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Chemung Financial (CHMG)

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  • 56.420
  • -0.310-0.55%
Trading Jan 16 09:30 ET
270.50MMarket Cap20.37P/E (TTM)

Chemung Financial (CHMG) Balance Sheet

Quarterly+Annual
YOY yoy
Hide blank lines yoy
(Q3)Sep 30, 2025
(Q2)Jun 30, 2025
(Q1)Mar 31, 2025
(FY)Dec 31, 2024
(Q4)Dec 31, 2024
(Q3)Sep 30, 2024
(Q2)Jun 30, 2024
(Q1)Mar 31, 2024
(FY)Dec 31, 2023
(Q4)Dec 31, 2023
Assets
Cash cash equivalents and federal funds sold
33.82%107.65M
355.80%320.05M
-43.67%53.44M
27.65%47.04M
27.65%47.04M
6.43%80.44M
29.49%70.22M
173.84%94.86M
-34.05%36.85M
-34.05%36.85M
-Cash and cash equivalents
33.82%107.65M
355.80%320.05M
-43.67%53.44M
27.65%47.04M
27.65%47.04M
6.43%80.44M
29.49%70.22M
173.84%94.86M
-34.05%36.85M
-34.05%36.85M
Net loan
8.68%2.18B
6.08%2.11B
4.65%2.08B
5.12%2.05B
5.12%2.05B
5.08%2.01B
6.20%1.99B
6.99%1.98B
7.76%1.95B
7.76%1.95B
-Gross loan
8.70%2.21B
6.10%2.13B
4.70%2.1B
5.01%2.07B
5.01%2.07B
5.09%2.03B
6.18%2.01B
6.94%2B
7.83%1.97B
7.83%1.97B
-Allowance for loans and lease losses
10.28%23.65M
7.77%22.67M
10.02%22.52M
-5.01%21.39M
-5.01%21.39M
5.87%21.44M
4.26%21.03M
1.97%20.47M
14.54%22.52M
14.54%22.52M
Securities and investments
-49.00%284.81M
-47.46%291.4M
-6.58%532.38M
-8.90%535.49M
-8.90%535.49M
-2.64%558.48M
-8.91%554.67M
-9.67%569.91M
-7.84%587.82M
-7.84%587.82M
-Available for sale securities
846.73%30.71M
9.61%3.39M
3,631.46%115.41M
3,614.38%113.14M
3,614.38%113.14M
15.40%3.24M
8.76%3.09M
4.88%3.09M
7.63%3.05M
7.63%3.05M
-Held to maturity securities
-26.94%480K
3.50%680K
-22.55%608K
-22.55%608K
-22.55%608K
-63.58%657K
-63.58%657K
-59.37%785K
-67.62%785K
-67.62%785K
-Short term investments
-54.27%253.62M
-47.85%287.34M
-26.44%416.36M
-27.78%421.74M
-27.78%421.74M
-2.54%554.58M
-8.83%550.93M
-9.59%566.03M
-7.68%583.99M
-7.68%583.99M
Federal home loan bank stock
31.87%5.52M
23.97%6.83M
97.49%8.04M
65.82%9.12M
65.82%9.12M
3.36%4.19M
-12.99%5.51M
-48.55%4.07M
-32.93%5.5M
-32.93%5.5M
Derivative assets
-8.87%17.97M
-26.34%18.73M
-20.52%20.51M
-0.47%23.83M
-0.47%23.83M
-40.12%19.72M
-3.88%25.42M
13.63%25.81M
-10.35%23.94M
-10.35%23.94M
Bank owned life insurance
1.12%2.98M
1.19%2.97M
1.27%2.96M
1.30%2.95M
1.30%2.95M
1.38%2.94M
1.42%2.93M
1.46%2.92M
1.50%2.91M
1.50%2.91M
Net PPE
-1.13%20.32M
0.09%20.58M
6.70%21.55M
7.92%21.82M
7.92%21.82M
-1.60%20.55M
-4.59%20.56M
-8.66%20.2M
-10.38%20.22M
-10.38%20.22M
-Gross PPE
-1.09%20.9M
0.07%20.96M
6.60%21.75M
-1.28%92.76M
-1.28%92.76M
-1.64%21.13M
-4.54%20.95M
-8.58%20.4M
-0.30%93.96M
-0.30%93.96M
-Accumulated depreciation
-0.34%-583K
1.02%-387K
3.00%-194K
3.81%-70.94M
3.81%-70.94M
3.01%-581K
2.01%-391K
-0.50%-200K
-2.87%-73.74M
-2.87%-73.74M
Goodwill and other intangible assets
0.00%21.82M
0.00%21.82M
0.00%21.82M
0.00%21.82M
0.00%21.82M
0.00%21.82M
0.00%21.82M
0.00%21.82M
0.00%21.82M
0.00%21.82M
