----
----
----
--1.97M
----
----
Net PPE
-12.52%1.48M
-19.51%1.54M
-20.91%1.59M
-22.11%4.15M
-22.11%4.15M
-40.82%1.69M
-36.75%1.91M
-37.27%2.01M
-7.80%5.33M
-7.80%5.33M
-Gross PPE
----
----
----
-6.29%12.13M
-6.29%12.13M
----
----
----
2.11%12.95M
2.11%12.95M
-Accumulated depreciation
----
----
----
-4.78%-7.98M
-4.78%-7.98M
----
----
----
-10.41%-7.62M
-10.41%-7.62M
Foreclosed assets
82.33%113.7M
83.99%93.39M
80.30%83.44M
53.61%68M
53.61%68M
112.84%62.36M
148.96%50.76M
112.51%46.28M
232.22%44.27M
232.22%44.27M
Goodwill and other intangible assets
0.94%19.37M
3.74%19.72M
22.85%19.41M
33.44%20.49M
33.44%20.49M
15.88%19.19M
17.16%19M
-0.76%15.8M
-4.12%15.35M
-4.12%15.35M
-Goodwill
0.00%6.78M
0.00%6.78M
0.00%6.78M
0.00%6.78M
0.00%6.78M
0.00%6.78M
0.00%6.78M
0.00%6.78M
0.00%6.78M
0.00%6.78M
-Other intangible assets
1.46%12.6M
5.81%12.94M
40.00%12.63M
59.85%13.71M
59.85%13.71M
26.88%12.42M
29.48%12.23M
-1.32%9.02M
-7.14%8.58M
-7.14%8.58M
Other assets
19.39%7.53M
25.36%11.99M
-3.15%5.3M
11.88%179K
11.88%179K
-10.24%6.31M
22.81%9.57M
-55.43%5.47M
-52.66%160K
-52.66%160K
Total assets
33.76%6.96B
32.88%6.48B
29.02%5.97B
25.49%5.53B
25.49%5.53B
26.36%5.2B
23.34%4.87B
20.62%4.63B
17.49%4.4B
17.49%4.4B
Liabilities
Payables
21.38%170.58M
19.49%164.94M
23.78%153.48M
21.19%147.81M
21.19%147.81M
43.59%140.53M
44.77%138.03M
45.91%123.99M
33.26%121.97M
33.26%121.97M
-Accounts payable
21.38%170.58M
19.49%164.94M
23.78%153.48M
21.19%147.81M
21.19%147.81M
43.59%140.53M
44.77%138.03M
45.91%123.99M
33.26%121.97M
33.26%121.97M
Current debt and capital lease obligation
-23.42%332.39M
39.43%331.06M
58.25%570.03M
3.98%348.08M
3.98%348.08M
101.71%434.03M
0.72%237.44M
20.75%360.22M
1.19%334.76M
1.19%334.76M
-Current debt
-23.42%332.39M
39.43%331.06M
58.25%570.03M
3.98%348.08M
3.98%348.08M
101.71%434.03M
0.72%237.44M
20.75%360.22M
1.19%334.76M
1.19%334.76M
Long term debt and capital lease obligation
40.58%5.82B
33.69%5.38B
26.94%4.68B
28.63%4.51B
28.63%4.51B
22.29%4.14B
25.13%4.02B
20.41%3.69B
19.05%3.51B
19.05%3.51B
-Long term debt
40.58%5.82B
33.69%5.38B
26.94%4.68B
28.63%4.51B
28.63%4.51B
22.29%4.14B
25.13%4.02B
20.41%3.69B
19.05%3.51B
19.05%3.51B
Derivative product liabilities
----
49.73%560K
--1M
--0
--0
--1.49M
--374K
--0
--3.67M
--3.67M
Total liabilities
34.07%6.32B
33.56%5.87B
29.57%5.41B
26.20%5.01B
26.20%5.01B
27.52%4.71B
24.05%4.4B
21.07%4.17B
17.79%3.97B
17.79%3.97B
Shareholders'equity
Share capital
18.21%396K
16.42%390K
7.49%359K
2.42%339K
2.42%339K
1.52%335K
1.82%335K
1.83%334K
1.53%331K
1.53%331K
-common stock
18.21%396K
16.42%390K
7.49%359K
2.42%339K
2.42%339K
1.52%335K
1.82%335K
1.83%334K
1.53%331K
1.53%331K
Paid-in capital
21.18%379.4M
18.37%368.53M
14.66%353.45M
5.29%322.95M
5.29%322.95M
2.68%313.09M
2.68%311.32M
2.31%308.26M
2.14%306.74M
2.14%306.74M
Retained earnings
51.40%267.58M
50.50%242.21M
47.93%216.21M
53.08%197.33M
53.08%197.33M
57.16%176.74M
61.80%160.94M
67.45%146.16M
68.21%128.91M
68.21%128.91M
Less: Treasury stock
255.63%10.2M
249.39%10.02M
93.28%5.03M
117.51%2.87M
117.51%2.87M
121.72%2.87M
121.72%2.87M
101.16%2.6M
187.99%1.32M
187.99%1.32M
Gains losses not affecting retained earnings
