US Stock MarketDetailed Quotes

Velocity Financial (VEL)

Watchlist
  • 19.630
  • +0.420+2.19%
Trading Jan 15 15:29 ET
763.61MMarket Cap8.08P/E (TTM)

Earnings

Revenue Breakdown

Financial Indicators

Income Statement

Balance Sheet

Cash Flow

Velocity Financial (VEL) Income Statement

Quarterly+Annual
YOY yoy
Hide blank lines yoy
(Q3)Sep 30, 2025
(Q2)Jun 30, 2025
(Q1)Mar 31, 2025
(FY)Dec 31, 2024
(Q4)Dec 31, 2024
(Q3)Sep 30, 2024
(Q2)Jun 30, 2024
(Q1)Mar 31, 2024
(FY)Dec 31, 2023
(Q4)Dec 31, 2023
Total revenue
56.81%77.25M
59.03%78.04M
24.77%62.11M
36.15%211.74M
33.69%63.62M
24.55%49.27M
40.38%49.07M
48.96%49.78M
70.55%155.51M
73.13%47.59M
Net interest income
37.86%50.64M
43.76%49.09M
24.90%38.85M
25.99%142.29M
24.25%40.31M
27.95%36.73M
28.88%34.15M
22.94%31.11M
35.84%112.95M
57.18%32.44M
-Net interest income
36.48%145.68M
37.77%137.07M
30.29%120.08M
30.81%413.33M
30.63%114.94M
32.72%106.75M
30.76%99.49M
28.95%92.16M
31.47%315.97M
34.06%87.99M
-Interest income from loans and lease
37.16%144.12M
38.67%135.57M
31.16%118.74M
30.91%406.84M
31.55%113.48M
32.85%105.07M
30.53%97.76M
28.37%90.53M
29.30%310.78M
31.44%86.27M
-Other interest income
-6.68%1.56M
-13.06%1.51M
-17.90%1.34M
24.95%6.49M
-15.38%1.45M
24.89%1.68M
45.58%1.73M
72.05%1.63M
--5.19M
--1.72M
-Total interest expense
35.75%95.04M
34.64%87.98M
33.04%81.23M
33.50%271.04M
34.36%74.63M
35.37%70.01M
31.77%65.34M
32.25%61.06M
29.15%203.02M
23.45%55.55M
-Interest expense for long term debt and capital securities
35.75%95.04M
34.64%87.98M
33.04%81.23M
33.50%271.04M
34.36%74.63M
35.37%70.01M
31.77%65.34M
32.25%61.06M
29.15%203.02M
23.45%55.55M
Non interest income
112.33%26.61M
93.98%28.94M
24.56%23.26M
63.14%69.44M
53.90%23.31M
15.58%12.53M
76.41%14.92M
130.09%18.67M
429.64%42.57M
121.22%15.15M
-Fees and commissions
353.59%821K
44.80%-462K
65.50%-167K
74.42%-1.46M
61.33%-319K
109.78%181K
49.43%-837K
64.59%-484K
48.46%-5.7M
21.50%-825K
-Other non interest income
8.86%565K
1.24%489K
27.70%521K
16.74%2.15M
76.08%736K
52.65%519K
-46.51%483K
-15.18%408K
12.40%1.84M
117.61%418K
-Gain loss on sale of assets
113.18%25.23M
89.31%28.92M
22.17%22.91M
48.09%68.75M
47.19%22.9M
-4.23%11.83M
65.85%15.28M
108.29%18.75M
165.93%46.43M
51.43%15.56M
Credit losses provision
-652.17%-381K
-633.03%-1.6M
-86.83%-1.87M
38.75%-1.17M
97.34%-22K
144.81%69K
26.85%-218K
-57.55%-1M
-66.23%-1.92M
-289.24%-827K
Non interest expense
47.72%41.5M
46.71%42.52M
30.55%33.34M
38.44%114.17M
29.07%31.56M
26.76%28.09M
62.51%28.98M
41.71%25.54M
81.33%82.47M
50.65%24.45M
Professional expense and contract services expense
-61.26%893K
15.95%1.99M
-15.70%1.78M
65.60%7.62M
-14.88%1.48M
169.91%2.31M
62.69%1.72M
121.47%2.12M
10.05%4.6M
58.79%1.73M
Selling and administrative expenses
30.21%23.57M
33.32%22.9M
38.50%21.96M
40.67%74.55M
27.11%23.41M
39.32%18.11M
54.38%17.18M
51.66%15.86M
47.50%52.99M
15.46%18.42M
-General and administrative expense
30.21%23.57M
33.32%22.9M
38.50%21.96M
40.65%73.31M
26.38%22.17M
39.32%18.11M
54.38%17.18M
51.66%15.86M
51.05%52.12M
20.75%17.55M
-Selling and marketing expense
----
----
----
41.86%1.24M
----
----
----
----
-38.63%872K
----
Other non-interest expense
121.72%17.03M
74.78%17.62M
26.83%9.6M
28.67%32.01M
55.17%6.68M
-7.59%7.68M
78.49%10.08M
14.45%7.57M
362.91%24.88M