-Goodwill
0.00%21.82M
0.00%21.82M
0.00%21.82M
0.00%21.82M
0.00%21.82M
0.00%21.82M
0.00%21.82M
0.00%21.82M
0.00%21.82M
0.00%21.82M
Other assets
-8.16%53.78M
-8.93%58.15M
-2.33%60.62M
4.47%64.05M
4.47%64.05M
-10.74%58.56M
10.23%63.86M
7.87%62.06M
2.37%61.31M
2.37%61.31M
Total assets
-2.80%2.7B
3.51%2.85B
0.42%2.8B
2.42%2.78B
2.42%2.78B
2.45%2.77B
3.03%2.76B
4.92%2.78B
2.46%2.71B
2.46%2.71B
Liabilities
Total deposits
-3.78%2.36B
2.20%2.47B
-1.91%2.43B
-1.34%2.4B
-1.34%2.4B
-0.90%2.45B
1.08%2.42B
6.36%2.48B
4.39%2.43B
4.39%2.43B
Payables
----
----
----
--0
--0
--0
0.75%1.47M
0.89%1.47M
0.96%1.47M
0.96%1.47M
-Dividends payable
----
----
----
--0
--0
--0
0.75%1.47M
0.89%1.47M
0.96%1.47M
0.96%1.47M
Current debt and capital lease obligation
--0
-31.25%55M
--85M
241.82%109.11M
241.82%109.11M
--50M
57.60%80M
--0
-66.68%31.92M
-66.68%31.92M
-Current debt
--0
-31.25%55M
--85M
241.82%109.11M
241.82%109.11M
--50M
57.60%80M
--0
-66.68%31.92M
-66.68%31.92M
Long term debt and capital lease obligation
449.82%52.66M
439.22%53.08M
0.45%9.22M
5.98%9.41M
5.98%9.41M
4.69%9.58M
4.53%9.84M
-5.26%9.18M
-10.76%8.88M
-10.76%8.88M
-Long term debt
--44M
--44.15M
----
----
----
----
----
----
----
----
-Long term capital lease obligation
-9.64%8.65M
-9.23%8.94M
0.45%9.22M
5.98%9.41M
5.98%9.41M
4.69%9.58M
4.53%9.84M
-5.26%9.18M
-10.76%8.88M
-10.76%8.88M
Derivative product liabilities
-8.54%18.06M
-26.02%18.82M
-20.21%20.59M
-0.54%23.85M
-0.54%23.85M
-40.04%19.74M
-3.85%25.43M
13.33%25.81M
-10.39%23.98M
-10.39%23.98M
Other liabilities
-4.42%22.1M
-1.17%21.66M
-71.34%20.21M
10.05%21.59M
10.05%21.59M
11.50%23.12M
15.59%21.92M
245.36%70.53M
9.18%19.61M
9.18%19.61M
Total liabilities
-4.00%2.45B
2.46%2.62B
-0.75%2.57B
1.81%2.56B
1.81%2.56B
0.62%2.55B
2.30%2.55B
4.48%2.59B
1.46%2.52B
1.46%2.52B
Shareholders'equity
Share capital
0.00%53K
0.00%53K
0.00%53K
0.00%53K
0.00%53K
0.00%53K
0.00%53K
0.00%53K
0.00%53K
0.00%53K
-common stock
0.00%53K
0.00%53K
0.00%53K
0.00%53K
0.00%53K
0.00%53K
0.00%53K
0.00%53K
0.00%53K
0.00%53K
Paid-in capital
1.18%49.03M
0.83%48.5M
0.76%48.16M
2.11%48.78M
2.11%48.78M
1.01%48.46M
0.76%48.1M
0.86%47.79M
0.93%47.77M
0.93%47.77M
Retained earnings
2.92%250.37M
2.17%244.21M
7.09%252.2M
7.73%247.71M
7.73%247.71M
6.89%243.27M
7.95%239.02M
8.73%235.51M
8.53%229.93M
8.53%229.93M
Less: Treasury stock
-5.74%15.07M
-5.91%15.1M
-5.99%15.18M
-2.03%16.17M
-2.03%16.17M
-5.29%15.99M
-5.81%16.04M
-6.23%16.15M
-6.23%16.5M
-6.23%16.5M
Gains losses not affecting retained earnings
29.13%-39.08M
38.92%-42.71M
18.78%-56.92M
1.44%-65.07M
1.44%-65.07M
37.83%-55.14M
6.47%-69.91M
-0.87%-70.08M
12.28%-66.01M
12.28%-66.01M
Total stockholders'equity
11.17%245.31M
16.77%234.97M
15.82%228.31M
10.28%215.31M
10.28%215.31M
29.75%220.65M
13.41%201.22M
11.16%197.13M
17.34%195.24M
17.34%195.24M
Total equity
11.17%245.31M
16.77%234.97M
15.82%228.31M
10.28%215.31M
10.28%215.31M
29.75%220.65M