-9.87%-2.92M
-300.69%-3.21M
-326.57%-1.8M
33.47%-805K
33.47%-805K
---2.66M
--1.6M
--794K
---1.21M
---1.21M
Total stockholders'equity
30.87%634.26M
26.85%597.9M
24.34%563.19M
19.26%516.94M
19.26%516.94M
16.39%484.64M
17.33%471.32M
16.85%452.94M
15.03%433.44M
15.03%433.44M
Non controlling interests
4.72%3.2M
-7.77%3.16M
-13.64%3.03M
-4.61%3.27M
-4.61%3.27M
-15.62%3.05M
-3.14%3.42M
-2.90%3.51M
-7.05%3.43M
-7.05%3.43M
Total equity
30.71%637.46M
26.60%601.05M
24.05%566.22M
19.08%520.22M
19.08%520.22M
16.11%487.69M
17.15%474.75M
16.67%456.45M
14.82%436.87M
14.82%436.87M
Currency Unit
USD
USD
USD
USD
USD
USD
USD
USD
USD
USD
Accounting Standards
US-GAAP
US-GAAP
US-GAAP
US-GAAP
US-GAAP
US-GAAP
US-GAAP
US-GAAP
US-GAAP
US-GAAP
Audit Opinions
--
--
--
Unqualified Opinion
--
--
--
--
--
--
(Q3)Sep 30, 2025(Q2)Jun 30, 2025(Q1)Mar 31, 2025(FY)Dec 31, 2024(Q4)Dec 31, 2024(Q3)Sep 30, 2024(Q2)Jun 30, 2024(Q1)Mar 31, 2024(FY)Dec 31, 2023(Q4)Dec 31, 2023
Assets
Cash cash equivalents and federal funds sold 75.15%117.81M22.01%97.19M26.11%74.46M14.36%71.04M14.36%71.04M42.82%67.26M56.89%79.66M5.38%59.05M-0.18%62.12M-0.18%62.12M
-Cash and cash equivalents 124.44%98.96M67.97%79.56M48.37%51.68M22.95%50.11M22.95%50.11M50.02%44.09M39.37%47.37M-11.59%34.83M-10.28%40.76M-10.28%40.76M
-Restricted cash and investments -18.65%18.85M-45.41%17.63M-5.91%22.79M-2.02%20.93M-2.02%20.93M30.86%23.17M92.38%32.29M45.56%24.22M27.09%21.36M27.09%21.36M
Receivables 38.34%181.07M55.22%186.35M36.19%162.08M32.45%160.09M32.45%160.09M37.59%130.89M36.72%120.05M36.40%119.01M26.59%120.87M26.59%120.87M
-Accounts receivable 41.31%46.55M35.29%42.11M30.93%38.46M30.36%35.24M30.36%35.24M33.07%32.94M37.70%31.12M40.34%29.37M32.08%27.03M32.08%27.03M
-Other receivables 37.34%134.52M62.20%144.24M37.91%123.62M33.05%124.85M33.05%124.85M39.18%97.95M36.38%88.93M35.15%89.64M25.09%93.84M25.09%93.84M
Prepaid assets ------------5.87%2.15M5.87%2.15M------------9.93%2.03M9.93%2.03M
Net loan 32.67%6.5B31.84%6.05B28.26%5.61B24.94%5.19B24.94%5.19B25.09%4.9B22.00%4.59B20.31%4.38B17.00%4.15B17.00%4.15B
-Gross loan 32.89%6.49B32.08%6.04B28.51%5.6B25.18%5.17B25.18%5.17B25.37%4.88B22.31%4.57B20.61%4.36B17.28%4.13B17.28%4.13B
-Allowance for loans and lease losses -5.46%4.59M-6.83%4.88M-4.75%5.02M-12.48%4.17M-12.48%4.17M3.54%4.85M13.27%5.24M4.40%5.27M-2.53%4.77M-2.53%4.77M
-Unearned income -18.42%20.19M-17.59%21.3M-17.42%22.44M-16.86%23.57M-16.86%23.57M-15.77%24.75M-16.21%25.84M-15.46%27.17M-15.19%28.35M-15.19%28.35M
Derivative assets --18K--------------------------1.97M--------
Net PPE -12.52%1.48M-19.51%1.54M-20.91%1.59M-22.11%4.15M-22.11%4.15M-40.82%1.69M-36.75%1.91M-37.27%2.01M-7.80%5.33M-7.80%5.33M
-Gross PPE -------------6.29%12.13M-6.29%12.13M------------2.11%12.95M2.11%12.95M
-Accumulated depreciation -------------4.78%-7.98M-4.78%-7.98M-------------10.41%-7.62M-10.41%-7.62M
Foreclosed assets 82.33%113.7M83.99%93.39M80.30%83.44M53.61%68M53.61%68M112.84%62.36M148.96%50.76M112.51%46.28M232.22%44.27M232.22%44.27M
Goodwill and other intangible assets 0.94%19.37M3.74%19.72M22.85%19.41M33.44%20.49M33.44%20.49M15.88%19.19M17.16%19M-0.76%15.8M-4.12%15.35M-4.12%15.35M