630.58%4.3M
Income from associates and other participating interests
Special income (charges)
Other non-operating income (expenses)
Income before tax
66.52%35.38M
70.69%33.92M
15.74%26.89M
35.52%96.39M
43.61%32.04M
23.23%21.24M
18.12%19.87M
57.46%23.24M
59.65%71.13M
90.80%22.31M
Income tax
77.06%9.96M
50.17%7.75M
39.69%8.25M
48.27%27.93M
118.48%11.23M
10.99%5.63M
12.17%5.16M
46.80%5.9M
56.52%18.83M
48.37%5.14M
Earnings from equity interest net of tax
Net income
62.72%25.41M
77.89%26.17M
7.59%18.65M
30.93%68.47M
21.19%20.81M
28.33%15.62M
20.36%14.71M
61.45%17.33M
60.81%52.29M
108.67%17.17M
Net Income continuous operations
62.72%25.41M
77.89%26.17M
7.59%18.65M
30.93%68.47M
21.19%20.81M
28.33%15.62M
20.36%14.71M
61.45%17.33M
60.81%52.29M
108.67%17.17M
Minority interest income
120.97%39K
358.21%173K
-391.46%-239K
135.00%47K
215.96%218K
-324.10%-186K
-271.79%-67K
-5.75%82K
-93.51%20K
20.00%-188K
Net income attributable to the parent company
60.56%25.37M
75.92%26M
9.48%18.89M
30.89%68.42M
18.62%20.59M
30.75%15.8M
21.30%14.78M
62.00%17.25M
62.28%52.27M
105.09%17.36M
Preferred stock dividends
Other preferred stock dividend
84.29%352K
57.14%286K
7.37%233K
10.76%834K
13.90%254K
4.37%191K
-1.62%182K
35.63%217K
53.36%753K
72.87%223K
Net income attributable to common stockholders
60.27%25.02M
76.15%25.71M
9.51%18.65M
31.18%67.59M
18.68%20.33M
31.16%15.61M
21.65%14.6M
62.40%17.03M
62.42%51.52M
105.59%17.13M
Basic earnings per share
37.50%0.66
53.33%0.69
5.77%0.55
29.38%2.07
16.98%0.62
29.73%0.48
21.62%0.45
57.58%0.52
61.62%1.6
103.85%0.53
Diluted earnings per share
47.73%0.65
64.29%0.69
4.08%0.51
25.66%1.91
14.00%0.57
25.71%0.44
16.67%0.42
58.06%0.49
61.70%1.52
100.00%0.5
Dividend per share
Currency Unit
USD
USD
USD
USD
USD
USD
USD
USD
USD
USD
Accounting Standards
US-GAAP
US-GAAP
US-GAAP
US-GAAP
US-GAAP
US-GAAP
US-GAAP
US-GAAP
US-GAAP
US-GAAP
Audit Opinions
--
--
--
Unqualified Opinion
--
--
--
--
--
--
(Q3)Sep 30, 2025(Q2)Jun 30, 2025(Q1)Mar 31, 2025(FY)Dec 31, 2024(Q4)Dec 31, 2024(Q3)Sep 30, 2024(Q2)Jun 30, 2024(Q1)Mar 31, 2024(FY)Dec 31, 2023(Q4)Dec 31, 2023
Total revenue 56.81%77.25M59.03%78.04M24.77%62.11M36.15%211.74M33.69%63.62M24.55%49.27M40.38%49.07M48.96%49.78M70.55%155.51M73.13%47.59M
Net interest income 37.86%50.64M43.76%49.09M24.90%38.85M25.99%142.29M24.25%40.31M27.95%36.73M28.88%34.15M22.94%31.11M35.84%112.95M57.18%32.44M
-Net interest income 36.48%145.68M37.77%137.07M30.29%120.08M30.81%413.33M30.63%114.94M32.72%106.75M30.76%99.49M28.95%92.16M31.47%315.97M34.06%87.99M
-Interest income from loans and lease 37.16%144.12M38.67%135.57M31.16%118.74M30.91%406.84M31.55%113.48M32.85%105.07M30.53%97.76M28.37%90.53M29.30%310.78M31.44%86.27M
-Other interest income -6.68%1.56M-13.06%1.51M-17.90%1.34M24.95%6.49M-15.38%1.45M24.89%1.68M45.58%1.73M72.05%1.63M--5.19M--1.72M
-Total interest expense 35.75%95.04M34.64%87.98M33.04%81.23M33.50%271.04M34.36%74.63M35.37%70.01M31.77%65.34M32.25%61.06M29.15%203.02M23.45%55.55M
-Interest expense for long term debt and capital securities 35.75%95.04M34.64%87.98M33.04%81.23M33.50%271.04M34.36%74.63M35.37%70.01M31.77%65.34M32.25%61.06M29.15%203.02M23.45%55.55M
Non interest income 112.33%26.61M93.98%28.94M24.56%23.26M63.14%69.44M53.90%23.31M15.58%12.53M76.41%14.92M130.09%18.67M429.64%42.57M121.22%15.15M