13.41%201.22M
11.16%197.13M
17.34%195.24M
17.34%195.24M
Currency Unit
USD
USD
USD
USD
USD
USD
USD
USD
USD
USD
Accounting Standards
US-GAAP
US-GAAP
US-GAAP
US-GAAP
US-GAAP
US-GAAP
US-GAAP
US-GAAP
US-GAAP
US-GAAP
Audit Opinions
--
--
--
Unqualified Opinion
--
--
--
--
Unqualified Opinion with Explanatory Notes
--
(Q3)Sep 30, 2025(Q2)Jun 30, 2025(Q1)Mar 31, 2025(FY)Dec 31, 2024(Q4)Dec 31, 2024(Q3)Sep 30, 2024(Q2)Jun 30, 2024(Q1)Mar 31, 2024(FY)Dec 31, 2023(Q4)Dec 31, 2023
Assets
Cash cash equivalents and federal funds sold 33.82%107.65M355.80%320.05M-43.67%53.44M27.65%47.04M27.65%47.04M6.43%80.44M29.49%70.22M173.84%94.86M-34.05%36.85M-34.05%36.85M
-Cash and cash equivalents 33.82%107.65M355.80%320.05M-43.67%53.44M27.65%47.04M27.65%47.04M6.43%80.44M29.49%70.22M173.84%94.86M-34.05%36.85M-34.05%36.85M
Net loan 8.68%2.18B6.08%2.11B4.65%2.08B5.12%2.05B5.12%2.05B5.08%2.01B6.20%1.99B6.99%1.98B7.76%1.95B7.76%1.95B
-Gross loan 8.70%2.21B6.10%2.13B4.70%2.1B5.01%2.07B5.01%2.07B5.09%2.03B6.18%2.01B6.94%2B7.83%1.97B7.83%1.97B
-Allowance for loans and lease losses 10.28%23.65M7.77%22.67M10.02%22.52M-5.01%21.39M-5.01%21.39M5.87%21.44M4.26%21.03M1.97%20.47M14.54%22.52M14.54%22.52M
Securities and investments -49.00%284.81M-47.46%291.4M-6.58%532.38M-8.90%535.49M-8.90%535.49M-2.64%558.48M-8.91%554.67M-9.67%569.91M-7.84%587.82M-7.84%587.82M
-Available for sale securities 846.73%30.71M9.61%3.39M3,631.46%115.41M3,614.38%113.14M3,614.38%113.14M15.40%3.24M8.76%3.09M4.88%3.09M7.63%3.05M7.63%3.05M
-Held to maturity securities -26.94%480K3.50%680K-22.55%608K-22.55%608K-22.55%608K-63.58%657K-63.58%657K-59.37%785K-67.62%785K-67.62%785K
-Short term investments -54.27%253.62M-47.85%287.34M-26.44%416.36M-27.78%421.74M-27.78%421.74M-2.54%554.58M-8.83%550.93M-9.59%566.03M-7.68%583.99M-7.68%583.99M
Federal home loan bank stock 31.87%5.52M23.97%6.83M97.49%8.04M65.82%9.12M65.82%9.12M3.36%4.19M-12.99%5.51M-48.55%4.07M-32.93%5.5M-32.93%5.5M
Derivative assets -8.87%17.97M-26.34%18.73M-20.52%20.51M-0.47%23.83M-0.47%23.83M-40.12%19.72M-3.88%25.42M13.63%25.81M-10.35%23.94M-10.35%23.94M
Bank owned life insurance 1.12%2.98M1.19%2.97M1.27%2.96M1.30%2.95M1.30%2.95M1.38%2.94M1.42%2.93M1.46%2.92M1.50%2.91M1.50%2.91M
Net PPE -1.13%20.32M0.09%20.58M6.70%21.55M7.92%21.82M7.92%21.82M-1.60%20.55M-4.59%20.56M-8.66%20.2M-10.38%20.22M-10.38%20.22M
-Gross PPE -1.09%20.9M0.07%20.96M6.60%21.75M-1.28%92.76M-1.28%92.76M-1.64%21.13M-4.54%20.95M-8.58%20.4M-0.30%93.96M-0.30%93.96M
-Accumulated depreciation -0.34%-583K1.02%-387K3.00%-194K3.81%-70.94M3.81%-70.94M3.01%-581K2.01%-391K-0.50%-200K-2.87%-73.74M-2.87%-73.74M
Goodwill and other intangible assets 0.00%21.82M0.00%21.82M0.00%21.82M0.00%21.82M0.00%21.82M0.00%21.82M0.00%21.82M0.00%21.82M0.00%21.82M0.00%21.82M
-Goodwill 0.00%21.82M0.00%21.82M0.00%21.82M0.00%21.82M0.00%21.82M0.00%21.82M0.00%21.82M0.00%21.82M0.00%21.82M0.00%21.82M