-Goodwill 0.00%6.78M0.00%6.78M0.00%6.78M0.00%6.78M0.00%6.78M0.00%6.78M0.00%6.78M0.00%6.78M0.00%6.78M0.00%6.78M
-Other intangible assets 1.46%12.6M5.81%12.94M40.00%12.63M59.85%13.71M59.85%13.71M26.88%12.42M29.48%12.23M-1.32%9.02M-7.14%8.58M-7.14%8.58M
Other assets 19.39%7.53M25.36%11.99M-3.15%5.3M11.88%179K11.88%179K-10.24%6.31M22.81%9.57M-55.43%5.47M-52.66%160K-52.66%160K
Total assets 33.76%6.96B32.88%6.48B29.02%5.97B25.49%5.53B25.49%5.53B26.36%5.2B23.34%4.87B20.62%4.63B17.49%4.4B17.49%4.4B
Liabilities
Payables 21.38%170.58M19.49%164.94M23.78%153.48M21.19%147.81M21.19%147.81M43.59%140.53M44.77%138.03M45.91%123.99M33.26%121.97M33.26%121.97M
-Accounts payable 21.38%170.58M19.49%164.94M23.78%153.48M21.19%147.81M21.19%147.81M43.59%140.53M44.77%138.03M45.91%123.99M33.26%121.97M33.26%121.97M
Current debt and capital lease obligation -23.42%332.39M39.43%331.06M58.25%570.03M3.98%348.08M3.98%348.08M101.71%434.03M0.72%237.44M20.75%360.22M1.19%334.76M1.19%334.76M
-Current debt -23.42%332.39M39.43%331.06M58.25%570.03M3.98%348.08M3.98%348.08M101.71%434.03M0.72%237.44M20.75%360.22M1.19%334.76M1.19%334.76M
Long term debt and capital lease obligation 40.58%5.82B33.69%5.38B26.94%4.68B28.63%4.51B28.63%4.51B22.29%4.14B25.13%4.02B20.41%3.69B19.05%3.51B19.05%3.51B
-Long term debt 40.58%5.82B33.69%5.38B26.94%4.68B28.63%4.51B28.63%4.51B22.29%4.14B25.13%4.02B20.41%3.69B19.05%3.51B19.05%3.51B
Derivative product liabilities ----49.73%560K--1M--0--0--1.49M--374K--0--3.67M--3.67M
Total liabilities 34.07%6.32B33.56%5.87B29.57%5.41B26.20%5.01B26.20%5.01B27.52%4.71B24.05%4.4B21.07%4.17B17.79%3.97B17.79%3.97B
Shareholders'equity
Share capital 18.21%396K16.42%390K7.49%359K2.42%339K2.42%339K1.52%335K1.82%335K1.83%334K1.53%331K1.53%331K
-common stock 18.21%396K16.42%390K7.49%359K2.42%339K2.42%339K1.52%335K1.82%335K1.83%334K1.53%331K1.53%331K
Paid-in capital 21.18%379.4M18.37%368.53M14.66%353.45M5.29%322.95M5.29%322.95M2.68%313.09M2.68%311.32M2.31%308.26M2.14%306.74M2.14%306.74M
Retained earnings 51.40%267.58M50.50%242.21M47.93%216.21M53.08%197.33M53.08%197.33M57.16%176.74M61.80%160.94M67.45%146.16M68.21%128.91M68.21%128.91M
Less: Treasury stock 255.63%10.2M249.39%10.02M93.28%5.03M117.51%2.87M117.51%2.87M121.72%2.87M121.72%2.87M101.16%2.6M187.99%1.32M187.99%1.32M
Gains losses not affecting retained earnings -9.87%-2.92M-300.69%-3.21M-326.57%-1.8M33.47%-805K33.47%-805K---2.66M--1.6M--794K---1.21M---1.21M
Total stockholders'equity 30.87%634.26M26.85%597.9M24.34%563.19M19.26%516.94M19.26%516.94M16.39%484.64M17.33%471.32M16.85%452.94M15.03%433.44M15.03%433.44M
Non controlling interests 4.72%3.2M-7.77%3.16M-13.64%3.03M-4.61%3.27M-4.61%3.27M-15.62%3.05M-3.14%3.42M-2.90%3.51M-7.05%3.43M-7.05%3.43M
Total equity 30.71%637.46M26.60%601.05M24.05%566.22M19.08%520.22M19.08%520.22M16.11%487.69M17.15%474.75M16.67%456.45M14.82%436.87M14.82%436.87M
Currency Unit USDUSDUSDUSDUSDUSDUSDUSDUSDUSD
Accounting Standards US-GAAPUS-GAAPUS-GAAPUS-GAAPUS-GAAPUS-GAAPUS-GAAPUS-GAAPUS-GAAPUS-GAAP
Audit Opinions ------Unqualified Opinion------------
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