-Fees and commissions 353.59%821K44.80%-462K65.50%-167K74.42%-1.46M61.33%-319K109.78%181K49.43%-837K64.59%-484K48.46%-5.7M21.50%-825K
-Other non interest income 8.86%565K1.24%489K27.70%521K16.74%2.15M76.08%736K52.65%519K-46.51%483K-15.18%408K12.40%1.84M117.61%418K
-Gain loss on sale of assets 113.18%25.23M89.31%28.92M22.17%22.91M48.09%68.75M47.19%22.9M-4.23%11.83M65.85%15.28M108.29%18.75M165.93%46.43M51.43%15.56M
Credit losses provision -652.17%-381K-633.03%-1.6M-86.83%-1.87M38.75%-1.17M97.34%-22K144.81%69K26.85%-218K-57.55%-1M-66.23%-1.92M-289.24%-827K
Non interest expense 47.72%41.5M46.71%42.52M30.55%33.34M38.44%114.17M29.07%31.56M26.76%28.09M62.51%28.98M41.71%25.54M81.33%82.47M50.65%24.45M
Professional expense and contract services expense -61.26%893K15.95%1.99M-15.70%1.78M65.60%7.62M-14.88%1.48M169.91%2.31M62.69%1.72M121.47%2.12M10.05%4.6M58.79%1.73M
Selling and administrative expenses 30.21%23.57M33.32%22.9M38.50%21.96M40.67%74.55M27.11%23.41M39.32%18.11M54.38%17.18M51.66%15.86M47.50%52.99M15.46%18.42M
-General and administrative expense 30.21%23.57M33.32%22.9M38.50%21.96M40.65%73.31M26.38%22.17M39.32%18.11M54.38%17.18M51.66%15.86M51.05%52.12M20.75%17.55M
-Selling and marketing expense ------------41.86%1.24M-----------------38.63%872K----
Other non-interest expense 121.72%17.03M74.78%17.62M26.83%9.6M28.67%32.01M55.17%6.68M-7.59%7.68M78.49%10.08M14.45%7.57M362.91%24.88M630.58%4.3M
Income from associates and other participating interests
Special income (charges)
Other non-operating income (expenses)
Income before tax 66.52%35.38M70.69%33.92M15.74%26.89M35.52%96.39M43.61%32.04M23.23%21.24M18.12%19.87M57.46%23.24M59.65%71.13M90.80%22.31M
Income tax 77.06%9.96M50.17%7.75M39.69%8.25M48.27%27.93M118.48%11.23M10.99%5.63M12.17%5.16M46.80%5.9M56.52%18.83M48.37%5.14M
Earnings from equity interest net of tax
Net income 62.72%25.41M77.89%26.17M7.59%18.65M30.93%68.47M21.19%20.81M28.33%15.62M20.36%14.71M61.45%17.33M60.81%52.29M108.67%17.17M
Net Income continuous operations 62.72%25.41M77.89%26.17M7.59%18.65M30.93%68.47M21.19%20.81M28.33%15.62M20.36%14.71M61.45%17.33M60.81%52.29M108.67%17.17M
Minority interest income 120.97%39K358.21%173K-391.46%-239K135.00%47K215.96%218K-324.10%-186K-271.79%-67K-5.75%82K-93.51%20K20.00%-188K
Net income attributable to the parent company 60.56%25.37M75.92%26M9.48%18.89M30.89%68.42M18.62%20.59M30.75%15.8M21.30%14.78M62.00%17.25M62.28%52.27M105.09%17.36M
Preferred stock dividends
Other preferred stock dividend 84.29%352K57.14%286K7.37%233K10.76%834K13.90%254K4.37%191K-1.62%182K35.63%217K53.36%753K72.87%223K
Net income attributable to common stockholders 60.27%25.02M76.15%25.71M9.51%18.65M31.18%67.59M18.68%20.33M31.16%15.61M21.65%14.6M62.40%17.03M62.42%51.52M105.59%17.13M
Basic earnings per share 37.50%0.6653.33%0.695.77%0.5529.38%2.0716.98%0.6229.73%0.4821.62%0.4557.58%0.5261.62%1.6103.85%0.53
Diluted earnings per share 47.73%0.6564.29%0.694.08%0.5125.66%1.9114.00%0.5725.71%0.4416.67%0.4258.06%0.4961.70%1.52100.00%0.5
Dividend per share
Currency Unit USDUSDUSDUSDUSDUSDUSDUSDUSDUSD
Accounting Standards US-GAAPUS-GAAPUS-GAAPUS-GAAPUS-GAAPUS-GAAPUS-GAAPUS-GAAPUS-GAAPUS-GAAP
Audit Opinions ------Unqualified Opinion------------
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