Other assets -8.16%53.78M-8.93%58.15M-2.33%60.62M4.47%64.05M4.47%64.05M-10.74%58.56M10.23%63.86M7.87%62.06M2.37%61.31M2.37%61.31M
Total assets -2.80%2.7B3.51%2.85B0.42%2.8B2.42%2.78B2.42%2.78B2.45%2.77B3.03%2.76B4.92%2.78B2.46%2.71B2.46%2.71B
Liabilities
Total deposits -3.78%2.36B2.20%2.47B-1.91%2.43B-1.34%2.4B-1.34%2.4B-0.90%2.45B1.08%2.42B6.36%2.48B4.39%2.43B4.39%2.43B
Payables --------------0--0--00.75%1.47M0.89%1.47M0.96%1.47M0.96%1.47M
-Dividends payable --------------0--0--00.75%1.47M0.89%1.47M0.96%1.47M0.96%1.47M
Current debt and capital lease obligation --0-31.25%55M--85M241.82%109.11M241.82%109.11M--50M57.60%80M--0-66.68%31.92M-66.68%31.92M
-Current debt --0-31.25%55M--85M241.82%109.11M241.82%109.11M--50M57.60%80M--0-66.68%31.92M-66.68%31.92M
Long term debt and capital lease obligation 449.82%52.66M439.22%53.08M0.45%9.22M5.98%9.41M5.98%9.41M4.69%9.58M4.53%9.84M-5.26%9.18M-10.76%8.88M-10.76%8.88M
-Long term debt --44M--44.15M--------------------------------
-Long term capital lease obligation -9.64%8.65M-9.23%8.94M0.45%9.22M5.98%9.41M5.98%9.41M4.69%9.58M4.53%9.84M-5.26%9.18M-10.76%8.88M-10.76%8.88M
Derivative product liabilities -8.54%18.06M-26.02%18.82M-20.21%20.59M-0.54%23.85M-0.54%23.85M-40.04%19.74M-3.85%25.43M13.33%25.81M-10.39%23.98M-10.39%23.98M
Other liabilities -4.42%22.1M-1.17%21.66M-71.34%20.21M10.05%21.59M10.05%21.59M11.50%23.12M15.59%21.92M245.36%70.53M9.18%19.61M9.18%19.61M
Total liabilities -4.00%2.45B2.46%2.62B-0.75%2.57B1.81%2.56B1.81%2.56B0.62%2.55B2.30%2.55B4.48%2.59B1.46%2.52B1.46%2.52B
Shareholders'equity
Share capital 0.00%53K0.00%53K0.00%53K0.00%53K0.00%53K0.00%53K0.00%53K0.00%53K0.00%53K0.00%53K
-common stock 0.00%53K0.00%53K0.00%53K0.00%53K0.00%53K0.00%53K0.00%53K0.00%53K0.00%53K0.00%53K
Paid-in capital 1.18%49.03M0.83%48.5M0.76%48.16M2.11%48.78M2.11%48.78M1.01%48.46M0.76%48.1M0.86%47.79M0.93%47.77M0.93%47.77M
Retained earnings 2.92%250.37M2.17%244.21M7.09%252.2M7.73%247.71M7.73%247.71M6.89%243.27M7.95%239.02M8.73%235.51M8.53%229.93M8.53%229.93M
Less: Treasury stock -5.74%15.07M-5.91%15.1M-5.99%15.18M-2.03%16.17M-2.03%16.17M-5.29%15.99M-5.81%16.04M-6.23%16.15M-6.23%16.5M-6.23%16.5M
Gains losses not affecting retained earnings 29.13%-39.08M38.92%-42.71M18.78%-56.92M1.44%-65.07M1.44%-65.07M37.83%-55.14M6.47%-69.91M-0.87%-70.08M12.28%-66.01M12.28%-66.01M
Total stockholders'equity 11.17%245.31M16.77%234.97M15.82%228.31M10.28%215.31M10.28%215.31M29.75%220.65M13.41%201.22M11.16%197.13M17.34%195.24M17.34%195.24M
Total equity 11.17%245.31M16.77%234.97M15.82%228.31M10.28%215.31M10.28%215.31M29.75%220.65M13.41%201.22M11.16%197.13M17.34%195.24M17.34%195.24M
Currency Unit USDUSDUSDUSDUSDUSDUSDUSDUSDUSD
Accounting Standards US-GAAPUS-GAAPUS-GAAPUS-GAAPUS-GAAPUS-GAAPUS-GAAPUS-GAAPUS-GAAPUS-GAAP
Audit Opinions ------Unqualified Opinion--------Unqualified Opinion with Explanatory Notes--
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